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EVERTEC, Inc.（EVTC）与Mativ Holdings, Inc.（MATV）财务数据对比。点击上方公司名可切换其他公司
Mativ Holdings, Inc.的季度营收约是EVERTEC, Inc.的1.9倍（$463.1M vs $244.8M），Mativ Holdings, Inc.净利率更高（21.8% vs 15.1%，领先6.6%），EVERTEC, Inc.同比增速更快（13.1% vs 1.0%），EVERTEC, Inc.自由现金流更多（$63.7M vs $8.0M），过去两年EVERTEC, Inc.的营收复合增速更高（9.2% vs -3.8%）
EVERTEC Inc.是总部位于波多黎各的领先全品类支付技术与交易处理服务商，主要面向拉丁美洲及加勒比地区的金融机构、零售商户和政府客户，提供商户收单、电子资金转账、数字支付解决方案及业务流程外包服务。
Mativ Holdings是一家全球特种材料制造商，主要生产高性能先进聚合物、无纺布、过滤解决方案及功能性涂层材料，服务医疗、工业、消费品、航空航天、能源等领域，业务遍及北美、欧洲及亚太地区。
EVTC vs MATV — 直观对比
营收规模更大
MATV
是对方的1.9倍
$244.8M
营收增速更快
EVTC
高出12.2%
1.0%
净利率更高
MATV
高出6.6%
15.1%
自由现金流更多
EVTC
多$55.7M
$8.0M
两年增速更快
EVTC
近两年复合增速
-3.8%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $244.8M | $463.1M |
| 净利润 | $37.0M | $100.8M |
| 毛利率 | — | 18.8% |
| 营业利润率 | 17.6% | 2.2% |
| 净利率 | 15.1% | 21.8% |
| 营收同比 | 13.1% | 1.0% |
| 净利润同比 | -8.9% | 6620.0% |
| 每股收益（稀释后） | $0.57 | $1.87 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EVTCMATV
| Q4 25 | $244.8M | $463.1M | ||
| Q3 25 | $228.6M | $513.7M | ||
| Q2 25 | $229.6M | $525.4M | ||
| Q1 25 | $228.8M | $484.8M | ||
| Q4 24 | $216.4M | $458.6M | ||
| Q3 24 | $211.8M | $498.5M | ||
| Q2 24 | $212.0M | $523.8M | ||
| Q1 24 | $205.3M | $500.2M |
净利润EVTCMATV
| Q4 25 | $37.0M | $100.8M | ||
| Q3 25 | $32.9M | $-3.2M | ||
| Q2 25 | $40.5M | $-9.5M | ||
| Q1 25 | $32.7M | $-425.5M | ||
| Q4 24 | $40.7M | $1.5M | ||
| Q3 24 | $24.7M | $-20.8M | ||
| Q2 24 | $31.9M | $-1.4M | ||
| Q1 24 | $16.0M | $-28.0M |
毛利率EVTCMATV
| Q4 25 | — | 18.8% | ||
| Q3 25 | — | 19.3% | ||
| Q2 25 | — | 19.7% | ||
| Q1 25 | — | 15.0% | ||
| Q4 24 | — | 16.9% | ||
| Q3 24 | — | 18.8% | ||
| Q2 24 | — | 20.8% | ||
| Q1 24 | — | 16.8% |
营业利润率EVTCMATV
| Q4 25 | 17.6% | 2.2% | ||
| Q3 25 | 16.5% | 3.1% | ||
| Q2 25 | 24.4% | 3.8% | ||
| Q1 25 | 21.6% | -88.8% | ||
| Q4 24 | 22.2% | 0.6% | ||
| Q3 24 | 19.6% | 1.4% | ||
| Q2 24 | 20.5% | 2.0% | ||
| Q1 24 | 16.0% | -2.8% |
净利率EVTCMATV
| Q4 25 | 15.1% | 21.8% | ||
| Q3 25 | 14.4% | -0.6% | ||
| Q2 25 | 17.6% | -1.8% | ||
| Q1 25 | 14.3% | -87.8% | ||
| Q4 24 | 18.8% | 0.3% | ||
| Q3 24 | 11.7% | -4.2% | ||
| Q2 24 | 15.0% | -0.3% | ||
| Q1 24 | 7.8% | -5.6% |
每股收益（稀释后）EVTCMATV
| Q4 25 | $0.57 | $1.87 | ||
| Q3 25 | $0.51 | $-0.06 | ||
| Q2 25 | $0.62 | $-0.18 | ||
| Q1 25 | $0.50 | $-7.82 | ||
| Q4 24 | $0.62 | $0.03 | ||
| Q3 24 | $0.38 | $-0.38 | ||
| Q2 24 | $0.49 | $-0.03 | ||
| Q1 24 | $0.24 | $-0.52 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $306.0M | $84.2M |
| 总债务越低越好 | — | $1.0B |
| 股东权益账面价值 | $621.6M | $498.7M |
| 总资产 | $2.2B | $2.1B |
| 负债/权益比越低杠杆越低 | — | 2.07× |
8季度趋势，按日历期对齐
现金及短期投资EVTCMATV
| Q4 25 | $306.0M | $84.2M | ||
| Q3 25 | $474.7M | $97.1M | ||
| Q2 25 | $290.6M | $95.6M | ||
| Q1 25 | $265.9M | $84.0M | ||
| Q4 24 | $273.6M | $94.3M | ||
| Q3 24 | $275.4M | $162.2M | ||
