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1stdibs.com, Inc.（DIBS）与Finward Bancorp（FNWD）财务数据对比。点击上方公司名可切换其他公司
1stdibs.com, Inc.的季度营收约是Finward Bancorp的1.4倍（$23.0M vs $16.5M），Finward Bancorp净利率更高（12.0% vs -4.5%，领先16.5%），Finward Bancorp同比增速更快（1.1% vs 0.9%），Finward Bancorp自由现金流更多（$9.0M vs $3.6M），过去两年1stdibs.com, Inc.的营收复合增速更高（2.0% vs -19.1%）
1stdibs.com, Inc.是一家美国电商企业，运营线上奢侈品交易平台，主营室内设计高端家具、艺术藏品、珠宝等高端商品。品牌最初创立于巴黎，现总部设于纽约，凭借推动古董行业迈入21世纪的创新举措获得业内认可。
Finward Bancorp是一家总部位于美国的区域性银行控股公司，主要面向本土运营区域内的个人消费者与中小企业，提供储蓄账户、各类贷款、商业融资及财富管理等零售与商业金融服务。
DIBS vs FNWD — 直观对比
营收规模更大
DIBS
是对方的1.4倍
$16.5M
营收增速更快
FNWD
高出0.2%
0.9%
净利率更高
FNWD
高出16.5%
-4.5%
自由现金流更多
FNWD
多$5.4M
$3.6M
两年增速更快
DIBS
近两年复合增速
-19.1%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $23.0M | $16.5M |
| 净利润 | $-1.0M | $2.0M |
| 毛利率 | 73.5% | — |
| 营业利润率 | -10.1% | 11.0% |
| 净利率 | -4.5% | 12.0% |
| 营收同比 | 0.9% | 1.1% |
| 净利润同比 | 80.0% | -5.6% |
| 每股收益（稀释后） | $-0.02 | $0.46 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收DIBSFNWD
| Q4 25 | $23.0M | $16.5M | ||
| Q3 25 | $22.0M | $17.4M | ||
| Q2 25 | $22.1M | $16.6M | ||
| Q1 25 | $22.5M | $15.5M | ||
| Q4 24 | $22.8M | $16.3M | ||
| Q3 24 | $21.2M | $14.9M | ||
| Q2 24 | $22.2M | $14.6M | ||
| Q1 24 | $22.1M | $25.3M |
净利润DIBSFNWD
| Q4 25 | $-1.0M | $2.0M | ||
| Q3 25 | $-3.5M | $3.5M | ||
| Q2 25 | $-4.3M | $2.2M | ||
| Q1 25 | $-4.8M | $455.0K | ||
| Q4 24 | $-5.2M | $2.1M | ||
| Q3 24 | $-5.7M | $606.0K | ||
| Q2 24 | $-4.4M | $143.0K | ||
| Q1 24 | $-3.3M | $9.3M |
毛利率DIBSFNWD
| Q4 25 | 73.5% | — | ||
| Q3 25 | 74.3% | — | ||
| Q2 25 | 71.8% | — | ||
| Q1 25 | 72.4% | — | ||
| Q4 24 | 72.3% | — | ||
| Q3 24 | 71.0% | — | ||
| Q2 24 | 71.7% | — | ||
| Q1 24 | 72.5% | — |
营业利润率DIBSFNWD
| Q4 25 | -10.1% | 11.0% | ||
| Q3 25 | -21.3% | 20.5% | ||
| Q2 25 | -25.8% | 12.7% | ||
| Q1 25 | -27.7% | 4.0% | ||
| Q4 24 | -30.6% | 16.3% | ||
| Q3 24 | -34.9% | 2.7% | ||
| Q2 24 | -29.2% | 0.9% | ||
| Q1 24 | -24.3% | 40.6% |
净利率DIBSFNWD
| Q4 25 | -4.5% | 12.0% | ||
| Q3 25 | -16.0% | 20.1% | ||
| Q2 25 | -19.5% | 12.9% | ||
| Q1 25 | -21.3% | 2.9% | ||
| Q4 24 | -22.9% | 12.9% | ||
| Q3 24 | -26.8% | 4.1% | ||
| Q2 24 | -20.0% | 1.0% | ||
| Q1 24 | -15.0% | 36.7% |
每股收益（稀释后）DIBSFNWD
| Q4 25 | $-0.02 | $0.46 | ||
| Q3 25 | $-0.10 | $0.81 | ||
| Q2 25 | $-0.12 | $0.50 | ||
| Q1 25 | $-0.14 | $0.11 | ||
| Q4 24 | $-0.14 | $0.50 | ||
| Q3 24 | $-0.15 | $0.14 | ||
| Q2 24 | $-0.12 | $0.03 | ||
