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EVERTEC, Inc.（EVTC）与Remitly Global, Inc.（RELY）财务数据对比。点击上方公司名可切换其他公司
Remitly Global, Inc.的季度营收约是EVERTEC, Inc.的1.8倍（$442.2M vs $244.8M），EVERTEC, Inc.净利率更高（15.1% vs 9.3%，领先5.8%），Remitly Global, Inc.同比增速更快（25.7% vs 13.1%），Remitly Global, Inc.自由现金流更多（$143.3M vs $63.7M），过去两年Remitly Global, Inc.的营收复合增速更高（28.2% vs 9.2%）
EVERTEC Inc.是总部位于波多黎各的领先全品类支付技术与交易处理服务商，主要面向拉丁美洲及加勒比地区的金融机构、零售商户和政府客户，提供商户收单、电子资金转账、数字支付解决方案及业务流程外包服务。
Remitly Global是总部位于美国西雅图的跨境汇款服务提供商，2011年由马修·奥本海默、乔希·哈格与希瓦斯·古拉蒂共同创立，主要为用户提供覆盖全球170多个国家和地区的国际汇款服务，2021年9月在纳斯达克交易所上市。
EVTC vs RELY — 直观对比
营收规模更大
RELY
是对方的1.8倍
$244.8M
营收增速更快
RELY
高出12.5%
13.1%
净利率更高
EVTC
高出5.8%
9.3%
自由现金流更多
RELY
多$79.6M
$63.7M
两年增速更快
RELY
近两年复合增速
9.2%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $244.8M | $442.2M |
| 净利润 | $37.0M | $41.2M |
| 毛利率 | — | — |
| 营业利润率 | 17.6% | 8.8% |
| 净利率 | 15.1% | 9.3% |
| 营收同比 | 13.1% | 25.7% |
| 净利润同比 | -8.9% | 820.1% |
| 每股收益（稀释后） | $0.57 | $0.19 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EVTCRELY
| Q4 25 | $244.8M | $442.2M | ||
| Q3 25 | $228.6M | $419.5M | ||
| Q2 25 | $229.6M | $411.9M | ||
| Q1 25 | $228.8M | $361.6M | ||
| Q4 24 | $216.4M | $351.9M | ||
| Q3 24 | $211.8M | $336.5M | ||
| Q2 24 | $212.0M | $306.4M | ||
| Q1 24 | $205.3M | $269.1M |
净利润EVTCRELY
| Q4 25 | $37.0M | $41.2M | ||
| Q3 25 | $32.9M | $8.8M | ||
| Q2 25 | $40.5M | $6.5M | ||
| Q1 25 | $32.7M | $11.4M | ||
| Q4 24 | $40.7M | $-5.7M | ||
| Q3 24 | $24.7M | $1.9M | ||
| Q2 24 | $31.9M | $-12.1M | ||
| Q1 24 | $16.0M | $-21.1M |
营业利润率EVTCRELY
| Q4 25 | 17.6% | 8.8% | ||
| Q3 25 | 16.5% | 2.8% | ||
| Q2 25 | 24.4% | 3.6% | ||
| Q1 25 | 21.6% | 3.4% | ||
| Q4 24 | 22.2% | -1.1% | ||
| Q3 24 | 19.6% | 0.1% | ||
| Q2 24 | 20.5% | -5.1% | ||
| Q1 24 | 16.0% | -7.4% |
净利率EVTCRELY
| Q4 25 | 15.1% | 9.3% | ||
| Q3 25 | 14.4% | 2.1% | ||
| Q2 25 | 17.6% | 1.6% | ||
| Q1 25 | 14.3% | 3.1% | ||
| Q4 24 | 18.8% | -1.6% | ||
| Q3 24 | 11.7% | 0.6% | ||
| Q2 24 | 15.0% | -3.9% | ||
| Q1 24 | 7.8% | -7.8% |
每股收益（稀释后）EVTCRELY
| Q4 25 | $0.57 | $0.19 | ||
| Q3 25 | $0.51 | $0.04 | ||
| Q2 25 | $0.62 | $0.03 | ||
| Q1 25 | $0.50 | $0.05 | ||
| Q4 24 | $0.62 | $-0.03 | ||
| Q3 24 | $0.38 | $0.01 | ||
| Q2 24 | $0.49 | $-0.06 | ||
| Q1 24 | $0.24 | $-0.11 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $306.0M | $542.4M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $621.6M | $868.8M |
| 总资产 | $2.2B | $1.5B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资EVTCRELY
| Q4 25 | $306.0M | $542.4M | ||
