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EVERTEC, Inc.（EVTC）与RBC Bearings INC（RBC）财务数据对比。点击上方公司名可切换其他公司
RBC Bearings INC的季度营收约是EVERTEC, Inc.的1.9倍（$461.6M vs $244.8M），EVERTEC, Inc.净利率更高（15.1% vs 14.6%，领先0.5%），RBC Bearings INC同比增速更快（17.0% vs 13.1%），RBC Bearings INC自由现金流更多（$99.1M vs $63.7M），过去两年EVERTEC, Inc.的营收复合增速更高（9.2% vs 5.6%）
EVERTEC Inc.是总部位于波多黎各的领先全品类支付技术与交易处理服务商，主要面向拉丁美洲及加勒比地区的金融机构、零售商户和政府客户，提供商户收单、电子资金转账、数字支付解决方案及业务流程外包服务。
该文本实际介绍的并非RBC Bearings，而是美国多佛公司。多佛是一家工业产品综合制造商，1955年成立，总部位于伊利诺伊州当纳斯格罗夫。2021年其业务分为五大板块：工程产品、清洁能源与加注、成像与识别、泵与工艺解决方案、气候与可持续技术，是标普500成分股，在纽约证券交易所上市。
EVTC vs RBC — 直观对比
营收规模更大
RBC
是对方的1.9倍
$244.8M
营收增速更快
RBC
高出3.9%
13.1%
净利率更高
EVTC
高出0.5%
14.6%
自由现金流更多
RBC
多$35.4M
$63.7M
两年增速更快
EVTC
近两年复合增速
5.6%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $244.8M | $461.6M |
| 净利润 | $37.0M | $67.4M |
| 毛利率 | — | 44.3% |
| 营业利润率 | 17.6% | 22.3% |
| 净利率 | 15.1% | 14.6% |
| 营收同比 | 13.1% | 17.0% |
| 净利润同比 | -8.9% | 16.4% |
| 每股收益（稀释后） | $0.57 | $2.13 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EVTCRBC
| Q4 25 | $244.8M | $461.6M | ||
| Q3 25 | $228.6M | $455.3M | ||
| Q2 25 | $229.6M | $436.0M | ||
| Q1 25 | $228.8M | $437.7M | ||
| Q4 24 | $216.4M | $394.4M | ||
| Q3 24 | $211.8M | $397.9M | ||
| Q2 24 | $212.0M | $406.3M | ||
| Q1 24 | $205.3M | $413.7M |
净利润EVTCRBC
| Q4 25 | $37.0M | $67.4M | ||
| Q3 25 | $32.9M | $60.0M | ||
| Q2 25 | $40.5M | $68.5M | ||
| Q1 25 | $32.7M | $72.7M | ||
| Q4 24 | $40.7M | $57.9M | ||
| Q3 24 | $24.7M | $54.2M | ||
| Q2 24 | $31.9M | $61.4M | ||
| Q1 24 | $16.0M | — |
毛利率EVTCRBC
| Q4 25 | — | 44.3% | ||
| Q3 25 | — | 44.1% | ||
| Q2 25 | — | 44.8% | ||
| Q1 25 | — | 44.2% | ||
| Q4 24 | — | 44.3% | ||
| Q3 24 | — | 43.7% | ||
| Q2 24 | — | 45.3% | ||
| Q1 24 | — | 43.1% |
营业利润率EVTCRBC
| Q4 25 | 17.6% | 22.3% | ||
| Q3 25 | 16.5% | 21.5% | ||
| Q2 25 | 24.4% | 23.2% | ||
| Q1 25 | 21.6% | 23.0% | ||
| Q4 24 | 22.2% | 21.7% | ||
| Q3 24 | 19.6% | 21.6% | ||
| Q2 24 | 20.5% | 24.0% | ||
| Q1 24 | 16.0% | 22.8% |
净利率EVTCRBC
| Q4 25 | 15.1% | 14.6% | ||
| Q3 25 | 14.4% | 13.2% | ||
| Q2 25 | 17.6% | 15.7% | ||
| Q1 25 | 14.3% | 16.6% | ||
| Q4 24 | 18.8% | 14.7% | ||
| Q3 24 | 11.7% | 13.6% | ||
| Q2 24 | 15.0% | 15.1% | ||
| Q1 24 | 7.8% | — |
每股收益（稀释后）EVTCRBC
| Q4 25 | $0.57 | $2.13 | ||
| Q3 25 | $0.51 | $1.90 | ||
| Q2 25 | $0.62 | $2.17 | ||
| Q1 25 | $0.50 | $2.33 | ||
| Q4 24 | $0.62 | $1.82 | ||
| Q3 24 | $0.38 | $1.65 | ||
| Q2 24 | $0.49 | $1.90 | ||
| Q1 24 | $0.24 | $1.92 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $306.0M | $107.6M |
| 总债务越低越好 | — | $990.2M |
| 股东权益账面价值 | $621.6M | $3.3B |
| 总资产 | $2.2B | $5.1B |
| 负债/权益比越低杠杆越低 | — | 0.30× |
8季度趋势，按日历期对齐
现金及短期投资EVTCRBC
| Q4 25 | $306.0M | $107.6M | ||
| Q3 25 | $474.7M | $91.2M | ||
| Q2 25 | $290.6M | $132.9M | ||
