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Side-by-side financial comparison of EQUITY BANCSHARES INC (EQBK) and FIRST BUSINESS FINANCIAL SERVICES, INC. (FBIZ), based on the latest 10-Q / 10-K filings. Click either name above to swap in a different company.
EQUITY BANCSHARES INC is the larger business by last-quarter revenue ($63.5M vs $44.3M, roughly 1.4× FIRST BUSINESS FINANCIAL SERVICES, INC.). EQUITY BANCSHARES INC runs the higher net margin — 34.8% vs 27.5%, a 7.2% gap on every dollar of revenue. On growth, EQUITY BANCSHARES INC posted the faster year-over-year revenue change (28.4% vs 8.5%). Over the past eight quarters, FIRST BUSINESS FINANCIAL SERVICES, INC.'s revenue compounded faster (20.4% CAGR vs 19.9%).
繁荣银行股份有限公司是一家银行控股公司，总部位于德克萨斯州休斯顿，业务覆盖德克萨斯州与俄克拉荷马州中部。截至2019年12月末，公司共运营285家分支网点，其中休斯顿地区（含伍德兰兹）65家，南德克萨斯（含科珀斯克里斯蒂、维多利亚）30家，达拉斯-沃斯堡大都会区75家，布局覆盖德克萨斯州各主要区域。
PNC金融服务集团是一家总部位于美国宾夕法尼亚州匹兹堡的银行控股及金融服务企业。旗下核心子银行PNC银行在全美27个州及哥伦比亚特区开展业务，拥有2629家分行与9523台自动柜员机，按资产、网点数量、存款规模及ATM规模计算，是美国规模最大的银行机构之一。
EQBK vs FBIZ — Head-to-Head
Income Statement — Q4 2025 vs Q1 2026
| Metric | | |
|---|---|---|
| Revenue | $63.5M | $44.3M |
| Net Profit | $22.1M | $12.2M |
| Gross Margin | — | — |
| Operating Margin | 41.7% | — |
| Net Margin | 34.8% | 27.5% |
| Revenue YoY | 28.4% | 8.5% |
| Net Profit YoY | 30.0% | 9.2% |
| EPS (diluted) | $1.07 | $1.44 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align — see 8-quarter trend below.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history — bar widths are scaled to the larger of the two companies so you can eyeball the size gap and growth trajectory without doing math. Quarters aligned by calendar period (report date) so offset fiscal years line up.
| Q1 26 | — | $44.3M | ||
| Q4 25 | $63.5M | $34.8M | ||
| Q3 25 | $62.5M | $34.9M | ||
| Q2 25 | $49.8M | $33.8M | ||
| Q1 25 | $50.3M | $33.3M | ||
| Q4 24 | $49.5M | $33.1M | ||
| Q3 24 | $46.0M | $31.0M | ||
| Q2 24 | $46.5M | $30.5M |
| Q1 26 | — | $12.2M | ||
| Q4 25 | $22.1M | $13.3M | ||
| Q3 25 | $-29.7M | $14.4M | ||
| Q2 25 | $15.3M | $11.4M | ||
| Q1 25 | $15.0M | $11.2M | ||
| Q4 24 | $17.0M | $14.4M | ||
| Q3 24 | $19.9M | $10.5M | ||
| Q2 24 | $11.7M | $10.5M |
| Q1 26 | — | — | ||
| Q4 25 | 41.7% | 46.7% | ||
| Q3 25 | -59.7% | 49.8% | ||
| Q2 25 | 36.9% | 39.6% | ||
| Q1 25 | 37.5% | 40.5% | ||
| Q4 24 | 41.2% | 46.2% | ||
| Q3 24 | 51.8% | 41.5% | ||
| Q2 24 | 35.1% | 40.5% |
| Q1 26 | — | 27.5% | ||
| Q4 25 | 34.8% | 38.4% | ||
| Q3 25 | -47.5% | 41.3% | ||
| Q2 25 | 30.6% | 33.8% | ||
| Q1 25 | 29.9% | 33.6% | ||
| Q4 24 | 34.3% | 43.5% | ||
| Q3 24 | 43.1% | 33.9% | ||
| Q2 24 | 25.2% | 34.2% |
| Q1 26 | — | $1.44 | ||
| Q4 25 | $1.07 | $1.57 | ||
| Q3 25 | $-1.55 | $1.70 | ||
| Q2 25 | $0.86 | $1.35 | ||
| Q1 25 | $0.85 | $1.32 | ||
| Q4 24 | $1.06 | $1.69 | ||
| Q3 24 | $1.28 | $1.24 | ||
| Q2 24 | $0.76 | $1.23 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest filing — the kind of financial-strength check premium terminals charge for.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $265.8M |
| Total DebtLower is stronger | $443.2M | — |
| Stockholders' EquityBook value | $732.1M | — |
| Total Assets | $6.4B | $4.3B |
| Debt / EquityLower = less leverage | 0.61× | — |
8-quarter trend — quarters aligned by calendar period so offset fiscal years match up.
