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Essent Group Ltd.（ESNT）与LiveRamp Holdings, Inc.（RAMP）财务数据对比。点击上方公司名可切换其他公司
Essent Group Ltd.的季度营收约是LiveRamp Holdings, Inc.的1.5倍（$312.4M vs $212.2M），Essent Group Ltd.净利率更高（49.6% vs 18.8%，领先30.8%），LiveRamp Holdings, Inc.同比增速更快（8.6% vs -0.8%），过去两年LiveRamp Holdings, Inc.的营收复合增速更高（11.1% vs 2.3%）
Essentra PLC是一家面向全球市场的塑料及纤维产品供应商，总部位于英国牛津郡基德灵顿，业务网络覆盖全球多个区域，目前在伦敦证券交易所上市，可面向各行业客户提供多元化的相关产品及配套服务，在所属细分领域拥有较高的市场认可度。
LiveRamp Holdings, Inc.是一家美国SaaS企业，核心业务为提供数据连接平台，服务涵盖数据导入、线下数据线上迁移等能力，助力企业开展营销相关的数据应用，为品牌及营销从业者的数字化运营提供技术支撑。
ESNT vs RAMP — 直观对比
营收规模更大
ESNT
是对方的1.5倍
$212.2M
营收增速更快
RAMP
高出9.4%
-0.8%
净利率更高
ESNT
高出30.8%
18.8%
两年增速更快
RAMP
近两年复合增速
2.3%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $312.4M | $212.2M |
| 净利润 | $155.0M | $39.9M |
| 毛利率 | — | 71.9% |
| 营业利润率 | 59.1% | 18.6% |
| 净利率 | 49.6% | 18.8% |
| 营收同比 | -0.8% | 8.6% |
| 净利润同比 | -7.7% | 255.7% |
| 每股收益（稀释后） | $1.61 | $0.62 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ESNTRAMP
| Q4 25 | $312.4M | $212.2M | ||
| Q3 25 | $311.8M | $199.8M | ||
| Q2 25 | $319.1M | $194.8M | ||
| Q1 25 | $317.6M | $188.7M | ||
| Q4 24 | $315.0M | $195.4M | ||
| Q3 24 | $316.6M | $185.5M | ||
| Q2 24 | $312.9M | $176.0M | ||
| Q1 24 | $298.4M | $171.9M |
净利润ESNTRAMP
| Q4 25 | $155.0M | $39.9M | ||
| Q3 25 | $164.2M | $27.4M | ||
| Q2 25 | $195.3M | $7.7M | ||
| Q1 25 | $175.4M | $-6.3M | ||
| Q4 24 | $167.9M | $11.2M | ||
| Q3 24 | $176.2M | $1.7M | ||
| Q2 24 | $203.6M | $-7.5M | ||
| Q1 24 | $181.7M | $-5.4M |
毛利率ESNTRAMP
| Q4 25 | — | 71.9% | ||
| Q3 25 | — | 70.2% | ||
| Q2 25 | — | 70.1% | ||
| Q1 25 | — | 69.3% | ||
| Q4 24 | — | 71.9% | ||
| Q3 24 | — | 72.4% | ||
| Q2 24 | — | 70.6% | ||
| Q1 24 | — | 72.2% |
营业利润率ESNTRAMP
| Q4 25 | 59.1% | 18.6% | ||
| Q3 25 | 63.9% | 10.7% | ||
| Q2 25 | 72.4% | 3.7% | ||
| Q1 25 | 65.2% | -6.1% | ||
| Q4 24 | 61.9% | 7.5% | ||
| Q3 24 | 65.6% | 4.0% | ||
| Q2 24 | 76.4% | -3.0% | ||
| Q1 24 | 71.6% | -8.3% |
净利率ESNTRAMP
| Q4 25 | 49.6% | 18.8% | ||
| Q3 25 | 52.7% | 13.7% | ||
| Q2 25 | 61.2% | 4.0% | ||
| Q1 25 | 55.2% | -3.3% | ||
| Q4 24 | 53.3% | 5.7% | ||
| Q3 24 | 55.6% | 0.9% | ||
| Q2 24 | 65.1% | -4.3% | ||
| Q1 24 | 60.9% | -3.1% |
每股收益（稀释后）ESNTRAMP
| Q4 25 | $1.61 | $0.62 | ||
| Q3 25 | $1.67 | $0.42 | ||
| Q2 25 | $1.93 | $0.12 | ||
| Q1 25 | $1.69 | $-0.10 | ||
| Q4 24 | $1.59 | $0.17 | ||
| Q3 24 | $1.65 | $0.03 | ||
| Q2 24 | $1.91 | $-0.11 | ||
