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Enova International, Inc.(ENVA)与越洋钻探(RIG)财务数据对比。点击上方公司名可切换其他公司
越洋钻探的季度营收约是Enova International, Inc.的1.2倍($1.0B vs $875.1M),Enova International, Inc.净利率更高(10.4% vs 2.4%,领先8.0%),Enova International, Inc.同比增速更快(17.4% vs 9.6%),过去两年Enova International, Inc.的营收复合增速更高(18.0% vs 16.9%)
Enova International是一家全球金融科技企业,提供短期消费贷款、小微企业融资等线上金融服务,主要覆盖北美、南美及欧洲市场,依托先进数据分析技术评估用户信用,为传统金融覆盖不足的群体提供定制化金融产品。
越洋钻探(Transocean Ltd.)是按营收计全球规模最大的海上钻探承包商,总部位于瑞士施泰因豪森,起源于美国,目前在加拿大、美国、挪威、英国、印度、巴西、新加坡等20个国家设有办事机构,业务覆盖全球主要海上油气开采区域。
ENVA vs RIG — 直观对比
营收规模更大
RIG
是对方的1.2倍
$875.1M
营收增速更快
ENVA
高出7.8%
9.6%
净利率更高
ENVA
高出8.0%
2.4%
两年增速更快
ENVA
近两年复合增速
16.9%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | ||
|---|---|---|
| 营收 | $875.1M | $1.0B |
| 净利润 | $91.1M | $25.0M |
| 毛利率 | — | 42.0% |
| 营业利润率 | 23.7% | 23.0% |
| 净利率 | 10.4% | 2.4% |
| 营收同比 | 17.4% | 9.6% |
| 净利润同比 | 24.9% | 257.1% |
| 每股收益(稀释后) | $3.46 | $0.13 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比,按日历期对齐,财年错位的公司也能正确匹配
营收
ENVA
RIG
| Q1 26 | $875.1M | — | ||
| Q4 25 | $839.4M | $1.0B | ||
| Q3 25 | $802.7M | $1.0B | ||
| Q2 25 | $764.0M | $988.0M | ||
| Q1 25 | $745.5M | $906.0M | ||
| Q4 24 | $729.6M | $952.0M | ||
| Q3 24 | $689.9M | $948.0M | ||
| Q2 24 | $628.4M | $861.0M |
净利润
ENVA
RIG
| Q1 26 | $91.1M | — | ||
| Q4 25 | $79.0M | $25.0M | ||
| Q3 25 | $80.3M | $-1.9B | ||
| Q2 25 | $76.1M | $-938.0M | ||
| Q1 25 | $72.9M | $-79.0M | ||
| Q4 24 | $63.7M | $7.0M | ||
| Q3 24 | $43.4M | $-494.0M | ||
| Q2 24 | $53.9M | $-123.0M |
毛利率
ENVA
RIG
| Q1 26 | — | — | ||
| Q4 25 | 59.8% | 42.0% | ||
| Q3 25 | 57.4% | 43.2% | ||
| Q2 25 | 57.8% | 39.4% | ||
| Q1 25 | 57.2% | 31.8% | ||
| Q4 24 | 56.6% | 39.2% | ||
| Q3 24 | 58.0% | 40.6% | ||
| Q2 24 | 58.9% | 38.0% |
营业利润率
ENVA
RIG
| Q1 26 | 23.7% | — | ||
| Q4 25 | 22.2% | 23.0% | ||
| Q3 25 | 24.5% | -163.1% | ||
| Q2 25 | 24.1% | -97.6% | ||
| Q1 25 | 23.1% | 7.1% | ||
| Q4 24 | 21.3% | 13.7% | ||
| Q3 24 | 22.3% | -51.2% | ||
| Q2 24 | 23.1% | -6.9% |
净利率
ENVA
RIG
| Q1 26 | 10.4% | — | ||
| Q4 25 | 9.4% | 2.4% | ||
| Q3 25 | 10.0% | -187.1% | ||
| Q2 25 | 10.0% | -94.9% | ||
| Q1 25 | 9.8% | -8.7% | ||
| Q4 24 | 8.7% | 0.7% | ||
| Q3 24 | 6.3% | -52.1% | ||
| Q2 24 | 8.6% | -14.3% |
每股收益(稀释后)
ENVA
RIG
| Q1 26 | $3.46 | — | ||
| Q4 25 | $2.94 | $0.13 | ||
| Q3 25 | $3.03 | $-2.00 | ||
| Q2 25 | $2.86 | $-1.06 | ||
| Q1 25 | $2.69 | $-0.11 | ||
| Q4 24 | $2.29 | $-0.14 | ||
| Q3 24 | $1.57 | $-0.58 | ||
| Q2 24 | $1.93 | $-0.15 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | ||
|---|---|---|
| 现金及短期投资手头流动性 | $96.1M | $620.0M |
| 总债务越低越好 | $4.8B | $5.2B |
| 股东权益账面价值 | — | $8.1B |
| 总资产 | $6.9B | $15.6B |
| 负债/权益比越低杠杆越低 | — | 0.64× |
8季度趋势,按日历期对齐
现金及短期投资
ENVA
RIG
| Q1 26 | $96.1M | — | ||
| Q4 25 | $71.7M | $620.0M | ||
| Q3 25 | $53.6M | $833.0M | ||
