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EVERTEC, Inc.（EVTC）与STURM RUGER & CO INC（RGR）财务数据对比。点击上方公司名可切换其他公司
EVERTEC, Inc.的季度营收约是STURM RUGER & CO INC的1.6倍（$244.8M vs $151.1M），EVERTEC, Inc.同比增速更快（13.1% vs 3.6%），EVERTEC, Inc.自由现金流更多（$63.7M vs $12.3M），过去两年EVERTEC, Inc.的营收复合增速更高（9.2% vs 5.1%）
EVERTEC Inc.是总部位于波多黎各的领先全品类支付技术与交易处理服务商，主要面向拉丁美洲及加勒比地区的金融机构、零售商户和政府客户，提供商户收单、电子资金转账、数字支付解决方案及业务流程外包服务。
鲁格公司（Ruger）是总部位于美国康涅狄格州绍斯波特的枪械制造企业，除总部外，还在新罕布什尔州纽波特、北卡罗来纳州梅约丹以及亚利桑那州普雷斯科特设有生产工厂。公司由亚历山大·麦考密克·斯特姆与威廉·B·鲁格于1949年共同创立，自1969年起公开上市交易。
EVTC vs RGR — 直观对比
营收规模更大
EVTC
是对方的1.6倍
$151.1M
营收增速更快
EVTC
高出9.5%
3.6%
自由现金流更多
EVTC
多$51.4M
$12.3M
两年增速更快
EVTC
近两年复合增速
5.1%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $244.8M | $151.1M |
| 净利润 | $37.0M | — |
| 毛利率 | — | 17.8% |
| 营业利润率 | 17.6% | 2.3% |
| 净利率 | 15.1% | — |
| 营收同比 | 13.1% | 3.6% |
| 净利润同比 | -8.9% | — |
| 每股收益（稀释后） | $0.57 | $0.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EVTCRGR
| Q4 25 | $244.8M | $151.1M | ||
| Q3 25 | $228.6M | $126.8M | ||
| Q2 25 | $229.6M | $132.5M | ||
| Q1 25 | $228.8M | $135.7M | ||
| Q4 24 | $216.4M | $145.8M | ||
| Q3 24 | $211.8M | $122.3M | ||
| Q2 24 | $212.0M | $130.8M | ||
| Q1 24 | $205.3M | $136.8M |
净利润EVTCRGR
| Q4 25 | $37.0M | — | ||
| Q3 25 | $32.9M | $1.6M | ||
| Q2 25 | $40.5M | $-17.2M | ||
| Q1 25 | $32.7M | $7.8M | ||
| Q4 24 | $40.7M | — | ||
| Q3 24 | $24.7M | $4.7M | ||
| Q2 24 | $31.9M | $8.3M | ||
| Q1 24 | $16.0M | $7.1M |
毛利率EVTCRGR
| Q4 25 | — | 17.8% | ||
| Q3 25 | — | 15.1% | ||
| Q2 25 | — | 3.9% | ||
| Q1 25 | — | 22.0% | ||
| Q4 24 | — | 22.8% | ||
| Q3 24 | — | 18.5% | ||
| Q2 24 | — | 22.3% | ||
| Q1 24 | — | 21.5% |
营业利润率EVTCRGR
| Q4 25 | 17.6% | 2.3% | ||
| Q3 25 | 16.5% | -2.7% | ||
| Q2 25 | 24.4% | -15.6% | ||
| Q1 25 | 21.6% | 6.2% | ||
| Q4 24 | 22.2% | 7.8% | ||
| Q3 24 | 19.6% | 3.1% | ||
| Q2 24 | 20.5% | 6.9% | ||
| Q1 24 | 16.0% | 5.5% |
净利率EVTCRGR
| Q4 25 | 15.1% | — | ||
| Q3 25 | 14.4% | 1.2% | ||
| Q2 25 | 17.6% | -13.0% | ||
| Q1 25 | 14.3% | 5.7% | ||
| Q4 24 | 18.8% | — | ||
| Q3 24 | 11.7% | 3.9% | ||
| Q2 24 | 15.0% | 6.3% | ||
| Q1 24 | 7.8% | 5.2% |
每股收益（稀释后）EVTCRGR
| Q4 25 | $0.57 | $0.22 | ||
| Q3 25 | $0.51 | $0.10 | ||
| Q2 25 | $0.62 | $-1.05 | ||
| Q1 25 | $0.50 | $0.46 | ||
| Q4 24 | $0.62 | $0.62 | ||
| Q3 24 | $0.38 | $0.28 | ||
| Q2 24 | $0.49 | $0.47 | ||
| Q1 24 | $0.24 | $0.40 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $306.0M | $92.5M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $621.6M | $283.8M |
| 总资产 | $2.2B | $342.0M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资EVTCRGR
