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Essent Group Ltd.（ESNT）与GIBRALTAR INDUSTRIES, INC.（ROCK）财务数据对比。点击上方公司名可切换其他公司
Essent Group Ltd.的季度营收约是GIBRALTAR INDUSTRIES, INC.的1.4倍（$312.4M vs $225.0M），GIBRALTAR INDUSTRIES, INC.同比增速更快（24.9% vs -0.8%），Essent Group Ltd.自由现金流更多（$848.7M vs $26.2M），过去两年Essent Group Ltd.的营收复合增速更高（2.3% vs -12.3%）
Essentra PLC是一家面向全球市场的塑料及纤维产品供应商，总部位于英国牛津郡基德灵顿，业务网络覆盖全球多个区域，目前在伦敦证券交易所上市，可面向各行业客户提供多元化的相关产品及配套服务，在所属细分领域拥有较高的市场认可度。
直布罗陀工业公司是专业建筑、基础设施及可再生能源产品制造商与分销商，主营通风系统、屋面配件、太阳能安装支架、园林景观产品等，主要服务北美地区住宅、商业建筑及清洁能源市场，专注提供创新可持续的客户解决方案。
ESNT vs ROCK — 直观对比
营收规模更大
ESNT
是对方的1.4倍
$225.0M
营收增速更快
ROCK
高出25.8%
-0.8%
自由现金流更多
ESNT
多$822.5M
$26.2M
两年增速更快
ESNT
近两年复合增速
-12.3%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $312.4M | $225.0M |
| 净利润 | $155.0M | — |
| 毛利率 | — | 25.3% |
| 营业利润率 | 59.1% | 7.9% |
| 净利率 | 49.6% | — |
| 营收同比 | -0.8% | 24.9% |
| 净利润同比 | -7.7% | — |
| 每股收益（稀释后） | $1.61 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ESNTROCK
| Q4 25 | $312.4M | $225.0M | ||
| Q3 25 | $311.8M | $310.9M | ||
| Q2 25 | $319.1M | $309.5M | ||
| Q1 25 | $317.6M | $290.0M | ||
| Q4 24 | $315.0M | $180.1M | ||
| Q3 24 | $316.6M | $277.1M | ||
| Q2 24 | $312.9M | $273.6M | ||
| Q1 24 | $298.4M | $292.5M |
净利润ESNTROCK
| Q4 25 | $155.0M | — | ||
| Q3 25 | $164.2M | $-89.1M | ||
| Q2 25 | $195.3M | $26.0M | ||
| Q1 25 | $175.4M | $21.1M | ||
| Q4 24 | $167.9M | — | ||
| Q3 24 | $176.2M | $34.0M | ||
| Q2 24 | $203.6M | $32.2M | ||
| Q1 24 | $181.7M | $24.9M |
毛利率ESNTROCK
| Q4 25 | — | 25.3% | ||
| Q3 25 | — | 26.6% | ||
| Q2 25 | — | 28.4% | ||
| Q1 25 | — | 26.8% | ||
| Q4 24 | — | 29.0% | ||
| Q3 24 | — | 29.4% | ||
| Q2 24 | — | 30.5% | ||
| Q1 24 | — | 28.9% |
营业利润率ESNTROCK
| Q4 25 | 59.1% | 7.9% | ||
| Q3 25 | 63.9% | 12.8% | ||
| Q2 25 | 72.4% | 12.8% | ||
| Q1 25 | 65.2% | 8.8% | ||
| Q4 24 | 61.9% | 13.3% | ||
| Q3 24 | 65.6% | 15.6% | ||
| Q2 24 | 76.4% | 14.9% | ||
| Q1 24 | 71.6% | 10.8% |
净利率ESNTROCK
| Q4 25 | 49.6% | — | ||
| Q3 25 | 52.7% | -28.6% | ||
| Q2 25 | 61.2% | 8.4% | ||
| Q1 25 | 55.2% | 7.3% | ||
| Q4 24 | 53.3% | — | ||
| Q3 24 | 55.6% | 12.3% | ||
| Q2 24 | 65.1% | 11.8% | ||
| Q1 24 | 60.9% | 8.5% |
每股收益（稀释后）ESNTROCK
| Q4 25 | $1.61 | — | ||
| Q3 25 | $1.67 | $-2.98 | ||
| Q2 25 | $1.93 | $0.87 | ||
| Q1 25 | $1.69 | — | ||
| Q4 24 | $1.59 | — | ||
| Q3 24 | $1.65 | $1.11 | ||
| Q2 24 | $1.91 | $1.05 | ||
| Q1 24 | $1.70 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $115.7M |
| 总债务越低越好 | — | $0 |
| 股东权益账面价值 | $5.8B | $950.4M |
| 总资产 | $7.4B | $1.4B |
| 负债/权益比越低杠杆越低 | — | 0.00× |
8季度趋势，按日历期对齐
现金及短期投资ESNTROCK
| Q4 25 | — | $115.7M | ||
| Q3 25 | — | $89.4M | ||
| Q2 25 | — | $43.3M | ||
| Q1 25 | — | $25.1M | ||
