vs
DONEGAL GROUP INC（DGICA）与RBC Bearings INC（RBC）财务数据对比。点击上方公司名可切换其他公司
RBC Bearings INC的季度营收约是DONEGAL GROUP INC的2.0倍（$461.6M vs $236.0M），RBC Bearings INC净利率更高（14.6% vs 4.9%，领先9.7%），RBC Bearings INC同比增速更快（17.0% vs -3.7%），过去两年RBC Bearings INC的营收复合增速更高（5.6% vs -2.2%）
多尼戈尔集团是一家美国地区性保险控股企业，提供个人及商业财产和意外伤害保险产品，主要服务美国中大西洋、中西部及南部地区客户，为个人、家庭及中小型企业提供定制化保障方案。
该文本实际介绍的并非RBC Bearings，而是美国多佛公司。多佛是一家工业产品综合制造商，1955年成立，总部位于伊利诺伊州当纳斯格罗夫。2021年其业务分为五大板块：工程产品、清洁能源与加注、成像与识别、泵与工艺解决方案、气候与可持续技术，是标普500成分股，在纽约证券交易所上市。
DGICA vs RBC — 直观对比
营收规模更大
RBC
是对方的2.0倍
$236.0M
营收增速更快
RBC
高出20.8%
-3.7%
净利率更高
RBC
高出9.7%
4.9%
两年增速更快
RBC
近两年复合增速
-2.2%
损益表 — Q1 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $236.0M | $461.6M |
| 净利润 | $11.5M | $67.4M |
| 毛利率 | — | 44.3% |
| 营业利润率 | — | 22.3% |
| 净利率 | 4.9% | 14.6% |
| 营收同比 | -3.7% | 17.0% |
| 净利润同比 | -54.3% | 16.4% |
| 每股收益（稀释后） | — | $2.13 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收DGICARBC
| Q1 26 | $236.0M | — | ||
| Q4 25 | $239.8M | $461.6M | ||
| Q3 25 | $245.9M | $455.3M | ||
| Q2 25 | $247.1M | $436.0M | ||
| Q1 25 | $245.2M | $437.7M | ||
| Q4 24 | $250.0M | $394.4M | ||
| Q3 24 | $251.7M | $397.9M | ||
| Q2 24 | $246.8M | $406.3M |
净利润DGICARBC
| Q1 26 | $11.5M | — | ||
| Q4 25 | $17.2M | $67.4M | ||
| Q3 25 | $20.1M | $60.0M | ||
| Q2 25 | $16.9M | $68.5M | ||
| Q1 25 | $25.2M | $72.7M | ||
| Q4 24 | $24.0M | $57.9M | ||
| Q3 24 | $16.8M | $54.2M | ||
| Q2 24 | $4.2M | $61.4M |
毛利率DGICARBC
| Q1 26 | — | — | ||
| Q4 25 | — | 44.3% | ||
| Q3 25 | — | 44.1% | ||
| Q2 25 | — | 44.8% | ||
| Q1 25 | — | 44.2% | ||
| Q4 24 | — | 44.3% | ||
| Q3 24 | — | 43.7% | ||
| Q2 24 | — | 45.3% |
营业利润率DGICARBC
| Q1 26 | — | — | ||
| Q4 25 | 8.7% | 22.3% | ||
| Q3 25 | 10.2% | 21.5% | ||
| Q2 25 | 8.3% | 23.2% | ||
| Q1 25 | 12.7% | 23.0% | ||
| Q4 24 | 11.9% | 21.7% | ||
| Q3 24 | 8.1% | 21.6% | ||
| Q2 24 | 2.0% | 24.0% |
净利率DGICARBC
| Q1 26 | 4.9% | — | ||
| Q4 25 | 7.2% | 14.6% | ||
| Q3 25 | 8.2% | 13.2% | ||
| Q2 25 | 6.8% | 15.7% | ||
| Q1 25 | 10.3% | 16.6% | ||
| Q4 24 | 9.6% | 14.7% | ||
| Q3 24 | 6.7% | 13.6% | ||
| Q2 24 | 1.7% | 15.1% |
每股收益（稀释后）DGICARBC
| Q1 26 | — | — | ||
| Q4 25 | — | $2.13 | ||
| Q3 25 | — | $1.90 | ||
| Q2 25 | — | $2.17 | ||
| Q1 25 | — | $2.33 | ||
| Q4 24 | — | $1.82 | ||
| Q3 24 | — | $1.65 | ||
| Q2 24 | — | $1.90 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $107.6M |
| 总债务越低越好 | — | $990.2M |
| 股东权益账面价值 | $649.1M | $3.3B |
| 总资产 | $2.4B | $5.1B |
| 负债/权益比越低杠杆越低 | — | 0.30× |
8季度趋势，按日历期对齐
