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Doximity, Inc.（DOCS）与Merchants Bancorp（MBIN）财务数据对比。点击上方公司名可切换其他公司
Doximity, Inc.的季度营收约是Merchants Bancorp的1.1倍（$185.1M vs $175.2M），Merchants Bancorp净利率更高（38.6% vs 33.3%，领先5.4%），过去两年Doximity, Inc.的营收复合增速更高（25.2% vs 4.8%）
Doximity Inc成立于2010年，是面向医疗专业人士的线上社交服务平台，为平台会员提供精选医疗资讯、远程医疗工具，以及病例协作相关功能，助力医疗从业者高效交流信息、开展诊疗相关工作。
Ameris Bancorp是总部位于美国佐治亚州亚特兰大的银行控股企业，旗下设有Ameris Bank子公司，在佐治亚州、阿拉巴马州、佛罗里达州、北卡罗来纳州、南卡罗来纳州运营全服务网点，同时在上述五州及弗吉尼亚州、马里兰州、田纳西州设立仅办理抵押贷款业务的网点，为个人和企业客户提供线上及移动端银行服务。
DOCS vs MBIN — 直观对比
营收规模更大
DOCS
是对方的1.1倍
$175.2M
净利率更高
MBIN
高出5.4%
33.3%
两年增速更快
DOCS
近两年复合增速
4.8%
损益表 — Q3 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $185.1M | $175.2M |
| 净利润 | $61.6M | $67.7M |
| 毛利率 | 89.9% | — |
| 营业利润率 | 38.9% | — |
| 净利率 | 33.3% | 38.6% |
| 营收同比 | 9.8% | — |
| 净利润同比 | -18.1% | 16.3% |
| 每股收益（稀释后） | $0.31 | $1.25 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收DOCSMBIN
| Q1 26 | — | $175.2M | ||
| Q4 25 | $185.1M | $185.3M | ||
| Q3 25 | $168.5M | $171.1M | ||
| Q2 25 | $145.9M | $179.2M | ||
| Q1 25 | $138.3M | $145.9M | ||
| Q4 24 | $168.6M | $193.8M | ||
| Q3 24 | $136.8M | $149.6M | ||
| Q2 24 | $126.7M | $159.5M |
净利润DOCSMBIN
| Q1 26 | — | $67.7M | ||
| Q4 25 | $61.6M | — | ||
| Q3 25 | $62.1M | $54.7M | ||
| Q2 25 | $53.3M | $38.0M | ||
| Q1 25 | $62.5M | $58.2M | ||
| Q4 24 | $75.2M | — | ||
| Q3 24 | $44.2M | $61.3M | ||
| Q2 24 | $41.4M | $76.4M |
毛利率DOCSMBIN
| Q1 26 | — | — | ||
| Q4 25 | 89.9% | — | ||
| Q3 25 | 90.3% | — | ||
| Q2 25 | 89.2% | — | ||
| Q1 25 | 89.5% | — | ||
| Q4 24 | 91.6% | — | ||
| Q3 24 | 90.0% | — | ||
| Q2 24 | 89.3% | — |
营业利润率DOCSMBIN
| Q1 26 | — | — | ||
| Q4 25 | 38.9% | 39.9% | ||
| Q3 25 | 37.8% | 37.8% | ||
| Q2 25 | 37.4% | 27.3% | ||
| Q1 25 | 35.2% | 52.4% | ||
| Q4 24 | 47.4% | 66.0% | ||
| Q3 24 | 38.8% | 54.4% | ||
| Q2 24 | 36.4% | 62.2% |
净利率DOCSMBIN
| Q1 26 | — | 38.6% | ||
| Q4 25 | 33.3% | — | ||
| Q3 25 | 36.8% | 32.0% | ||
| Q2 25 | 36.5% | 21.2% | ||
| Q1 25 | 45.2% | 39.9% | ||
| Q4 24 | 44.6% | — | ||
| Q3 24 | 32.3% | 41.0% | ||
| Q2 24 | 32.7% | 47.9% |
每股收益（稀释后）DOCSMBIN
| Q1 26 | — | $1.25 | ||
| Q4 25 | $0.31 | $1.28 | ||
| Q3 25 | $0.31 | $0.97 | ||
| Q2 25 | $0.27 | $0.60 | ||
| Q1 25 | $0.31 | $0.93 | ||
| Q4 24 | $0.37 | $1.84 | ||
| Q3 24 | $0.22 | $1.17 | ||
| Q2 24 | $0.21 | $1.49 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $64.8M | $83.2M |
| 总债务越低越好 | — | $32.0M |
