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DONEGAL GROUP INC（DGICA）与Ribbon Communications Inc.（RBBN）财务数据对比。点击上方公司名可切换其他公司
DONEGAL GROUP INC的季度营收约是Ribbon Communications Inc.的1.5倍（$236.0M vs $162.6M），Ribbon Communications Inc.净利率更高（54.8% vs 4.9%，领先49.9%），DONEGAL GROUP INC同比增速更快（-3.7% vs -10.3%），过去两年DONEGAL GROUP INC的营收复合增速更高（-2.2% vs -8.1%）
多尼戈尔集团是一家美国地区性保险控股企业，提供个人及商业财产和意外伤害保险产品，主要服务美国中大西洋、中西部及南部地区客户，为个人、家庭及中小型企业提供定制化保障方案。
睿宾通信公司（Ribbon Communications Inc.）主要为电信运营商、企业及关键基础设施领域提供软件、IP与光网络解决方案。公司于2017年由Genband与Sonus Networks合并成立，总部位于美国得克萨斯州普莱诺，是一家上市科技企业。
DGICA vs RBBN — 直观对比
营收规模更大
DGICA
是对方的1.5倍
$162.6M
营收增速更快
DGICA
高出6.6%
-10.3%
净利率更高
RBBN
高出49.9%
4.9%
两年增速更快
DGICA
近两年复合增速
-8.1%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $236.0M | $162.6M |
| 净利润 | $11.5M | $89.1M |
| 毛利率 | — | 42.9% |
| 营业利润率 | — | 37.6% |
| 净利率 | 4.9% | 54.8% |
| 营收同比 | -3.7% | -10.3% |
| 净利润同比 | -54.3% | — |
| 每股收益（稀释后） | — | $0.50 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收DGICARBBN
| Q1 26 | $236.0M | $162.6M | ||
| Q4 25 | $239.8M | $227.3M | ||
| Q3 25 | $245.9M | $215.4M | ||
| Q2 25 | $247.1M | $220.6M | ||
| Q1 25 | $245.2M | $181.3M | ||
| Q4 24 | $250.0M | $251.4M | ||
| Q3 24 | $251.7M | $210.2M | ||
| Q2 24 | $246.8M | $192.6M |
净利润DGICARBBN
| Q1 26 | $11.5M | $89.1M | ||
| Q4 25 | $17.2M | — | ||
| Q3 25 | $20.1M | $-12.1M | ||
| Q2 25 | $16.9M | $-11.1M | ||
| Q1 25 | $25.2M | $-26.2M | ||
| Q4 24 | $24.0M | — | ||
| Q3 24 | $16.8M | $-13.4M | ||
| Q2 24 | $4.2M | $-16.8M |
毛利率DGICARBBN
| Q1 26 | — | 42.9% | ||
| Q4 25 | — | 53.3% | ||
| Q3 25 | — | 50.1% | ||
| Q2 25 | — | 49.6% | ||
| Q1 25 | — | 45.4% | ||
| Q4 24 | — | 55.7% | ||
| Q3 24 | — | 52.1% | ||
| Q2 24 | — | 50.8% |
营业利润率DGICARBBN
| Q1 26 | — | 37.6% | ||
| Q4 25 | 8.7% | 4.1% | ||
| Q3 25 | 10.2% | 1.3% | ||
| Q2 25 | 8.3% | 1.9% | ||
| Q1 25 | 12.7% | -10.8% | ||
| Q4 24 | 11.9% | 13.2% | ||
| Q3 24 | 8.1% | -0.4% | ||
| Q2 24 | 2.0% | -1.0% |
净利率DGICARBBN
| Q1 26 | 4.9% | 54.8% | ||
| Q4 25 | 7.2% | — | ||
| Q3 25 | 8.2% | -5.6% | ||
| Q2 25 | 6.8% | -5.0% | ||
| Q1 25 | 10.3% | -14.5% | ||
| Q4 24 | 9.6% | — | ||
| Q3 24 | 6.7% | -6.4% | ||
| Q2 24 | 1.7% | -8.7% |
每股收益（稀释后）DGICARBBN
| Q1 26 | — | $0.50 | ||
| Q4 25 | — | $0.50 | ||
| Q3 25 | — | $-0.07 | ||
| Q2 25 | — | $-0.06 | ||
| Q1 25 | — | $-0.15 | ||
| Q4 24 | — | $0.05 | ||
| Q3 24 | — | $-0.08 | ||
| Q2 24 | — | $-0.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $67.6M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $649.1M | $419.1M |
| 总资产 | $2.4B | — |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资DGICARBBN
| Q1 26 | — | $67.6M | ||
| Q4 25 | — | $96.4M | ||
| Q3 25 | — | $74.8M | ||
| Q2 25 | — | $60.5M | ||
| Q1 25 | — | $71.2M | ||
| Q4 24 | — | $87.8M | ||
| Q3 24 | — | $37.2M | ||
| Q2 24 | — | $64.6M |
总债务DGICARBBN
| Q1 26 | — | — | ||
| Q4 25 | — | $342.1M | ||
| Q3 25 | — | $344.3M | ||
| Q2 25 | — | $346.5M | ||
| Q1 25 | — | $347.4M | ||
| Q4 24 | — | $348.3M | ||
| Q3 24 | — | $349.1M | ||
| Q2 24 | — | $350.0M |
股东权益DGICARBBN
| Q1 26 | $649.1M | $419.1M | ||
| Q4 25 | $640.4M | $449.0M | ||
| Q3 25 | $627.4M | $360.1M | ||
| Q2 25 | $605.7M | $370.4M | ||
| Q1 25 | $584.7M | $381.8M | ||
| Q4 24 | $545.8M | $404.6M | ||
| Q3 24 | $513.4M | $395.5M | ||
| Q2 24 | $484.1M | $405.0M |
总资产DGICARBBN
| Q1 26 | $2.4B | — | ||
| Q4 25 | $2.4B | $1.2B | ||
| Q3 25 | $2.4B | $1.1B | ||
| Q2 25 | $2.4B | $1.1B | ||
| Q1 25 | $2.4B | $1.1B | ||
| Q4 24 | $2.3B | $1.2B | ||
| Q3 24 | $2.3B | $1.1B | ||
| Q2 24 | $2.3B | $1.1B |
负债/权益比DGICARBBN
| Q1 26 | — | — | ||
| Q4 25 | — | 0.76× | ||
| Q3 25 | — | 0.96× | ||
| Q2 25 | — | 0.94× | ||
| Q1 25 | — | 0.91× | ||
| Q4 24 | — | 0.86× | ||
| Q3 24 | — | 0.88× | ||
| Q2 24 | — | 0.86× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
DGICA
暂无分部数据
RBBN
| Service | $94.5M | 58% |
| Product | $68.1M | 42% |
