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DONEGAL GROUP INC（DGICA）与GIBRALTAR INDUSTRIES, INC.（ROCK）财务数据对比。点击上方公司名可切换其他公司
DONEGAL GROUP INC的季度营收约是GIBRALTAR INDUSTRIES, INC.的1.0倍（$236.0M vs $225.0M），GIBRALTAR INDUSTRIES, INC.同比增速更快（24.9% vs -3.7%），过去两年DONEGAL GROUP INC的营收复合增速更高（-2.2% vs -12.3%）
多尼戈尔集团是一家美国地区性保险控股企业，提供个人及商业财产和意外伤害保险产品，主要服务美国中大西洋、中西部及南部地区客户，为个人、家庭及中小型企业提供定制化保障方案。
直布罗陀工业公司是专业建筑、基础设施及可再生能源产品制造商与分销商，主营通风系统、屋面配件、太阳能安装支架、园林景观产品等，主要服务北美地区住宅、商业建筑及清洁能源市场，专注提供创新可持续的客户解决方案。
DGICA vs ROCK — 直观对比
营收规模更大
DGICA
是对方的1.0倍
$225.0M
营收增速更快
ROCK
高出28.7%
-3.7%
两年增速更快
DGICA
近两年复合增速
-12.3%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $236.0M | $225.0M |
| 净利润 | $11.5M | — |
| 毛利率 | — | 25.3% |
| 营业利润率 | — | 7.9% |
| 净利率 | 4.9% | — |
| 营收同比 | -3.7% | 24.9% |
| 净利润同比 | -54.3% | — |
| 每股收益（稀释后） | — | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收DGICAROCK
| Q1 26 | $236.0M | — | ||
| Q4 25 | $239.8M | $225.0M | ||
| Q3 25 | $245.9M | $310.9M | ||
| Q2 25 | $247.1M | $309.5M | ||
| Q1 25 | $245.2M | $290.0M | ||
| Q4 24 | $250.0M | $180.1M | ||
| Q3 24 | $251.7M | $277.1M | ||
| Q2 24 | $246.8M | $273.6M |
净利润DGICAROCK
| Q1 26 | $11.5M | — | ||
| Q4 25 | $17.2M | — | ||
| Q3 25 | $20.1M | $-89.1M | ||
| Q2 25 | $16.9M | $26.0M | ||
| Q1 25 | $25.2M | $21.1M | ||
| Q4 24 | $24.0M | — | ||
| Q3 24 | $16.8M | $34.0M | ||
| Q2 24 | $4.2M | $32.2M |
毛利率DGICAROCK
| Q1 26 | — | — | ||
| Q4 25 | — | 25.3% | ||
| Q3 25 | — | 26.6% | ||
| Q2 25 | — | 28.4% | ||
| Q1 25 | — | 26.8% | ||
| Q4 24 | — | 29.0% | ||
| Q3 24 | — | 29.4% | ||
| Q2 24 | — | 30.5% |
营业利润率DGICAROCK
| Q1 26 | — | — | ||
| Q4 25 | 8.7% | 7.9% | ||
| Q3 25 | 10.2% | 12.8% | ||
| Q2 25 | 8.3% | 12.8% | ||
| Q1 25 | 12.7% | 8.8% | ||
| Q4 24 | 11.9% | 13.3% | ||
| Q3 24 | 8.1% | 15.6% | ||
| Q2 24 | 2.0% | 14.9% |
净利率DGICAROCK
| Q1 26 | 4.9% | — | ||
| Q4 25 | 7.2% | — | ||
| Q3 25 | 8.2% | -28.6% | ||
| Q2 25 | 6.8% | 8.4% | ||
| Q1 25 | 10.3% | 7.3% | ||
| Q4 24 | 9.6% | — | ||
| Q3 24 | 6.7% | 12.3% | ||
| Q2 24 | 1.7% | 11.8% |
每股收益（稀释后）DGICAROCK
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $-2.98 | ||
| Q2 25 | — | $0.87 | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $1.11 | ||
| Q2 24 | — | $1.05 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $115.7M |
| 总债务越低越好 | — | $0 |
| 股东权益账面价值 | $649.1M | $950.4M |
| 总资产 | $2.4B | $1.4B |
| 负债/权益比越低杠杆越低 | — | 0.00× |
8季度趋势，按日历期对齐
现金及短期投资DGICAROCK
| Q1 26 | — | — | ||
| Q4 25 | — | $115.7M | ||
| Q3 25 | — | $89.4M | ||
