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DigitalOcean Holdings, Inc.（DOCN）与LendingClub Corp（LC）财务数据对比。点击上方公司名可切换其他公司
LendingClub Corp的季度营收约是DigitalOcean Holdings, Inc.的1.0倍（$252.3M vs $242.4M），LendingClub Corp净利率更高（20.5% vs 10.6%，领先9.9%），DigitalOcean Holdings, Inc.同比增速更快（18.3% vs 15.9%），过去两年LendingClub Corp的营收复合增速更高（16.1% vs 14.5%）
DigitalOcean Holdings, Inc.是美国跨国科技企业及云服务提供商，总部位于美国科罗拉多州布鲁姆菲尔德，在全球布局15个数据中心，面向开发者、初创企业及中小微企业提供稳定易用的云基础设施即服务平台，助力各类技术团队高效开展业务。
LendingClub Corp是总部位于美国加利福尼亚州旧金山的金融服务企业，是全球首家将旗下产品作为证券完成注册的P2P借贷平台，同时支持贷款在二级市场交易。巅峰时期它是全球规模最大的P2P借贷平台，截至2015年12月31日，平台累计促成贷款发放额达159.8亿美元。
DOCN vs LC — 直观对比
营收规模更大
LC
是对方的1.0倍
$242.4M
营收增速更快
DOCN
高出2.4%
15.9%
净利率更高
LC
高出9.9%
10.6%
两年增速更快
LC
近两年复合增速
14.5%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $242.4M | $252.3M |
| 净利润 | $25.7M | $51.6M |
| 毛利率 | 58.7% | — |
| 营业利润率 | 16.0% | — |
| 净利率 | 10.6% | 20.5% |
| 营收同比 | 18.3% | 15.9% |
| 净利润同比 | 40.5% | 341.0% |
| 每股收益（稀释后） | $0.23 | $0.44 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收DOCNLC
| Q1 26 | — | $252.3M | ||
| Q4 25 | $242.4M | $266.5M | ||
| Q3 25 | $229.6M | $266.2M | ||
| Q2 25 | $218.7M | $248.4M | ||
| Q1 25 | $210.7M | $217.7M | ||
| Q4 24 | $204.9M | $217.2M | ||
| Q3 24 | $198.5M | $201.9M | ||
| Q2 24 | $192.5M | $187.2M |
净利润DOCNLC
| Q1 26 | — | $51.6M | ||
| Q4 25 | $25.7M | — | ||
| Q3 25 | $158.4M | $44.3M | ||
| Q2 25 | $37.0M | $38.2M | ||
| Q1 25 | $38.2M | $11.7M | ||
| Q4 24 | $18.3M | — | ||
| Q3 24 | $32.9M | $14.5M | ||
| Q2 24 | $19.1M | $14.9M |
毛利率DOCNLC
| Q1 26 | — | — | ||
| Q4 25 | 58.7% | — | ||
| Q3 25 | 59.6% | — | ||
| Q2 25 | 59.9% | — | ||
| Q1 25 | 61.4% | — | ||
| Q4 24 | 57.1% | — | ||
| Q3 24 | 60.2% | — | ||
| Q2 24 | 61.0% | — |
营业利润率DOCNLC
| Q1 26 | — | — | ||
| Q4 25 | 16.0% | 18.8% | ||
| Q3 25 | 19.6% | 21.5% | ||
| Q2 25 | 16.3% | 21.7% | ||
| Q1 25 | 17.9% | 7.2% | ||
| Q4 24 | 15.9% | 5.1% | ||
| Q3 24 | 12.4% | 8.9% | ||
| Q2 24 | 11.6% | 10.4% |
净利率DOCNLC
| Q1 26 | — | 20.5% | ||
| Q4 25 | 10.6% | — | ||
| Q3 25 | 69.0% | 16.6% | ||
| Q2 25 | 16.9% | 15.4% | ||
| Q1 25 | 18.1% | 5.4% | ||
| Q4 24 | 8.9% | — | ||
| Q3 24 | 16.6% | 7.2% | ||
| Q2 24 | 9.9% | 8.0% |
每股收益（稀释后）DOCNLC
| Q1 26 | — | $0.44 | ||
| Q4 25 | $0.23 | $0.36 | ||
| Q3 25 | $1.51 | $0.37 | ||
| Q2 25 | $0.39 | $0.33 | ||
| Q1 25 | $0.39 | $0.10 | ||
| Q4 24 | $0.21 | $0.08 | ||
| Q3 24 | $0.33 | $0.13 | ||
| Q2 24 | $0.20 | $0.13 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $254.5M | — |
| 总债务越低越好 | $1.3B | — |
| 股东权益账面价值 | $-28.7M | $1.5B |
| 总资产 | $1.8B | $11.9B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资DOCNLC
| Q1 26 | — | — | ||
| Q4 25 | $254.5M | — | ||