| Q4 24 | — | $269.5M | ||
| Q3 24 | — | $228.9M | ||
| Q2 24 | — | $179.1M | ||
| Q1 24 | — | $146.7M |
总债务ESNTROCK
| Q4 25 | — | $0 | ||
| Q3 25 | — | $0 | ||
| Q2 25 | — | $0 | ||
| Q1 25 | — | $0 | ||
| Q4 24 | — | $0 | ||
| Q3 24 | — | $0 | ||
| Q2 24 | — | $0 | ||
| Q1 24 | — | $0 |
股东权益ESNTROCK
| Q4 25 | $5.8B | $950.4M | ||
| Q3 25 | $5.7B | $951.8M | ||
| Q2 25 | $5.7B | $1.0B | ||
| Q1 25 | $5.7B | $1.0B | ||
| Q4 24 | $5.6B | $1.0B | ||
| Q3 24 | $5.6B | $1.0B | ||
| Q2 24 | $5.4B | $975.7M | ||
| Q1 24 | $5.2B | $940.2M |
总资产ESNTROCK
| Q4 25 | $7.4B | $1.4B | ||
| Q3 25 | $7.4B | $1.4B | ||
| Q2 25 | $7.2B | $1.5B | ||
| Q1 25 | $7.2B | $1.4B | ||
| Q4 24 | $7.1B | $1.4B | ||
| Q3 24 | $7.1B | $1.4B | ||
| Q2 24 | $6.7B | $1.4B | ||
| Q1 24 | $6.6B | $1.3B |
负债/权益比ESNTROCK
| Q4 25 | — | 0.00× | ||
| Q3 25 | — | 0.00× | ||
| Q2 25 | — | 0.00× | ||
| Q1 25 | — | 0.00× | ||
| Q4 24 | — | 0.00× | ||
| Q3 24 | — | 0.00× | ||
| Q2 24 | — | 0.00× | ||
| Q1 24 | — | 0.00× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $856.1M | $35.5M |
| 自由现金流经营现金流 - 资本支出 | $848.7M | $26.2M |
| 自由现金流率自由现金流/营收 | 271.7% | 11.7% |
| 资本支出强度资本支出/营收 | 2.4% | 4.1% |
| 现金转化率经营现金流/净利润 | 5.52× | — |
| 过去12个月自由现金流最近4个季度 | $1.5B | $120.6M |
8季度趋势，按日历期对齐
经营现金流ESNTROCK
| Q4 25 | $856.1M | $35.5M | ||
| Q3 25 | $215.9M | $73.0M | ||
| Q2 25 | $189.5M | $44.9M | ||
| Q1 25 | $221.6M | $13.7M | ||
| Q4 24 | $861.5M | $19.9M | ||
| Q3 24 | $229.2M | $64.7M | ||
| Q2 24 | $188.7M | $36.5M | ||
| Q1 24 | $216.9M | $53.2M |
自由现金流ESNTROCK
| Q4 25 | $848.7M | $26.2M | ||
| Q3 25 | $210.6M | $64.8M | ||
| Q2 25 | $188.8M | $27.3M | ||
| Q1 25 | $221.3M | $2.3M | ||
| Q4 24 | $854.8M | $14.1M | ||
| Q3 24 | $228.7M | $60.5M | ||
| Q2 24 | $187.6M | $33.5M | ||
| Q1 24 | $212.5M | $48.8M |
自由现金流率ESNTROCK
| Q4 25 | 271.7% | 11.7% | ||
| Q3 25 | 67.5% | 20.8% | ||
| Q2 25 | 59.2% | 8.8% | ||
| Q1 25 | 69.7% | 0.8% | ||
| Q4 24 | 271.3% | 7.8% | ||
| Q3 24 | 72.2% | 21.8% | ||
| Q2 24 | 60.0% | 12.2% | ||
| Q1 24 | 71.2% | 16.7% |
资本支出强度ESNTROCK
| Q4 25 | 2.4% | 4.1% | ||
| Q3 25 | 1.7% | 2.6% | ||
| Q2 25 | 0.2% | 5.7% | ||
| Q1 25 | 0.1% | 3.9% | ||
| Q4 24 | 2.1% | 3.3% | ||
| Q3 24 | 0.2% | 1.5% | ||
| Q2 24 | 0.3% | 1.1% | ||
| Q1 24 | 1.5% | 1.5% |
现金转化率ESNTROCK
| Q4 25 | 5.52× | — | ||
| Q3 25 | 1.31× | — | ||
| Q2 25 | 0.97× | 1.73× | ||
| Q1 25 | 1.26× | 0.65× | ||
| Q4 24 | 5.13× | — | ||
| Q3 24 | 1.30× | 1.90× | ||
| Q2 24 | 0.93× | 1.13× | ||
| Q1 24 | 1.19× | 2.13× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ESNT
| Mortgage Insurance Segment | $192.4M | 62% |
| Other | $120.0M | 38% |
ROCK
| Transferred At Point In Time | $183.5M | 82% |
| Infrastructure | $22.5M | 10% |
| Other | $18.9M | 8% |
