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EVERTEC, Inc.（EVTC）与Stitch Fix, Inc.（SFIX）财务数据对比。点击上方公司名可切换其他公司
Stitch Fix, Inc.的季度营收约是EVERTEC, Inc.的1.4倍（$342.1M vs $244.8M），EVERTEC, Inc.净利率更高（15.1% vs -1.9%，领先17.0%），EVERTEC, Inc.同比增速更快（13.1% vs 7.3%），EVERTEC, Inc.自由现金流更多（$63.7M vs $5.6M），过去两年EVERTEC, Inc.的营收复合增速更高（9.2% vs 1.8%）
EVERTEC Inc.是总部位于波多黎各的领先全品类支付技术与交易处理服务商，主要面向拉丁美洲及加勒比地区的金融机构、零售商户和政府客户，提供商户收单、电子资金转账、数字支付解决方案及业务流程外包服务。
Stitch Fix是美国的在线个人造型服务平台，依托推荐算法与数据科学技术，根据顾客的身形尺寸、预算和风格偏好推送个性化服饰单品。该公司创立于2011年，2017年完成首次公开募股，目前总部位于旧金山。
EVTC vs SFIX — 直观对比
营收规模更大
SFIX
是对方的1.4倍
$244.8M
营收增速更快
EVTC
高出5.8%
7.3%
净利率更高
EVTC
高出17.0%
-1.9%
自由现金流更多
EVTC
多$58.1M
$5.6M
两年增速更快
EVTC
近两年复合增速
1.8%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $244.8M | $342.1M |
| 净利润 | $37.0M | $-6.4M |
| 毛利率 | — | 43.6% |
| 营业利润率 | 17.6% | -2.5% |
| 净利率 | 15.1% | -1.9% |
| 营收同比 | 13.1% | 7.3% |
| 净利润同比 | -8.9% | -1.7% |
| 每股收益（稀释后） | $0.57 | $-0.05 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EVTCSFIX
| Q4 25 | $244.8M | $342.1M | ||
| Q3 25 | $228.6M | $311.2M | ||
| Q2 25 | $229.6M | $325.0M | ||
| Q1 25 | $228.8M | $312.1M | ||
| Q4 24 | $216.4M | $318.8M | ||
| Q3 24 | $211.8M | $319.6M | ||
| Q2 24 | $212.0M | $322.7M | ||
| Q1 24 | $205.3M | $330.4M |
净利润EVTCSFIX
| Q4 25 | $37.0M | $-6.4M | ||
| Q3 25 | $32.9M | $-8.6M | ||
| Q2 25 | $40.5M | $-7.4M | ||
| Q1 25 | $32.7M | $-6.5M | ||
| Q4 24 | $40.7M | $-6.3M | ||
| Q3 24 | $24.7M | $-36.5M | ||
| Q2 24 | $31.9M | $-21.3M | ||
| Q1 24 | $16.0M | $-35.5M |
毛利率EVTCSFIX
| Q4 25 | — | 43.6% | ||
| Q3 25 | — | 43.6% | ||
| Q2 25 | — | 44.2% | ||
| Q1 25 | — | 44.5% | ||
| Q4 24 | — | 45.4% | ||
| Q3 24 | — | 44.6% | ||
| Q2 24 | — | 45.5% | ||
| Q1 24 | — | 43.4% |
营业利润率EVTCSFIX
| Q4 25 | 17.6% | -2.5% | ||
| Q3 25 | 16.5% | -3.6% | ||
| Q2 25 | 24.4% | -3.0% | ||
| Q1 25 | 21.6% | -2.9% | ||
| Q4 24 | 22.2% | -2.8% | ||
| Q3 24 | 19.6% | -13.1% | ||
| Q2 24 | 20.5% | -7.7% | ||
| Q1 24 | 16.0% | -11.5% |
净利率EVTCSFIX
| Q4 25 | 15.1% | -1.9% | ||
| Q3 25 | 14.4% | -2.8% | ||
| Q2 25 | 17.6% | -2.3% | ||
| Q1 25 | 14.3% | -2.1% | ||
| Q4 24 | 18.8% | -2.0% | ||
| Q3 24 | 11.7% | -11.4% | ||
| Q2 24 | 15.0% | -6.6% | ||
| Q1 24 | 7.8% | -10.8% |
每股收益（稀释后）EVTCSFIX
| Q4 25 | $0.57 | $-0.05 | ||
| Q3 25 | $0.51 | $-0.06 | ||
| Q2 25 | $0.62 | $-0.06 | ||
| Q1 25 | $0.50 | $-0.05 | ||
| Q4 24 | $0.62 | $-0.05 | ||
| Q3 24 | $0.38 | $-0.29 | ||
| Q2 24 | $0.49 | $-0.18 | ||
| Q1 24 | $0.24 | $-0.30 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $306.0M | $244.2M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $621.6M | $204.1M |