| Q3 25 | $236.6M | — | ||
| Q2 25 | $387.7M | — | ||
| Q1 25 | $360.4M | — | ||
| Q4 24 | $428.4M | — | ||
| Q3 24 | $439.9M | — | ||
| Q2 24 | $443.1M | — |
总债务DOCNLC
| Q1 26 | — | — | ||
| Q4 25 | $1.3B | $0 | ||
| Q3 25 | $1.3B | $0 | ||
| Q2 25 | — | $0 | ||
| Q1 25 | — | $0 | ||
| Q4 24 | $1.5B | $0 | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益DOCNLC
| Q1 26 | — | $1.5B | ||
| Q4 25 | $-28.7M | $1.5B | ||
| Q3 25 | $-69.6M | $1.5B | ||
| Q2 25 | $-175.2M | $1.4B | ||
| Q1 25 | $-210.7M | $1.4B | ||
| Q4 24 | $-203.0M | $1.3B | ||
| Q3 24 | $-211.7M | $1.3B | ||
| Q2 24 | $-253.8M | $1.3B |
总资产DOCNLC
| Q1 26 | — | $11.9B | ||
| Q4 25 | $1.8B | $11.6B | ||
| Q3 25 | $1.7B | $11.1B | ||
| Q2 25 | $1.7B | $10.8B | ||
| Q1 25 | $1.6B | $10.5B | ||
| Q4 24 | $1.6B | $10.6B | ||
| Q3 24 | $1.5B | $11.0B | ||
| Q2 24 | $1.5B | $9.6B |
负债/权益比DOCNLC
| Q1 26 | — | — | ||
| Q4 25 | — | 0.00× | ||
| Q3 25 | — | 0.00× | ||
| Q2 25 | — | 0.00× | ||
| Q1 25 | — | 0.00× | ||
| Q4 24 | — | 0.00× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $57.3M | — |
| 自由现金流经营现金流 - 资本支出 | $31.1M | — |
| 自由现金流率自由现金流/营收 | 12.8% | — |
| 资本支出强度资本支出/营收 | 10.8% | — |
| 现金转化率经营现金流/净利润 | 2.23× | — |
| 过去12个月自由现金流最近4个季度 | $180.5M | — |
8季度趋势，按日历期对齐
经营现金流DOCNLC
| Q1 26 | — | — | ||
| Q4 25 | $57.3M | $-2.7B | ||
| Q3 25 | $95.8M | $-770.8M | ||
| Q2 25 | $92.4M | $-713.1M | ||
| Q1 25 | $64.1M | $-339.3M | ||
| Q4 24 | $71.3M | $-2.6B | ||
| Q3 24 | $73.4M | $-669.8M | ||
| Q2 24 | $71.3M | $-932.5M |
自由现金流DOCNLC
| Q1 26 | — | — | ||
| Q4 25 | $31.1M | $-2.9B | ||
| Q3 25 | $88.0M | $-791.8M | ||
| Q2 25 | $59.3M | $-803.8M | ||
| Q1 25 | $2.1M | $-352.3M | ||
| Q4 24 | $26.1M | $-2.7B | ||
| Q3 24 | $16.0M | $-682.3M | ||
| Q2 24 | $39.5M | $-945.3M |
自由现金流率DOCNLC
| Q1 26 | — | — | ||
| Q4 25 | 12.8% | -1076.0% | ||
| Q3 25 | 38.3% | -297.4% | ||
| Q2 25 | 27.1% | -323.5% | ||
| Q1 25 | 1.0% | -161.8% | ||
| Q4 24 | 12.7% | -1237.8% | ||
| Q3 24 | 8.1% | -338.0% | ||
| Q2 24 | 20.5% | -504.9% |
资本支出强度DOCNLC
| Q1 26 | — | — | ||
| Q4 25 | 10.8% | 52.7% | ||
| Q3 25 | 3.4% | 7.9% | ||
| Q2 25 | 15.2% | 36.5% | ||
| Q1 25 | 29.4% | 6.0% | ||
| Q4 24 | 22.1% | 25.0% | ||
| Q3 24 | 28.9% | 6.2% | ||
| Q2 24 | 16.6% | 6.9% |
现金转化率DOCNLC
| Q1 26 | — | — | ||
| Q4 25 | 2.23× | — | ||
| Q3 25 | 0.60× | -17.41× | ||
| Q2 25 | 2.50× | -18.68× | ||
| Q1 25 | 1.68× | -29.07× | ||
| Q4 24 | 3.91× | — | ||
| Q3 24 | 2.23× | -46.33× | ||
| Q2 24 | 3.73× | -62.57× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
DOCN
| Scalers | $84.3M | 35% |
| Scalers Plus | $69.9M | 29% |
| Builders | $64.1M | 26% |
| Learners Testers And Other | $24.1M | 10% |
LC
暂无分部数据
