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8X8 INC（EGHT）与FIRSTSUN CAPITAL BANCORP（FSUN）财务数据对比。点击上方公司名可切换其他公司
8X8 INC的季度营收约是FIRSTSUN CAPITAL BANCORP的1.7倍（$185.1M vs $110.0M），FIRSTSUN CAPITAL BANCORP净利率更高（19.6% vs 2.8%，领先16.9%），过去两年FIRSTSUN CAPITAL BANCORP的营收复合增速更高（6.9% vs 1.6%）
8x8 Inc是源自美国的企业级云通信与客户体验软件服务商，依托云架构为企业提供统一通信、呼叫中心及通信平台即服务（CPaaS）等产品方案，公司总部位于加利福尼亚州坎贝尔，其股票在纳斯达克交易所挂牌交易。
FirstSun Capital Bancorp是一家总部位于美国的金融控股公司，提供商业及个人贷款、存款产品、财富管理、财资解决方案等全面的银行金融服务，主要面向美国区域市场的个人消费者、中小企业及企业客户。
EGHT vs FSUN — 直观对比
营收规模更大
EGHT
是对方的1.7倍
$110.0M
净利率更高
FSUN
高出16.9%
2.8%
两年增速更快
FSUN
近两年复合增速
1.6%
损益表 — Q3 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $185.1M | $110.0M |
| 净利润 | $5.1M | $21.6M |
| 毛利率 | 63.9% | — |
| 营业利润率 | 5.2% | — |
| 净利率 | 2.8% | 19.6% |
| 营收同比 | 3.4% | — |
| 净利润同比 | 68.4% | -8.4% |
| 每股收益（稀释后） | $0.04 | $0.76 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EGHTFSUN
| Q1 26 | — | $110.0M | ||
| Q4 25 | $185.1M | $110.2M | ||
| Q3 25 | $184.1M | $107.3M | ||
| Q2 25 | $181.4M | $105.6M | ||
| Q1 25 | $177.0M | $96.2M | ||
| Q4 24 | $178.9M | $98.7M | ||
| Q3 24 | $181.0M | $98.2M | ||
| Q2 24 | $178.1M | $96.2M |
净利润EGHTFSUN
| Q1 26 | — | $21.6M | ||
| Q4 25 | $5.1M | $24.8M | ||
| Q3 25 | $767.0K | $23.2M | ||
| Q2 25 | $-4.3M | $26.4M | ||
| Q1 25 | $-5.4M | $23.6M | ||
| Q4 24 | $3.0M | $16.4M | ||
| Q3 24 | $-14.5M | $22.4M | ||
| Q2 24 | $-10.3M | $24.6M |
毛利率EGHTFSUN
| Q1 26 | — | — | ||
| Q4 25 | 63.9% | — | ||
| Q3 25 | 64.8% | — | ||
| Q2 25 | 66.4% | — | ||
| Q1 25 | 67.8% | — | ||
| Q4 24 | 67.7% | — | ||
| Q3 24 | 68.1% | — | ||
| Q2 24 | 67.9% | — |
营业利润率EGHTFSUN
| Q1 26 | — | — | ||
| Q4 25 | 5.2% | 29.0% | ||
| Q3 25 | 2.9% | 26.4% | ||
| Q2 25 | 0.3% | 31.2% | ||
| Q1 25 | 0.2% | 30.9% | ||
| Q4 24 | 5.0% | 20.4% | ||
| Q3 24 | 4.0% | 29.1% | ||
| Q2 24 | -0.8% | 32.3% |
净利率EGHTFSUN
| Q1 26 | — | 19.6% | ||
| Q4 25 | 2.8% | 22.5% | ||
| Q3 25 | 0.4% | 21.6% | ||
| Q2 25 | -2.4% | 25.0% | ||
| Q1 25 | -3.1% | 24.5% | ||
| Q4 24 | 1.7% | 16.6% | ||
| Q3 24 | -8.0% | 22.8% | ||
| Q2 24 | -5.8% | 25.5% |
每股收益（稀释后）EGHTFSUN
| Q1 26 | — | $0.76 | ||
| Q4 25 | $0.04 | $0.89 | ||
| Q3 25 | $0.01 | $0.82 | ||
| Q2 25 | $-0.03 | $0.93 | ||
| Q1 25 | $-0.04 | $0.83 | ||
| Q4 24 | $0.02 | $0.57 | ||
| Q3 24 | $-0.11 | $0.79 | ||
| Q2 24 | $-0.08 | $0.88 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $86.9M | $413.7M |
| 总债务越低越好 | $321.2M | — |
| 股东权益账面价值 | $142.9M | $1.2B |
| 总资产 | $661.5M | $8.6B |
| 负债/权益比越低杠杆越低 | 2.25× | — |
8季度趋势，按日历期对齐
现金及短期投资EGHTFSUN
| Q1 26 | — | $413.7M | ||
| Q4 25 | $86.9M | $652.6M | ||
| Q3 25 | $75.9M | $659.9M | ||
| Q2 25 | $81.3M | $785.1M | ||
