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合众银行（EGBN）与RCI HOSPITALITY HOLDINGS, INC.（RICK）财务数据对比。点击上方公司名可切换其他公司
合众银行的季度营收约是RCI HOSPITALITY HOLDINGS, INC.的1.1倍（$80.5M vs $70.9M），合众银行净利率更高（-3.6% vs -7.8%，领先4.2%），合众银行同比增速更快（7.5% vs -3.1%），合众银行自由现金流更多（$20.8M vs $11.5M），过去两年合众银行的营收复合增速更高（1.4% vs -2.0%）
合众银行是一家总部位于明尼阿波利斯、注册于特拉华州的美国跨国银行机构，截至2025年是美国第五大银行，也是美国中西部规模最大的银行，被金融稳定委员会认定为具有系统重要性的银行，旗下核心运营主体为美国银行全国协会，以合众银行品牌开展业务，提供银行、投资、抵押贷款等多元金融服务。
RCI Hospitality控股通过子公司经营脱衣舞俱乐部、夜总会、运动酒吧与餐厅，同时还运营一家为成人俱乐部行业提供服务的传媒会展企业。公司于1995年完成首次公开募股上市，目前在纳斯达克全球市场挂牌交易。
EGBN vs RICK — 直观对比
营收规模更大
EGBN
是对方的1.1倍
$70.9M
营收增速更快
EGBN
高出10.7%
-3.1%
净利率更高
EGBN
高出4.2%
-7.8%
自由现金流更多
EGBN
多$9.3M
$11.5M
两年增速更快
EGBN
近两年复合增速
-2.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $80.5M | $70.9M |
| 净利润 | $-2.4M | $-5.5M |
| 毛利率 | — | — |
| 营业利润率 | -7.3% | -0.7% |
| 净利率 | -3.6% | -7.8% |
| 营收同比 | 7.5% | -3.1% |
| 净利润同比 | -116.0% | -2354.9% |
| 每股收益（稀释后） | $-0.09 | $-0.60 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EGBNRICK
| Q4 25 | $80.5M | — | ||
| Q3 25 | $70.7M | $70.9M | ||
| Q2 25 | $74.2M | $71.1M | ||
| Q1 25 | $73.9M | $65.9M | ||
| Q4 24 | $74.9M | $71.5M | ||
| Q3 24 | $78.8M | $73.2M | ||
| Q2 24 | $76.7M | $76.2M | ||
| Q1 24 | $78.3M | $72.3M |
净利润EGBNRICK
| Q4 25 | $-2.4M | — | ||
| Q3 25 | $-67.5M | $-5.5M | ||
| Q2 25 | $-69.8M | $4.1M | ||
| Q1 25 | $1.7M | $3.2M | ||
| Q4 24 | $15.3M | $9.0M | ||
| Q3 24 | $21.8M | $244.0K | ||
| Q2 24 | $-83.8M | $-5.2M | ||
| Q1 24 | $-338.0K | $774.0K |
营业利润率EGBNRICK
| Q4 25 | -7.3% | — | ||
| Q3 25 | -119.5% | -0.7% | ||
| Q2 25 | -147.2% | 12.2% | ||
| Q1 25 | 3.3% | 12.4% | ||
| Q4 24 | 28.0% | 19.5% | ||
| Q3 24 | 33.9% | 4.8% | ||
| Q2 24 | -103.5% | -3.3% | ||
| Q1 24 | 3.4% | 6.4% |
净利率EGBNRICK
| Q4 25 | -3.6% | — | ||
| Q3 25 | -95.6% | -7.8% | ||
| Q2 25 | -94.0% | 5.7% | ||
| Q1 25 | 2.3% | 4.9% | ||
| Q4 24 | 21.6% | 12.6% | ||
| Q3 24 | 27.7% | 0.3% | ||
| Q2 24 | -109.3% | -6.9% | ||
| Q1 24 | -0.4% | 1.1% |
每股收益（稀释后）EGBNRICK
| Q4 25 | $-0.09 | — | ||
| Q3 25 | $-2.22 | $-0.60 | ||
| Q2 25 | $-2.30 | $0.46 | ||
| Q1 25 | $0.06 | $0.36 | ||
| Q4 24 | $0.51 | $1.01 | ||
| Q3 24 | $0.72 | $0.04 | ||
| Q2 24 | $-2.78 | $-0.56 | ||
| Q1 24 | $-0.01 | $0.08 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $33.7M |
| 总债务越低越好 | $76.4M | $238.2M |
| 股东权益账面价值 | $1.1B | $261.1M |
| 总资产 | $10.5B | $596.9M |
| 负债/权益比越低杠杆越低 | 0.07× | 0.91× |
8季度趋势，按日历期对齐
现金及短期投资EGBNRICK
| Q4 25 | — | — | ||
| Q3 25 | — | $33.7M | ||
| Q2 25 | — | $29.3M | ||
| Q1 25 | — | $32.7M | ||
| Q4 24 | — | $34.7M | ||
| Q3 24 | — | $32.4M | ||
