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慧与（EFSC）与OFG BANCORP（OFG）财务数据对比。点击上方公司名可切换其他公司
慧与的季度营收约是OFG BANCORP的1.0倍（$185.2M vs $184.3M），OFG BANCORP净利率更高（30.3% vs 26.6%，领先3.7%），过去两年慧与的营收复合增速更高（9.0% vs 2.8%）
慧与（Hewlett Packard Enterprise，简称HPE）是总部位于美国得克萨斯州斯普林的跨国信息技术企业，面向企业客户提供服务器、存储、网络、容器化软件及咨询支持服务，2018年位列美国《财富》500强第107位。
OFG Bancorp成立于1964年，总部位于波多黎各圣胡安，是东方银行的金融控股公司。公司通过东方银行、东方金融服务有限责任公司、东方保险有限责任公司等核心子公司，主要面向波多黎各和美属维尔京群岛市场，提供多元化的零售与商业银行、贷款、财富管理相关产品、服务及技术解决方案。
EFSC vs OFG — 直观对比
营收规模更大
EFSC
是对方的1.0倍
$184.3M
净利率更高
OFG
高出3.7%
26.6%
两年增速更快
EFSC
近两年复合增速
2.8%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $185.2M | $184.3M |
| 净利润 | $49.4M | $55.9M |
| 毛利率 | — | — |
| 营业利润率 | — | 25.7% |
| 净利率 | 26.6% | 30.3% |
| 营收同比 | — | 0.9% |
| 净利润同比 | -1.2% | 11.0% |
| 每股收益（稀释后） | $1.30 | $1.27 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EFSCOFG
| Q1 26 | $185.2M | — | ||
| Q4 25 | $193.6M | $184.3M | ||
| Q3 25 | $206.9M | $186.2M | ||
| Q2 25 | $173.4M | $182.4M | ||
| Q1 25 | $166.0M | $178.6M | ||
| Q4 24 | $167.0M | $182.7M | ||
| Q3 24 | $164.9M | $174.7M | ||
| Q2 24 | $156.0M | $179.8M |
净利润EFSCOFG
| Q1 26 | $49.4M | — | ||
| Q4 25 | $54.8M | $55.9M | ||
| Q3 25 | $45.2M | $51.8M | ||
| Q2 25 | $51.4M | $51.8M | ||
| Q1 25 | $50.0M | $45.6M | ||
| Q4 24 | $48.8M | $50.3M | ||
| Q3 24 | $50.6M | $47.0M | ||
| Q2 24 | $45.4M | $51.1M |
营业利润率EFSCOFG
| Q1 26 | — | — | ||
| Q4 25 | — | 25.7% | ||
| Q3 25 | 42.9% | 33.0% | ||
| Q2 25 | 37.0% | 36.1% | ||
| Q1 25 | 36.8% | 33.3% | ||
| Q4 24 | — | 28.9% | ||
| Q3 24 | 38.1% | 35.4% | ||
| Q2 24 | 36.7% | 39.6% |
净利率EFSCOFG
| Q1 26 | 26.6% | — | ||
| Q4 25 | 28.3% | 30.3% | ||
| Q3 25 | 21.9% | 27.8% | ||
| Q2 25 | 29.6% | 28.4% | ||
| Q1 25 | 30.1% | 25.5% | ||
| Q4 24 | 29.2% | 27.6% | ||
| Q3 24 | 30.7% | 26.9% | ||
| Q2 24 | 29.1% | 28.4% |
每股收益（稀释后）EFSCOFG
| Q1 26 | $1.30 | — | ||
| Q4 25 | $1.45 | $1.27 | ||
| Q3 25 | $1.19 | $1.16 | ||
| Q2 25 | $1.36 | $1.15 | ||
| Q1 25 | $1.31 | $1.00 | ||
| Q4 24 | $1.27 | $1.10 | ||
| Q3 24 | $1.32 | $1.00 | ||
| Q2 24 | $1.19 | $1.08 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $1.0B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $2.1B | $1.4B |
| 总资产 | $17.3B | $12.5B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资EFSCOFG