| Q1 24 | $-0.08 | $2.17 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $22.9M | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $93.6M | $174.7M |
| 总资产 | $132.1M | $2.0B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资DIBSFNWD
| Q4 25 | $22.9M | — | ||
| Q3 25 | $19.9M | — | ||
| Q2 25 | $22.4M | — | ||
| Q1 25 | $20.3M | — | ||
| Q4 24 | $26.0M | — | ||
| Q3 24 | $22.0M | — | ||
| Q2 24 | $23.8M | — | ||
| Q1 24 | $33.7M | — |
股东权益DIBSFNWD
| Q4 25 | $93.6M | $174.7M | ||
| Q3 25 | $94.0M | $165.5M | ||
| Q2 25 | $94.9M | $154.3M | ||
| Q1 25 | $96.2M | $151.8M | ||
| Q4 24 | $99.3M | $151.4M | ||
| Q3 24 | $107.2M | $159.6M | ||
| Q2 24 | $110.4M | $148.6M | ||
| Q1 24 | $131.0M | $151.6M |
总资产DIBSFNWD
| Q4 25 | $132.1M | $2.0B | ||
| Q3 25 | $135.2M | $2.1B | ||
| Q2 25 | $138.6M | $2.1B | ||
| Q1 25 | $142.5M | $2.0B | ||
| Q4 24 | $145.8M | $2.1B | ||
| Q3 24 | $154.4M | $2.1B | ||
| Q2 24 | $157.6M | $2.1B | ||
| Q1 24 | $179.5M | $2.1B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $4.3M | $9.9M |
| 自由现金流经营现金流 - 资本支出 | $3.6M | $9.0M |
| 自由现金流率自由现金流/营收 | 15.7% | 54.8% |
| 资本支出强度资本支出/营收 | 2.9% | 5.2% |
| 现金转化率经营现金流/净利润 | — | 4.99× |
| 过去12个月自由现金流最近4个季度 | $-3.2M | $10.6M |
8季度趋势，按日历期对齐
经营现金流DIBSFNWD
| Q4 25 | $4.3M | $9.9M | ||
| Q3 25 | $-1.5M | $1.2M | ||
| Q2 25 | $-5.1M | $4.8M | ||
| Q1 25 | $-96.0K | $-3.8M | ||
| Q4 24 | $2.8M | $9.8M | ||
| Q3 24 | $-3.0K | $-3.7M | ||
| Q2 24 | $-2.6M | $2.8M | ||
| Q1 24 | $-3.1M | $-25.0K |
自由现金流DIBSFNWD
| Q4 25 | $3.6M | $9.0M | ||
| Q3 25 | $-1.5M | $1.0M | ||
| Q2 25 | $-5.2M | $4.5M | ||
| Q1 25 | $-143.0K | $-4.0M | ||
| Q4 24 | $1.5M | $6.7M | ||
| Q3 24 | $-44.0K | $-4.2M | ||
| Q2 24 | $-3.0M | $1.1M | ||
| Q1 24 | $-3.3M | $-736.0K |
自由现金流率DIBSFNWD
| Q4 25 | 15.7% | 54.8% | ||
| Q3 25 | -6.8% | 6.0% | ||
| Q2 25 | -23.4% | 27.0% | ||
| Q1 25 | -0.6% | -25.7% | ||
| Q4 24 | 6.5% | 41.2% | ||
| Q3 24 | -0.2% | -28.5% | ||
| Q2 24 | -13.5% | 7.6% | ||
| Q1 24 | -14.8% | -2.9% |
资本支出强度DIBSFNWD
| Q4 25 | 2.9% | 5.2% | ||
| Q3 25 | 0.1% | 0.9% | ||
| Q2 25 | 0.2% | 1.7% | ||
| Q1 25 | 0.2% | 1.2% | ||
| Q4 24 | 5.8% | 18.8% | ||
| Q3 24 | 0.2% | 3.4% | ||
| Q2 24 | 1.6% | 11.2% | ||
| Q1 24 | 0.9% | 2.8% |
现金转化率DIBSFNWD
| Q4 25 | — | 4.99× | ||
| Q3 25 | — | 0.34× | ||
| Q2 25 | — | 2.22× | ||
| Q1 25 | — | -8.37× | ||
| Q4 24 | — | 4.66× | ||
| Q3 24 | — | -6.15× | ||
| Q2 24 | — | 19.23× | ||
| Q1 24 | — | -0.00× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
