vs
EVERTEC, Inc.（EVTC）与ROYAL GOLD INC（RGLD）财务数据对比。点击上方公司名可切换其他公司
ROYAL GOLD INC的季度营收约是EVERTEC, Inc.的1.5倍（$375.3M vs $244.8M），ROYAL GOLD INC净利率更高（24.9% vs 15.1%，领先9.8%），ROYAL GOLD INC同比增速更快（85.3% vs 13.1%），过去两年ROYAL GOLD INC的营收复合增速更高（58.8% vs 9.2%）
EVERTEC Inc.是总部位于波多黎各的领先全品类支付技术与交易处理服务商，主要面向拉丁美洲及加勒比地区的金融机构、零售商户和政府客户，提供商户收单、电子资金转账、数字支付解决方案及业务流程外包服务。
Royal Gold Inc.是全球领先的贵金属流权与特许权经营企业，收购并管理多元化的矿业项目流权、净熔炼收益特许权及相关权益，资产覆盖黄金、白银、铜等品类，业务遍及多地区，无需直接承担采矿运营风险。
EVTC vs RGLD — 直观对比
营收规模更大
RGLD
是对方的1.5倍
$244.8M
营收增速更快
RGLD
高出72.1%
13.1%
净利率更高
RGLD
高出9.8%
15.1%
两年增速更快
RGLD
近两年复合增速
9.2%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $244.8M | $375.3M |
| 净利润 | $37.0M | $93.6M |
| 毛利率 | — | 64.6% |
| 营业利润率 | 17.6% | 56.2% |
| 净利率 | 15.1% | 24.9% |
| 营收同比 | 13.1% | 85.3% |
| 净利润同比 | -8.9% | -12.8% |
| 每股收益（稀释后） | $0.57 | $1.04 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EVTCRGLD
| Q4 25 | $244.8M | $375.3M | ||
| Q3 25 | $228.6M | $252.1M | ||
| Q2 25 | $229.6M | $209.6M | ||
| Q1 25 | $228.8M | $193.4M | ||
| Q4 24 | $216.4M | $202.6M | ||
| Q3 24 | $211.8M | $193.8M | ||
| Q2 24 | $212.0M | $174.1M | ||
| Q1 24 | $205.3M | $148.9M |
净利润EVTCRGLD
| Q4 25 | $37.0M | $93.6M | ||
| Q3 25 | $32.9M | $126.8M | ||
| Q2 25 | $40.5M | $132.3M | ||
| Q1 25 | $32.7M | $113.5M | ||
| Q4 24 | $40.7M | $107.4M | ||
| Q3 24 | $24.7M | $96.2M | ||
| Q2 24 | $31.9M | $81.2M | ||
| Q1 24 | $16.0M | $47.2M |
毛利率EVTCRGLD
| Q4 25 | — | 64.6% | ||
| Q3 25 | — | 73.6% | ||
| Q2 25 | — | 72.6% | ||
| Q1 25 | — | 69.4% | ||
| Q4 24 | — | 70.3% | ||
| Q3 24 | — | 66.6% | ||
| Q2 24 | — | 64.7% | ||
| Q1 24 | — | 58.4% |
营业利润率EVTCRGLD
| Q4 25 | 17.6% | 56.2% | ||
| Q3 25 | 16.5% | 64.4% | ||
| Q2 25 | 24.4% | 67.7% | ||
| Q1 25 | 21.6% | 63.6% | ||
| Q4 24 | 22.2% | 65.9% | ||
| Q3 24 | 19.6% | 61.3% | ||
| Q2 24 | 20.5% | 58.6% | ||
| Q1 24 | 16.0% | 50.7% |
净利率EVTCRGLD
| Q4 25 | 15.1% | 24.9% | ||
| Q3 25 | 14.4% | 50.3% | ||
| Q2 25 | 17.6% | 63.1% | ||
| Q1 25 | 14.3% | 58.7% | ||
| Q4 24 | 18.8% | 53.0% | ||
| Q3 24 | 11.7% | 49.7% | ||
| Q2 24 | 15.0% | 46.6% | ||
| Q1 24 | 7.8% | 31.7% |
每股收益（稀释后）EVTCRGLD
| Q4 25 | $0.57 | $1.04 | ||
| Q3 25 | $0.51 | $1.92 | ||
| Q2 25 | $0.62 | $2.01 | ||
| Q1 25 | $0.50 | $1.72 | ||
| Q4 24 | $0.62 | $1.63 | ||
| Q3 24 | $0.38 | $1.46 | ||
| Q2 24 | $0.49 | $1.23 | ||
| Q1 24 | $0.24 | $0.72 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $306.0M | $233.7M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $621.6M | $7.2B |
| 总资产 | $2.2B | $9.5B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资EVTCRGLD
| Q4 25 | $306.0M | $233.7M | ||
| Q3 25 | $474.7M | $172.8M | ||
| Q2 25 | $290.6M | $248.2M | ||
| Q1 25 | $265.9M | $240.8M | ||