| Q1 24 | $1.70 | $-0.09 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $403.4M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $5.8B | $962.3M |
| 总资产 | $7.4B | $1.3B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ESNTRAMP
| Q4 25 | — | $403.4M | ||
| Q3 25 | — | $376.9M | ||
| Q2 25 | — | $371.1M | ||
| Q1 25 | — | $420.8M | ||
| Q4 24 | — | $384.3M | ||
| Q3 24 | — | $348.4M | ||
| Q2 24 | — | $342.7M | ||
| Q1 24 | — | $368.9M |
股东权益ESNTRAMP
| Q4 25 | $5.8B | $962.3M | ||
| Q3 25 | $5.7B | $943.8M | ||
| Q2 25 | $5.7B | $947.8M | ||
| Q1 25 | $5.7B | $948.9M | ||
| Q4 24 | $5.6B | $957.7M | ||
| Q3 24 | $5.6B | $932.1M | ||
| Q2 24 | $5.4B | $951.9M | ||
| Q1 24 | $5.2B | $949.1M |
总资产ESNTRAMP
| Q4 25 | $7.4B | $1.3B | ||
| Q3 25 | $7.4B | $1.2B | ||
| Q2 25 | $7.2B | $1.2B | ||
| Q1 25 | $7.2B | $1.3B | ||
| Q4 24 | $7.1B | $1.3B | ||
| Q3 24 | $7.1B | $1.2B | ||
| Q2 24 | $6.7B | $1.2B | ||
| Q1 24 | $6.6B | $1.2B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $856.1M | — |
| 自由现金流经营现金流 - 资本支出 | $848.7M | — |
| 自由现金流率自由现金流/营收 | 271.7% | — |
| 资本支出强度资本支出/营收 | 2.4% | 0.1% |
| 现金转化率经营现金流/净利润 | 5.52× | — |
| 过去12个月自由现金流最近4个季度 | $1.5B | — |
8季度趋势，按日历期对齐
经营现金流ESNTRAMP
| Q4 25 | $856.1M | — | ||
| Q3 25 | $215.9M | $57.4M | ||
| Q2 25 | $189.5M | $-15.8M | ||
| Q1 25 | $221.6M | — | ||
| Q4 24 | $861.5M | $45.1M | ||
| Q3 24 | $229.2M | $55.6M | ||
| Q2 24 | $188.7M | $-9.3M | ||
| Q1 24 | $216.9M | — |
自由现金流ESNTRAMP
| Q4 25 | $848.7M | — | ||
| Q3 25 | $210.6M | $56.8M | ||
| Q2 25 | $188.8M | $-16.2M | ||
| Q1 25 | $221.3M | — | ||
| Q4 24 | $854.8M | $44.8M | ||
| Q3 24 | $228.7M | $55.4M | ||
| Q2 24 | $187.6M | $-9.6M | ||
| Q1 24 | $212.5M | — |
自由现金流率ESNTRAMP
| Q4 25 | 271.7% | — | ||
| Q3 25 | 67.5% | 28.4% | ||
| Q2 25 | 59.2% | -8.3% | ||
| Q1 25 | 69.7% | — | ||
| Q4 24 | 271.3% | 22.9% | ||
| Q3 24 | 72.2% | 29.8% | ||
| Q2 24 | 60.0% | -5.4% | ||
| Q1 24 | 71.2% | — |
资本支出强度ESNTRAMP
| Q4 25 | 2.4% | 0.1% | ||
| Q3 25 | 1.7% | 0.3% | ||
| Q2 25 | 0.2% | 0.2% | ||
| Q1 25 | 0.1% | 0.2% | ||
| Q4 24 | 2.1% | 0.1% | ||
| Q3 24 | 0.2% | 0.1% | ||
| Q2 24 | 0.3% | 0.1% | ||
| Q1 24 | 1.5% | 1.0% |
现金转化率ESNTRAMP
| Q4 25 | 5.52× | — | ||
| Q3 25 | 1.31× | 2.09× | ||
| Q2 25 | 0.97× | -2.04× | ||
| Q1 25 | 1.26× | — | ||
| Q4 24 | 5.13× | 4.02× | ||
| Q3 24 | 1.30× | 32.10× | ||
| Q2 24 | 0.93× | — | ||
| Q1 24 | 1.19× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ESNT
| Mortgage Insurance Segment | $192.4M | 62% |
| Other | $120.0M | 38% |
RAMP
暂无分部数据