| Q1 26 | — | $265.8M | ||
| Q4 25 | — | $39.5M | ||
| Q3 25 | — | $44.3M | ||
| Q2 25 | — | $123.2M | ||
| Q1 25 | — | $170.6M | ||
| Q4 24 | — | $157.7M | ||
| Q3 24 | — | $132.0M | ||
| Q2 24 | — | $81.1M |
| Q1 26 | — | — | ||
| Q4 25 | $443.2M | — | ||
| Q3 25 | $486.9M | — | ||
| Q2 25 | $448.4M | — | ||
| Q1 25 | $376.9M | — | ||
| Q4 24 | $312.8M | — | ||
| Q3 24 | $437.5M | — | ||
| Q2 24 | $391.7M | — |
| Q1 26 | — | — | ||
| Q4 25 | $732.1M | $371.6M | ||
| Q3 25 | $711.9M | $358.3M | ||
| Q2 25 | $635.6M | $344.8M | ||
| Q1 25 | $617.3M | $336.1M | ||
| Q4 24 | $592.9M | $328.6M | ||
| Q3 24 | $504.0M | $312.0M | ||
| Q2 24 | $461.4M | $305.2M |
| Q1 26 | — | $4.3B | ||
| Q4 25 | $6.4B | $4.1B | ||
| Q3 25 | $6.4B | $4.0B | ||
| Q2 25 | $5.4B | $4.0B | ||
| Q1 25 | $5.4B | $3.9B | ||
| Q4 24 | $5.3B | $3.9B | ||
| Q3 24 | $5.4B | $3.7B | ||
| Q2 24 | $5.2B | $3.9B |
| Q1 26 | — | — | ||
| Q4 25 | 0.61× | — | ||
| Q3 25 | 0.68× | — | ||
| Q2 25 | 0.71× | — | ||
| Q1 25 | 0.61× | — | ||
| Q4 24 | 0.53× | — | ||
| Q3 24 | 0.87× | — | ||
| Q2 24 | 0.85× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Net income can be massaged; cash flow is harder to fake.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-7.1M | — |
| Free Cash FlowOCF − Capex | $-12.5M | — |
| FCF MarginFCF / Revenue | -19.7% | — |
| Capex IntensityCapex / Revenue; lower = less reinvestment burden | 8.6% | — |
| Cash ConversionOCF / Net Profit; >1× = earnings back up with cash | -0.32× | — |
| TTM Free Cash FlowTrailing 4 quarters | $38.1M | — |
8-quarter trend — quarters aligned by calendar period so offset fiscal years match up.
| Q1 26 | — | — | ||
| Q4 25 | $-7.1M | $16.1M | ||
| Q3 25 | $8.5M | $18.4M | ||
| Q2 25 | $28.3M | $15.8M | ||
| Q1 25 | $21.7M | $11.3M | ||
| Q4 24 | $21.7M | $22.0M | ||
| Q3 24 | $23.5M | $13.8M | ||
| Q2 24 | $16.0M | $13.1M |
| Q1 26 | — | — | ||
| Q4 25 | $-12.5M | $16.1M | ||
| Q3 25 | $4.5M | $18.3M | ||
| Q2 25 | $26.0M | $15.5M | ||
| Q1 25 | $20.2M | $11.2M | ||
| Q4 24 | $19.9M | $21.9M | ||
| Q3 24 | $19.7M | $13.2M | ||
| Q2 24 | $15.2M | $12.7M |
| Q1 26 | — | — | ||
| Q4 25 | -19.7% | 46.3% | ||
| Q3 25 | 7.1% | 52.3% | ||
| Q2 25 | 52.2% | 45.9% | ||
| Q1 25 | 40.2% | 33.7% | ||
| Q4 24 | 40.1% | 66.1% | ||
| Q3 24 | 42.8% | 42.5% | ||
| Q2 24 | 32.7% | 41.4% |
| Q1 26 | — | — | ||
| Q4 25 | 8.6% | 0.1% | ||
| Q3 25 | 6.4% | 0.4% | ||
| Q2 25 | 4.6% | 1.0% | ||
| Q1 25 | 2.9% | 0.2% | ||
| Q4 24 | 3.7% | 0.1% | ||
| Q3 24 | 8.2% | 2.0% | ||
| Q2 24 | 1.8% | 1.3% |
| Q1 26 | — | — | ||
| Q4 25 | -0.32× | 1.21× | ||
| Q3 25 | — | 1.28× | ||
| Q2 25 | 1.85× | 1.39× | ||
| Q1 25 | 1.44× | 1.01× | ||
| Q4 24 | 1.28× | 1.52× | ||
| Q3 24 | 1.18× | 1.31× | ||
| Q2 24 | 1.37× | 1.25× |
Financial Flow Comparison
Sankey diagram of revenue → gross profit → operating profit → net profit for each company. Charts shown full-width and stacked so both segment hierarchies are readable side-by-side on desktop and mobile.
