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合众银行（EGBN）与READING INTERNATIONAL INC（RDI）财务数据对比。点击上方公司名可切换其他公司
合众银行的季度营收约是READING INTERNATIONAL INC的1.6倍（$80.5M vs $50.3M），合众银行净利率更高（-3.6% vs -5.1%，领先1.5%），合众银行同比增速更快（7.5% vs -14.2%），合众银行自由现金流更多（$20.8M vs $4.1M），过去两年READING INTERNATIONAL INC的营收复合增速更高（5.6% vs 1.4%）
合众银行是一家总部位于明尼阿波利斯、注册于特拉华州的美国跨国银行机构，截至2025年是美国第五大银行，也是美国中西部规模最大的银行，被金融稳定委员会认定为具有系统重要性的银行，旗下核心运营主体为美国银行全国协会，以合众银行品牌开展业务，提供银行、投资、抵押贷款等多元金融服务。
雷丁公司是总部位于美国费城的铁路企业，1924年起在宾夕法尼亚州东部及周边各州提供客运与货运运输服务，直至1976年被联合铁路公司收购。
EGBN vs RDI — 直观对比
营收规模更大
EGBN
是对方的1.6倍
$50.3M
营收增速更快
EGBN
高出21.7%
-14.2%
净利率更高
EGBN
高出1.5%
-5.1%
自由现金流更多
EGBN
多$16.6M
$4.1M
两年增速更快
RDI
近两年复合增速
1.4%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $80.5M | $50.3M |
| 净利润 | $-2.4M | $-2.6M |
| 毛利率 | — | — |
| 营业利润率 | -7.3% | -1.9% |
| 净利率 | -3.6% | -5.1% |
| 营收同比 | 7.5% | -14.2% |
| 净利润同比 | -116.0% | -14.5% |
| 每股收益（稀释后） | $-0.09 | $-0.11 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EGBNRDI
| Q4 25 | $80.5M | $50.3M | ||
| Q3 25 | $70.7M | $52.2M | ||
| Q2 25 | $74.2M | $60.4M | ||
| Q1 25 | $73.9M | $40.2M | ||
| Q4 24 | $74.9M | $58.6M | ||
| Q3 24 | $78.8M | $60.1M | ||
| Q2 24 | $76.7M | $46.8M | ||
| Q1 24 | $78.3M | $45.1M |
净利润EGBNRDI
| Q4 25 | $-2.4M | $-2.6M | ||
| Q3 25 | $-67.5M | $-4.2M | ||
| Q2 25 | $-69.8M | $-2.7M | ||
| Q1 25 | $1.7M | $-4.8M | ||
| Q4 24 | $15.3M | $-2.2M | ||
| Q3 24 | $21.8M | $-7.0M | ||
| Q2 24 | $-83.8M | $-12.8M | ||
| Q1 24 | $-338.0K | $-13.2M |
营业利润率EGBNRDI
| Q4 25 | -7.3% | -1.9% | ||
| Q3 25 | -119.5% | -0.6% | ||
| Q2 25 | -147.2% | 4.8% | ||
| Q1 25 | 3.3% | -17.2% | ||
| Q4 24 | 28.0% | 2.6% | ||
| Q3 24 | 33.9% | -0.6% | ||
| Q2 24 | -103.5% | -16.4% | ||
| Q1 24 | 3.4% | -16.7% |
净利率EGBNRDI
| Q4 25 | -3.6% | -5.1% | ||
| Q3 25 | -95.6% | -8.0% | ||
| Q2 25 | -94.0% | -4.4% | ||
| Q1 25 | 2.3% | -11.8% | ||
| Q4 24 | 21.6% | -3.8% | ||
| Q3 24 | 27.7% | -11.7% | ||
| Q2 24 | -109.3% | -27.4% | ||
| Q1 24 | -0.4% | -29.4% |
每股收益（稀释后）EGBNRDI
| Q4 25 | $-0.09 | $-0.11 | ||
| Q3 25 | $-2.22 | $-0.18 | ||
| Q2 25 | $-2.30 | $-0.12 | ||
| Q1 25 | $0.06 | $-0.21 | ||
| Q4 24 | $0.51 | $-0.11 | ||
| Q3 24 | $0.72 | $-0.31 | ||
| Q2 24 | $-2.78 | $-0.57 | ||
| Q1 24 | $-0.01 | $-0.59 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $10.5M |
| 总债务越低越好 | $76.4M | $185.1M |
| 股东权益账面价值 | $1.1B | $-18.2M |
| 总资产 | $10.5B | $434.9M |
| 负债/权益比越低杠杆越低 | 0.07× | — |
8季度趋势，按日历期对齐
现金及短期投资EGBNRDI
| Q4 25 | — | $10.5M | ||
| Q3 25 | — | $8.1M | ||
| Q2 25 | — | $9.1M | ||