| Q1 25 | $88.0M | $621.4M | ||
| Q4 24 | $104.2M | $615.9M | ||
| Q3 24 | $117.4M | $573.7M | ||
| Q2 24 | $130.8M | $535.8M |
总债务EGHTFSUN
| Q1 26 | — | — | ||
| Q4 25 | $321.2M | — | ||
| Q3 25 | $325.8M | — | ||
| Q2 25 | $335.4M | — | ||
| Q1 25 | $350.0M | — | ||
| Q4 24 | $364.5M | — | ||
| Q3 24 | $396.9M | — | ||
| Q2 24 | — | — |
股东权益EGHTFSUN
| Q1 26 | — | $1.2B | ||
| Q4 25 | $142.9M | $1.2B | ||
| Q3 25 | $133.2M | $1.1B | ||
| Q2 25 | $128.2M | $1.1B | ||
| Q1 25 | $122.2M | $1.1B | ||
| Q4 24 | $113.0M | $1.0B | ||
| Q3 24 | $109.8M | $1.0B | ||
| Q2 24 | $104.6M | $996.6M |
总资产EGHTFSUN
| Q1 26 | — | $8.6B | ||
| Q4 25 | $661.5M | $8.5B | ||
| Q3 25 | $670.8M | $8.5B | ||
| Q2 25 | $684.3M | $8.4B | ||
| Q1 25 | $683.2M | $8.2B | ||
| Q4 24 | $698.2M | $8.1B | ||
| Q3 24 | $740.1M | $8.1B | ||
| Q2 24 | $755.7M | $8.0B |
负债/权益比EGHTFSUN
| Q1 26 | — | — | ||
| Q4 25 | 2.25× | — | ||
| Q3 25 | 2.45× | — | ||
| Q2 25 | 2.62× | — | ||
| Q1 25 | 2.86× | — | ||
| Q4 24 | 3.23× | — | ||
| Q3 24 | 3.61× | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $20.7M | — |
| 自由现金流经营现金流 - 资本支出 | $19.1M | — |
| 自由现金流率自由现金流/营收 | 10.3% | — |
| 资本支出强度资本支出/营收 | 0.9% | — |
| 现金转化率经营现金流/净利润 | 4.07× | — |
| 过去12个月自由现金流最近4个季度 | $43.8M | — |
8季度趋势，按日历期对齐
经营现金流EGHTFSUN
| Q1 26 | — | — | ||
| Q4 25 | $20.7M | $111.5M | ||
| Q3 25 | $8.8M | $49.4M | ||
| Q2 25 | $11.9M | $15.0M | ||
| Q1 25 | $5.9M | $26.4M | ||
| Q4 24 | $27.2M | $101.1M | ||
| Q3 24 | $12.3M | $48.1M | ||
| Q2 24 | $18.1M | $20.9M |
自由现金流EGHTFSUN
| Q1 26 | — | — | ||
| Q4 25 | $19.1M | $104.0M | ||
| Q3 25 | $7.7M | $47.6M | ||
| Q2 25 | $11.5M | $13.0M | ||
| Q1 25 | $5.5M | $24.3M | ||
| Q4 24 | $26.8M | $95.7M | ||
| Q3 24 | $11.1M | $47.1M | ||
| Q2 24 | $17.8M | $19.9M |
自由现金流率EGHTFSUN
| Q1 26 | — | — | ||
| Q4 25 | 10.3% | 94.3% | ||
| Q3 25 | 4.2% | 44.4% | ||
| Q2 25 | 6.3% | 12.3% | ||
| Q1 25 | 3.1% | 25.3% | ||
| Q4 24 | 15.0% | 97.0% | ||
| Q3 24 | 6.1% | 47.9% | ||
| Q2 24 | 10.0% | 20.6% |
资本支出强度EGHTFSUN
| Q1 26 | — | — | ||
| Q4 25 | 0.9% | 6.8% | ||
| Q3 25 | 0.6% | 1.6% | ||
| Q2 25 | 0.2% | 1.9% | ||
| Q1 25 | 0.2% | 2.1% | ||
| Q4 24 | 0.3% | 5.5% | ||
| Q3 24 | 0.7% | 1.1% | ||
| Q2 24 | 0.2% | 1.1% |
现金转化率EGHTFSUN
| Q1 26 | — | — | ||
| Q4 25 | 4.07× | 4.49× | ||
| Q3 25 | 11.52× | 2.13× | ||
| Q2 25 | — | 0.57× | ||
| Q1 25 | — | 1.12× | ||
| Q4 24 | 9.01× | 6.18× | ||
| Q3 24 | — | 2.15× | ||
| Q2 24 | — | 0.85× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EGHT
| Services | $179.7M | 97% |
| Other | $5.4M | 3% |
FSUN
| Net Interest Income | $82.8M | 75% |
| Noninterest Income | $27.2M | 25% |
