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Enova International, Inc.(ENVA)与nVent Electric plc(NVT)财务数据对比。点击上方公司名可切换其他公司
nVent Electric plc的季度营收约是Enova International, Inc.的1.2倍($1.1B vs $875.1M),nVent Electric plc净利率更高(11.1% vs 10.4%,领先0.7%),nVent Electric plc同比增速更快(127.3% vs 17.4%),过去两年Enova International, Inc.的营收复合增速更高(18.0% vs 10.4%)
Enova International是一家全球金融科技企业,提供短期消费贷款、小微企业融资等线上金融服务,主要覆盖北美、南美及欧洲市场,依托先进数据分析技术评估用户信用,为传统金融覆盖不足的群体提供定制化金融产品。
nVent Electric plc是一家源自英美的跨国企业,主营电气连接及外壳类产品。公司集产品设计、生产、销售为一体,同时提供配套运维服务,旗下产品可实现电气系统的连接、防护与管理,覆盖商业、工业、住宅、基建、数据中心等多元应用场景。
ENVA vs NVT — 直观对比
营收规模更大
NVT
是对方的1.2倍
$875.1M
营收增速更快
NVT
高出110.0%
17.4%
净利率更高
NVT
高出0.7%
10.4%
两年增速更快
ENVA
近两年复合增速
10.4%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | ||
|---|---|---|
| 营收 | $875.1M | $1.1B |
| 净利润 | $91.1M | $118.8M |
| 毛利率 | — | 36.5% |
| 营业利润率 | 23.7% | 15.4% |
| 净利率 | 10.4% | 11.1% |
| 营收同比 | 17.4% | 127.3% |
| 净利润同比 | 24.9% | 1010.3% |
| 每股收益(稀释后) | $3.46 | $0.74 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比,按日历期对齐,财年错位的公司也能正确匹配
营收
ENVA
NVT
| Q1 26 | $875.1M | — | ||
| Q4 25 | $839.4M | $1.1B | ||
| Q3 25 | $802.7M | $1.1B | ||
| Q2 25 | $764.0M | $963.1M | ||
| Q1 25 | $745.5M | $809.3M | ||
| Q4 24 | $729.6M | $469.2M | ||
| Q3 24 | $689.9M | $782.0M | ||
| Q2 24 | $628.4M | $880.3M |
净利润
ENVA
NVT
| Q1 26 | $91.1M | — | ||
| Q4 25 | $79.0M | $118.8M | ||
| Q3 25 | $80.3M | $121.2M | ||
| Q2 25 | $76.1M | $109.5M | ||
| Q1 25 | $72.9M | $360.7M | ||
| Q4 24 | $63.7M | $10.7M | ||
| Q3 24 | $43.4M | $105.0M | ||
| Q2 24 | $53.9M | $111.0M |
毛利率
ENVA
NVT
| Q1 26 | — | — | ||
| Q4 25 | 59.8% | 36.5% | ||
| Q3 25 | 57.4% | 37.4% | ||
| Q2 25 | 57.8% | 38.6% | ||
| Q1 25 | 57.2% | 38.8% | ||
| Q4 24 | 56.6% | 37.1% | ||
| Q3 24 | 58.0% | 39.8% | ||
| Q2 24 | 58.9% | 41.8% |
营业利润率
ENVA
NVT
| Q1 26 | 23.7% | — | ||
| Q4 25 | 22.2% | 15.4% | ||
| Q3 25 | 24.5% | 15.8% | ||
| Q2 25 | 24.1% | 16.3% | ||
| Q1 25 | 23.1% | 16.1% | ||
| Q4 24 | 21.3% | 14.3% | ||
| Q3 24 | 22.3% | 17.0% | ||
| Q2 24 | 23.1% | 19.1% |
净利率
ENVA
NVT
| Q1 26 | 10.4% | — | ||
| Q4 25 | 9.4% | 11.1% | ||
| Q3 25 | 10.0% | 11.5% | ||
| Q2 25 | 10.0% | 11.4% | ||
| Q1 25 | 9.8% | 44.6% | ||
| Q4 24 | 8.7% | 2.3% | ||
| Q3 24 | 6.3% | 13.4% | ||
| Q2 24 | 8.6% | 12.6% |
每股收益(稀释后)
ENVA
NVT
| Q1 26 | $3.46 | — | ||
| Q4 25 | $2.94 | $0.74 | ||
| Q3 25 | $3.03 | $0.74 | ||
| Q2 25 | $2.86 | $0.67 | ||
| Q1 25 | $2.69 | $2.16 | ||
| Q4 24 | $2.29 | $0.07 | ||
| Q3 24 | $1.57 | $0.62 | ||
| Q2 24 | $1.93 | $0.66 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | ||
|---|---|---|
| 现金及短期投资手头流动性 | $96.1M | — |
| 总债务越低越好 | $4.8B | $1.6B |
| 股东权益账面价值 | — | $3.7B |
| 总资产 | $6.9B | $6.9B |
| 负债/权益比越低杠杆越低 | — | 0.42× |
8季度趋势,按日历期对齐
现金及短期投资
ENVA
NVT
| Q1 26 | $96.1M | — | ||
| Q4 25 | $71.7M | — | ||
