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EVERTEC, Inc.（EVTC）与GIBRALTAR INDUSTRIES, INC.（ROCK）财务数据对比。点击上方公司名可切换其他公司
EVERTEC, Inc.的季度营收约是GIBRALTAR INDUSTRIES, INC.的1.1倍（$244.8M vs $225.0M），GIBRALTAR INDUSTRIES, INC.同比增速更快（24.9% vs 13.1%），EVERTEC, Inc.自由现金流更多（$63.7M vs $26.2M），过去两年EVERTEC, Inc.的营收复合增速更高（9.2% vs -12.3%）
EVERTEC Inc.是总部位于波多黎各的领先全品类支付技术与交易处理服务商，主要面向拉丁美洲及加勒比地区的金融机构、零售商户和政府客户，提供商户收单、电子资金转账、数字支付解决方案及业务流程外包服务。
直布罗陀工业公司是专业建筑、基础设施及可再生能源产品制造商与分销商，主营通风系统、屋面配件、太阳能安装支架、园林景观产品等，主要服务北美地区住宅、商业建筑及清洁能源市场，专注提供创新可持续的客户解决方案。
EVTC vs ROCK — 直观对比
营收规模更大
EVTC
是对方的1.1倍
$225.0M
营收增速更快
ROCK
高出11.8%
13.1%
自由现金流更多
EVTC
多$37.5M
$26.2M
两年增速更快
EVTC
近两年复合增速
-12.3%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $244.8M | $225.0M |
| 净利润 | $37.0M | — |
| 毛利率 | — | 25.3% |
| 营业利润率 | 17.6% | 7.9% |
| 净利率 | 15.1% | — |
| 营收同比 | 13.1% | 24.9% |
| 净利润同比 | -8.9% | — |
| 每股收益（稀释后） | $0.57 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EVTCROCK
| Q4 25 | $244.8M | $225.0M | ||
| Q3 25 | $228.6M | $310.9M | ||
| Q2 25 | $229.6M | $309.5M | ||
| Q1 25 | $228.8M | $290.0M | ||
| Q4 24 | $216.4M | $180.1M | ||
| Q3 24 | $211.8M | $277.1M | ||
| Q2 24 | $212.0M | $273.6M | ||
| Q1 24 | $205.3M | $292.5M |
净利润EVTCROCK
| Q4 25 | $37.0M | — | ||
| Q3 25 | $32.9M | $-89.1M | ||
| Q2 25 | $40.5M | $26.0M | ||
| Q1 25 | $32.7M | $21.1M | ||
| Q4 24 | $40.7M | — | ||
| Q3 24 | $24.7M | $34.0M | ||
| Q2 24 | $31.9M | $32.2M | ||
| Q1 24 | $16.0M | $24.9M |
毛利率EVTCROCK
| Q4 25 | — | 25.3% | ||
| Q3 25 | — | 26.6% | ||
| Q2 25 | — | 28.4% | ||
| Q1 25 | — | 26.8% | ||
| Q4 24 | — | 29.0% | ||
| Q3 24 | — | 29.4% | ||
| Q2 24 | — | 30.5% | ||
| Q1 24 | — | 28.9% |
营业利润率EVTCROCK
| Q4 25 | 17.6% | 7.9% | ||
| Q3 25 | 16.5% | 12.8% | ||
| Q2 25 | 24.4% | 12.8% | ||
| Q1 25 | 21.6% | 8.8% | ||
| Q4 24 | 22.2% | 13.3% | ||
| Q3 24 | 19.6% | 15.6% | ||
| Q2 24 | 20.5% | 14.9% | ||
| Q1 24 | 16.0% | 10.8% |
净利率EVTCROCK
| Q4 25 | 15.1% | — | ||
| Q3 25 | 14.4% | -28.6% | ||
| Q2 25 | 17.6% | 8.4% | ||
| Q1 25 | 14.3% | 7.3% | ||
| Q4 24 | 18.8% | — | ||
| Q3 24 | 11.7% | 12.3% | ||
| Q2 24 | 15.0% | 11.8% | ||
| Q1 24 | 7.8% | 8.5% |
每股收益（稀释后）EVTCROCK
| Q4 25 | $0.57 | — | ||
| Q3 25 | $0.51 | $-2.98 | ||
| Q2 25 | $0.62 | $0.87 | ||
| Q1 25 | $0.50 | — | ||
| Q4 24 | $0.62 | — | ||
| Q3 24 | $0.38 | $1.11 | ||
| Q2 24 | $0.49 | $1.05 | ||
| Q1 24 | $0.24 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $306.0M | $115.7M |
| 总债务越低越好 | — | $0 |
| 股东权益账面价值 | $621.6M | $950.4M |
| 总资产 | $2.2B | $1.4B |
| 负债/权益比越低杠杆越低 | — | 0.00× |
8季度趋势，按日历期对齐
现金及短期投资EVTCROCK
| Q4 25 | $306.0M | $115.7M | ||
| Q3 25 | $474.7M | $89.4M | ||
| Q2 25 | $290.6M | $43.3M | ||
| Q1 25 | $265.9M | $25.1M | ||
| Q4 24 | $273.6M | $269.5M | ||
| Q3 24 | $275.4M | $228.9M | ||
| Q2 24 | $257.7M | $179.1M | ||
