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eHealth, Inc.（EHTH）与GIBRALTAR INDUSTRIES, INC.（ROCK）财务数据对比。点击上方公司名可切换其他公司
eHealth, Inc.的季度营收约是GIBRALTAR INDUSTRIES, INC.的1.4倍（$326.2M vs $225.0M），GIBRALTAR INDUSTRIES, INC.同比增速更快（24.9% vs 3.5%），GIBRALTAR INDUSTRIES, INC.自由现金流更多（$26.2M vs $-36.1M），过去两年eHealth, Inc.的营收复合增速更高（87.3% vs -12.3%）
eHealth, Inc.以eHealthInsurance品牌开展业务，是一家公开上市的健康保险在线交易平台，公司注册于特拉华州，总部位于加利福尼亚州圣克拉拉。该平台主要提供医疗保险相关计划，涵盖联邦医疗保险处方药计划、联邦医疗保险补充计划、优势计划等产品，同时也售卖个人健康保险产品，业务覆盖美国全部50个州及华盛顿特区。
直布罗陀工业公司是专业建筑、基础设施及可再生能源产品制造商与分销商，主营通风系统、屋面配件、太阳能安装支架、园林景观产品等，主要服务北美地区住宅、商业建筑及清洁能源市场，专注提供创新可持续的客户解决方案。
EHTH vs ROCK — 直观对比
营收规模更大
EHTH
是对方的1.4倍
$225.0M
营收增速更快
ROCK
高出21.4%
3.5%
自由现金流更多
ROCK
多$62.3M
$-36.1M
两年增速更快
EHTH
近两年复合增速
-12.3%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $326.2M | $225.0M |
| 净利润 | $87.2M | — |
| 毛利率 | 55.3% | 25.3% |
| 营业利润率 | 38.7% | 7.9% |
| 净利率 | 26.7% | — |
| 营收同比 | 3.5% | 24.9% |
| 净利润同比 | -10.6% | — |
| 每股收益（稀释后） | $2.43 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EHTHROCK
| Q4 25 | $326.2M | $225.0M | ||
| Q3 25 | $53.9M | $310.9M | ||
| Q2 25 | $60.8M | $309.5M | ||
| Q1 25 | $113.1M | $290.0M | ||
| Q4 24 | $315.2M | $180.1M | ||
| Q3 24 | $58.4M | $277.1M | ||
| Q2 24 | $65.9M | $273.6M | ||
| Q1 24 | $93.0M | $292.5M |
净利润EHTHROCK
| Q4 25 | $87.2M | — | ||
| Q3 25 | $-31.7M | $-89.1M | ||
| Q2 25 | $-17.4M | $26.0M | ||
| Q1 25 | $1.9M | $21.1M | ||
| Q4 24 | $97.5M | — | ||
| Q3 24 | $-42.5M | $34.0M | ||
| Q2 24 | $-28.0M | $32.2M | ||
| Q1 24 | $-17.0M | $24.9M |
毛利率EHTHROCK
| Q4 25 | 55.3% | 25.3% | ||
| Q3 25 | -0.3% | 26.6% | ||
| Q2 25 | 31.1% | 28.4% | ||
| Q1 25 | 36.9% | 26.8% | ||
| Q4 24 | 52.0% | 29.0% | ||
| Q3 24 | -6.5% | 29.4% | ||
| Q2 24 | 28.7% | 30.5% | ||
| Q1 24 | 31.7% | 28.9% |
营业利润率EHTHROCK
| Q4 25 | 38.7% | 7.9% | ||
| Q3 25 | -77.1% | 12.8% | ||
| Q2 25 | -37.9% | 12.8% | ||
| Q1 25 | 4.2% | 8.8% | ||
| Q4 24 | 35.7% | 13.3% | ||
| Q3 24 | -74.0% | 15.6% | ||
| Q2 24 | -42.5% | 14.9% | ||
| Q1 24 | -19.3% | 10.8% |
净利率EHTHROCK
| Q4 25 | 26.7% | — | ||
| Q3 25 | -58.8% | -28.6% | ||
| Q2 25 | -28.6% | 8.4% | ||
| Q1 25 | 1.7% | 7.3% | ||
| Q4 24 | 30.9% | — | ||
| Q3 24 | -72.7% | 12.3% | ||
| Q2 24 | -42.5% | 11.8% | ||
| Q1 24 | -18.3% | 8.5% |
每股收益（稀释后）EHTHROCK
| Q4 25 | $2.43 | — | ||
| Q3 25 | $-1.46 | $-2.98 | ||
| Q2 25 | $-0.98 | $0.87 | ||
| Q1 25 | $-0.33 | — | ||
| Q4 24 | $2.93 | — | ||
| Q3 24 | $-1.83 | $1.11 | ||
| Q2 24 | $-1.33 | $1.05 | ||
| Q1 24 | $-0.96 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $73.7M | $115.7M |
| 总债务越低越好 | — | $0 |
| 股东权益账面价值 | $591.6M | $950.4M |
| 总资产 | $1.3B | $1.4B |
| 负债/权益比越低杠杆越低 | — | 0.00× |
8季度趋势，按日历期对齐
现金及短期投资EHTHROCK
| Q4 25 | $73.7M | $115.7M | ||
| Q3 25 | $63.1M | $89.4M | ||
| Q2 25 | $65.9M | $43.3M | ||
| Q1 25 | $121.1M | $25.1M | ||
| Q4 24 | $39.2M | $269.5M | ||
