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EGAIN Corp(EGAN)与RBB Bancorp(RBB)财务数据对比。点击上方公司名可切换其他公司
RBB Bancorp的季度营收约是EGAIN Corp的1.4倍($32.3M vs $23.0M),RBB Bancorp净利率更高(31.5% vs 10.2%,领先21.3%),RBB Bancorp同比增速更快(12.6% vs 2.6%),RBB Bancorp自由现金流更多($42.6M vs $9.9M),过去两年RBB Bancorp的营收复合增速更高(7.0% vs 1.4%)
eGain公司总部位于加利福尼亚州桑尼维尔,主营人工智能知识软件开发,助力企业实现客户体验与员工工作流程的智能化自动化升级,帮助企业提升运营效率,优化服务质量。
RBB银行控股公司是总部位于美国的金融控股集团,旗下核心主体为皇家商业银行,主要服务亚裔社群、中小微企业、不动产投资者及零售客户,提供商业信贷、储蓄存款、财富管理等多元金融服务,业务覆盖美国沿海核心都会区。
EGAN vs RBB — 直观对比
营收规模更大
RBB
是对方的1.4倍
$23.0M
营收增速更快
RBB
高出9.9%
2.6%
净利率更高
RBB
高出21.3%
10.2%
自由现金流更多
RBB
多$32.7M
$9.9M
两年增速更快
RBB
近两年复合增速
1.4%
损益表 — Q2 FY2026 vs Q4 FY2025
| 指标 | ||
|---|---|---|
| 营收 | $23.0M | $32.3M |
| 净利润 | $2.3M | $10.2M |
| 毛利率 | 73.1% | — |
| 营业利润率 | 8.9% | 39.5% |
| 净利率 | 10.2% | 31.5% |
| 营收同比 | 2.6% | 12.6% |
| 净利润同比 | 248.1% | 132.1% |
| 每股收益(稀释后) | $0.08 | $0.59 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比,按日历期对齐,财年错位的公司也能正确匹配
营收
EGAN
RBB
| Q4 25 | $23.0M | $32.3M | ||
| Q3 25 | $23.5M | $32.6M | ||
| Q2 25 | $23.2M | $35.8M | ||
| Q1 25 | $21.0M | $28.5M | ||
| Q4 24 | $22.4M | $28.7M | ||
| Q3 24 | $21.8M | $30.3M | ||
| Q2 24 | $22.5M | $27.5M | ||
| Q1 24 | $22.4M | $28.2M |
净利润
EGAN
RBB
| Q4 25 | $2.3M | $10.2M | ||
| Q3 25 | $2.8M | $10.1M | ||
| Q2 25 | $30.9M | $9.3M | ||
| Q1 25 | $66.0K | $2.3M | ||
| Q4 24 | $671.0K | $4.4M | ||
| Q3 24 | $652.0K | $7.0M | ||
| Q2 24 | $1.5M | $7.2M | ||
| Q1 24 | $1.5M | $8.0M |
毛利率
EGAN
RBB
| Q4 25 | 73.1% | — | ||
| Q3 25 | 75.2% | — | ||
| Q2 25 | 72.7% | — | ||
| Q1 25 | 68.0% | — | ||
| Q4 24 | 70.2% | — | ||
| Q3 24 | 69.4% | — | ||
| Q2 24 | 69.3% | — | ||
| Q1 24 | 69.3% | — |
营业利润率
EGAN
RBB
| Q4 25 | 8.9% | 39.5% | ||
| Q3 25 | 12.1% | 40.7% | ||
| Q2 25 | 14.0% | 36.1% | ||
| Q1 25 | 0.1% | 11.2% | ||
| Q4 24 | 2.9% | 17.6% | ||
| Q3 24 | 2.3% | 31.6% | ||
| Q2 24 | 5.3% | 35.6% | ||
| Q1 24 | 4.2% | 39.9% |
净利率
EGAN
RBB
| Q4 25 | 10.2% | 31.5% | ||
| Q3 25 | 12.0% | 31.2% | ||
| Q2 25 | 132.8% | 26.1% | ||
| Q1 25 | 0.3% | 8.0% | ||
| Q4 24 | 3.0% | 15.3% | ||
| Q3 24 | 3.0% | 23.1% | ||
| Q2 24 | 6.7% | 26.4% | ||
| Q1 24 | 6.7% | 28.4% |
每股收益(稀释后)
EGAN
RBB
| Q4 25 | $0.08 | $0.59 | ||
| Q3 25 | $0.10 | $0.59 | ||
| Q2 25 | $1.09 | $0.52 | ||
| Q1 25 | $0.00 | $0.13 | ||
| Q4 24 | $0.02 | $0.26 | ||
| Q3 24 | $0.02 | $0.39 | ||
| Q2 24 | $0.05 | $0.39 | ||
| Q1 24 | $0.05 | $0.43 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | ||
|---|---|---|
| 现金及短期投资手头流动性 | $83.1M | $212.3M |
| 总债务越低越好 | — | $119.9M |
| 股东权益账面价值 | $88.8M | $523.4M |
| 总资产 | $146.8M | $4.2B |
| 负债/权益比越低杠杆越低 | — | 0.23× |
8季度趋势,按日历期对齐
现金及短期投资
EGAN
RBB
| Q4 25 | $83.1M | $212.3M | ||
| Q3 25 | $70.9M | $234.9M | ||
| Q2 25 | $62.9M | $191.9M | ||
| Q1 25 | $68.7M | $238.8M | ||
