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e.l.f. Beauty, Inc.（ELF）与LendingClub Corp（LC）财务数据对比。点击上方公司名可切换其他公司
e.l.f. Beauty, Inc.的季度营收约是LendingClub Corp的1.9倍（$489.5M vs $252.3M），LendingClub Corp净利率更高（20.5% vs 8.0%，领先12.4%），e.l.f. Beauty, Inc.同比增速更快（37.8% vs 15.9%）
e.l.f. Beauty是美国知名彩妆品牌，2004年创立，总部位于加利福尼亚州奥克兰。品牌产品线丰富，涵盖沐浴护肤产品、矿物彩妆、专业美妆工具、眼线笔、口红、腮红、睫毛膏等多个品类，产品销往全球18个国家，入驻Target、沃尔玛等主流零售渠道，过半营收来自品牌官网。
LendingClub Corp是总部位于美国加利福尼亚州旧金山的金融服务企业，是全球首家将旗下产品作为证券完成注册的P2P借贷平台，同时支持贷款在二级市场交易。巅峰时期它是全球规模最大的P2P借贷平台，截至2015年12月31日，平台累计促成贷款发放额达159.8亿美元。
ELF vs LC — 直观对比
营收规模更大
ELF
是对方的1.9倍
$252.3M
营收增速更快
ELF
高出21.9%
15.9%
净利率更高
LC
高出12.4%
8.0%
损益表 — Q3 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $489.5M | $252.3M |
| 净利润 | $39.4M | $51.6M |
| 毛利率 | 71.0% | — |
| 营业利润率 | 13.8% | — |
| 净利率 | 8.0% | 20.5% |
| 营收同比 | 37.8% | 15.9% |
| 净利润同比 | 128.1% | 341.0% |
| 每股收益（稀释后） | $0.65 | $0.44 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ELFLC
| Q1 26 | — | $252.3M | ||
| Q4 25 | $489.5M | $266.5M | ||
| Q3 25 | $343.9M | $266.2M | ||
| Q2 25 | $353.7M | $248.4M | ||
| Q1 25 | — | $217.7M | ||
| Q4 24 | — | $217.2M | ||
| Q3 24 | — | $201.9M | ||
| Q2 24 | — | $187.2M |
净利润ELFLC
| Q1 26 | — | $51.6M | ||
| Q4 25 | $39.4M | — | ||
| Q3 25 | $3.0M | $44.3M | ||
| Q2 25 | $33.3M | $38.2M | ||
| Q1 25 | — | $11.7M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $14.5M | ||
| Q2 24 | — | $14.9M |
毛利率ELFLC
| Q1 26 | — | — | ||
| Q4 25 | 71.0% | — | ||
| Q3 25 | 69.4% | — | ||
| Q2 25 | 69.1% | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
营业利润率ELFLC
| Q1 26 | — | — | ||
| Q4 25 | 13.8% | 18.8% | ||
| Q3 25 | 2.2% | 21.5% | ||
| Q2 25 | 13.8% | 21.7% | ||
| Q1 25 | — | 7.2% | ||
| Q4 24 | — | 5.1% | ||
| Q3 24 | — | 8.9% | ||
| Q2 24 | — | 10.4% |
净利率ELFLC
| Q1 26 | — | 20.5% | ||
| Q4 25 | 8.0% | — | ||
| Q3 25 | 0.9% | 16.6% | ||
| Q2 25 | 9.4% | 15.4% | ||
| Q1 25 | — | 5.4% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 7.2% | ||
| Q2 24 | — | 8.0% |
每股收益（稀释后）ELFLC
| Q1 26 | — | $0.44 | ||
| Q4 25 | $0.65 | $0.36 | ||
| Q3 25 | $0.05 | $0.37 | ||
| Q2 25 | $0.58 | $0.33 | ||
| Q1 25 | — | $0.10 | ||
| Q4 24 | — | $0.08 | ||
| Q3 24 | — | $0.13 | ||
| Q2 24 | — | $0.13 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $196.8M | — |
| 总债务越低越好 | $816.7M | — |
| 股东权益账面价值 | $1.2B | $1.5B |
| 总资产 | $2.3B | $11.9B |
| 负债/权益比越低杠杆越低 | 0.70× | — |
8季度趋势，按日历期对齐