| 总资产 | $2.2B | $530.7M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资EVTCSFIX
| Q4 25 | $306.0M | $244.2M | ||
| Q3 25 | $474.7M | $234.9M | ||
| Q2 25 | $290.6M | $234.2M | ||
| Q1 25 | $265.9M | $219.1M | ||
| Q4 24 | $273.6M | $253.3M | ||
| Q3 24 | $275.4M | $247.0M | ||
| Q2 24 | $257.7M | $244.5M | ||
| Q1 24 | $293.7M | $229.8M |
股东权益EVTCSFIX
| Q4 25 | $621.6M | $204.1M | ||
| Q3 25 | $663.8M | $203.0M | ||
| Q2 25 | $612.3M | $200.4M | ||
| Q1 25 | $542.1M | $197.8M | ||
| Q4 24 | $472.5M | $190.5M | ||
| Q3 24 | $502.6M | $187.0M | ||
| Q2 24 | $483.4M | $208.9M | ||
| Q1 24 | $507.3M | $213.3M |
总资产EVTCSFIX
| Q4 25 | $2.2B | $530.7M | ||
| Q3 25 | $2.1B | $480.6M | ||
| Q2 25 | $2.0B | $484.7M | ||
| Q1 25 | $1.9B | $472.6M | ||
| Q4 24 | $1.9B | $507.1M | ||
| Q3 24 | $1.9B | $486.9M | ||
| Q2 24 | $1.9B | $537.0M | ||
| Q1 24 | $2.0B | $538.3M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $70.0M | $10.9M |
| 自由现金流经营现金流 - 资本支出 | $63.7M | $5.6M |
| 自由现金流率自由现金流/营收 | 26.0% | 1.6% |
| 资本支出强度资本支出/营收 | 2.6% | 1.6% |
| 现金转化率经营现金流/净利润 | 1.89× | — |
| 过去12个月自由现金流最近4个季度 | $203.7M | $4.9M |
8季度趋势，按日历期对齐
经营现金流EVTCSFIX
| Q4 25 | $70.0M | $10.9M | ||
| Q3 25 | $70.9M | $7.0M | ||
| Q2 25 | $48.5M | $20.5M | ||
| Q1 25 | $37.6M | $-16.2M | ||
| Q4 24 | $75.2M | $14.3M | ||
| Q3 24 | $53.6M | $8.2M | ||
| Q2 24 | $90.6M | $21.7M | ||
| Q1 24 | $40.7M | $-22.3M |
自由现金流EVTCSFIX
| Q4 25 | $63.7M | $5.6M | ||
| Q3 25 | $65.3M | $2.8M | ||
| Q2 25 | $43.5M | $16.0M | ||
| Q1 25 | $31.2M | $-19.4M | ||
| Q4 24 | $70.8M | $9.9M | ||
| Q3 24 | $49.7M | $4.5M | ||
| Q2 24 | $78.8M | $18.9M | ||
| Q1 24 | $35.3M | $-26.1M |
自由现金流率EVTCSFIX
| Q4 25 | 26.0% | 1.6% | ||
| Q3 25 | 28.5% | 0.9% | ||
| Q2 25 | 18.9% | 4.9% | ||
| Q1 25 | 13.7% | -6.2% | ||
| Q4 24 | 32.7% | 3.1% | ||
| Q3 24 | 23.5% | 1.4% | ||
| Q2 24 | 37.2% | 5.9% | ||
| Q1 24 | 17.2% | -7.9% |
资本支出强度EVTCSFIX
| Q4 25 | 2.6% | 1.6% | ||
| Q3 25 | 2.5% | 1.4% | ||
| Q2 25 | 2.2% | 1.4% | ||
| Q1 25 | 2.8% | 1.0% | ||
| Q4 24 | 2.0% | 1.4% | ||
| Q3 24 | 1.8% | 1.2% | ||
| Q2 24 | 5.6% | 0.9% | ||
| Q1 24 | 2.6% | 1.1% |
现金转化率EVTCSFIX
| Q4 25 | 1.89× | — | ||
| Q3 25 | 2.16× | — | ||
| Q2 25 | 1.20× | — | ||
| Q1 25 | 1.15× | — | ||
| Q4 24 | 1.85× | — | ||
| Q3 24 | 2.17× | — | ||
| Q2 24 | 2.84× | — | ||
| Q1 24 | 2.55× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EVTC
| Latin America Payments And Solutions | $101.5M | 41% |
| Business Solutions | $58.3M | 24% |
| Merchant Acquiring Net | $48.2M | 20% |
| Payment Services Puerto Rico Caribbean | $36.8M | 15% |
| Transferred At Point In Time | $4.0M | 2% |
SFIX
暂无分部数据
