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西蒙地产集团（ELS）与FirstCash Holdings, Inc.（FCFS）财务数据对比。点击上方公司名可切换其他公司
FirstCash Holdings, Inc.的季度营收约是西蒙地产集团的1.3倍（$501.3M vs $397.6M），FirstCash Holdings, Inc.同比增速更快（21.2% vs 2.7%），过去两年FirstCash Holdings, Inc.的营收复合增速更高（16.9% vs 2.3%）
西蒙地产集团是美国头部房地产投资信托企业，投资范围涵盖购物中心、奥特莱斯及社区生活中心等商业地产业态，是美国规模最大的购物中心持有方，总部位于印第安纳州印第安纳波利斯，截至2024年12月末共持有232处物业权益。
FirstCash Holdings, Inc.是总部位于美国得克萨斯州沃斯堡的典当企业，在美国及拉丁美洲多地运营线下典当零售门店，为纳斯达克证券交易所公开上市企业，在美洲典当服务领域拥有成熟的业务布局与完善的运营网络。
ELS vs FCFS — 直观对比
营收规模更大
FCFS
是对方的1.3倍
$397.6M
营收增速更快
FCFS
高出18.5%
2.7%
两年增速更快
FCFS
近两年复合增速
2.3%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $397.6M | $501.3M |
| 净利润 | — | $104.2M |
| 毛利率 | — | — |
| 营业利润率 | — | 28.5% |
| 净利率 | — | 20.8% |
| 营收同比 | 2.7% | 21.2% |
| 净利润同比 | — | 24.7% |
| 每股收益（稀释后） | $0.56 | $2.35 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ELSFCFS
| Q1 26 | $397.6M | — | ||
| Q4 25 | $373.9M | $501.3M | ||
| Q3 25 | $393.3M | $411.0M | ||
| Q2 25 | $376.9M | $385.1M | ||
| Q1 25 | $387.3M | $371.1M | ||
| Q4 24 | $372.3M | $413.7M | ||
| Q3 24 | $387.3M | $363.1M | ||
| Q2 24 | $380.0M | $363.5M |
净利润ELSFCFS
| Q1 26 | — | — | ||
| Q4 25 | $103.8M | $104.2M | ||
| Q3 25 | $100.4M | $82.8M | ||
| Q2 25 | $83.5M | $59.8M | ||
| Q1 25 | $114.4M | $83.6M | ||
| Q4 24 | $100.6M | $83.5M | ||
| Q3 24 | $86.9M | $64.8M | ||
| Q2 24 | $82.1M | $49.1M |
营业利润率ELSFCFS
| Q1 26 | — | — | ||
| Q4 25 | 26.5% | 28.5% | ||
| Q3 25 | 25.1% | 27.4% | ||
| Q2 25 | 22.3% | 21.1% | ||
| Q1 25 | 28.3% | 30.0% | ||
| Q4 24 | 27.2% | 26.5% | ||
| Q3 24 | 21.4% | 23.5% | ||
| Q2 24 | 21.5% | 18.2% |
净利率ELSFCFS
| Q1 26 | — | — | ||
| Q4 25 | 27.8% | 20.8% | ||
| Q3 25 | 25.5% | 20.1% | ||
| Q2 25 | 22.2% | 15.5% | ||
| Q1 25 | 29.5% | 22.5% | ||
| Q4 24 | 27.0% | 20.2% | ||
| Q3 24 | 22.4% | 17.9% | ||
| Q2 24 | 21.6% | 13.5% |
每股收益（稀释后）ELSFCFS
| Q1 26 | $0.56 | — | ||
| Q4 25 | $0.52 | $2.35 | ||
| Q3 25 | $0.50 | $1.86 | ||
| Q2 25 | $0.42 | $1.34 | ||
| Q1 25 | $0.57 | $1.87 | ||
| Q4 24 | $0.51 | $1.86 | ||
| Q3 24 | $0.44 | $1.44 | ||
| Q2 24 | $0.42 | $1.08 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $125.2M |
| 总债务越低越好 | — | $2.2B |
| 股东权益账面价值 | $1.8B | $2.3B |
| 总资产 | $5.7M | $5.3B |
| 负债/权益比越低杠杆越低 | — | 0.98× |
8季度趋势，按日历期对齐
现金及短期投资ELSFCFS
| Q1 26 | — | — | ||
| Q4 25 | — | $125.2M | ||
| Q3 25 | — | $130.2M | ||
| Q2 25 | — | $101.5M | ||
| Q1 25 | — | $146.0M | ||
| Q4 24 | — | $175.1M | ||
| Q3 24 | — | $106.3M | ||
