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DONEGAL GROUP INC（DGICA）与STURM RUGER & CO INC（RGR）财务数据对比。点击上方公司名可切换其他公司
DONEGAL GROUP INC的季度营收约是STURM RUGER & CO INC的1.6倍（$236.0M vs $151.1M），STURM RUGER & CO INC同比增速更快（3.6% vs -3.7%），过去两年STURM RUGER & CO INC的营收复合增速更高（5.1% vs -2.2%）
多尼戈尔集团是一家美国地区性保险控股企业，提供个人及商业财产和意外伤害保险产品，主要服务美国中大西洋、中西部及南部地区客户，为个人、家庭及中小型企业提供定制化保障方案。
鲁格公司（Ruger）是总部位于美国康涅狄格州绍斯波特的枪械制造企业，除总部外，还在新罕布什尔州纽波特、北卡罗来纳州梅约丹以及亚利桑那州普雷斯科特设有生产工厂。公司由亚历山大·麦考密克·斯特姆与威廉·B·鲁格于1949年共同创立，自1969年起公开上市交易。
DGICA vs RGR — 直观对比
营收规模更大
DGICA
是对方的1.6倍
$151.1M
营收增速更快
RGR
高出7.4%
-3.7%
两年增速更快
RGR
近两年复合增速
-2.2%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $236.0M | $151.1M |
| 净利润 | $11.5M | — |
| 毛利率 | — | 17.8% |
| 营业利润率 | — | 2.3% |
| 净利率 | 4.9% | — |
| 营收同比 | -3.7% | 3.6% |
| 净利润同比 | -54.3% | — |
| 每股收益（稀释后） | — | $0.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收DGICARGR
| Q1 26 | $236.0M | — | ||
| Q4 25 | $239.8M | $151.1M | ||
| Q3 25 | $245.9M | $126.8M | ||
| Q2 25 | $247.1M | $132.5M | ||
| Q1 25 | $245.2M | $135.7M | ||
| Q4 24 | $250.0M | $145.8M | ||
| Q3 24 | $251.7M | $122.3M | ||
| Q2 24 | $246.8M | $130.8M |
净利润DGICARGR
| Q1 26 | $11.5M | — | ||
| Q4 25 | $17.2M | — | ||
| Q3 25 | $20.1M | $1.6M | ||
| Q2 25 | $16.9M | $-17.2M | ||
| Q1 25 | $25.2M | $7.8M | ||
| Q4 24 | $24.0M | — | ||
| Q3 24 | $16.8M | $4.7M | ||
| Q2 24 | $4.2M | $8.3M |
毛利率DGICARGR
| Q1 26 | — | — | ||
| Q4 25 | — | 17.8% | ||
| Q3 25 | — | 15.1% | ||
| Q2 25 | — | 3.9% | ||
| Q1 25 | — | 22.0% | ||
| Q4 24 | — | 22.8% | ||
| Q3 24 | — | 18.5% | ||
| Q2 24 | — | 22.3% |
营业利润率DGICARGR
| Q1 26 | — | — | ||
| Q4 25 | 8.7% | 2.3% | ||
| Q3 25 | 10.2% | -2.7% | ||
| Q2 25 | 8.3% | -15.6% | ||
| Q1 25 | 12.7% | 6.2% | ||
| Q4 24 | 11.9% | 7.8% | ||
| Q3 24 | 8.1% | 3.1% | ||
| Q2 24 | 2.0% | 6.9% |
净利率DGICARGR
| Q1 26 | 4.9% | — | ||
| Q4 25 | 7.2% | — | ||
| Q3 25 | 8.2% | 1.2% | ||
| Q2 25 | 6.8% | -13.0% | ||
| Q1 25 | 10.3% | 5.7% | ||
| Q4 24 | 9.6% | — | ||
| Q3 24 | 6.7% | 3.9% | ||
| Q2 24 | 1.7% | 6.3% |
每股收益（稀释后）DGICARGR
| Q1 26 | — | — | ||
| Q4 25 | — | $0.22 | ||
| Q3 25 | — | $0.10 | ||
| Q2 25 | — | $-1.05 | ||
| Q1 25 | — | $0.46 | ||
| Q4 24 | — | $0.62 | ||
| Q3 24 | — | $0.28 | ||
| Q2 24 | — | $0.47 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $92.5M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $649.1M | $283.8M |
