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爱利金融（EFSI）与RETRACTABLE TECHNOLOGIES INC（RVP）财务数据对比。点击上方公司名可切换其他公司
爱利金融的季度营收约是RETRACTABLE TECHNOLOGIES INC的1.7倍（$16.4M vs $9.4M），爱利金融同比增速更快（21.3% vs 4.0%），过去两年RETRACTABLE TECHNOLOGIES INC的营收复合增速更高（11.5% vs 1.5%）
爱利金融公司是一家注册于特拉华州的美国银行控股公司，总部位于密歇根州底特律市的爱利底特律中心。该公司提供多种金融服务，涵盖汽车金融、直营银行线上银行服务、企业贷款、车辆保险、按揭贷款，以及分期销售、租赁协议等相关融资服务。
Retractable Technologies Inc是一家专业医疗设备制造商，主打可回缩注射器、安全针头、静脉导管等一次性安全医疗产品，客户覆盖医疗机构、制药企业及公共卫生部门，产品可有效降低医护人员与患者的针刺伤害风险。
EFSI vs RVP — 直观对比
营收规模更大
EFSI
是对方的1.7倍
$9.4M
营收增速更快
EFSI
高出17.3%
4.0%
两年增速更快
RVP
近两年复合增速
1.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $16.4M | $9.4M |
| 净利润 | — | $-2.3M |
| 毛利率 | — | -16.2% |
| 营业利润率 | 33.6% | -81.7% |
| 净利率 | — | -24.9% |
| 营收同比 | 21.3% | 4.0% |
| 净利润同比 | — | -162.3% |
| 每股收益（稀释后） | $1.10 | $-0.09 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EFSIRVP
| Q4 25 | $16.4M | $9.4M | ||
| Q3 25 | $22.4M | $10.1M | ||
| Q2 25 | $20.6M | $10.4M | ||
| Q1 25 | $4.8M | $8.3M | ||
| Q4 24 | $22.0M | $9.1M | ||
| Q3 24 | $18.4M | $10.3M | ||
| Q2 24 | $16.5M | $6.0M | ||
| Q1 24 | $15.9M | $7.6M |
净利润EFSIRVP
| Q4 25 | — | $-2.3M | ||
| Q3 25 | $5.6M | $371.0K | ||
| Q2 25 | $5.3M | $-87.5K | ||
| Q1 25 | $-7.0M | $-10.5M | ||
| Q4 24 | — | $3.8M | ||
| Q3 24 | $3.4M | $-1.9M | ||
| Q2 24 | $3.2M | $-14.2M | ||
| Q1 24 | $2.5M | $429.4K |
毛利率EFSIRVP
| Q4 25 | — | -16.2% | ||
| Q3 25 | — | 16.7% | ||
| Q2 25 | — | -1.0% | ||
| Q1 25 | — | -0.0% | ||
| Q4 24 | — | -27.5% | ||
| Q3 24 | — | -0.1% | ||
| Q2 24 | — | -7.0% | ||
| Q1 24 | — | 25.0% |
营业利润率EFSIRVP
| Q4 25 | 33.6% | -81.7% | ||
| Q3 25 | 30.9% | -36.2% | ||
| Q2 25 | 31.8% | -49.1% | ||
| Q1 25 | -189.0% | -56.4% | ||
| Q4 24 | 36.8% | -79.6% | ||
| Q3 24 | 21.6% | -49.6% | ||
| Q2 24 | 22.9% | -95.6% | ||
| Q1 24 | 19.1% | -39.3% |
净利率EFSIRVP
| Q4 25 | — | -24.9% | ||
| Q3 25 | 25.0% | 3.7% | ||
| Q2 25 | 25.6% | -0.8% | ||
| Q1 25 | -145.8% | -126.6% | ||
| Q4 24 | — | 41.6% | ||
| Q3 24 | 18.6% | -18.6% | ||
| Q2 24 | 19.3% | -234.9% | ||
| Q1 24 | 16.0% | 5.7% |
每股收益（稀释后）EFSIRVP
| Q4 25 | $1.10 | $-0.09 | ||
| Q3 25 | $1.04 | $0.01 | ||
| Q2 25 | $0.98 | $0.00 | ||
| Q1 25 | $-1.53 | $-0.35 | ||
| Q4 24 | $1.74 | $0.14 | ||
| Q3 24 | $0.97 | $-0.07 | ||
| Q2 24 | $0.89 | $-0.48 | ||
| Q1 24 | $0.72 | $0.01 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $2.6M |
| 总债务越低越好 | — | $895.6K |
| 股东权益账面价值 | $188.8M | $74.4M |
| 总资产 | $1.9B | $142.6M |
| 负债/权益比越低杠杆越低 | — | 0.01× |
8季度趋势，按日历期对齐
现金及短期投资EFSIRVP
| Q4 25 | — | $2.6M | ||
| Q3 25 | — | $3.4M | ||
