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Enova International, Inc.（ENVA）与Rackspace Technology, Inc.（RXT）财务数据对比。点击上方公司名可切换其他公司
Enova International, Inc.的季度营收约是Rackspace Technology, Inc.的1.3倍（$875.1M vs $682.8M），Enova International, Inc.净利率更高（10.4% vs -4.8%，领先15.2%），Enova International, Inc.同比增速更快（17.4% vs -0.4%），过去两年Enova International, Inc.的营收复合增速更高（18.0% vs -0.6%）
Enova International是一家全球金融科技企业，提供短期消费贷款、小微企业融资等线上金融服务，主要覆盖北美、南美及欧洲市场，依托先进数据分析技术评估用户信用，为传统金融覆盖不足的群体提供定制化金融产品。
Rackspace Technology, Inc.是总部位于美国得克萨斯州圣安东尼奥的云计算企业，在弗吉尼亚州雷斯顿以及澳大利亚、加拿大、英国、印度、迪拜、瑞士、荷兰、德国、新加坡、墨西哥、中国香港等多个国家和地区设有办事处，数据中心分布于全球多个主要城市，为客户提供专业的云计算相关服务。
ENVA vs RXT — 直观对比
营收规模更大
ENVA
是对方的1.3倍
$682.8M
营收增速更快
ENVA
高出17.8%
-0.4%
净利率更高
ENVA
高出15.2%
-4.8%
两年增速更快
ENVA
近两年复合增速
-0.6%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $875.1M | $682.8M |
| 净利润 | $91.1M | $-32.7M |
| 毛利率 | — | 17.6% |
| 营业利润率 | 23.7% | -0.5% |
| 净利率 | 10.4% | -4.8% |
| 营收同比 | 17.4% | -0.4% |
| 净利润同比 | 24.9% | 41.6% |
| 每股收益（稀释后） | $3.46 | $-0.13 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ENVARXT
| Q1 26 | $875.1M | — | ||
| Q4 25 | $839.4M | $682.8M | ||
| Q3 25 | $802.7M | $671.2M | ||
| Q2 25 | $764.0M | $666.3M | ||
| Q1 25 | $745.5M | $665.4M | ||
| Q4 24 | $729.6M | $685.6M | ||
| Q3 24 | $689.9M | $675.8M | ||
| Q2 24 | $628.4M | $684.9M |
净利润ENVARXT
| Q1 26 | $91.1M | — | ||
| Q4 25 | $79.0M | $-32.7M | ||
| Q3 25 | $80.3M | $-67.1M | ||
| Q2 25 | $76.1M | $-54.5M | ||
| Q1 25 | $72.9M | $-71.5M | ||
| Q4 24 | $63.7M | $-56.0M | ||
| Q3 24 | $43.4M | $-186.6M | ||
| Q2 24 | $53.9M | $25.0M |
毛利率ENVARXT
| Q1 26 | — | — | ||
| Q4 25 | 59.8% | 17.6% | ||
| Q3 25 | 57.4% | 19.4% | ||
| Q2 25 | 57.8% | 19.4% | ||
| Q1 25 | 57.2% | 19.1% | ||
| Q4 24 | 56.6% | 19.2% | ||
| Q3 24 | 58.0% | 20.3% | ||
| Q2 24 | 58.9% | 19.2% |
营业利润率ENVARXT
| Q1 26 | 23.7% | — | ||
| Q4 25 | 22.2% | -0.5% | ||
| Q3 25 | 24.5% | -5.1% | ||
| Q2 25 | 24.1% | -3.8% | ||
| Q1 25 | 23.1% | -5.8% | ||
| Q4 24 | 21.3% | -4.2% | ||
| Q3 24 | 22.3% | -25.7% | ||
| Q2 24 | 23.1% | -7.9% |
净利率ENVARXT
| Q1 26 | 10.4% | — | ||
| Q4 25 | 9.4% | -4.8% | ||
| Q3 25 | 10.0% | -10.0% | ||
| Q2 25 | 10.0% | -8.2% | ||
| Q1 25 | 9.8% | -10.7% | ||
| Q4 24 | 8.7% | -8.2% | ||
| Q3 24 | 6.3% | -27.6% | ||
| Q2 24 | 8.6% | 3.7% |
每股收益（稀释后）ENVARXT
| Q1 26 | $3.46 | — | ||
| Q4 25 | $2.94 | $-0.13 | ||
| Q3 25 | $3.03 | $-0.28 | ||
| Q2 25 | $2.86 | $-0.23 | ||
| Q1 25 | $2.69 | $-0.31 | ||
| Q4 24 | $2.29 | $-0.20 | ||
| Q3 24 | $1.57 | $-0.82 | ||
| Q2 24 | $1.93 | $0.11 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $96.1M | $105.8M |
| 总债务越低越好 | $4.8B | $2.7B |
| 股东权益账面价值 | — | $-1.2B |
| 总资产 | $6.9B | $2.8B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ENVARXT