| Q3 25 | $474.7M | $476.9M | ||
| Q2 25 | $290.6M | $515.9M | ||
| Q1 25 | $265.9M | $493.9M | ||
| Q4 24 | $273.6M | $368.1M | ||
| Q3 24 | $275.4M | $324.4M | ||
| Q2 24 | $257.7M | $185.2M | ||
| Q1 24 | $293.7M | $286.0M |
股东权益EVTCRELY
| Q4 25 | $621.6M | $868.8M | ||
| Q3 25 | $663.8M | $797.2M | ||
| Q2 25 | $612.3M | $764.9M | ||
| Q1 25 | $542.1M | $723.5M | ||
| Q4 24 | $472.5M | $665.5M | ||
| Q3 24 | $502.6M | $630.8M | ||
| Q2 24 | $483.4M | $578.9M | ||
| Q1 24 | $507.3M | $549.4M |
总资产EVTCRELY
| Q4 25 | $2.2B | $1.5B | ||
| Q3 25 | $2.1B | $1.2B | ||
| Q2 25 | $2.0B | $1.2B | ||
| Q1 25 | $1.9B | $1.1B | ||
| Q4 24 | $1.9B | $1.0B | ||
| Q3 24 | $1.9B | $970.4M | ||
| Q2 24 | $1.9B | $950.2M | ||
| Q1 24 | $2.0B | $1.1B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $70.0M | $149.6M |
| 自由现金流经营现金流 - 资本支出 | $63.7M | $143.3M |
| 自由现金流率自由现金流/营收 | 26.0% | 32.4% |
| 资本支出强度资本支出/营收 | 2.6% | 1.4% |
| 现金转化率经营现金流/净利润 | 1.89× | 3.63× |
| 过去12个月自由现金流最近4个季度 | $203.7M | $288.7M |
8季度趋势，按日历期对齐
经营现金流EVTCRELY
| Q4 25 | $70.0M | $149.6M | ||
| Q3 25 | $70.9M | $1.4M | ||
| Q2 25 | $48.5M | $41.2M | ||
| Q1 25 | $37.6M | $132.9M | ||
| Q4 24 | $75.2M | $-27.3M | ||
| Q3 24 | $53.6M | $146.8M | ||
| Q2 24 | $90.6M | $48.9M | ||
| Q1 24 | $40.7M | $-56.8M |
自由现金流EVTCRELY
| Q4 25 | $63.7M | $143.3M | ||
| Q3 25 | $65.3M | $-2.1M | ||
| Q2 25 | $43.5M | $28.6M | ||
| Q1 25 | $31.2M | $118.9M | ||
| Q4 24 | $70.8M | $-30.1M | ||
| Q3 24 | $49.7M | $145.6M | ||
| Q2 24 | $78.8M | $47.8M | ||
| Q1 24 | $35.3M | $-57.8M |
自由现金流率EVTCRELY
| Q4 25 | 26.0% | 32.4% | ||
| Q3 25 | 28.5% | -0.5% | ||
| Q2 25 | 18.9% | 6.9% | ||
| Q1 25 | 13.7% | 32.9% | ||
| Q4 24 | 32.7% | -8.5% | ||
| Q3 24 | 23.5% | 43.3% | ||
| Q2 24 | 37.2% | 15.6% | ||
| Q1 24 | 17.2% | -21.5% |
资本支出强度EVTCRELY
| Q4 25 | 2.6% | 1.4% | ||
| Q3 25 | 2.5% | 0.8% | ||
| Q2 25 | 2.2% | 3.1% | ||
| Q1 25 | 2.8% | 3.9% | ||
| Q4 24 | 2.0% | 0.8% | ||
| Q3 24 | 1.8% | 0.3% | ||
| Q2 24 | 5.6% | 0.4% | ||
| Q1 24 | 2.6% | 0.4% |
现金转化率EVTCRELY
| Q4 25 | 1.89× | 3.63× | ||
| Q3 25 | 2.16× | 0.16× | ||
| Q2 25 | 1.20× | 6.30× | ||
| Q1 25 | 1.15× | 11.71× | ||
| Q4 24 | 1.85× | — | ||
| Q3 24 | 2.17× | 76.56× | ||
| Q2 24 | 2.84× | — | ||
| Q1 24 | 2.55× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EVTC
| Latin America Payments And Solutions | $101.5M | 41% |
| Business Solutions | $58.3M | 24% |
| Merchant Acquiring Net | $48.2M | 20% |
| Payment Services Puerto Rico Caribbean | $36.8M | 15% |
| Transferred At Point In Time | $4.0M | 2% |
RELY
暂无分部数据