现金及短期投资DGICARBC
| Q1 26 | — | — | ||
| Q4 25 | — | $107.6M | ||
| Q3 25 | — | $91.2M | ||
| Q2 25 | — | $132.9M | ||
| Q1 25 | — | $36.8M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $76.8M |
总债务DGICARBC
| Q1 26 | — | — | ||
| Q4 25 | — | $990.2M | ||
| Q3 25 | — | $1.1B | ||
| Q2 25 | — | $915.6M | ||
| Q1 25 | — | $920.1M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益DGICARBC
| Q1 26 | $649.1M | — | ||
| Q4 25 | $640.4M | $3.3B | ||
| Q3 25 | $627.4M | $3.2B | ||
| Q2 25 | $605.7M | $3.1B | ||
| Q1 25 | $584.7M | $3.0B | ||
| Q4 24 | $545.8M | $2.9B | ||
| Q3 24 | $513.4M | $2.9B | ||
| Q2 24 | $484.1M | $2.8B |
总资产DGICARBC
| Q1 26 | $2.4B | — | ||
| Q4 25 | $2.4B | $5.1B | ||
| Q3 25 | $2.4B | $5.1B | ||
| Q2 25 | $2.4B | $4.8B | ||
| Q1 25 | $2.4B | $4.7B | ||
| Q4 24 | $2.3B | $4.7B | ||
| Q3 24 | $2.3B | $4.7B | ||
| Q2 24 | $2.3B | $4.7B |
负债/权益比DGICARBC
| Q1 26 | — | — | ||
| Q4 25 | — | 0.30× | ||
| Q3 25 | — | 0.34× | ||
| Q2 25 | — | 0.29× | ||
| Q1 25 | — | 0.30× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $122.1M |
| 自由现金流经营现金流 - 资本支出 | — | $99.1M |
| 自由现金流率自由现金流/营收 | — | 21.5% |
| 资本支出强度资本支出/营收 | — | 5.0% |
| 现金转化率经营现金流/净利润 | — | 1.81× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流DGICARBC
| Q1 26 | — | — | ||
| Q4 25 | $70.2M | $122.1M | ||
| Q3 25 | $22.4M | $88.4M | ||
| Q2 25 | $12.1M | $120.0M | ||
| Q1 25 | $25.7M | — | ||
| Q4 24 | $67.4M | $84.0M | ||
| Q3 24 | $12.7M | — | ||
| Q2 24 | $21.7M | $97.4M |
自由现金流DGICARBC
| Q1 26 | — | — | ||
| Q4 25 | — | $99.1M | ||
| Q3 25 | — | $71.7M | ||
| Q2 25 | — | $104.3M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $73.6M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $88.4M |
自由现金流率DGICARBC
| Q1 26 | — | — | ||
| Q4 25 | — | 21.5% | ||
| Q3 25 | — | 15.7% | ||
| Q2 25 | — | 23.9% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 18.7% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 21.8% |
资本支出强度DGICARBC
| Q1 26 | — | — | ||
| Q4 25 | — | 5.0% | ||
| Q3 25 | — | 3.7% | ||
| Q2 25 | — | 3.6% | ||
| Q1 25 | — | 3.2% | ||
| Q4 24 | — | 2.6% | ||
| Q3 24 | — | 4.1% | ||
| Q2 24 | — | 2.2% |
现金转化率DGICARBC
| Q1 26 | — | — | ||
| Q4 25 | 4.08× | 1.81× | ||
| Q3 25 | 1.11× | 1.47× | ||
| Q2 25 | 0.72× | 1.75× | ||
| Q1 25 | 1.02× | — | ||
| Q4 24 | 2.81× | 1.45× | ||
| Q3 24 | 0.76× | — | ||
| Q2 24 | 5.22× | 1.59× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
DGICA
暂无分部数据
RBC
| Domestic | $413.3M | 90% |
| Foreign | $48.3M | 10% |
