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合众银行（EGBN）与RESOURCES CONNECTION, INC.（RGP）财务数据对比。点击上方公司名可切换其他公司
RESOURCES CONNECTION, INC.的季度营收约是合众银行的1.5倍（$117.7M vs $80.5M），合众银行净利率更高（-3.6% vs -10.8%，领先7.2%），合众银行同比增速更快（7.5% vs -19.2%），合众银行自由现金流更多（$20.8M vs $15.6M），过去两年合众银行的营收复合增速更高（1.4% vs -11.8%）
合众银行是一家总部位于明尼阿波利斯、注册于特拉华州的美国跨国银行机构，截至2025年是美国第五大银行，也是美国中西部规模最大的银行，被金融稳定委员会认定为具有系统重要性的银行，旗下核心运营主体为美国银行全国协会，以合众银行品牌开展业务，提供银行、投资、抵押贷款等多元金融服务。
RGP原名 Resources Global Professionals，是 Resources Connection, Inc. 的核心运营主体，面向全球客户提供多领域专业咨询服务，覆盖财务会计、信息管理、治理风险合规、人力资本、法务监管、企业咨询与重组、战略传播以及供应链管理等板块。
EGBN vs RGP — 直观对比
营收规模更大
RGP
是对方的1.5倍
$80.5M
营收增速更快
EGBN
高出26.7%
-19.2%
净利率更高
EGBN
高出7.2%
-10.8%
自由现金流更多
EGBN
多$5.2M
$15.6M
两年增速更快
EGBN
近两年复合增速
-11.8%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $80.5M | $117.7M |
| 净利润 | $-2.4M | $-12.7M |
| 毛利率 | — | 37.1% |
| 营业利润率 | -7.3% | -10.3% |
| 净利率 | -3.6% | -10.8% |
| 营收同比 | 7.5% | -19.2% |
| 净利润同比 | -116.0% | 81.6% |
| 每股收益（稀释后） | $-0.09 | $-0.38 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EGBNRGP
| Q4 25 | $80.5M | $117.7M | ||
| Q3 25 | $70.7M | $120.2M | ||
| Q2 25 | $74.2M | $139.3M | ||
| Q1 25 | $73.9M | $129.4M | ||
| Q4 24 | $74.9M | $145.6M | ||
| Q3 24 | $78.8M | $136.9M | ||
| Q2 24 | $76.7M | $148.2M | ||
| Q1 24 | $78.3M | $151.3M |
净利润EGBNRGP
| Q4 25 | $-2.4M | $-12.7M | ||
| Q3 25 | $-67.5M | $-2.4M | ||
| Q2 25 | $-69.8M | $-73.3M | ||
| Q1 25 | $1.7M | $-44.1M | ||
| Q4 24 | $15.3M | $-68.7M | ||
| Q3 24 | $21.8M | $-5.7M | ||
| Q2 24 | $-83.8M | $10.5M | ||
| Q1 24 | $-338.0K | $2.5M |
毛利率EGBNRGP
| Q4 25 | — | 37.1% | ||
| Q3 25 | — | 39.5% | ||
| Q2 25 | — | 40.2% | ||
| Q1 25 | — | 35.1% | ||
| Q4 24 | — | 38.5% | ||
| Q3 24 | — | 36.5% | ||
| Q2 24 | — | 40.2% | ||
| Q1 24 | — | 37.0% |
营业利润率EGBNRGP
| Q4 25 | -7.3% | -10.3% | ||
| Q3 25 | -119.5% | -1.7% | ||
| Q2 25 | -147.2% | -47.0% | ||
| Q1 25 | 3.3% | -38.4% | ||
| Q4 24 | 28.0% | -52.7% | ||
| Q3 24 | 33.9% | -3.5% | ||
| Q2 24 | -103.5% | 7.6% | ||
| Q1 24 | 3.4% | 2.8% |
净利率EGBNRGP
| Q4 25 | -3.6% | -10.8% | ||
| Q3 25 | -95.6% | -2.0% | ||
| Q2 25 | -94.0% | -52.6% | ||
| Q1 25 | 2.3% | -34.0% | ||
| Q4 24 | 21.6% | -47.2% | ||
| Q3 24 | 27.7% | -4.2% | ||
| Q2 24 | -109.3% | 7.1% | ||
| Q1 24 | -0.4% | 1.7% |
每股收益（稀释后）EGBNRGP
| Q4 25 | $-0.09 | $-0.38 | ||
| Q3 25 | $-2.22 | $-0.07 | ||
| Q2 25 | $-2.30 | $-2.21 | ||
| Q1 25 | $0.06 | $-1.34 | ||
| Q4 24 | $0.51 | $-2.08 | ||
| Q3 24 | $0.72 | $-0.17 | ||
| Q2 24 | $-2.78 | $0.31 | ||
| Q1 24 | $-0.01 | $0.08 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $89.8M |
| 总债务越低越好 | $76.4M | — |
| 股东权益账面价值 | $1.1B | $194.6M |
| 总资产 | $10.5B | $289.3M |