| Q2 24 | — | $34.9M | ||
| Q1 24 | — | $20.0M |
总债务EGBNRICK
| Q4 25 | $76.4M | — | ||
| Q3 25 | $76.3M | $238.2M | ||
| Q2 25 | $76.3M | $243.8M | ||
| Q1 25 | $76.2M | $244.1M | ||
| Q4 24 | $76.1M | — | ||
| Q3 24 | $75.8M | $241.1M | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益EGBNRICK
| Q4 25 | $1.1B | — | ||
| Q3 25 | $1.1B | $261.1M | ||
| Q2 25 | $1.2B | $269.5M | ||
| Q1 25 | $1.2B | $268.8M | ||
| Q4 24 | $1.2B | $269.0M | ||
| Q3 24 | $1.2B | $263.4M | ||
| Q2 24 | $1.2B | $271.2M | ||
| Q1 24 | $1.3B | $285.8M |
总资产EGBNRICK
| Q4 25 | $10.5B | — | ||
| Q3 25 | $10.8B | $596.9M | ||
| Q2 25 | $10.6B | $597.4M | ||
| Q1 25 | $11.3B | $589.8M | ||
| Q4 24 | $11.1B | $586.2M | ||
| Q3 24 | $11.3B | $584.4M | ||
| Q2 24 | $11.3B | $601.0M | ||
| Q1 24 | $11.6B | $609.9M |
负债/权益比EGBNRICK
| Q4 25 | 0.07× | — | ||
| Q3 25 | 0.07× | 0.91× | ||
| Q2 25 | 0.06× | 0.90× | ||
| Q1 25 | 0.06× | 0.91× | ||
| Q4 24 | 0.06× | — | ||
| Q3 24 | 0.06× | 0.92× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $28.5M | $13.7M |
| 自由现金流经营现金流 - 资本支出 | $20.8M | $11.5M |
| 自由现金流率自由现金流/营收 | 25.8% | 16.2% |
| 资本支出强度资本支出/营收 | 9.6% | 3.2% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $50.3M | $34.9M |
8季度趋势，按日历期对齐
经营现金流EGBNRICK
| Q4 25 | $28.5M | — | ||
| Q3 25 | $19.8M | $13.7M | ||
| Q2 25 | $-28.6M | $13.8M | ||
| Q1 25 | $43.2M | $8.5M | ||
| Q4 24 | $123.8M | $13.3M | ||
| Q3 24 | $55.6M | $15.7M | ||
| Q2 24 | $55.2M | $15.8M | ||
| Q1 24 | $2.8M | $10.8M |
自由现金流EGBNRICK
| Q4 25 | $20.8M | — | ||
| Q3 25 | $15.8M | $11.5M | ||
| Q2 25 | $-29.3M | $10.1M | ||
| Q1 25 | $43.0M | $5.7M | ||
| Q4 24 | $123.4M | $7.6M | ||
| Q3 24 | $55.4M | $10.3M | ||
| Q2 24 | $55.2M | $9.3M | ||
| Q1 24 | $2.8M | $3.2M |
自由现金流率EGBNRICK
| Q4 25 | 25.8% | — | ||
| Q3 25 | 22.4% | 16.2% | ||
| Q2 25 | -39.6% | 14.2% | ||
| Q1 25 | 58.3% | 8.6% | ||
| Q4 24 | 164.9% | 10.6% | ||
| Q3 24 | 70.4% | 14.0% | ||
| Q2 24 | 72.0% | 12.3% | ||
| Q1 24 | 3.5% | 4.4% |
资本支出强度EGBNRICK
| Q4 25 | 9.6% | — | ||
| Q3 25 | 5.7% | 3.2% | ||
| Q2 25 | 1.0% | 5.2% | ||
| Q1 25 | 0.2% | 4.3% | ||
| Q4 24 | 0.4% | 8.0% | ||
| Q3 24 | 0.2% | 7.3% | ||
| Q2 24 | 0.1% | 8.4% | ||
| Q1 24 | 0.1% | 10.6% |
现金转化率EGBNRICK
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 3.40× | ||
| Q1 25 | 25.78× | 2.65× | ||
| Q4 24 | 8.09× | 1.48× | ||
| Q3 24 | 2.55× | 64.14× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | 14.00× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EGBN
暂无分部数据
RICK
| Transferred At Point In Time | $60.8M | 86% |
| Food And Merchandise | $10.4M | 15% |
