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EverQuote, Inc.（EVER）与STURM RUGER & CO INC（RGR）财务数据对比。点击上方公司名可切换其他公司
EverQuote, Inc.的季度营收约是STURM RUGER & CO INC的1.3倍（$195.3M vs $151.1M），EverQuote, Inc.同比增速更快（32.5% vs 3.6%），EverQuote, Inc.自由现金流更多（$25.8M vs $12.3M），过去两年EverQuote, Inc.的营收复合增速更高（46.5% vs 5.1%）
EverQuote, Inc.是一家创立于2011年的在线保险比价交易平台，总部位于美国马萨诸塞州剑桥市，致力于连接保险消费者与合适的保险服务商，为用户提供便捷的线上保险选购对接服务。
鲁格公司（Ruger）是总部位于美国康涅狄格州绍斯波特的枪械制造企业，除总部外，还在新罕布什尔州纽波特、北卡罗来纳州梅约丹以及亚利桑那州普雷斯科特设有生产工厂。公司由亚历山大·麦考密克·斯特姆与威廉·B·鲁格于1949年共同创立，自1969年起公开上市交易。
EVER vs RGR — 直观对比
营收规模更大
EVER
是对方的1.3倍
$151.1M
营收增速更快
EVER
高出28.8%
3.6%
自由现金流更多
EVER
多$13.5M
$12.3M
两年增速更快
EVER
近两年复合增速
5.1%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $195.3M | $151.1M |
| 净利润 | $57.8M | — |
| 毛利率 | 97.7% | 17.8% |
| 营业利润率 | 9.5% | 2.3% |
| 净利率 | 29.6% | — |
| 营收同比 | 32.5% | 3.6% |
| 净利润同比 | 369.3% | — |
| 每股收益（稀释后） | $1.53 | $0.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EVERRGR
| Q4 25 | $195.3M | $151.1M | ||
| Q3 25 | $173.9M | $126.8M | ||
| Q2 25 | $156.6M | $132.5M | ||
| Q1 25 | $166.6M | $135.7M | ||
| Q4 24 | $147.5M | $145.8M | ||
| Q3 24 | $144.5M | $122.3M | ||
| Q2 24 | $117.1M | $130.8M | ||
| Q1 24 | $91.1M | $136.8M |
净利润EVERRGR
| Q4 25 | $57.8M | — | ||
| Q3 25 | $18.9M | $1.6M | ||
| Q2 25 | $14.7M | $-17.2M | ||
| Q1 25 | $8.0M | $7.8M | ||
| Q4 24 | $12.3M | — | ||
| Q3 24 | $11.6M | $4.7M | ||
| Q2 24 | $6.4M | $8.3M | ||
| Q1 24 | $1.9M | $7.1M |
毛利率EVERRGR
| Q4 25 | 97.7% | 17.8% | ||
| Q3 25 | 97.3% | 15.1% | ||
| Q2 25 | 96.9% | 3.9% | ||
| Q1 25 | 96.8% | 22.0% | ||
| Q4 24 | 96.3% | 22.8% | ||
| Q3 24 | 96.2% | 18.5% | ||
| Q2 24 | 95.7% | 22.3% | ||
| Q1 24 | 94.5% | 21.5% |
营业利润率EVERRGR
| Q4 25 | 9.5% | 2.3% | ||
| Q3 25 | 10.1% | -2.7% | ||
| Q2 25 | 9.0% | -15.6% | ||
| Q1 25 | 4.8% | 6.2% | ||
| Q4 24 | 8.2% | 7.8% | ||
| Q3 24 | 8.1% | 3.1% | ||
| Q2 24 | 5.4% | 6.9% | ||
| Q1 24 | 1.9% | 5.5% |
净利率EVERRGR
| Q4 25 | 29.6% | — | ||
| Q3 25 | 10.8% | 1.2% | ||
| Q2 25 | 9.4% | -13.0% | ||
| Q1 25 | 4.8% | 5.7% | ||
| Q4 24 | 8.3% | — | ||
| Q3 24 | 8.0% | 3.9% | ||
| Q2 24 | 5.5% | 6.3% | ||
| Q1 24 | 2.1% | 5.2% |
每股收益（稀释后）EVERRGR
| Q4 25 | $1.53 | $0.22 | ||
| Q3 25 | $0.50 | $0.10 | ||
| Q2 25 | $0.39 | $-1.05 | ||
| Q1 25 | $0.21 | $0.46 | ||
| Q4 24 | $0.35 | $0.62 | ||
| Q3 24 | $0.31 | $0.28 | ||
| Q2 24 | $0.17 | $0.47 | ||
| Q1 24 | $0.05 | $0.40 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $171.4M | $92.5M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $238.0M | $283.8M |
