vs
Erie Indemnity（ERIE）与瑞思迈（RMD）财务数据对比。点击上方公司名可切换其他公司
瑞思迈的季度营收约是Erie Indemnity的1.4倍（$1.4B vs $1.0B），瑞思迈净利率更高（27.6% vs 14.9%，领先12.7%），瑞思迈同比增速更快（11.0% vs 2.3%），过去两年瑞思迈的营收复合增速更高（7.9% vs 1.1%）
总部位于美国宾夕法尼亚州伊利市的伊利保险集团是财产及意外伤害保险提供商，通过独立保险代理人网络销售车险、家财险、商业保险及人寿保险产品。2021年，该集团以2020财年总营收跻身当年美国财富500强榜单第347位。
瑞思迈是一家起源于澳大利亚、总部位于美国加利福尼亚州圣迭戈的医疗设备企业，主打可接入云端的呼吸类医疗设备，用于治疗睡眠呼吸暂停、慢性阻塞性肺病等呼吸道疾病，新冠疫情期间曾大量生产呼吸机等设备助力患者救治。
ERIE vs RMD — 直观对比
营收规模更大
RMD
是对方的1.4倍
$1.0B
营收增速更快
RMD
高出8.7%
2.3%
净利率更高
RMD
高出12.7%
14.9%
两年增速更快
RMD
近两年复合增速
1.1%
损益表 — Q1 FY2026 vs Q4 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.0B | $1.4B |
| 净利润 | $150.5M | $392.6M |
| 毛利率 | — | 61.8% |
| 营业利润率 | 16.5% | 34.6% |
| 净利率 | 14.9% | 27.6% |
| 营收同比 | 2.3% | 11.0% |
| 净利润同比 | — | 13.9% |
| 每股收益（稀释后） | — | $2.68 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ERIERMD
| Q2 26 | — | $1.4B | ||
| Q1 26 | $1.0B | — | ||
| Q4 25 | $951.0M | $1.4B | ||
| Q3 25 | $1.1B | $1.3B | ||
| Q2 25 | $1.1B | $1.3B | ||
| Q1 25 | $989.4M | $1.3B | ||
| Q4 24 | $924.1M | $1.3B | ||
| Q3 24 | $999.9M | $1.2B |
净利润ERIERMD
| Q2 26 | — | $392.6M | ||
| Q1 26 | $150.5M | — | ||
| Q4 25 | $63.4M | $392.6M | ||
| Q3 25 | $182.9M | $348.5M | ||
| Q2 25 | $174.7M | $379.7M | ||
| Q1 25 | $138.4M | $365.0M | ||
| Q4 24 | $152.0M | $344.6M | ||
| Q3 24 | $159.8M | $311.4M |
毛利率ERIERMD
| Q2 26 | — | 61.8% | ||
| Q1 26 | — | — | ||
| Q4 25 | — | 61.8% | ||
| Q3 25 | — | 61.5% | ||
| Q2 25 | — | 60.8% | ||
| Q1 25 | — | 59.3% | ||
| Q4 24 | — | 58.6% | ||
| Q3 24 | — | 58.6% |
营业利润率ERIERMD
| Q2 26 | — | 34.6% | ||
| Q1 26 | 16.5% | — | ||
| Q4 25 | 16.6% | 34.6% | ||
| Q3 25 | 19.6% | 33.4% | ||
| Q2 25 | 18.8% | 33.7% | ||
| Q1 25 | 15.3% | 33.0% | ||
| Q4 24 | 18.1% | 32.5% | ||
| Q3 24 | 18.0% | 31.6% |
净利率ERIERMD
| Q2 26 | — | 27.6% | ||
| Q1 26 | 14.9% | — | ||
| Q4 25 | 6.7% | 27.6% | ||
| Q3 25 | 17.1% | 26.1% | ||
| Q2 25 | 16.5% | 28.2% | ||
| Q1 25 | 14.0% | 28.3% | ||
| Q4 24 | 16.5% | 26.9% | ||
| Q3 24 | 16.0% | 25.4% |
每股收益（稀释后）ERIERMD
| Q2 26 | — | $2.68 | ||
| Q1 26 | — | — | ||
| Q4 25 | — | $2.68 | ||
| Q3 25 | — | $2.37 | ||
| Q2 25 | — | $2.58 | ||
| Q1 25 | — | $2.48 | ||
| Q4 24 | — | $2.34 | ||
| Q3 24 | — | $2.11 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $1.4B |
| 总债务越低越好 | — | $663.8M |
| 股东权益账面价值 | $2.4B | $6.3B |
| 总资产 | $3.4B | $8.5B |
| 负债/权益比越低杠杆越低 | — | 0.11× |
8季度趋势，按日历期对齐
现金及短期投资ERIERMD
| Q2 26 | — | $1.4B | ||
| Q1 26 | — | — | ||
| Q4 25 | — | $1.4B | ||
| Q3 25 | — | $1.4B | ||
| Q2 25 | — | $1.2B | ||
| Q1 25 | — | $932.7M | ||
| Q4 24 | — | $521.9M | ||
| Q3 24 | — | $426.4M |
总债务ERIERMD
| Q2 26 | — | $663.8M | ||
| Q1 26 | — | — | ||
| Q4 25 | — | $403.9M | ||
| Q3 25 | — | $408.7M | ||
| Q2 25 | — | $658.4M | ||
| Q1 25 | — | $663.1M | ||
| Q4 24 | — | $662.9M | ||
| Q3 24 | — | $667.6M |
股东权益ERIERMD
| Q2 26 | — | $6.3B | ||
| Q1 26 | $2.4B | — | ||
| Q4 25 | $2.3B | $6.3B | ||
| Q3 25 | $2.3B | $6.1B | ||
| Q2 25 | $2.2B | $6.0B | ||
| Q1 25 | $2.1B | $5.5B | ||
| Q4 24 | $2.0B | $5.3B | ||
| Q3 24 | $1.9B | $5.2B |
总资产ERIERMD
| Q2 26 | — | $8.5B | ||
| Q1 26 | $3.4B | — | ||
| Q4 25 | $3.4B | $8.5B | ||
| Q3 25 | $3.3B | $8.3B | ||
| Q2 25 | $3.1B | $8.2B | ||
| Q1 25 | $3.0B | $7.6B | ||
| Q4 24 | $2.9B | $7.1B | ||
| Q3 24 | $2.9B | $7.2B |
负债/权益比ERIERMD
| Q2 26 | — | 0.11× | ||
| Q1 26 | — | — | ||
| Q4 25 | — | 0.06× | ||
| Q3 25 | — | 0.07× | ||
| Q2 25 | — | 0.11× | ||
| Q1 25 | — | 0.12× | ||
| Q4 24 | — | 0.13× | ||
| Q3 24 | — | 0.13× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ERIE
| Management fee revenue - policy issuance and renewal services | $786.4M | 78% |
| Administrative services reimbursement revenue | $200.1M | 20% |
| Management fee revenue - administrative services | $19.5M | 2% |
| Service agreement revenue | $5.9M | 1% |
RMD
暂无分部数据