| Q2 24 | — | $113.7M |
总债务ELSFCFS
| Q1 26 | — | — | ||
| Q4 25 | $3.3B | $2.2B | ||
| Q3 25 | — | $2.2B | ||
| Q2 25 | — | $1.7B | ||
| Q1 25 | — | $1.7B | ||
| Q4 24 | $3.2B | $1.7B | ||
| Q3 24 | — | $1.7B | ||
| Q2 24 | — | $1.7B |
股东权益ELSFCFS
| Q1 26 | $1.8B | — | ||
| Q4 25 | $1.8B | $2.3B | ||
| Q3 25 | $1.8B | $2.2B | ||
| Q2 25 | $1.7B | $2.1B | ||
| Q1 25 | $1.7B | $2.1B | ||
| Q4 24 | $1.7B | $2.1B | ||
| Q3 24 | $1.4B | $2.0B | ||
| Q2 24 | $1.4B | $2.0B |
总资产ELSFCFS
| Q1 26 | $5.7M | — | ||
| Q4 25 | $5.7B | $5.3B | ||
| Q3 25 | $5.7B | $5.2B | ||
| Q2 25 | $5.7B | $4.5B | ||
| Q1 25 | $5.6B | $4.4B | ||
| Q4 24 | $5.6B | $4.5B | ||
| Q3 24 | $5.6B | $4.4B | ||
| Q2 24 | $5.6B | $4.3B |
负债/权益比ELSFCFS
| Q1 26 | — | — | ||
| Q4 25 | 1.91× | 0.98× | ||
| Q3 25 | — | 1.01× | ||
| Q2 25 | — | 0.79× | ||
| Q1 25 | — | 0.83× | ||
| Q4 24 | 1.84× | 0.85× | ||
| Q3 24 | — | 0.87× | ||
| Q2 24 | — | 0.85× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $206.6M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 1.98× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流ELSFCFS
| Q1 26 | — | — | ||
| Q4 25 | $571.1M | $206.6M | ||
| Q3 25 | $147.0M | $135.8M | ||
| Q2 25 | $131.3M | $116.9M | ||
| Q1 25 | $193.4M | $126.6M | ||
| Q4 24 | $596.7M | $198.1M | ||
| Q3 24 | $149.5M | $113.1M | ||
| Q2 24 | $143.1M | $106.2M |
自由现金流ELSFCFS
| Q1 26 | — | — | ||
| Q4 25 | $334.1M | — | ||
| Q3 25 | $75.7M | — | ||
| Q2 25 | $71.8M | — | ||
| Q1 25 | $148.2M | — | ||
| Q4 24 | $355.4M | — | ||
| Q3 24 | $91.1M | — | ||
| Q2 24 | $80.6M | — |
自由现金流率ELSFCFS
| Q1 26 | — | — | ||
| Q4 25 | 89.4% | — | ||
| Q3 25 | 19.3% | — | ||
| Q2 25 | 19.1% | — | ||
| Q1 25 | 38.3% | — | ||
| Q4 24 | 95.5% | — | ||
| Q3 24 | 23.5% | — | ||
| Q2 24 | 21.2% | — |
资本支出强度ELSFCFS
| Q1 26 | — | — | ||
| Q4 25 | 63.4% | — | ||
| Q3 25 | 18.1% | — | ||
| Q2 25 | 15.8% | — | ||
| Q1 25 | 11.7% | — | ||
| Q4 24 | 64.8% | — | ||
| Q3 24 | 15.1% | — | ||
| Q2 24 | 16.5% | — |
现金转化率ELSFCFS
| Q1 26 | — | — | ||
| Q4 25 | 5.50× | 1.98× | ||
| Q3 25 | 1.46× | 1.64× | ||
| Q2 25 | 1.57× | 1.95× | ||
| Q1 25 | 1.69× | 1.51× | ||
| Q4 24 | 5.93× | 2.37× | ||
| Q3 24 | 1.72× | 1.74× | ||
| Q2 24 | 1.74× | 2.16× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ELS
| Rental income | $339.0M | 85% |
| Other | $37.2M | 9% |
| Annual membership subscriptions | $18.3M | 5% |
| Membership upgrade revenue | $3.1M | 1% |
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