| Q2 24 | $257.7M | $133.4M | ||
| Q1 24 | $293.7M | $128.9M |
总债务EVTCMATV
| Q4 25 | — | $1.0B | ||
| Q3 25 | — | $1.0B | ||
| Q2 25 | — | $1.1B | ||
| Q1 25 | — | $1.1B | ||
| Q4 24 | — | $1.1B | ||
| Q3 24 | — | $1.2B | ||
| Q2 24 | — | $1.2B | ||
| Q1 24 | — | $1.2B |
股东权益EVTCMATV
| Q4 25 | $621.6M | $498.7M | ||
| Q3 25 | $663.8M | $397.4M | ||
| Q2 25 | $612.3M | $416.6M | ||
| Q1 25 | $542.1M | $428.2M | ||
| Q4 24 | $472.5M | $858.5M | ||
| Q3 24 | $502.6M | $882.3M | ||
| Q2 24 | $483.4M | $898.0M | ||
| Q1 24 | $507.3M | $906.9M |
总资产EVTCMATV
| Q4 25 | $2.2B | $2.1B | ||
| Q3 25 | $2.1B | $2.0B | ||
| Q2 25 | $2.0B | $2.1B | ||
| Q1 25 | $1.9B | $2.1B | ||
| Q4 24 | $1.9B | $2.4B | ||
| Q3 24 | $1.9B | $2.6B | ||
| Q2 24 | $1.9B | $2.6B | ||
| Q1 24 | $2.0B | $2.7B |
负债/权益比EVTCMATV
| Q4 25 | — | 2.07× | ||
| Q3 25 | — | 2.63× | ||
| Q2 25 | — | 2.66× | ||
| Q1 25 | — | 2.67× | ||
| Q4 24 | — | 1.30× | ||
| Q3 24 | — | 1.32× | ||
| Q2 24 | — | 1.29× | ||
| Q1 24 | — | 1.30× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $70.0M | $19.3M |
| 自由现金流经营现金流 - 资本支出 | $63.7M | $8.0M |
| 自由现金流率自由现金流/营收 | 26.0% | 1.7% |
| 资本支出强度资本支出/营收 | 2.6% | 2.4% |
| 现金转化率经营现金流/净利润 | 1.89× | 0.19× |
| 过去12个月自由现金流最近4个季度 | $203.7M | $93.8M |
8季度趋势，按日历期对齐
经营现金流EVTCMATV
| Q4 25 | $70.0M | $19.3M | ||
| Q3 25 | $70.9M | $72.8M | ||
| Q2 25 | $48.5M | $57.6M | ||
| Q1 25 | $37.6M | $-15.9M | ||
| Q4 24 | $75.2M | $24.1M | ||
| Q3 24 | $53.6M | $37.6M | ||
| Q2 24 | $90.6M | $46.1M | ||
| Q1 24 | $40.7M | $-13.0M |
自由现金流EVTCMATV
| Q4 25 | $63.7M | $8.0M | ||
| Q3 25 | $65.3M | $66.7M | ||
| Q2 25 | $43.5M | $48.9M | ||
| Q1 25 | $31.2M | $-29.8M | ||
| Q4 24 | $70.8M | $2.0M | ||
| Q3 24 | $49.7M | $25.5M | ||
| Q2 24 | $78.8M | $37.4M | ||
| Q1 24 | $35.3M | $-25.1M |
自由现金流率EVTCMATV
| Q4 25 | 26.0% | 1.7% | ||
| Q3 25 | 28.5% | 13.0% | ||
| Q2 25 | 18.9% | 9.3% | ||
| Q1 25 | 13.7% | -6.1% | ||
| Q4 24 | 32.7% | 0.4% | ||
| Q3 24 | 23.5% | 5.1% | ||
| Q2 24 | 37.2% | 7.1% | ||
| Q1 24 | 17.2% | -5.0% |
资本支出强度EVTCMATV
| Q4 25 | 2.6% | 2.4% | ||
| Q3 25 | 2.5% | 1.2% | ||
| Q2 25 | 2.2% | 1.7% | ||
| Q1 25 | 2.8% | 2.9% | ||
| Q4 24 | 2.0% | 4.8% | ||
| Q3 24 | 1.8% | 2.4% | ||
| Q2 24 | 5.6% | 1.7% | ||
| Q1 24 | 2.6% | 2.4% |
现金转化率EVTCMATV
| Q4 25 | 1.89× | 0.19× | ||
| Q3 25 | 2.16× | — | ||
| Q2 25 | 1.20× | — | ||
| Q1 25 | 1.15× | — | ||
| Q4 24 | 1.85× | 16.07× | ||
| Q3 24 | 2.17× | — | ||
| Q2 24 | 2.84× | — | ||
| Q1 24 | 2.55× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EVTC
| Latin America Payments And Solutions | $101.5M | 41% |
| Business Solutions | $58.3M | 24% |
| Merchant Acquiring Net | $48.2M | 20% |
| Payment Services Puerto Rico Caribbean | $36.8M | 15% |
| Transferred At Point In Time | $4.0M | 2% |
MATV
| Other | $208.7M | 45% |
| SAS Segment | $157.4M | 34% |
| FAM Segment | $97.0M | 21% |