| Q3 25 | $53.6M | — | ||
| Q2 25 | $55.6M | — | ||
| Q1 25 | $55.5M | — | ||
| Q4 24 | $73.9M | — | ||
| Q3 24 | $67.5M | — | ||
| Q2 24 | $60.1M | — |
总债务
ENVA
NVT
| Q1 26 | $4.8B | — | ||
| Q4 25 | $4.5B | $1.6B | ||
| Q3 25 | $4.1B | $1.6B | ||
| Q2 25 | $4.0B | $1.8B | ||
| Q1 25 | $3.8B | $1.8B | ||
| Q4 24 | $3.6B | $2.2B | ||
| Q3 24 | $3.3B | $2.3B | ||
| Q2 24 | $3.2B | $1.8B |
股东权益
ENVA
NVT
| Q1 26 | — | — | ||
| Q4 25 | $1.3B | $3.7B | ||
| Q3 25 | $1.3B | $3.6B | ||
| Q2 25 | $1.2B | $3.5B | ||
| Q1 25 | $1.2B | $3.6B | ||
| Q4 24 | $1.2B | $3.2B | ||
| Q3 24 | $1.2B | $3.3B | ||
| Q2 24 | $1.1B | $3.3B |
总资产
ENVA
NVT
| Q1 26 | $6.9B | — | ||
| Q4 25 | $6.5B | $6.9B | ||
| Q3 25 | $6.0B | $6.8B | ||
| Q2 25 | $5.7B | $6.7B | ||
| Q1 25 | $5.5B | $6.7B | ||
| Q4 24 | $5.3B | $6.7B | ||
| Q3 24 | $5.0B | $6.9B | ||
| Q2 24 | $4.8B | $6.2B |
负债/权益比
ENVA
NVT
| Q1 26 | — | — | ||
| Q4 25 | 3.37× | 0.42× | ||
| Q3 25 | 3.20× | 0.44× | ||
| Q2 25 | 3.23× | 0.50× | ||
| Q1 25 | 3.14× | 0.49× | ||
| Q4 24 | 2.98× | 0.67× | ||
| Q3 24 | 2.79× | 0.69× | ||
| Q2 24 | 2.78× | 0.54× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | ||
|---|---|---|
| 经营现金流最新季度 | — | $202.4M |
| 自由现金流经营现金流 - 资本支出 | — | $165.7M |
| 自由现金流率自由现金流/营收 | — | 15.5% |
| 资本支出强度资本支出/营收 | — | 3.4% |
| 现金转化率经营现金流/净利润 | — | 1.70× |
| 过去12个月自由现金流最近4个季度 | — | $371.9M |
8季度趋势,按日历期对齐
经营现金流
ENVA
NVT
| Q1 26 | — | — | ||
| Q4 25 | $498.8M | $202.4M | ||
| Q3 25 | $481.8M | $219.5M | ||
| Q2 25 | $447.4M | $-16.9M | ||
| Q1 25 | $391.1M | $60.2M | ||
| Q4 24 | $430.5M | $224.6M | ||
| Q3 24 | $398.6M | $197.7M | ||
| Q2 24 | $360.9M | $130.8M |
自由现金流
ENVA
NVT
| Q1 26 | — | — | ||
| Q4 25 | $487.1M | $165.7M | ||
| Q3 25 | $470.5M | $200.9M | ||
| Q2 25 | $436.1M | $-33.8M | ||
| Q1 25 | $378.3M | $39.1M | ||
| Q4 24 | $420.3M | $198.1M | ||
| Q3 24 | $387.6M | $184.8M | ||
| Q2 24 | $349.9M | $112.3M |
自由现金流率
ENVA
NVT
| Q1 26 | — | — | ||
| Q4 25 | 58.0% | 15.5% | ||
| Q3 25 | 58.6% | 19.1% | ||
| Q2 25 | 57.1% | -3.5% | ||
| Q1 25 | 50.7% | 4.8% | ||
| Q4 24 | 57.6% | 42.2% | ||
| Q3 24 | 56.2% | 23.6% | ||
| Q2 24 | 55.7% | 12.8% |
资本支出强度
ENVA
NVT
| Q1 26 | — | — | ||
| Q4 25 | 1.4% | 3.4% | ||
| Q3 25 | 1.4% | 1.8% | ||
| Q2 25 | 1.5% | 1.8% | ||
| Q1 25 | 1.7% | 2.6% | ||
| Q4 24 | 1.4% | 5.6% | ||
| Q3 24 | 1.6% | 1.6% | ||
| Q2 24 | 1.8% | 2.1% |
现金转化率
ENVA
NVT
| Q1 26 | — | — | ||
| Q4 25 | 6.32× | 1.70× | ||
| Q3 25 | 6.00× | 1.81× | ||
| Q2 25 | 5.87× | -0.15× | ||
| Q1 25 | 5.36× | 0.17× | ||
| Q4 24 | 6.76× | 20.99× | ||
| Q3 24 | 9.18× | 1.88× | ||
| Q2 24 | 6.70× | 1.18× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ENVA
暂无分部数据
NVT
| Industrial Sector | $554.0M | 52% |
| Electricaland Fastening Solutions Segment | $278.0M | 26% |
| Energy Sector | $235.0M | 22% |