| 股东权益账面价值 | $979.3M | $2.3B |
| 总资产 | $1.2B | $20.3B |
| 负债/权益比越低杠杆越低 | — | 0.01× |
8季度趋势，按日历期对齐
现金及短期投资DOCSMBIN
| Q1 26 | — | $83.2M | ||
| Q4 25 | $64.8M | — | ||
| Q3 25 | $169.2M | — | ||
| Q2 25 | $137.3M | — | ||
| Q1 25 | $209.6M | — | ||
| Q4 24 | $165.3M | — | ||
| Q3 24 | $184.2M | — | ||
| Q2 24 | $111.4M | — |
总债务DOCSMBIN
| Q1 26 | — | $32.0M | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益DOCSMBIN
| Q1 26 | — | $2.3B | ||
| Q4 25 | $979.3M | $2.3B | ||
| Q3 25 | $1.1B | $2.2B | ||
| Q2 25 | $1.0B | $2.2B | ||
| Q1 25 | $1.1B | $2.2B | ||
| Q4 24 | $1.0B | $2.2B | ||
| Q3 24 | $961.2M | $1.9B | ||
| Q2 24 | $913.6M | $1.9B |
总资产DOCSMBIN
| Q1 26 | — | $20.3B | ||
| Q4 25 | $1.2B | $19.4B | ||
| Q3 25 | $1.3B | $19.4B | ||
| Q2 25 | $1.2B | $19.1B | ||
| Q1 25 | $1.3B | $18.8B | ||
| Q4 24 | $1.2B | $18.8B | ||
| Q3 24 | $1.1B | $18.7B | ||
| Q2 24 | $1.1B | $18.2B |
负债/权益比DOCSMBIN
| Q1 26 | — | 0.01× | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $60.9M | — |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 0.99× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流DOCSMBIN
| Q1 26 | — | — | ||
| Q4 25 | $60.9M | $-341.2M | ||
| Q3 25 | $93.9M | $29.8M | ||
| Q2 25 | $62.1M | $-121.2M | ||
| Q1 25 | $98.5M | $148.0M | ||
| Q4 24 | $65.2M | $-835.3M | ||
| Q3 24 | $68.3M | $-492.6M | ||
| Q2 24 | $41.2M | $51.1M |
自由现金流DOCSMBIN
| Q1 26 | — | — | ||
| Q4 25 | — | $-362.2M | ||
| Q3 25 | — | $24.0M | ||
| Q2 25 | — | $-125.7M | ||
| Q1 25 | — | $141.2M | ||
| Q4 24 | — | $-853.7M | ||
| Q3 24 | — | $-497.2M | ||
| Q2 24 | — | $45.8M |
自由现金流率DOCSMBIN
| Q1 26 | — | — | ||
| Q4 25 | — | -195.5% | ||
| Q3 25 | — | 14.0% | ||
| Q2 25 | — | -70.1% | ||
| Q1 25 | — | 96.8% | ||
| Q4 24 | — | -440.6% | ||
| Q3 24 | — | -332.4% | ||
| Q2 24 | — | 28.7% |
资本支出强度DOCSMBIN
| Q1 26 | — | — | ||
| Q4 25 | — | 11.3% | ||
| Q3 25 | — | 3.4% | ||
| Q2 25 | — | 2.5% | ||
| Q1 25 | 0.0% | 4.7% | ||
| Q4 24 | 0.0% | 9.5% | ||
| Q3 24 | 0.0% | 3.0% | ||
| Q2 24 | 0.0% | 3.3% |
现金转化率DOCSMBIN
| Q1 26 | — | — | ||
| Q4 25 | 0.99× | — | ||
| Q3 25 | 1.51× | 0.54× | ||
| Q2 25 | 1.16× | -3.19× | ||
| Q1 25 | 1.58× | 2.54× | ||
| Q4 24 | 0.87× | — | ||
| Q3 24 | 1.55× | -8.04× | ||
| Q2 24 | 1.00× | 0.67× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
DOCS
| Subscription | $175.4M | 95% |
| Service Other | $9.7M | 5% |
MBIN
| Net Interest Income | $128.6M | 73% |
| Noninterest Income | $46.6M | 27% |