| Q1 25 | — | $5.9M | ||
| Q4 24 | — | $12.4M | ||
| Q3 24 | — | $10.1M | ||
| Q2 24 | — | $9.3M | ||
| Q1 24 | — | $7.5M |
总债务EGBNRDI
| Q4 25 | $76.4M | $185.1M | ||
| Q3 25 | $76.3M | — | ||
| Q2 25 | $76.3M | — | ||
| Q1 25 | $76.2M | — | ||
| Q4 24 | $76.1M | $202.7M | ||
| Q3 24 | $75.8M | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益EGBNRDI
| Q4 25 | $1.1B | $-18.2M | ||
| Q3 25 | $1.1B | $-12.1M | ||
| Q2 25 | $1.2B | $-7.7M | ||
| Q1 25 | $1.2B | $-8.1M | ||
| Q4 24 | $1.2B | $-4.4M | ||
| Q3 24 | $1.2B | $1.6M | ||
| Q2 24 | $1.2B | $6.5M | ||
| Q1 24 | $1.3B | $18.0M |
总资产EGBNRDI
| Q4 25 | $10.5B | $434.9M | ||
| Q3 25 | $10.8B | $435.2M | ||
| Q2 25 | $10.6B | $438.1M | ||
| Q1 25 | $11.3B | $441.0M | ||
| Q4 24 | $11.1B | $471.0M | ||
| Q3 24 | $11.3B | $495.7M | ||
| Q2 24 | $11.3B | $494.9M | ||
| Q1 24 | $11.6B | $494.9M |
负债/权益比EGBNRDI
| Q4 25 | 0.07× | — | ||
| Q3 25 | 0.07× | — | ||
| Q2 25 | 0.06× | — | ||
| Q1 25 | 0.06× | — | ||
| Q4 24 | 0.06× | — | ||
| Q3 24 | 0.06× | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $28.5M | $4.3M |
| 自由现金流经营现金流 - 资本支出 | $20.8M | $4.1M |
| 自由现金流率自由现金流/营收 | 25.8% | 8.2% |
| 资本支出强度资本支出/营收 | 9.6% | 0.3% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $50.3M | $-2.9M |
8季度趋势，按日历期对齐
经营现金流EGBNRDI
| Q4 25 | $28.5M | $4.3M | ||
| Q3 25 | $19.8M | $295.0K | ||
| Q2 25 | $-28.6M | $1.6M | ||
| Q1 25 | $43.2M | $-7.7M | ||
| Q4 24 | $123.8M | $8.0M | ||
| Q3 24 | $55.6M | $1.3M | ||
| Q2 24 | $55.2M | $-10.4M | ||
| Q1 24 | $2.8M | $-2.8M |
自由现金流EGBNRDI
| Q4 25 | $20.8M | $4.1M | ||
| Q3 25 | $15.8M | $-246.0K | ||
| Q2 25 | $-29.3M | $1.2M | ||
| Q1 25 | $43.0M | $-8.0M | ||
| Q4 24 | $123.4M | $7.0M | ||
| Q3 24 | $55.4M | $-1.1M | ||
| Q2 24 | $55.2M | $-10.6M | ||
| Q1 24 | $2.8M | $-4.7M |
自由现金流率EGBNRDI
| Q4 25 | 25.8% | 8.2% | ||
| Q3 25 | 22.4% | -0.5% | ||
| Q2 25 | -39.6% | 1.9% | ||
| Q1 25 | 58.3% | -19.8% | ||
| Q4 24 | 164.9% | 12.0% | ||
| Q3 24 | 70.4% | -1.8% | ||
| Q2 24 | 72.0% | -22.7% | ||
| Q1 24 | 3.5% | -10.4% |
资本支出强度EGBNRDI
| Q4 25 | 9.6% | 0.3% | ||
| Q3 25 | 5.7% | 1.0% | ||
| Q2 25 | 1.0% | 0.6% | ||
| Q1 25 | 0.2% | 0.6% | ||
| Q4 24 | 0.4% | 1.7% | ||
| Q3 24 | 0.2% | 4.0% | ||
| Q2 24 | 0.1% | 0.5% | ||
| Q1 24 | 0.1% | 4.3% |
现金转化率EGBNRDI
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | 25.78× | — | ||
| Q4 24 | 8.09× | — | ||
| Q3 24 | 2.55× | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EGBN
暂无分部数据
RDI
| Cinema Exhibition Segment | $46.9M | 93% |
| Real Estate Revenue | $3.4M | 7% |