| Q4 24 | $70.5M | $257.7M | ||
| Q3 24 | $67.2M | $349.4M | ||
| Q2 24 | $70.0M | $252.8M | ||
| Q1 24 | $83.0M | — |
总债务
EGAN
RBB
| Q4 25 | — | $119.9M | ||
| Q3 25 | — | $119.8M | ||
| Q2 25 | — | $119.7M | ||
| Q1 25 | — | $119.6M | ||
| Q4 24 | — | $119.5M | ||
| Q3 24 | — | $119.4M | ||
| Q2 24 | — | $119.3M | ||
| Q1 24 | — | $119.2M |
股东权益
EGAN
RBB
| Q4 25 | $88.8M | $523.4M | ||
| Q3 25 | $83.5M | $514.3M | ||
| Q2 25 | $80.7M | $517.7M | ||
| Q1 25 | $51.6M | $510.3M | ||
| Q4 24 | $55.3M | $507.9M | ||
| Q3 24 | $55.7M | $509.7M | ||
| Q2 24 | $58.5M | $511.3M | ||
| Q1 24 | $63.9M | $514.0M |
总资产
EGAN
RBB
| Q4 25 | $146.8M | $4.2B | ||
| Q3 25 | $144.6M | $4.2B | ||
| Q2 25 | $148.0M | $4.1B | ||
| Q1 25 | $106.2M | $4.0B | ||
| Q4 24 | $111.3M | $4.0B | ||
| Q3 24 | $114.9M | $4.0B | ||
| Q2 24 | $127.9M | $3.9B | ||
| Q1 24 | $120.3M | $3.9B |
负债/权益比
EGAN
RBB
| Q4 25 | — | 0.23× | ||
| Q3 25 | — | 0.23× | ||
| Q2 25 | — | 0.23× | ||
| Q1 25 | — | 0.23× | ||
| Q4 24 | — | 0.24× | ||
| Q3 24 | — | 0.23× | ||
| Q2 24 | — | 0.23× | ||
| Q1 24 | — | 0.23× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | ||
|---|---|---|
| 经营现金流最新季度 | $10.1M | $43.4M |
| 自由现金流经营现金流 - 资本支出 | $9.9M | $42.6M |
| 自由现金流率自由现金流/营收 | 43.0% | 131.8% |
| 资本支出强度资本支出/营收 | 1.0% | 2.5% |
| 现金转化率经营现金流/净利润 | 4.33× | 4.26× |
| 过去12个月自由现金流最近4个季度 | $17.6M | $73.5M |
8季度趋势,按日历期对齐
经营现金流
EGAN
RBB
| Q4 25 | $10.1M | $43.4M | ||
| Q3 25 | $10.4M | $2.1M | ||
| Q2 25 | $-4.3M | $21.7M | ||
| Q1 25 | $2.2M | $7.8M | ||
| Q4 24 | $6.4M | $58.5M | ||
| Q3 24 | $954.0K | $24.5M | ||
| Q2 24 | $-5.1M | $11.7M | ||
| Q1 24 | $1.7M | $4.8M |
自由现金流
EGAN
RBB
| Q4 25 | $9.9M | $42.6M | ||
| Q3 25 | $10.2M | $1.8M | ||
| Q2 25 | $-4.5M | $21.6M | ||
| Q1 25 | $2.1M | $7.6M | ||
| Q4 24 | $6.3M | $57.7M | ||
| Q3 24 | $845.0K | $24.2M | ||
| Q2 24 | $-5.2M | $11.5M | ||
| Q1 24 | $1.7M | $4.7M |
自由现金流率
EGAN
RBB
| Q4 25 | 43.0% | 131.8% | ||
| Q3 25 | 43.4% | 5.4% | ||
| Q2 25 | -19.5% | 60.2% | ||
| Q1 25 | 10.0% | 26.7% | ||
| Q4 24 | 28.1% | 201.0% | ||
| Q3 24 | 3.9% | 80.0% | ||
| Q2 24 | -23.0% | 42.0% | ||
| Q1 24 | 7.8% | 16.6% |
资本支出强度
EGAN
RBB
| Q4 25 | 1.0% | 2.5% | ||
| Q3 25 | 1.0% | 1.1% | ||
| Q2 25 | 0.9% | 0.3% | ||
| Q1 25 | 0.5% | 0.6% | ||
| Q4 24 | 0.6% | 2.7% | ||
| Q3 24 | 0.5% | 0.8% | ||
| Q2 24 | 0.2% | 0.5% | ||
| Q1 24 | 0.1% | 0.5% |
现金转化率
EGAN
RBB
| Q4 25 | 4.33× | 4.26× | ||
| Q3 25 | 3.70× | 0.21× | ||
| Q2 25 | -0.14× | 2.32× | ||
| Q1 25 | 33.48× | 3.39× | ||
| Q4 24 | 9.57× | 13.34× | ||
| Q3 24 | 1.46× | 3.50× | ||
| Q2 24 | -3.40× | 1.61× | ||
| Q1 24 | 1.17× | 0.60× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EGAN
| Transferred Over Time | $22.0M | 96% |
| Technology Service | $1.2M | 5% |
RBB
暂无分部数据