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Dollar Tree（DLTR）与美国再保险集团（RGA）财务数据对比。点击上方公司名可切换其他公司
美国再保险集团的季度营收约是Dollar Tree的1.4倍（$6.6B vs $4.7B），美国再保险集团净利率更高（7.0% vs 5.2%，领先1.8%），美国再保险集团同比增速更快（26.6% vs -37.2%），过去两年美国再保险集团的营收复合增速更高（2.3% vs -25.9%）
Dollar Tree是美国多价位折扣百货连锁企业，位列《财富》500强，总部位于弗吉尼亚州切萨皮克。公司在美国本土48个毗连州及加拿大共运营15115家门店，旗下24个配送中心组成的全国物流网络为所有门店提供运营支持。
美国再保险集团（RGA）是总部位于美国密苏里州大圣路易斯地区西郊切斯特菲尔德的全球人寿与健康再保险控股集团。截至2024年12月31日，集团有效人寿再保额约3.9万亿美元，总资产达1187亿美元，是全球唯一主营人寿及健康相关再保险业务的国际企业。
DLTR vs RGA — 直观对比
营收规模更大
RGA
是对方的1.4倍
$4.7B
营收增速更快
RGA
高出63.8%
-37.2%
净利率更高
RGA
高出1.8%
5.2%
两年增速更快
RGA
近两年复合增速
-25.9%
损益表 — Q3 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $4.7B | $6.6B |
| 净利润 | $244.6M | $463.0M |
| 毛利率 | 35.8% | — |
| 营业利润率 | 7.2% | 7.7% |
| 净利率 | 5.2% | 7.0% |
| 营收同比 | -37.2% | 26.6% |
| 净利润同比 | 4.8% | 212.8% |
| 每股收益（稀释后） | $1.20 | $6.91 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收DLTRRGA
| Q4 25 | $4.7B | $6.6B | ||
| Q3 25 | $4.6B | $6.2B | ||
| Q2 25 | $4.6B | $5.6B | ||
| Q1 25 | $5.0B | $5.3B | ||
| Q4 24 | $7.6B | $5.2B | ||
| Q3 24 | $7.4B | $5.7B | ||
| Q2 24 | $7.6B | $4.9B | ||
| Q1 24 | $8.6B | $6.3B |
净利润DLTRRGA
| Q4 25 | $244.6M | $463.0M | ||
| Q3 25 | $188.4M | $253.0M | ||
| Q2 25 | $343.4M | $180.0M | ||
| Q1 25 | $-3.7B | $286.0M | ||
| Q4 24 | $233.3M | $148.0M | ||
| Q3 24 | $132.4M | $156.0M | ||
| Q2 24 | $300.1M | $203.0M | ||
| Q1 24 | $-1.7B | $210.0M |
毛利率DLTRRGA
| Q4 25 | 35.8% | — | ||
| Q3 25 | 34.4% | — | ||
| Q2 25 | 35.6% | — | ||
| Q1 25 | 37.6% | — | ||
| Q4 24 | 30.9% | — | ||
| Q3 24 | 30.0% | — | ||
| Q2 24 | 30.8% | — | ||
| Q1 24 | 32.1% | — |
营业利润率DLTRRGA
| Q4 25 | 7.2% | 7.7% | ||
| Q3 25 | 5.1% | 5.2% | ||
| Q2 25 | 8.3% | 6.1% | ||
| Q1 25 | — | 7.0% | ||
| Q4 24 | 4.4% | 4.3% | ||
| Q3 24 | 2.8% | 3.8% | ||
| Q2 24 | 5.5% | 5.5% | ||
| Q1 24 | -21.9% | 4.3% |
净利率DLTRRGA
| Q4 25 | 5.2% | 7.0% | ||
| Q3 25 | 4.1% | 4.1% | ||
| Q2 25 | 7.4% | 3.2% | ||
| Q1 25 | -74.0% | 5.4% | ||
| Q4 24 | 3.1% | 2.8% | ||
| Q3 24 | 1.8% | 2.8% | ||
| Q2 24 | 3.9% | 4.2% | ||
| Q1 24 | -19.8% | 3.3% |
每股收益（稀释后）DLTRRGA
| Q4 25 | $1.20 | $6.91 | ||
| Q3 25 | $0.91 | $3.81 | ||
| Q2 25 | $1.61 | $2.70 | ||
| Q1 25 | $-17.17 | $4.27 | ||
| Q4 24 | $1.08 | $2.21 | ||
| Q3 24 | $0.62 | $2.33 | ||
| Q2 24 | $1.38 | $3.03 | ||
| Q1 24 | $-7.78 | $3.16 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $594.8M | $4.2B |
| 总债务越低越好 | — | $5.7B |
| 股东权益账面价值 | $3.5B | $13.5B |
| 总资产 | $13.7B | $156.6B |
| 负债/权益比越低杠杆越低 | — | 0.42× |
8季度趋势，按日历期对齐
现金及短期投资DLTRRGA
| Q4 25 | $594.8M | $4.2B | ||
| Q3 25 | $666.3M | $4.6B | ||
| Q2 25 | $1.0B | $5.4B | ||