| Q3 24 | $64.0M | $228.9M | ||
| Q2 24 | $126.3M | $179.1M | ||
| Q1 24 | $175.0M | $146.7M |
总债务EHTHROCK
| Q4 25 | — | $0 | ||
| Q3 25 | — | $0 | ||
| Q2 25 | — | $0 | ||
| Q1 25 | — | $0 | ||
| Q4 24 | — | $0 | ||
| Q3 24 | — | $0 | ||
| Q2 24 | — | $0 | ||
| Q1 24 | — | $0 |
股东权益EHTHROCK
| Q4 25 | $591.6M | $950.4M | ||
| Q3 25 | $514.2M | $951.8M | ||
| Q2 25 | $554.9M | $1.0B | ||
| Q1 25 | $581.6M | $1.0B | ||
| Q4 24 | $588.4M | $1.0B | ||
| Q3 24 | $499.3M | $1.0B | ||
| Q2 24 | $548.9M | $975.7M | ||
| Q1 24 | $582.8M | $940.2M |
总资产EHTHROCK
| Q4 25 | $1.3B | $1.4B | ||
| Q3 25 | $1.0B | $1.4B | ||
| Q2 25 | $1.1B | $1.5B | ||
| Q1 25 | $1.1B | $1.4B | ||
| Q4 24 | $1.2B | $1.4B | ||
| Q3 24 | $1.0B | $1.4B | ||
| Q2 24 | $1.0B | $1.4B | ||
| Q1 24 | $1.1B | $1.3B |
负债/权益比EHTHROCK
| Q4 25 | — | 0.00× | ||
| Q3 25 | — | 0.00× | ||
| Q2 25 | — | 0.00× | ||
| Q1 25 | — | 0.00× | ||
| Q4 24 | — | 0.00× | ||
| Q3 24 | — | 0.00× | ||
| Q2 24 | — | 0.00× | ||
| Q1 24 | — | 0.00× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-35.9M | $35.5M |
| 自由现金流经营现金流 - 资本支出 | $-36.1M | $26.2M |
| 自由现金流率自由现金流/营收 | -11.1% | 11.7% |
| 资本支出强度资本支出/营收 | 0.0% | 4.1% |
| 现金转化率经营现金流/净利润 | -0.41× | — |
| 过去12个月自由现金流最近4个季度 | $-27.6M | $120.6M |
8季度趋势，按日历期对齐
经营现金流EHTHROCK
| Q4 25 | $-35.9M | $35.5M | ||
| Q3 25 | $-25.3M | $73.0M | ||
| Q2 25 | $-41.2M | $44.9M | ||
| Q1 25 | $77.1M | $13.7M | ||
| Q4 24 | $-27.7M | $19.9M | ||
| Q3 24 | $-29.3M | $64.7M | ||
| Q2 24 | $-32.2M | $36.5M | ||
| Q1 24 | $70.8M | $53.2M |
自由现金流EHTHROCK
| Q4 25 | $-36.1M | $26.2M | ||
| Q3 25 | $-25.5M | $64.8M | ||
| Q2 25 | $-42.8M | $27.3M | ||
| Q1 25 | $76.8M | $2.3M | ||
| Q4 24 | $-28.3M | $14.1M | ||
| Q3 24 | $-30.3M | $60.5M | ||
| Q2 24 | $-32.4M | $33.5M | ||
| Q1 24 | $70.6M | $48.8M |
自由现金流率EHTHROCK
| Q4 25 | -11.1% | 11.7% | ||
| Q3 25 | -47.4% | 20.8% | ||
| Q2 25 | -70.4% | 8.8% | ||
| Q1 25 | 67.9% | 0.8% | ||
| Q4 24 | -9.0% | 7.8% | ||
| Q3 24 | -51.8% | 21.8% | ||
| Q2 24 | -49.3% | 12.2% | ||
| Q1 24 | 75.9% | 16.7% |
资本支出强度EHTHROCK
| Q4 25 | 0.0% | 4.1% | ||
| Q3 25 | 0.4% | 2.6% | ||
| Q2 25 | 2.6% | 5.7% | ||
| Q1 25 | 0.3% | 3.9% | ||
| Q4 24 | 0.2% | 3.3% | ||
| Q3 24 | 1.7% | 1.5% | ||
| Q2 24 | 0.4% | 1.1% | ||
| Q1 24 | 0.2% | 1.5% |
现金转化率EHTHROCK
| Q4 25 | -0.41× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 1.73× | ||
| Q1 25 | 39.55× | 0.65× | ||
| Q4 24 | -0.28× | — | ||
| Q3 24 | — | 1.90× | ||
| Q2 24 | — | 1.13× | ||
| Q1 24 | — | 2.13× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EHTH
| Medicare | $282.7M | 87% |
| Other | $29.2M | 9% |
| Ancillaries | $7.9M | 2% |
| Commission Members Approved In Prior Periods | $3.8M | 1% |
| Small Business | $3.1M | 1% |
| Commission Revenue From Renewals | $2.4M | 1% |
ROCK
| Transferred At Point In Time | $183.5M | 82% |
| Infrastructure | $22.5M | 10% |
| Other | $18.9M | 8% |