| Q4 24 | $273.6M | $195.5M | ||
| Q3 24 | $275.4M | $127.9M | ||
| Q2 24 | $257.7M | $74.2M | ||
| Q1 24 | $293.7M | $137.9M |
总债务EVTCRGLD
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $0 | ||
| Q2 24 | — | $50.0M | ||
| Q1 24 | — | — |
股东权益EVTCRGLD
| Q4 25 | $621.6M | $7.2B | ||
| Q3 25 | $663.8M | $3.4B | ||
| Q2 25 | $612.3M | $3.3B | ||
| Q1 25 | $542.1M | $3.2B | ||
| Q4 24 | $472.5M | $3.1B | ||
| Q3 24 | $502.6M | $3.0B | ||
| Q2 24 | $483.4M | $3.0B | ||
| Q1 24 | $507.3M | $2.9B |
总资产EVTCRGLD
| Q4 25 | $2.2B | $9.5B | ||
| Q3 25 | $2.1B | $4.5B | ||
| Q2 25 | $2.0B | $3.6B | ||
| Q1 25 | $1.9B | $3.5B | ||
| Q4 24 | $1.9B | $3.4B | ||
| Q3 24 | $1.9B | $3.3B | ||
| Q2 24 | $1.9B | $3.3B | ||
| Q1 24 | $2.0B | $3.3B |
负债/权益比EVTCRGLD
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.00× | ||
| Q2 24 | — | 0.02× | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $70.0M | $241.7M |
| 自由现金流经营现金流 - 资本支出 | $63.7M | — |
| 自由现金流率自由现金流/营收 | 26.0% | — |
| 资本支出强度资本支出/营收 | 2.6% | — |
| 现金转化率经营现金流/净利润 | 1.89× | 2.58× |
| 过去12个月自由现金流最近4个季度 | $203.7M | — |
8季度趋势，按日历期对齐
经营现金流EVTCRGLD
| Q4 25 | $70.0M | $241.7M | ||
| Q3 25 | $70.9M | $174.0M | ||
| Q2 25 | $48.5M | $152.8M | ||
| Q1 25 | $37.6M | $136.4M | ||
| Q4 24 | $75.2M | $141.1M | ||
| Q3 24 | $53.6M | $136.7M | ||
| Q2 24 | $90.6M | $113.5M | ||
| Q1 24 | $40.7M | $138.3M |
自由现金流EVTCRGLD
| Q4 25 | $63.7M | — | ||
| Q3 25 | $65.3M | — | ||
| Q2 25 | $43.5M | — | ||
| Q1 25 | $31.2M | — | ||
| Q4 24 | $70.8M | — | ||
| Q3 24 | $49.7M | — | ||
| Q2 24 | $78.8M | — | ||
| Q1 24 | $35.3M | — |
自由现金流率EVTCRGLD
| Q4 25 | 26.0% | — | ||
| Q3 25 | 28.5% | — | ||
| Q2 25 | 18.9% | — | ||
| Q1 25 | 13.7% | — | ||
| Q4 24 | 32.7% | — | ||
| Q3 24 | 23.5% | — | ||
| Q2 24 | 37.2% | — | ||
| Q1 24 | 17.2% | — |
资本支出强度EVTCRGLD
| Q4 25 | 2.6% | — | ||
| Q3 25 | 2.5% | — | ||
| Q2 25 | 2.2% | — | ||
| Q1 25 | 2.8% | — | ||
| Q4 24 | 2.0% | — | ||
| Q3 24 | 1.8% | — | ||
| Q2 24 | 5.6% | — | ||
| Q1 24 | 2.6% | — |
现金转化率EVTCRGLD
| Q4 25 | 1.89× | 2.58× | ||
| Q3 25 | 2.16× | 1.37× | ||
| Q2 25 | 1.20× | 1.15× | ||
| Q1 25 | 1.15× | 1.20× | ||
| Q4 24 | 1.85× | 1.31× | ||
| Q3 24 | 2.17× | 1.42× | ||
| Q2 24 | 2.84× | 1.40× | ||
| Q1 24 | 2.55× | 2.93× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EVTC
| Latin America Payments And Solutions | $101.5M | 41% |
| Business Solutions | $58.3M | 24% |
| Merchant Acquiring Net | $48.2M | 20% |
| Payment Services Puerto Rico Caribbean | $36.8M | 15% |
| Transferred At Point In Time | $4.0M | 2% |
RGLD
| Gold | $216.9M | 58% |
| Pueblo Viejo | $47.3M | 13% |
| Andacollo | $32.6M | 9% |
| Silver | $32.1M | 9% |
| Other | $27.2M | 7% |
| Copper | $13.7M | 4% |
| Cortez Legacy Zone | $5.4M | 1% |