| Q2 25 | — | $3.0M | ||
| Q1 25 | — | $3.4M | ||
| Q4 24 | — | $4.2M | ||
| Q3 24 | — | $3.9M | ||
| Q2 24 | — | $6.9M | ||
| Q1 24 | — | $10.0M |
总债务EFSIRVP
| Q4 25 | — | $895.6K | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $1.2M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益EFSIRVP
| Q4 25 | $188.8M | $74.4M | ||
| Q3 25 | $185.6M | $76.8M | ||
| Q2 25 | $179.6M | $76.5M | ||
| Q1 25 | $176.5M | $76.6M | ||
| Q4 24 | $119.0M | $87.2M | ||
| Q3 24 | $117.8M | $83.5M | ||
| Q2 24 | $111.1M | $85.4M | ||
| Q1 24 | $107.7M | $99.7M |
总资产EFSIRVP
| Q4 25 | $1.9B | $142.6M | ||
| Q3 25 | $1.9B | $146.4M | ||
| Q2 25 | $2.0B | $147.1M | ||
| Q1 25 | $1.9B | $149.3M | ||
| Q4 24 | $1.9B | $160.7M | ||
| Q3 24 | $1.9B | $157.8M | ||
| Q2 24 | $1.8B | $160.7M | ||
| Q1 24 | $1.8B | $176.0M |
负债/权益比EFSIRVP
| Q4 25 | — | 0.01× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.01× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $25.8M | $-596.5K |
| 自由现金流经营现金流 - 资本支出 | $24.3M | — |
| 自由现金流率自由现金流/营收 | 148.6% | — |
| 资本支出强度资本支出/营收 | 8.6% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $39.7M | — |
8季度趋势，按日历期对齐
经营现金流EFSIRVP
| Q4 25 | $25.8M | $-596.5K | ||
| Q3 25 | $8.2M | $-1.3M | ||
| Q2 25 | $2.6M | $-3.7M | ||
| Q1 25 | $5.8M | $-1.5M | ||
| Q4 24 | $18.8M | $-1.1M | ||
| Q3 24 | $7.5M | $-5.7M | ||
| Q2 24 | $-1.8M | $-2.7M | ||
| Q1 24 | $6.8M | $-2.0M |
自由现金流EFSIRVP
| Q4 25 | $24.3M | — | ||
| Q3 25 | $7.8M | $-1.3M | ||
| Q2 25 | $2.3M | $-4.1M | ||
| Q1 25 | $5.3M | $-1.6M | ||
| Q4 24 | $17.7M | $-1.4M | ||
| Q3 24 | $7.3M | $-6.5M | ||
| Q2 24 | $-2.2M | $-2.8M | ||
| Q1 24 | $6.7M | $-2.2M |
自由现金流率EFSIRVP
| Q4 25 | 148.6% | — | ||
| Q3 25 | 35.0% | -13.4% | ||
| Q2 25 | 11.2% | -38.9% | ||
| Q1 25 | 110.1% | -18.8% | ||
| Q4 24 | 80.6% | -15.5% | ||
| Q3 24 | 39.6% | -63.0% | ||
| Q2 24 | -13.6% | -46.8% | ||
| Q1 24 | 41.9% | -29.6% |
资本支出强度EFSIRVP
| Q4 25 | 8.6% | — | ||
| Q3 25 | 1.7% | 0.9% | ||
| Q2 25 | 1.3% | 3.2% | ||
| Q1 25 | 11.2% | 1.0% | ||
| Q4 24 | 4.6% | 3.3% | ||
| Q3 24 | 1.3% | 7.7% | ||
| Q2 24 | 2.6% | 2.0% | ||
| Q1 24 | 0.6% | 3.0% |
现金转化率EFSIRVP
| Q4 25 | — | — | ||
| Q3 25 | 1.47× | -3.39× | ||
| Q2 25 | 0.49× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | -0.29× | ||
| Q3 24 | 2.19× | — | ||
| Q2 24 | -0.57× | — | ||
| Q1 24 | 2.65× | -4.71× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EFSI
| Asset Management | $6.0M | 37% |
| Other | $3.8M | 23% |
| Interchange Fees | $3.5M | 22% |
| Overdrawn Account Fees | $1.6M | 10% |
| Brokerage Commissions | $1.4M | 9% |
RVP
暂无分部数据
