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Enova International, Inc.（ENVA）与1 800 FLOWERS COM INC（FLWS）财务数据对比。点击上方公司名可切换其他公司
Enova International, Inc.的季度营收约是1 800 FLOWERS COM INC的1.2倍（$875.1M vs $702.2M），Enova International, Inc.净利率更高（10.4% vs 10.0%，领先0.4%），Enova International, Inc.同比增速更快（17.4% vs -9.5%），过去两年Enova International, Inc.的营收复合增速更高（18.0% vs -7.6%）
Enova International是一家全球金融科技企业，提供短期消费贷款、小微企业融资等线上金融服务，主要覆盖北美、南美及欧洲市场，依托先进数据分析技术评估用户信用，为传统金融覆盖不足的群体提供定制化金融产品。
1 800 FLOWERS COM INC是美国知名的全渠道鲜花礼品零售企业，主营鲜花花束、礼品篮、美食礼盒、定制礼物及家居装饰品，服务北美地区个人及企业客户，覆盖节日、生日、纪念日等各类送礼场景。
ENVA vs FLWS — 直观对比
营收规模更大
ENVA
是对方的1.2倍
$702.2M
营收增速更快
ENVA
高出26.8%
-9.5%
净利率更高
ENVA
高出0.4%
10.0%
两年增速更快
ENVA
近两年复合增速
-7.6%
损益表 — Q1 FY2026 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $875.1M | $702.2M |
| 净利润 | $91.1M | $70.6M |
| 毛利率 | — | 42.1% |
| 营业利润率 | 23.7% | 10.6% |
| 净利率 | 10.4% | 10.0% |
| 营收同比 | 17.4% | -9.5% |
| 净利润同比 | 24.9% | 9.6% |
| 每股收益（稀释后） | $3.46 | $1.10 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ENVAFLWS
| Q1 26 | $875.1M | — | ||
| Q4 25 | $839.4M | $702.2M | ||
| Q3 25 | $802.7M | $215.2M | ||
| Q2 25 | $764.0M | $336.6M | ||
| Q1 25 | $745.5M | $331.5M | ||
| Q4 24 | $729.6M | $775.5M | ||
| Q3 24 | $689.9M | $242.1M | ||
| Q2 24 | $628.4M | — |
净利润ENVAFLWS
| Q1 26 | $91.1M | — | ||
| Q4 25 | $79.0M | $70.6M | ||
| Q3 25 | $80.3M | $-53.0M | ||
| Q2 25 | $76.1M | $-51.9M | ||
| Q1 25 | $72.9M | $-178.2M | ||
| Q4 24 | $63.7M | $64.3M | ||
| Q3 24 | $43.4M | $-34.2M | ||
| Q2 24 | $53.9M | — |
毛利率ENVAFLWS
| Q1 26 | — | — | ||
| Q4 25 | 59.8% | 42.1% | ||
| Q3 25 | 57.4% | 35.7% | ||
| Q2 25 | 57.8% | 35.5% | ||
| Q1 25 | 57.2% | 31.7% | ||
| Q4 24 | 56.6% | 43.3% | ||
| Q3 24 | 58.0% | 38.1% | ||
| Q2 24 | 58.9% | — |
营业利润率ENVAFLWS
| Q1 26 | 23.7% | — | ||
| Q4 25 | 22.2% | 10.6% | ||
| Q3 25 | 24.5% | -23.5% | ||
| Q2 25 | 24.1% | -16.5% | ||
| Q1 25 | 23.1% | -58.4% | ||
| Q4 24 | 21.3% | 11.7% | ||
| Q3 24 | 22.3% | -19.4% | ||
| Q2 24 | 23.1% | — |
净利率ENVAFLWS
| Q1 26 | 10.4% | — | ||
| Q4 25 | 9.4% | 10.0% | ||
| Q3 25 | 10.0% | -24.6% | ||
| Q2 25 | 10.0% | -15.4% | ||
| Q1 25 | 9.8% | -53.8% | ||
| Q4 24 | 8.7% | 8.3% | ||
| Q3 24 | 6.3% | -14.1% | ||
| Q2 24 | 8.6% | — |
每股收益（稀释后）ENVAFLWS
| Q1 26 | $3.46 | — | ||
| Q4 25 | $2.94 | $1.10 | ||
| Q3 25 | $3.03 | $-0.83 | ||
| Q2 25 | $2.86 | $-0.80 | ||
| Q1 25 | $2.69 | $-2.80 | ||
| Q4 24 | $2.29 | $1.00 | ||
| Q3 24 | $1.57 | $-0.53 | ||
| Q2 24 | $1.93 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $96.1M | $193.3M |
| 总债务越低越好 | $4.8B | $123.5M |
| 股东权益账面价值 | — | $289.7M |
| 总资产 | $6.9B | $893.1M |
| 负债/权益比越低杠杆越低 | — | 0.43× |
8季度趋势，按日历期对齐
现金及短期投资ENVAFLWS
| Q1 26 | $96.1M | — | ||
| Q4 25 | $71.7M | $193.3M | ||