现金及短期投资ELFLC
| Q1 26 | — | — | ||
| Q4 25 | $196.8M | — | ||
| Q3 25 | $194.4M | — | ||
| Q2 25 | $170.0M | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
总债务ELFLC
| Q1 26 | — | — | ||
| Q4 25 | $816.7M | $0 | ||
| Q3 25 | $831.6M | $0 | ||
| Q2 25 | $256.7M | $0 | ||
| Q1 25 | — | $0 | ||
| Q4 24 | — | $0 | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益ELFLC
| Q1 26 | — | $1.5B | ||
| Q4 25 | $1.2B | $1.5B | ||
| Q3 25 | $1.1B | $1.5B | ||
| Q2 25 | $804.9M | $1.4B | ||
| Q1 25 | — | $1.4B | ||
| Q4 24 | — | $1.3B | ||
| Q3 24 | — | $1.3B | ||
| Q2 24 | — | $1.3B |
总资产ELFLC
| Q1 26 | — | $11.9B | ||
| Q4 25 | $2.3B | $11.6B | ||
| Q3 25 | $2.3B | $11.1B | ||
| Q2 25 | $1.3B | $10.8B | ||
| Q1 25 | — | $10.5B | ||
| Q4 24 | — | $10.6B | ||
| Q3 24 | — | $11.0B | ||
| Q2 24 | — | $9.6B |
负债/权益比ELFLC
| Q1 26 | — | — | ||
| Q4 25 | 0.70× | 0.00× | ||
| Q3 25 | 0.73× | 0.00× | ||
| Q2 25 | 0.32× | 0.00× | ||
| Q1 25 | — | 0.00× | ||
| Q4 24 | — | 0.00× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $59.4M | — |
| 自由现金流经营现金流 - 资本支出 | $52.8M | — |
| 自由现金流率自由现金流/营收 | 10.8% | — |
| 资本支出强度资本支出/营收 | 1.4% | — |
| 现金转化率经营现金流/净利润 | 1.51× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流ELFLC
| Q1 26 | — | — | ||
| Q4 25 | $59.4M | $-2.7B | ||
| Q3 25 | $23.4M | $-770.8M | ||
| Q2 25 | $27.2M | $-713.1M | ||
| Q1 25 | — | $-339.3M | ||
| Q4 24 | — | $-2.6B | ||
| Q3 24 | — | $-669.8M | ||
| Q2 24 | — | $-932.5M |
自由现金流ELFLC
| Q1 26 | — | — | ||
| Q4 25 | $52.8M | $-2.9B | ||
| Q3 25 | $16.6M | $-791.8M | ||
| Q2 25 | $20.1M | $-803.8M | ||
| Q1 25 | — | $-352.3M | ||
| Q4 24 | — | $-2.7B | ||
| Q3 24 | — | $-682.3M | ||
| Q2 24 | — | $-945.3M |
自由现金流率ELFLC
| Q1 26 | — | — | ||
| Q4 25 | 10.8% | -1076.0% | ||
| Q3 25 | 4.8% | -297.4% | ||
| Q2 25 | 5.7% | -323.5% | ||
| Q1 25 | — | -161.8% | ||
| Q4 24 | — | -1237.8% | ||
| Q3 24 | — | -338.0% | ||
| Q2 24 | — | -504.9% |
资本支出强度ELFLC
| Q1 26 | — | — | ||
| Q4 25 | 1.4% | 52.7% | ||
| Q3 25 | 2.0% | 7.9% | ||
| Q2 25 | 2.0% | 36.5% | ||
| Q1 25 | — | 6.0% | ||
| Q4 24 | — | 25.0% | ||
| Q3 24 | — | 6.2% | ||
| Q2 24 | — | 6.9% |
现金转化率ELFLC
| Q1 26 | — | — | ||
| Q4 25 | 1.51× | — | ||
| Q3 25 | 7.82× | -17.41× | ||
| Q2 25 | 0.82× | -18.68× | ||
| Q1 25 | — | -29.07× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | -46.33× | ||
| Q2 24 | — | -62.57× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