| Q1 25 | $1.3B | $5.2B | ||
| Q4 24 | $697.6M | $3.3B | ||
| Q3 24 | $570.3M | $5.2B | ||
| Q2 24 | $618.5M | $4.6B | ||
| Q1 24 | $684.9M | $5.9B |
总债务DLTRRGA
| Q4 25 | — | $5.7B | ||
| Q3 25 | — | $5.7B | ||
| Q2 25 | — | $5.7B | ||
| Q1 25 | $3.4B | $5.7B | ||
| Q4 24 | — | $5.0B | ||
| Q3 24 | — | $5.1B | ||
| Q2 24 | — | $5.1B | ||
| Q1 24 | $3.4B | $4.4B |
股东权益DLTRRGA
| Q4 25 | $3.5B | $13.5B | ||
| Q3 25 | $3.6B | $13.0B | ||
| Q2 25 | $3.9B | $12.1B | ||
| Q1 25 | $4.0B | $11.4B | ||
| Q4 24 | $7.6B | $10.8B | ||
| Q3 24 | $7.4B | $11.1B | ||
| Q2 24 | $7.3B | $9.7B | ||
| Q1 24 | $7.3B | $9.5B |
总资产DLTRRGA
| Q4 25 | $13.7B | $156.6B | ||
| Q3 25 | $13.4B | $152.0B | ||
| Q2 25 | $18.3B | $133.5B | ||
| Q1 25 | $18.6B | $128.2B | ||
| Q4 24 | $23.3B | $118.7B | ||
| Q3 24 | $22.6B | $120.3B | ||
| Q2 24 | $22.1B | $109.9B | ||
| Q1 24 | $22.0B | $106.0B |
负债/权益比DLTRRGA
| Q4 25 | — | 0.42× | ||
| Q3 25 | — | 0.44× | ||
| Q2 25 | — | 0.48× | ||
| Q1 25 | 0.86× | 0.50× | ||
| Q4 24 | — | 0.47× | ||
| Q3 24 | — | 0.46× | ||
| Q2 24 | — | 0.52× | ||
| Q1 24 | 0.47× | 0.47× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $319.3M | $7.3B |
| 自由现金流经营现金流 - 资本支出 | $-57.1M | — |
| 自由现金流率自由现金流/营收 | -1.2% | — |
| 资本支出强度资本支出/营收 | 7.9% | — |
| 现金转化率经营现金流/净利润 | 1.31× | 15.83× |
| 过去12个月自由现金流最近4个季度 | $394.5M | — |
8季度趋势，按日历期对齐
经营现金流DLTRRGA
| Q4 25 | $319.3M | $7.3B | ||
| Q3 25 | $260.7M | $-990.0M | ||
| Q2 25 | $378.5M | $-820.0M | ||
| Q1 25 | $405.1M | $-1.4B | ||
| Q4 24 | $785.6M | $17.1B | ||
| Q3 24 | $306.9M | $-1.1B | ||
| Q2 24 | $695.7M | $-967.0M | ||
| Q1 24 | $1.3B | $-5.7B |
自由现金流DLTRRGA
| Q4 25 | $-57.1M | — | ||
| Q3 25 | $15.6M | — | ||
| Q2 25 | $129.7M | — | ||
| Q1 25 | $306.3M | — | ||
| Q4 24 | $359.2M | — | ||
| Q3 24 | $-193.8M | — | ||
| Q2 24 | $223.5M | — | ||
| Q1 24 | $470.8M | — |
自由现金流率DLTRRGA
| Q4 25 | -1.2% | — | ||
| Q3 25 | 0.3% | — | ||
| Q2 25 | 2.8% | — | ||
| Q1 25 | 6.1% | — | ||
| Q4 24 | 4.8% | — | ||
| Q3 24 | -2.6% | — | ||
| Q2 24 | 2.9% | — | ||
| Q1 24 | 5.5% | — |
资本支出强度DLTRRGA
| Q4 25 | 7.9% | — | ||
| Q3 25 | 5.4% | — | ||
| Q2 25 | 5.4% | — | ||
| Q1 25 | 2.0% | — | ||
| Q4 24 | 5.6% | — | ||
| Q3 24 | 6.8% | — | ||
| Q2 24 | 6.2% | — | ||
| Q1 24 | 9.1% | — |
现金转化率DLTRRGA
| Q4 25 | 1.31× | 15.83× | ||
| Q3 25 | 1.38× | -3.91× | ||
| Q2 25 | 1.10× | -4.56× | ||
| Q1 25 | — | -5.00× | ||
| Q4 24 | 3.37× | 115.81× | ||
| Q3 24 | 2.32× | -6.84× | ||
| Q2 24 | 2.32× | -4.76× | ||
| Q1 24 | — | -27.31× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
DLTR
| Consumable | $2.4B | 50% |
| Variety | $2.1B | 43% |
| Seasonal | $344.1M | 7% |
RGA
暂无分部数据