| Q3 25 | $53.6M | $7.7M | ||
| Q2 25 | $55.6M | $46.5M | ||
| Q1 25 | $55.5M | $84.7M | ||
| Q4 24 | $73.9M | $247.2M | ||
| Q3 24 | $67.5M | $8.4M | ||
| Q2 24 | $60.1M | — |
总债务ENVAFLWS
| Q1 26 | $4.8B | — | ||
| Q4 25 | $4.5B | $123.5M | ||
| Q3 25 | $4.1B | $128.9M | ||
| Q2 25 | $4.0B | $134.8M | ||
| Q1 25 | $3.8B | $142.3M | ||
| Q4 24 | $3.6B | $157.5M | ||
| Q3 24 | $3.3B | $172.3M | ||
| Q2 24 | $3.2B | — |
股东权益ENVAFLWS
| Q1 26 | — | — | ||
| Q4 25 | $1.3B | $289.7M | ||
| Q3 25 | $1.3B | $217.5M | ||
| Q2 25 | $1.2B | $268.3M | ||
| Q1 25 | $1.2B | $317.7M | ||
| Q4 24 | $1.2B | $495.1M | ||
| Q3 24 | $1.2B | $433.4M | ||
| Q2 24 | $1.1B | — |
总资产ENVAFLWS
| Q1 26 | $6.9B | — | ||
| Q4 25 | $6.5B | $893.1M | ||
| Q3 25 | $6.0B | $840.5M | ||
| Q2 25 | $5.7B | $772.6M | ||
| Q1 25 | $5.5B | $806.2M | ||
| Q4 24 | $5.3B | $1.1B | ||
| Q3 24 | $5.0B | $1.0B | ||
| Q2 24 | $4.8B | — |
负债/权益比ENVAFLWS
| Q1 26 | — | — | ||
| Q4 25 | 3.37× | 0.43× | ||
| Q3 25 | 3.20× | 0.59× | ||
| Q2 25 | 3.23× | 0.50× | ||
| Q1 25 | 3.14× | 0.45× | ||
| Q4 24 | 2.98× | 0.32× | ||
| Q3 24 | 2.79× | 0.40× | ||
| Q2 24 | 2.78× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $309.9M |
| 自由现金流经营现金流 - 资本支出 | — | $302.2M |
| 自由现金流率自由现金流/营收 | — | 43.0% |
| 资本支出强度资本支出/营收 | — | 1.1% |
| 现金转化率经营现金流/净利润 | — | 4.39× |
| 过去12个月自由现金流最近4个季度 | — | $-39.5M |
8季度趋势，按日历期对齐
经营现金流ENVAFLWS
| Q1 26 | — | — | ||
| Q4 25 | $498.8M | $309.9M | ||
| Q3 25 | $481.8M | $-139.0M | ||
| Q2 25 | $447.4M | $-27.1M | ||
| Q1 25 | $391.1M | $-150.6M | ||
| Q4 24 | $430.5M | $328.5M | ||
| Q3 24 | $398.6M | $-177.2M | ||
| Q2 24 | $360.9M | — |
自由现金流ENVAFLWS
| Q1 26 | — | — | ||
| Q4 25 | $487.1M | $302.2M | ||
| Q3 25 | $470.5M | $-145.6M | ||
| Q2 25 | $436.1M | $-36.1M | ||
| Q1 25 | $378.3M | $-160.0M | ||
| Q4 24 | $420.3M | $317.6M | ||
| Q3 24 | $387.6M | $-189.3M | ||
| Q2 24 | $349.9M | — |
自由现金流率ENVAFLWS
| Q1 26 | — | — | ||
| Q4 25 | 58.0% | 43.0% | ||
| Q3 25 | 58.6% | -67.7% | ||
| Q2 25 | 57.1% | -10.7% | ||
| Q1 25 | 50.7% | -48.3% | ||
| Q4 24 | 57.6% | 41.0% | ||
| Q3 24 | 56.2% | -78.2% | ||
| Q2 24 | 55.7% | — |
资本支出强度ENVAFLWS
| Q1 26 | — | — | ||
| Q4 25 | 1.4% | 1.1% | ||
| Q3 25 | 1.4% | 3.1% | ||
| Q2 25 | 1.5% | 2.7% | ||
| Q1 25 | 1.7% | 2.8% | ||
| Q4 24 | 1.4% | 1.4% | ||
| Q3 24 | 1.6% | 5.0% | ||
| Q2 24 | 1.8% | — |
现金转化率ENVAFLWS
| Q1 26 | — | — | ||
| Q4 25 | 6.32× | 4.39× | ||
| Q3 25 | 6.00× | — | ||
| Q2 25 | 5.87× | — | ||
| Q1 25 | 5.36× | — | ||
| Q4 24 | 6.76× | 5.11× | ||
| Q3 24 | 9.18× | — | ||
| Q2 24 | 6.70× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ENVA
暂无分部数据
FLWS
| Gourmet Foods And Gift Baskets | $499.0M | 71% |
| Ecommerce | $179.5M | 26% |
| Bloom Net | $22.1M | 3% |
| Other | $1.7M | 0% |