| Q2 25 | — | $43.3M | ||
| Q1 25 | — | $25.1M | ||
| Q4 24 | — | $269.5M | ||
| Q3 24 | — | $228.9M | ||
| Q2 24 | — | $179.1M |
总债务DGICAROCK
| Q1 26 | — | — | ||
| Q4 25 | — | $0 | ||
| Q3 25 | — | $0 | ||
| Q2 25 | — | $0 | ||
| Q1 25 | — | $0 | ||
| Q4 24 | — | $0 | ||
| Q3 24 | — | $0 | ||
| Q2 24 | — | $0 |
股东权益DGICAROCK
| Q1 26 | $649.1M | — | ||
| Q4 25 | $640.4M | $950.4M | ||
| Q3 25 | $627.4M | $951.8M | ||
| Q2 25 | $605.7M | $1.0B | ||
| Q1 25 | $584.7M | $1.0B | ||
| Q4 24 | $545.8M | $1.0B | ||
| Q3 24 | $513.4M | $1.0B | ||
| Q2 24 | $484.1M | $975.7M |
总资产DGICAROCK
| Q1 26 | $2.4B | — | ||
| Q4 25 | $2.4B | $1.4B | ||
| Q3 25 | $2.4B | $1.4B | ||
| Q2 25 | $2.4B | $1.5B | ||
| Q1 25 | $2.4B | $1.4B | ||
| Q4 24 | $2.3B | $1.4B | ||
| Q3 24 | $2.3B | $1.4B | ||
| Q2 24 | $2.3B | $1.4B |
负债/权益比DGICAROCK
| Q1 26 | — | — | ||
| Q4 25 | — | 0.00× | ||
| Q3 25 | — | 0.00× | ||
| Q2 25 | — | 0.00× | ||
| Q1 25 | — | 0.00× | ||
| Q4 24 | — | 0.00× | ||
| Q3 24 | — | 0.00× | ||
| Q2 24 | — | 0.00× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $35.5M |
| 自由现金流经营现金流 - 资本支出 | — | $26.2M |
| 自由现金流率自由现金流/营收 | — | 11.7% |
| 资本支出强度资本支出/营收 | — | 4.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $120.6M |
8季度趋势，按日历期对齐
经营现金流DGICAROCK
| Q1 26 | — | — | ||
| Q4 25 | $70.2M | $35.5M | ||
| Q3 25 | $22.4M | $73.0M | ||
| Q2 25 | $12.1M | $44.9M | ||
| Q1 25 | $25.7M | $13.7M | ||
| Q4 24 | $67.4M | $19.9M | ||
| Q3 24 | $12.7M | $64.7M | ||
| Q2 24 | $21.7M | $36.5M |
自由现金流DGICAROCK
| Q1 26 | — | — | ||
| Q4 25 | — | $26.2M | ||
| Q3 25 | — | $64.8M | ||
| Q2 25 | — | $27.3M | ||
| Q1 25 | — | $2.3M | ||
| Q4 24 | — | $14.1M | ||
| Q3 24 | — | $60.5M | ||
| Q2 24 | — | $33.5M |
自由现金流率DGICAROCK
| Q1 26 | — | — | ||
| Q4 25 | — | 11.7% | ||
| Q3 25 | — | 20.8% | ||
| Q2 25 | — | 8.8% | ||
| Q1 25 | — | 0.8% | ||
| Q4 24 | — | 7.8% | ||
| Q3 24 | — | 21.8% | ||
| Q2 24 | — | 12.2% |
资本支出强度DGICAROCK
| Q1 26 | — | — | ||
| Q4 25 | — | 4.1% | ||
| Q3 25 | — | 2.6% | ||
| Q2 25 | — | 5.7% | ||
| Q1 25 | — | 3.9% | ||
| Q4 24 | — | 3.3% | ||
| Q3 24 | — | 1.5% | ||
| Q2 24 | — | 1.1% |
现金转化率DGICAROCK
| Q1 26 | — | — | ||
| Q4 25 | 4.08× | — | ||
| Q3 25 | 1.11× | — | ||
| Q2 25 | 0.72× | 1.73× | ||
| Q1 25 | 1.02× | 0.65× | ||
| Q4 24 | 2.81× | — | ||
| Q3 24 | 0.76× | 1.90× | ||
| Q2 24 | 5.22× | 1.13× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
DGICA
暂无分部数据
ROCK
| Transferred At Point In Time | $183.5M | 82% |
| Infrastructure | $22.5M | 10% |
| Other | $18.9M | 8% |
