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1stdibs.com, Inc.（DIBS）与Ponce Financial Group, Inc.（PDLB）财务数据对比。点击上方公司名可切换其他公司
Ponce Financial Group, Inc.的季度营收约是1stdibs.com, Inc.的1.4倍（$31.4M vs $22.4M），Ponce Financial Group, Inc.净利率更高（36.3% vs -9.7%，领先46.0%），Ponce Financial Group, Inc.同比增速更快（37.6% vs -0.7%），过去两年Ponce Financial Group, Inc.的营收复合增速更高（23.7% vs 0.3%）
1stdibs.com, Inc.是一家美国电商企业，运营线上奢侈品交易平台，主营室内设计高端家具、艺术藏品、珠宝等高端商品。品牌最初创立于巴黎，现总部设于纽约，凭借推动古董行业迈入21世纪的创新举措获得业内认可。
庞塞金融集团是总部位于美国的金融控股公司，核心子公司为庞塞银行，主要服务纽约大都会区的多元文化、移民及中低收入社区，提供存款账户、按揭贷款、小微企业融资、个人信贷等零售及商业银行服务。
DIBS vs PDLB — 直观对比
营收规模更大
PDLB
是对方的1.4倍
$22.4M
营收增速更快
PDLB
高出38.3%
-0.7%
净利率更高
PDLB
高出46.0%
-9.7%
两年增速更快
PDLB
近两年复合增速
0.3%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $22.4M | $31.4M |
| 净利润 | $-2.2M | $10.1M |
| 毛利率 | 74.4% | — |
| 营业利润率 | 10.7% | 43.6% |
| 净利率 | -9.7% | 36.3% |
| 营收同比 | -0.7% | 37.6% |
| 净利润同比 | 54.8% | 245.6% |
| 每股收益（稀释后） | $-0.06 | $0.43 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收DIBSPDLB
| Q1 26 | $22.4M | — | ||
| Q4 25 | $23.0M | $31.4M | ||
| Q3 25 | $22.0M | $26.7M | ||
| Q2 25 | $22.1M | $26.5M | ||
| Q1 25 | $22.5M | $24.6M | ||
| Q4 24 | $22.8M | $22.8M | ||
| Q3 24 | $21.2M | $20.2M | ||
| Q2 24 | $22.2M | $20.2M |
净利润DIBSPDLB
| Q1 26 | $-2.2M | — | ||
| Q4 25 | $-1.0M | $10.1M | ||
| Q3 25 | $-3.5M | $6.5M | ||
| Q2 25 | $-4.3M | $6.1M | ||
| Q1 25 | $-4.8M | $6.0M | ||
| Q4 24 | $-5.2M | $2.9M | ||
| Q3 24 | $-5.7M | $2.4M | ||
| Q2 24 | $-4.4M | $3.2M |
毛利率DIBSPDLB
| Q1 26 | 74.4% | — | ||
| Q4 25 | 73.5% | — | ||
| Q3 25 | 74.3% | — | ||
| Q2 25 | 71.8% | — | ||
| Q1 25 | 72.4% | — | ||
| Q4 24 | 72.3% | — | ||
| Q3 24 | 71.0% | — | ||
| Q2 24 | 71.7% | — |
营业利润率DIBSPDLB
| Q1 26 | 10.7% | — | ||
| Q4 25 | -10.1% | 43.6% | ||
| Q3 25 | -21.3% | 32.8% | ||
| Q2 25 | -25.8% | 30.2% | ||
| Q1 25 | -27.7% | 32.5% | ||
| Q4 24 | -30.6% | 19.6% | ||
| Q3 24 | -34.9% | 15.2% | ||
| Q2 24 | -29.2% | 21.8% |
净利率DIBSPDLB
| Q1 26 | -9.7% | — | ||
| Q4 25 | -4.5% | 36.3% | ||
| Q3 25 | -16.0% | 24.3% | ||
| Q2 25 | -19.5% | 23.0% | ||
| Q1 25 | -21.3% | 24.2% | ||
| Q4 24 | -22.9% | 14.1% | ||
| Q3 24 | -26.8% | 12.1% | ||
| Q2 24 | -20.0% | 15.8% |
每股收益（稀释后）DIBSPDLB
| Q1 26 | $-0.06 | — | ||
| Q4 25 | $-0.02 | $0.43 | ||
| Q3 25 | $-0.10 | $0.27 | ||
| Q2 25 | $-0.12 | $0.25 | ||
| Q1 25 | $-0.14 | $0.25 | ||
| Q4 24 | $-0.14 | $0.11 | ||
| Q3 24 | $-0.15 | $0.10 | ||
| Q2 24 | $-0.12 | $0.14 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $85.3M | $126.2M |
| 总债务越低越好 | — | $596.1M |
| 股东权益账面价值 | $84.0M | $541.5M |
| 总资产 | $121.8M | $3.2B |
| 负债/权益比越低杠杆越低 | — | 1.10× |
8季度趋势，按日历期对齐
现金及短期投资DIBSPDLB