| Q2 25 | $55.6M | $377.0M | ||
| Q1 25 | $55.5M | $263.0M | ||
| Q4 24 | $73.9M | $560.0M | ||
| Q3 24 | $67.5M | $435.0M | ||
| Q2 24 | $60.1M | $475.0M |
总债务
ENVA
RIG
| Q1 26 | $4.8B | — | ||
| Q4 25 | $4.5B | $5.2B | ||
| Q3 25 | $4.1B | $4.8B | ||
| Q2 25 | $4.0B | $5.9B | ||
| Q1 25 | $3.8B | $5.9B | ||
| Q4 24 | $3.6B | $6.2B | ||
| Q3 24 | $3.3B | $6.5B | ||
| Q2 24 | $3.2B | $6.8B |
股东权益
ENVA
RIG
| Q1 26 | — | — | ||
| Q4 25 | $1.3B | $8.1B | ||
| Q3 25 | $1.3B | $8.1B | ||
| Q2 25 | $1.2B | $9.4B | ||
| Q1 25 | $1.2B | $10.2B | ||
| Q4 24 | $1.2B | $10.3B | ||
| Q3 24 | $1.2B | $10.2B | ||
| Q2 24 | $1.1B | $10.7B |
总资产
ENVA
RIG
| Q1 26 | $6.9B | — | ||
| Q4 25 | $6.5B | $15.6B | ||
| Q3 25 | $6.0B | $16.2B | ||
| Q2 25 | $5.7B | $17.8B | ||
| Q1 25 | $5.5B | $19.0B | ||
| Q4 24 | $5.3B | $19.4B | ||
| Q3 24 | $5.0B | $19.5B | ||
| Q2 24 | $4.8B | $20.3B |
负债/权益比
ENVA
RIG
| Q1 26 | — | — | ||
| Q4 25 | 3.37× | 0.64× | ||
| Q3 25 | 3.20× | 0.60× | ||
| Q2 25 | 3.23× | 0.63× | ||
| Q1 25 | 3.14× | 0.58× | ||
| Q4 24 | 2.98× | 0.60× | ||
| Q3 24 | 2.79× | 0.64× | ||
| Q2 24 | 2.78× | 0.63× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | ||
|---|---|---|
| 经营现金流最新季度 | — | $349.0M |
| 自由现金流经营现金流 - 资本支出 | — | $321.0M |
| 自由现金流率自由现金流/营收 | — | 30.8% |
| 资本支出强度资本支出/营收 | — | 2.7% |
| 现金转化率经营现金流/净利润 | — | 13.96× |
| 过去12个月自由现金流最近4个季度 | — | $626.0M |
8季度趋势,按日历期对齐
经营现金流
ENVA
RIG
| Q1 26 | — | — | ||
| Q4 25 | $498.8M | $349.0M | ||
| Q3 25 | $481.8M | $246.0M | ||
| Q2 25 | $447.4M | $128.0M | ||
| Q1 25 | $391.1M | $26.0M | ||
| Q4 24 | $430.5M | $206.0M | ||
| Q3 24 | $398.6M | $194.0M | ||
| Q2 24 | $360.9M | $133.0M |
自由现金流
ENVA
RIG
| Q1 26 | — | — | ||
| Q4 25 | $487.1M | $321.0M | ||
| Q3 25 | $470.5M | $235.0M | ||
| Q2 25 | $436.1M | $104.0M | ||
| Q1 25 | $378.3M | $-34.0M | ||
| Q4 24 | $420.3M | $177.0M | ||
| Q3 24 | $387.6M | $136.0M | ||
| Q2 24 | $349.9M | $49.0M |
自由现金流率
ENVA
RIG
| Q1 26 | — | — | ||
| Q4 25 | 58.0% | 30.8% | ||
| Q3 25 | 58.6% | 22.9% | ||
| Q2 25 | 57.1% | 10.5% | ||
| Q1 25 | 50.7% | -3.8% | ||
| Q4 24 | 57.6% | 18.6% | ||
| Q3 24 | 56.2% | 14.3% | ||
| Q2 24 | 55.7% | 5.7% |
资本支出强度
ENVA
RIG
| Q1 26 | — | — | ||
| Q4 25 | 1.4% | 2.7% | ||
| Q3 25 | 1.4% | 1.1% | ||
| Q2 25 | 1.5% | 2.4% | ||
| Q1 25 | 1.7% | 6.6% | ||
| Q4 24 | 1.4% | 3.0% | ||
| Q3 24 | 1.6% | 6.1% | ||
| Q2 24 | 1.8% | 9.8% |
现金转化率
ENVA
RIG
| Q1 26 | — | — | ||
| Q4 25 | 6.32× | 13.96× | ||
| Q3 25 | 6.00× | — | ||
| Q2 25 | 5.87× | — | ||
| Q1 25 | 5.36× | — | ||
| Q4 24 | 6.76× | 29.43× | ||
| Q3 24 | 9.18× | — | ||
| Q2 24 | 6.70× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ENVA
暂无分部数据
RIG
| Ultra Deepwater Floaters | $433.0M | 42% |
| BR | $236.0M | 23% |
| Other Geographical | $211.0M | 20% |
| Harsh Environment Floaters | $163.0M | 16% |