| 总资产 | $2.4B | $342.0M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资DGICARGR
| Q1 26 | — | — | ||
| Q4 25 | — | $92.5M | ||
| Q3 25 | — | $80.8M | ||
| Q2 25 | — | $101.4M | ||
| Q1 25 | — | $108.3M | ||
| Q4 24 | — | $105.5M | ||
| Q3 24 | — | $96.0M | ||
| Q2 24 | — | $105.6M |
股东权益DGICARGR
| Q1 26 | $649.1M | — | ||
| Q4 25 | $640.4M | $283.8M | ||
| Q3 25 | $627.4M | $279.6M | ||
| Q2 25 | $605.7M | $289.3M | ||
| Q1 25 | $584.7M | $321.5M | ||
| Q4 24 | $545.8M | $319.6M | ||
| Q3 24 | $513.4M | $314.9M | ||
| Q2 24 | $484.1M | $321.5M |
总资产DGICARGR
| Q1 26 | $2.4B | — | ||
| Q4 25 | $2.4B | $342.0M | ||
| Q3 25 | $2.4B | $342.3M | ||
| Q2 25 | $2.4B | $349.5M | ||
| Q1 25 | $2.4B | $379.0M | ||
| Q4 24 | $2.3B | $384.0M | ||
| Q3 24 | $2.3B | $373.5M | ||
| Q2 24 | $2.3B | $376.7M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $15.5M |
| 自由现金流经营现金流 - 资本支出 | — | $12.3M |
| 自由现金流率自由现金流/营收 | — | 8.2% |
| 资本支出强度资本支出/营收 | — | 2.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $38.5M |
8季度趋势，按日历期对齐
经营现金流DGICARGR
| Q1 26 | — | — | ||
| Q4 25 | $70.2M | $15.5M | ||
| Q3 25 | $22.4M | $12.9M | ||
| Q2 25 | $12.1M | $14.7M | ||
| Q1 25 | $25.7M | $11.1M | ||
| Q4 24 | $67.4M | $20.0M | ||
| Q3 24 | $12.7M | $9.4M | ||
| Q2 24 | $21.7M | $18.7M |
自由现金流DGICARGR
| Q1 26 | — | — | ||
| Q4 25 | — | $12.3M | ||
| Q3 25 | — | $7.0M | ||
| Q2 25 | — | $9.1M | ||
| Q1 25 | — | $10.0M | ||
| Q4 24 | — | $16.4M | ||
| Q3 24 | — | $2.6M | ||
| Q2 24 | — | $10.1M |
自由现金流率DGICARGR
| Q1 26 | — | — | ||
| Q4 25 | — | 8.2% | ||
| Q3 25 | — | 5.5% | ||
| Q2 25 | — | 6.9% | ||
| Q1 25 | — | 7.4% | ||
| Q4 24 | — | 11.2% | ||
| Q3 24 | — | 2.1% | ||
| Q2 24 | — | 7.7% |
资本支出强度DGICARGR
| Q1 26 | — | — | ||
| Q4 25 | — | 2.1% | ||
| Q3 25 | — | 4.6% | ||
| Q2 25 | — | 4.2% | ||
| Q1 25 | — | 0.8% | ||
| Q4 24 | — | 2.5% | ||
| Q3 24 | — | 5.5% | ||
| Q2 24 | — | 6.6% |
现金转化率DGICARGR
| Q1 26 | — | — | ||
| Q4 25 | 4.08× | — | ||
| Q3 25 | 1.11× | 8.15× | ||
| Q2 25 | 0.72× | — | ||
| Q1 25 | 1.02× | 1.43× | ||
| Q4 24 | 2.81× | — | ||
| Q3 24 | 0.76× | 1.98× | ||
| Q2 24 | 5.22× | 2.27× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
DGICA
暂无分部数据
RGR
| Firearms | $150.6M | 100% |
| Castings | $7.3M | 5% |