| Q4 25 | $306.0M | $92.5M | ||
| Q3 25 | $474.7M | $80.8M | ||
| Q2 25 | $290.6M | $101.4M | ||
| Q1 25 | $265.9M | $108.3M | ||
| Q4 24 | $273.6M | $105.5M | ||
| Q3 24 | $275.4M | $96.0M | ||
| Q2 24 | $257.7M | $105.6M | ||
| Q1 24 | $293.7M | $115.3M |
股东权益EVTCRGR
| Q4 25 | $621.6M | $283.8M | ||
| Q3 25 | $663.8M | $279.6M | ||
| Q2 25 | $612.3M | $289.3M | ||
| Q1 25 | $542.1M | $321.5M | ||
| Q4 24 | $472.5M | $319.6M | ||
| Q3 24 | $502.6M | $314.9M | ||
| Q2 24 | $483.4M | $321.5M | ||
| Q1 24 | $507.3M | $332.0M |
总资产EVTCRGR
| Q4 25 | $2.2B | $342.0M | ||
| Q3 25 | $2.1B | $342.3M | ||
| Q2 25 | $2.0B | $349.5M | ||
| Q1 25 | $1.9B | $379.0M | ||
| Q4 24 | $1.9B | $384.0M | ||
| Q3 24 | $1.9B | $373.5M | ||
| Q2 24 | $1.9B | $376.7M | ||
| Q1 24 | $2.0B | $385.0M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $70.0M | $15.5M |
| 自由现金流经营现金流 - 资本支出 | $63.7M | $12.3M |
| 自由现金流率自由现金流/营收 | 26.0% | 8.2% |
| 资本支出强度资本支出/营收 | 2.6% | 2.1% |
| 现金转化率经营现金流/净利润 | 1.89× | — |
| 过去12个月自由现金流最近4个季度 | $203.7M | $38.5M |
8季度趋势，按日历期对齐
经营现金流EVTCRGR
| Q4 25 | $70.0M | $15.5M | ||
| Q3 25 | $70.9M | $12.9M | ||
| Q2 25 | $48.5M | $14.7M | ||
| Q1 25 | $37.6M | $11.1M | ||
| Q4 24 | $75.2M | $20.0M | ||
| Q3 24 | $53.6M | $9.4M | ||
| Q2 24 | $90.6M | $18.7M | ||
| Q1 24 | $40.7M | $7.3M |
自由现金流EVTCRGR
| Q4 25 | $63.7M | $12.3M | ||
| Q3 25 | $65.3M | $7.0M | ||
| Q2 25 | $43.5M | $9.1M | ||
| Q1 25 | $31.2M | $10.0M | ||
| Q4 24 | $70.8M | $16.4M | ||
| Q3 24 | $49.7M | $2.6M | ||
| Q2 24 | $78.8M | $10.1M | ||
| Q1 24 | $35.3M | $5.6M |
自由现金流率EVTCRGR
| Q4 25 | 26.0% | 8.2% | ||
| Q3 25 | 28.5% | 5.5% | ||
| Q2 25 | 18.9% | 6.9% | ||
| Q1 25 | 13.7% | 7.4% | ||
| Q4 24 | 32.7% | 11.2% | ||
| Q3 24 | 23.5% | 2.1% | ||
| Q2 24 | 37.2% | 7.7% | ||
| Q1 24 | 17.2% | 4.1% |
资本支出强度EVTCRGR
| Q4 25 | 2.6% | 2.1% | ||
| Q3 25 | 2.5% | 4.6% | ||
| Q2 25 | 2.2% | 4.2% | ||
| Q1 25 | 2.8% | 0.8% | ||
| Q4 24 | 2.0% | 2.5% | ||
| Q3 24 | 1.8% | 5.5% | ||
| Q2 24 | 5.6% | 6.6% | ||
| Q1 24 | 2.6% | 1.3% |
现金转化率EVTCRGR
| Q4 25 | 1.89× | — | ||
| Q3 25 | 2.16× | 8.15× | ||
| Q2 25 | 1.20× | — | ||
| Q1 25 | 1.15× | 1.43× | ||
| Q4 24 | 1.85× | — | ||
| Q3 24 | 2.17× | 1.98× | ||
| Q2 24 | 2.84× | 2.27× | ||
| Q1 24 | 2.55× | 1.04× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EVTC
| Latin America Payments And Solutions | $101.5M | 41% |
| Business Solutions | $58.3M | 24% |
| Merchant Acquiring Net | $48.2M | 20% |
| Payment Services Puerto Rico Caribbean | $36.8M | 15% |
| Transferred At Point In Time | $4.0M | 2% |
RGR
| Firearms | $150.6M | 100% |
| Castings | $7.3M | 5% |