| Q1 26 | $96.1M | — | ||
| Q4 25 | $71.7M | $105.8M | ||
| Q3 25 | $53.6M | $99.5M | ||
| Q2 25 | $55.6M | $103.9M | ||
| Q1 25 | $55.5M | $128.0M | ||
| Q4 24 | $73.9M | $144.0M | ||
| Q3 24 | $67.5M | $157.1M | ||
| Q2 24 | $60.1M | $190.2M |
总债务ENVARXT
| Q1 26 | $4.8B | — | ||
| Q4 25 | $4.5B | $2.7B | ||
| Q3 25 | $4.1B | $2.8B | ||
| Q2 25 | $4.0B | $2.8B | ||
| Q1 25 | $3.8B | $2.8B | ||
| Q4 24 | $3.6B | $2.8B | ||
| Q3 24 | $3.3B | $2.8B | ||
| Q2 24 | $3.2B | $2.9B |
股东权益ENVARXT
| Q1 26 | — | — | ||
| Q4 25 | $1.3B | $-1.2B | ||
| Q3 25 | $1.3B | $-1.2B | ||
| Q2 25 | $1.2B | $-1.1B | ||
| Q1 25 | $1.2B | $-1.1B | ||
| Q4 24 | $1.2B | $-1.0B | ||
| Q3 24 | $1.2B | $-949.7M | ||
| Q2 24 | $1.1B | $-756.2M |
总资产ENVARXT
| Q1 26 | $6.9B | — | ||
| Q4 25 | $6.5B | $2.8B | ||
| Q3 25 | $6.0B | $2.8B | ||
| Q2 25 | $5.7B | $2.9B | ||
| Q1 25 | $5.5B | $3.0B | ||
| Q4 24 | $5.3B | $3.1B | ||
| Q3 24 | $5.0B | $3.1B | ||
| Q2 24 | $4.8B | $3.4B |
负债/权益比ENVARXT
| Q1 26 | — | — | ||
| Q4 25 | 3.37× | — | ||
| Q3 25 | 3.20× | — | ||
| Q2 25 | 3.23× | — | ||
| Q1 25 | 3.14× | — | ||
| Q4 24 | 2.98× | — | ||
| Q3 24 | 2.79× | — | ||
| Q2 24 | 2.78× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $59.7M |
| 自由现金流经营现金流 - 资本支出 | — | $56.0M |
| 自由现金流率自由现金流/营收 | — | 8.2% |
| 资本支出强度资本支出/营收 | — | 0.5% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $90.6M |
8季度趋势，按日历期对齐
经营现金流ENVARXT
| Q1 26 | — | — | ||
| Q4 25 | $498.8M | $59.7M | ||
| Q3 25 | $481.8M | $70.7M | ||
| Q2 25 | $447.4M | $8.4M | ||
| Q1 25 | $391.1M | $12.6M | ||
| Q4 24 | $430.5M | $54.3M | ||
| Q3 24 | $398.6M | $51.8M | ||
| Q2 24 | $360.9M | $24.1M |
自由现金流ENVARXT
| Q1 26 | — | — | ||
| Q4 25 | $487.1M | $56.0M | ||
| Q3 25 | $470.5M | $42.7M | ||
| Q2 25 | $436.1M | $-12.4M | ||
| Q1 25 | $378.3M | $4.3M | ||
| Q4 24 | $420.3M | $34.4M | ||
| Q3 24 | $387.6M | $27.3M | ||
| Q2 24 | $349.9M | $-14.5M |
自由现金流率ENVARXT
| Q1 26 | — | — | ||
| Q4 25 | 58.0% | 8.2% | ||
| Q3 25 | 58.6% | 6.4% | ||
| Q2 25 | 57.1% | -1.9% | ||
| Q1 25 | 50.7% | 0.6% | ||
| Q4 24 | 57.6% | 5.0% | ||
| Q3 24 | 56.2% | 4.0% | ||
| Q2 24 | 55.7% | -2.1% |
资本支出强度ENVARXT
| Q1 26 | — | — | ||
| Q4 25 | 1.4% | 0.5% | ||
| Q3 25 | 1.4% | 4.2% | ||
| Q2 25 | 1.5% | 3.1% | ||
| Q1 25 | 1.7% | 1.2% | ||
| Q4 24 | 1.4% | 2.9% | ||
| Q3 24 | 1.6% | 3.6% | ||
| Q2 24 | 1.8% | 5.6% |
现金转化率ENVARXT
| Q1 26 | — | — | ||
| Q4 25 | 6.32× | — | ||
| Q3 25 | 6.00× | — | ||
| Q2 25 | 5.87× | — | ||
| Q1 25 | 5.36× | — | ||
| Q4 24 | 6.76× | — | ||
| Q3 24 | 9.18× | — | ||
| Q2 24 | 6.70× | 0.96× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ENVA
暂无分部数据
RXT
| Public Cloud Services Segment | $442.2M | 65% |
| Private Cloud Service Segment | $240.6M | 35% |