| 总资产 | $326.9M | $342.0M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资EVERRGR
| Q4 25 | $171.4M | $92.5M | ||
| Q3 25 | $145.8M | $80.8M | ||
| Q2 25 | $148.2M | $101.4M | ||
| Q1 25 | $125.0M | $108.3M | ||
| Q4 24 | $102.1M | $105.5M | ||
| Q3 24 | $82.8M | $96.0M | ||
| Q2 24 | $60.9M | $105.6M | ||
| Q1 24 | $48.6M | $115.3M |
股东权益EVERRGR
| Q4 25 | $238.0M | $283.8M | ||
| Q3 25 | $174.9M | $279.6M | ||
| Q2 25 | $170.3M | $289.3M | ||
| Q1 25 | $149.5M | $321.5M | ||
| Q4 24 | $135.4M | $319.6M | ||
| Q3 24 | $117.7M | $314.9M | ||
| Q2 24 | $100.8M | $321.5M | ||
| Q1 24 | $88.3M | $332.0M |
总资产EVERRGR
| Q4 25 | $326.9M | $342.0M | ||
| Q3 25 | $256.1M | $342.3M | ||
| Q2 25 | $241.4M | $349.5M | ||
| Q1 25 | $232.1M | $379.0M | ||
| Q4 24 | $210.5M | $384.0M | ||
| Q3 24 | $180.5M | $373.5M | ||
| Q2 24 | $158.0M | $376.7M | ||
| Q1 24 | $135.4M | $385.0M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $27.0M | $15.5M |
| 自由现金流经营现金流 - 资本支出 | $25.8M | $12.3M |
| 自由现金流率自由现金流/营收 | 13.2% | 8.2% |
| 资本支出强度资本支出/营收 | 0.6% | 2.1% |
| 现金转化率经营现金流/净利润 | 0.47× | — |
| 过去12个月自由现金流最近4个季度 | $90.3M | $38.5M |
8季度趋势，按日历期对齐
经营现金流EVERRGR
| Q4 25 | $27.0M | $15.5M | ||
| Q3 25 | $19.8M | $12.9M | ||
| Q2 25 | $25.3M | $14.7M | ||
| Q1 25 | $23.3M | $11.1M | ||
| Q4 24 | $20.1M | $20.0M | ||
| Q3 24 | $23.6M | $9.4M | ||
| Q2 24 | $12.4M | $18.7M | ||
| Q1 24 | $10.4M | $7.3M |
自由现金流EVERRGR
| Q4 25 | $25.8M | $12.3M | ||
| Q3 25 | $18.5M | $7.0M | ||
| Q2 25 | $23.8M | $9.1M | ||
| Q1 25 | $22.2M | $10.0M | ||
| Q4 24 | $19.1M | $16.4M | ||
| Q3 24 | $22.1M | $2.6M | ||
| Q2 24 | $11.5M | $10.1M | ||
| Q1 24 | $9.7M | $5.6M |
自由现金流率EVERRGR
| Q4 25 | 13.2% | 8.2% | ||
| Q3 25 | 10.6% | 5.5% | ||
| Q2 25 | 15.2% | 6.9% | ||
| Q1 25 | 13.3% | 7.4% | ||
| Q4 24 | 13.0% | 11.2% | ||
| Q3 24 | 15.3% | 2.1% | ||
| Q2 24 | 9.8% | 7.7% | ||
| Q1 24 | 10.6% | 4.1% |
资本支出强度EVERRGR
| Q4 25 | 0.6% | 2.1% | ||
| Q3 25 | 0.7% | 4.6% | ||
| Q2 25 | 0.9% | 4.2% | ||
| Q1 25 | 0.7% | 0.8% | ||
| Q4 24 | 0.7% | 2.5% | ||
| Q3 24 | 1.0% | 5.5% | ||
| Q2 24 | 0.7% | 6.6% | ||
| Q1 24 | 0.8% | 1.3% |
现金转化率EVERRGR
| Q4 25 | 0.47× | — | ||
| Q3 25 | 1.05× | 8.15× | ||
| Q2 25 | 1.72× | — | ||
| Q1 25 | 2.92× | 1.43× | ||
| Q4 24 | 1.64× | — | ||
| Q3 24 | 2.04× | 1.98× | ||
| Q2 24 | 1.93× | 2.27× | ||
| Q1 24 | 5.47× | 1.04× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EVER
| Automotive | $179.9M | 92% |
| Home And Renters | $15.4M | 8% |
RGR
| Firearms | $150.6M | 100% |
| Castings | $7.3M | 5% |