| Q1 24 | $293.7M | $146.7M |
总债务EVTCROCK
| Q4 25 | — | $0 | ||
| Q3 25 | — | $0 | ||
| Q2 25 | — | $0 | ||
| Q1 25 | — | $0 | ||
| Q4 24 | — | $0 | ||
| Q3 24 | — | $0 | ||
| Q2 24 | — | $0 | ||
| Q1 24 | — | $0 |
股东权益EVTCROCK
| Q4 25 | $621.6M | $950.4M | ||
| Q3 25 | $663.8M | $951.8M | ||
| Q2 25 | $612.3M | $1.0B | ||
| Q1 25 | $542.1M | $1.0B | ||
| Q4 24 | $472.5M | $1.0B | ||
| Q3 24 | $502.6M | $1.0B | ||
| Q2 24 | $483.4M | $975.7M | ||
| Q1 24 | $507.3M | $940.2M |
总资产EVTCROCK
| Q4 25 | $2.2B | $1.4B | ||
| Q3 25 | $2.1B | $1.4B | ||
| Q2 25 | $2.0B | $1.5B | ||
| Q1 25 | $1.9B | $1.4B | ||
| Q4 24 | $1.9B | $1.4B | ||
| Q3 24 | $1.9B | $1.4B | ||
| Q2 24 | $1.9B | $1.4B | ||
| Q1 24 | $2.0B | $1.3B |
负债/权益比EVTCROCK
| Q4 25 | — | 0.00× | ||
| Q3 25 | — | 0.00× | ||
| Q2 25 | — | 0.00× | ||
| Q1 25 | — | 0.00× | ||
| Q4 24 | — | 0.00× | ||
| Q3 24 | — | 0.00× | ||
| Q2 24 | — | 0.00× | ||
| Q1 24 | — | 0.00× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $70.0M | $35.5M |
| 自由现金流经营现金流 - 资本支出 | $63.7M | $26.2M |
| 自由现金流率自由现金流/营收 | 26.0% | 11.7% |
| 资本支出强度资本支出/营收 | 2.6% | 4.1% |
| 现金转化率经营现金流/净利润 | 1.89× | — |
| 过去12个月自由现金流最近4个季度 | $203.7M | $120.6M |
8季度趋势，按日历期对齐
经营现金流EVTCROCK
| Q4 25 | $70.0M | $35.5M | ||
| Q3 25 | $70.9M | $73.0M | ||
| Q2 25 | $48.5M | $44.9M | ||
| Q1 25 | $37.6M | $13.7M | ||
| Q4 24 | $75.2M | $19.9M | ||
| Q3 24 | $53.6M | $64.7M | ||
| Q2 24 | $90.6M | $36.5M | ||
| Q1 24 | $40.7M | $53.2M |
自由现金流EVTCROCK
| Q4 25 | $63.7M | $26.2M | ||
| Q3 25 | $65.3M | $64.8M | ||
| Q2 25 | $43.5M | $27.3M | ||
| Q1 25 | $31.2M | $2.3M | ||
| Q4 24 | $70.8M | $14.1M | ||
| Q3 24 | $49.7M | $60.5M | ||
| Q2 24 | $78.8M | $33.5M | ||
| Q1 24 | $35.3M | $48.8M |
自由现金流率EVTCROCK
| Q4 25 | 26.0% | 11.7% | ||
| Q3 25 | 28.5% | 20.8% | ||
| Q2 25 | 18.9% | 8.8% | ||
| Q1 25 | 13.7% | 0.8% | ||
| Q4 24 | 32.7% | 7.8% | ||
| Q3 24 | 23.5% | 21.8% | ||
| Q2 24 | 37.2% | 12.2% | ||
| Q1 24 | 17.2% | 16.7% |
资本支出强度EVTCROCK
| Q4 25 | 2.6% | 4.1% | ||
| Q3 25 | 2.5% | 2.6% | ||
| Q2 25 | 2.2% | 5.7% | ||
| Q1 25 | 2.8% | 3.9% | ||
| Q4 24 | 2.0% | 3.3% | ||
| Q3 24 | 1.8% | 1.5% | ||
| Q2 24 | 5.6% | 1.1% | ||
| Q1 24 | 2.6% | 1.5% |
现金转化率EVTCROCK
| Q4 25 | 1.89× | — | ||
| Q3 25 | 2.16× | — | ||
| Q2 25 | 1.20× | 1.73× | ||
| Q1 25 | 1.15× | 0.65× | ||
| Q4 24 | 1.85× | — | ||
| Q3 24 | 2.17× | 1.90× | ||
| Q2 24 | 2.84× | 1.13× | ||
| Q1 24 | 2.55× | 2.13× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EVTC
| Latin America Payments And Solutions | $101.5M | 41% |
| Business Solutions | $58.3M | 24% |
| Merchant Acquiring Net | $48.2M | 20% |
| Payment Services Puerto Rico Caribbean | $36.8M | 15% |
| Transferred At Point In Time | $4.0M | 2% |
ROCK
| Transferred At Point In Time | $183.5M | 82% |
| Infrastructure | $22.5M | 10% |
| Other | $18.9M | 8% |