| 负债/权益比越低杠杆越低 | 0.07× | — |
8季度趋势，按日历期对齐
现金及短期投资EGBNRGP
| Q4 25 | — | $89.8M | ||
| Q3 25 | — | $77.5M | ||
| Q2 25 | — | $86.1M | ||
| Q1 25 | — | $72.5M | ||
| Q4 24 | — | $78.2M | ||
| Q3 24 | — | $89.6M | ||
| Q2 24 | — | $108.9M | ||
| Q1 24 | — | $113.8M |
总债务EGBNRGP
| Q4 25 | $76.4M | — | ||
| Q3 25 | $76.3M | — | ||
| Q2 25 | $76.3M | — | ||
| Q1 25 | $76.2M | — | ||
| Q4 24 | $76.1M | — | ||
| Q3 24 | $75.8M | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益EGBNRGP
| Q4 25 | $1.1B | $194.6M | ||
| Q3 25 | $1.1B | $206.4M | ||
| Q2 25 | $1.2B | $207.1M | ||
| Q1 25 | $1.2B | $277.8M | ||
| Q4 24 | $1.2B | $325.7M | ||
| Q3 24 | $1.2B | $407.2M | ||
| Q2 24 | $1.2B | $418.8M | ||
| Q1 24 | $1.3B | $414.9M |
总资产EGBNRGP
| Q4 25 | $10.5B | $289.3M | ||
| Q3 25 | $10.8B | $287.2M | ||
| Q2 25 | $10.6B | $304.7M | ||
| Q1 25 | $11.3B | $375.6M | ||
| Q4 24 | $11.1B | $424.9M | ||
| Q3 24 | $11.3B | $512.9M | ||
| Q2 24 | $11.3B | $510.9M | ||
| Q1 24 | $11.6B | $523.2M |
负债/权益比EGBNRGP
| Q4 25 | 0.07× | — | ||
| Q3 25 | 0.07× | — | ||
| Q2 25 | 0.06× | — | ||
| Q1 25 | 0.06× | — | ||
| Q4 24 | 0.06× | — | ||
| Q3 24 | 0.06× | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $28.5M | $15.9M |
| 自由现金流经营现金流 - 资本支出 | $20.8M | $15.6M |
| 自由现金流率自由现金流/营收 | 25.8% | 13.2% |
| 资本支出强度资本支出/营收 | 9.6% | 0.3% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $50.3M | $24.3M |
8季度趋势，按日历期对齐
经营现金流EGBNRGP
| Q4 25 | $28.5M | $15.9M | ||
| Q3 25 | $19.8M | $-7.8M | ||
| Q2 25 | $-28.6M | $16.8M | ||
| Q1 25 | $43.2M | $659.0K | ||
| Q4 24 | $123.8M | $1.8M | ||
| Q3 24 | $55.6M | $-309.0K | ||
| Q2 24 | $55.2M | $3.2M | ||
| Q1 24 | $2.8M | $20.5M |
自由现金流EGBNRGP
| Q4 25 | $20.8M | $15.6M | ||
| Q3 25 | $15.8M | $-8.0M | ||
| Q2 25 | $-29.3M | $16.5M | ||
| Q1 25 | $43.0M | $238.0K | ||
| Q4 24 | $123.4M | $61.0K | ||
| Q3 24 | $55.4M | $-575.0K | ||
| Q2 24 | $55.2M | $3.0M | ||
| Q1 24 | $2.8M | $20.4M |
自由现金流率EGBNRGP
| Q4 25 | 25.8% | 13.2% | ||
| Q3 25 | 22.4% | -6.6% | ||
| Q2 25 | -39.6% | 11.8% | ||
| Q1 25 | 58.3% | 0.2% | ||
| Q4 24 | 164.9% | 0.0% | ||
| Q3 24 | 70.4% | -0.4% | ||
| Q2 24 | 72.0% | 2.1% | ||
| Q1 24 | 3.5% | 13.5% |
资本支出强度EGBNRGP
| Q4 25 | 9.6% | 0.3% | ||
| Q3 25 | 5.7% | 0.1% | ||
| Q2 25 | 1.0% | 0.2% | ||
| Q1 25 | 0.2% | 0.3% | ||
| Q4 24 | 0.4% | 1.2% | ||
| Q3 24 | 0.2% | 0.2% | ||
| Q2 24 | 0.1% | 0.1% | ||
| Q1 24 | 0.1% | 0.1% |
现金转化率EGBNRGP
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | 25.78× | — | ||
| Q4 24 | 8.09× | — | ||
| Q3 24 | 2.55× | — | ||
| Q2 24 | — | 0.30× | ||
| Q1 24 | — | 8.04× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EGBN
暂无分部数据
RGP
| US | $93.7M | 80% |
| Non Us | $24.0M | 20% |