| Q1 25 | $265.9M | $36.8M | ||
| Q4 24 | $273.6M | — | ||
| Q3 24 | $275.4M | — | ||
| Q2 24 | $257.7M | $76.8M | ||
| Q1 24 | $293.7M | $63.5M |
总债务EVTCRBC
| Q4 25 | — | $990.2M | ||
| Q3 25 | — | $1.1B | ||
| Q2 25 | — | $915.6M | ||
| Q1 25 | — | $920.1M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | $1.2B |
股东权益EVTCRBC
| Q4 25 | $621.6M | $3.3B | ||
| Q3 25 | $663.8M | $3.2B | ||
| Q2 25 | $612.3M | $3.1B | ||
| Q1 25 | $542.1M | $3.0B | ||
| Q4 24 | $472.5M | $2.9B | ||
| Q3 24 | $502.6M | $2.9B | ||
| Q2 24 | $483.4M | $2.8B | ||
| Q1 24 | $507.3M | $2.8B |
总资产EVTCRBC
| Q4 25 | $2.2B | $5.1B | ||
| Q3 25 | $2.1B | $5.1B | ||
| Q2 25 | $2.0B | $4.8B | ||
| Q1 25 | $1.9B | $4.7B | ||
| Q4 24 | $1.9B | $4.7B | ||
| Q3 24 | $1.9B | $4.7B | ||
| Q2 24 | $1.9B | $4.7B | ||
| Q1 24 | $2.0B | $4.7B |
负债/权益比EVTCRBC
| Q4 25 | — | 0.30× | ||
| Q3 25 | — | 0.34× | ||
| Q2 25 | — | 0.29× | ||
| Q1 25 | — | 0.30× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | 0.43× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $70.0M | $122.1M |
| 自由现金流经营现金流 - 资本支出 | $63.7M | $99.1M |
| 自由现金流率自由现金流/营收 | 26.0% | 21.5% |
| 资本支出强度资本支出/营收 | 2.6% | 5.0% |
| 现金转化率经营现金流/净利润 | 1.89× | 1.81× |
| 过去12个月自由现金流最近4个季度 | $203.7M | — |
8季度趋势，按日历期对齐
经营现金流EVTCRBC
| Q4 25 | $70.0M | $122.1M | ||
| Q3 25 | $70.9M | $88.4M | ||
| Q2 25 | $48.5M | $120.0M | ||
| Q1 25 | $37.6M | — | ||
| Q4 24 | $75.2M | $84.0M | ||
| Q3 24 | $53.6M | — | ||
| Q2 24 | $90.6M | $97.4M | ||
| Q1 24 | $40.7M | — |
自由现金流EVTCRBC
| Q4 25 | $63.7M | $99.1M | ||
| Q3 25 | $65.3M | $71.7M | ||
| Q2 25 | $43.5M | $104.3M | ||
| Q1 25 | $31.2M | — | ||
| Q4 24 | $70.8M | $73.6M | ||
| Q3 24 | $49.7M | — | ||
| Q2 24 | $78.8M | $88.4M | ||
| Q1 24 | $35.3M | — |
自由现金流率EVTCRBC
| Q4 25 | 26.0% | 21.5% | ||
| Q3 25 | 28.5% | 15.7% | ||
| Q2 25 | 18.9% | 23.9% | ||
| Q1 25 | 13.7% | — | ||
| Q4 24 | 32.7% | 18.7% | ||
| Q3 24 | 23.5% | — | ||
| Q2 24 | 37.2% | 21.8% | ||
| Q1 24 | 17.2% | — |
资本支出强度EVTCRBC
| Q4 25 | 2.6% | 5.0% | ||
| Q3 25 | 2.5% | 3.7% | ||
| Q2 25 | 2.2% | 3.6% | ||
| Q1 25 | 2.8% | 3.2% | ||
| Q4 24 | 2.0% | 2.6% | ||
| Q3 24 | 1.8% | 4.1% | ||
| Q2 24 | 5.6% | 2.2% | ||
| Q1 24 | 2.6% | — |
现金转化率EVTCRBC
| Q4 25 | 1.89× | 1.81× | ||
| Q3 25 | 2.16× | 1.47× | ||
| Q2 25 | 1.20× | 1.75× | ||
| Q1 25 | 1.15× | — | ||
| Q4 24 | 1.85× | 1.45× | ||
| Q3 24 | 2.17× | — | ||
| Q2 24 | 2.84× | 1.59× | ||
| Q1 24 | 2.55× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EVTC
| Latin America Payments And Solutions | $101.5M | 41% |
| Business Solutions | $58.3M | 24% |
| Merchant Acquiring Net | $48.2M | 20% |
| Payment Services Puerto Rico Caribbean | $36.8M | 15% |
| Transferred At Point In Time | $4.0M | 2% |
RBC
| Domestic | $413.3M | 90% |
| Foreign | $48.3M | 10% |