| Q1 26 | $85.3M | — | ||
| Q4 25 | $22.9M | $126.2M | ||
| Q3 25 | $19.9M | $146.6M | ||
| Q2 25 | $22.4M | $126.6M | ||
| Q1 25 | $20.3M | $129.9M | ||
| Q4 24 | $26.0M | $139.8M | ||
| Q3 24 | $22.0M | $155.8M | ||
| Q2 24 | $23.8M | $103.2M |
总债务DIBSPDLB
| Q1 26 | — | — | ||
| Q4 25 | — | $596.1M | ||
| Q3 25 | — | $521.1M | ||
| Q2 25 | — | $536.1M | ||
| Q1 25 | — | $521.1M | ||
| Q4 24 | — | $596.1M | ||
| Q3 24 | — | $580.4M | ||
| Q2 24 | — | $680.4M |
股东权益DIBSPDLB
| Q1 26 | $84.0M | — | ||
| Q4 25 | $93.6M | $541.5M | ||
| Q3 25 | $94.0M | $529.8M | ||
| Q2 25 | $94.9M | $521.1M | ||
| Q1 25 | $96.2M | $513.9M | ||
| Q4 24 | $99.3M | $505.5M | ||
| Q3 24 | $107.2M | $504.6M | ||
| Q2 24 | $110.4M | $497.7M |
总资产DIBSPDLB
| Q1 26 | $121.8M | — | ||
| Q4 25 | $132.1M | $3.2B | ||
| Q3 25 | $135.2M | $3.2B | ||
| Q2 25 | $138.6M | $3.2B | ||
| Q1 25 | $142.5M | $3.1B | ||
| Q4 24 | $145.8M | $3.0B | ||
| Q3 24 | $154.4M | $3.0B | ||
| Q2 24 | $157.6M | $2.8B |
负债/权益比DIBSPDLB
| Q1 26 | — | — | ||
| Q4 25 | — | 1.10× | ||
| Q3 25 | — | 0.98× | ||
| Q2 25 | — | 1.03× | ||
| Q1 25 | — | 1.01× | ||
| Q4 24 | — | 1.18× | ||
| Q3 24 | — | 1.15× | ||
| Q2 24 | — | 1.37× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $55.6M |
| 自由现金流经营现金流 - 资本支出 | — | $54.6M |
| 自由现金流率自由现金流/营收 | — | 173.9% |
| 资本支出强度资本支出/营收 | — | 3.1% |
| 现金转化率经营现金流/净利润 | — | 5.48× |
| 过去12个月自由现金流最近4个季度 | — | $74.3M |
8季度趋势，按日历期对齐
经营现金流DIBSPDLB
| Q1 26 | — | — | ||
| Q4 25 | $4.3M | $55.6M | ||
| Q3 25 | $-1.5M | $1.4M | ||
| Q2 25 | $-5.1M | $6.2M | ||
| Q1 25 | $-96.0K | $13.1M | ||
| Q4 24 | $2.8M | $7.2M | ||
| Q3 24 | $-3.0K | $-14.6M | ||
| Q2 24 | $-2.6M | $-2.6M |
自由现金流DIBSPDLB
| Q1 26 | — | — | ||
| Q4 25 | $3.6M | $54.6M | ||
| Q3 25 | $-1.5M | $786.0K | ||
| Q2 25 | $-5.2M | $5.9M | ||
| Q1 25 | $-143.0K | $12.9M | ||
| Q4 24 | $1.5M | $4.5M | ||
| Q3 24 | $-44.0K | $-15.0M | ||
| Q2 24 | $-3.0M | $-2.6M |
自由现金流率DIBSPDLB
| Q1 26 | — | — | ||
| Q4 25 | 15.7% | 173.9% | ||
| Q3 25 | -6.8% | 2.9% | ||
| Q2 25 | -23.4% | 22.4% | ||
| Q1 25 | -0.6% | 52.6% | ||
| Q4 24 | 6.5% | 19.7% | ||
| Q3 24 | -0.2% | -74.1% | ||
| Q2 24 | -13.5% | -13.0% |
资本支出强度DIBSPDLB
| Q1 26 | — | — | ||
| Q4 25 | 2.9% | 3.1% | ||
| Q3 25 | 0.1% | 2.3% | ||
| Q2 25 | 0.2% | 1.0% | ||
| Q1 25 | 0.2% | 0.6% | ||
| Q4 24 | 5.8% | 11.9% | ||
| Q3 24 | 0.2% | 2.0% | ||
| Q2 24 | 1.6% | 0.3% |
现金转化率DIBSPDLB
| Q1 26 | — | — | ||
| Q4 25 | — | 5.48× | ||
| Q3 25 | — | 0.21× | ||
| Q2 25 | — | 1.01× | ||
| Q1 25 | — | 2.20× | ||
| Q4 24 | — | 2.46× | ||
| Q3 24 | — | -5.99× | ||
| Q2 24 | — | -0.80× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