| Q1 26 | — | — | ||
| Q4 25 | — | $1.0B | ||
| Q3 25 | — | $740.3M | ||
| Q2 25 | — | $851.8M | ||
| Q1 25 | — | $710.6M | ||
| Q4 24 | — | $591.1M | ||
| Q3 24 | — | $680.6M | ||
| Q2 24 | — | $740.4M |
股东权益EFSCOFG
| Q1 26 | $2.1B | — | ||
| Q4 25 | $2.0B | $1.4B | ||
| Q3 25 | $2.0B | $1.4B | ||
| Q2 25 | $1.9B | $1.3B | ||
| Q1 25 | $1.9B | $1.3B | ||
| Q4 24 | $1.8B | $1.3B | ||
| Q3 24 | $1.8B | $1.3B | ||
| Q2 24 | $1.8B | $1.2B |
总资产EFSCOFG
| Q1 26 | $17.3B | — | ||
| Q4 25 | $17.3B | $12.5B | ||
| Q3 25 | $16.4B | $12.2B | ||
| Q2 25 | $16.1B | $12.2B | ||
| Q1 25 | $15.7B | $11.7B | ||
| Q4 24 | $15.6B | $11.5B | ||
| Q3 24 | $15.0B | $11.5B | ||
| Q2 24 | $14.6B | $11.3B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $217.7M |
| 自由现金流经营现金流 - 资本支出 | — | $199.3M |
| 自由现金流率自由现金流/营收 | — | 108.1% |
| 资本支出强度资本支出/营收 | — | 10.0% |
| 现金转化率经营现金流/净利润 | — | 3.90× |
| 过去12个月自由现金流最近4个季度 | — | $345.4M |
8季度趋势，按日历期对齐
经营现金流EFSCOFG
| Q1 26 | — | — | ||
| Q4 25 | $193.5M | $217.7M | ||
| Q3 25 | $49.4M | $39.5M | ||
| Q2 25 | $61.3M | $35.9M | ||
| Q1 25 | $40.0M | $83.1M | ||
| Q4 24 | $247.4M | $252.5M | ||
| Q3 24 | $89.0M | $58.1M | ||
| Q2 24 | $76.5M | $95.1M |
自由现金流EFSCOFG
| Q1 26 | — | — | ||
| Q4 25 | $181.5M | $199.3M | ||
| Q3 25 | $47.1M | $35.5M | ||
| Q2 25 | $59.0M | $31.8M | ||
| Q1 25 | $35.6M | $78.7M | ||
| Q4 24 | $239.9M | $231.2M | ||
| Q3 24 | $88.2M | $51.8M | ||
| Q2 24 | $74.7M | $90.4M |
自由现金流率EFSCOFG
| Q1 26 | — | — | ||
| Q4 25 | 93.8% | 108.1% | ||
| Q3 25 | 22.8% | 19.1% | ||
| Q2 25 | 34.0% | 17.4% | ||
| Q1 25 | 21.5% | 44.1% | ||
| Q4 24 | 143.7% | 126.5% | ||
| Q3 24 | 53.5% | 29.6% | ||
| Q2 24 | 47.9% | 50.3% |
资本支出强度EFSCOFG
| Q1 26 | — | — | ||
| Q4 25 | 6.2% | 10.0% | ||
| Q3 25 | 1.1% | 2.1% | ||
| Q2 25 | 1.3% | 2.3% | ||
| Q1 25 | 2.7% | 2.4% | ||
| Q4 24 | 4.5% | 11.7% | ||
| Q3 24 | 0.5% | 3.6% | ||
| Q2 24 | 1.1% | 2.6% |
现金转化率EFSCOFG
| Q1 26 | — | — | ||
| Q4 25 | 3.53× | 3.90× | ||
| Q3 25 | 1.09× | 0.76× | ||
| Q2 25 | 1.19× | 0.69× | ||
| Q1 25 | 0.80× | 1.82× | ||
| Q4 24 | 5.07× | 5.02× | ||
| Q3 24 | 1.76× | 1.24× | ||
| Q2 24 | 1.68× | 1.86× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EFSC
| Net Interest Income | $166.1M | 90% |
| Noninterest Income | $19.1M | 10% |
OFG
暂无分部数据
