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华美银行集团（EWBC）与Fifth Third Bancorp（FITB）财务数据对比。点击上方公司名可切换其他公司
Fifth Third Bancorp的季度营收约是华美银行集团的2.0倍（$1.5B vs $775.0M）。Fifth Third Bancorp净利率更高（47.7% vs 46.2%，领先1.5%）。Fifth Third Bancorp同比增速更快（6.4% vs 2.1%）。过去两年Fifth Third Bancorp的营收复合增速更高（218.3% vs 18.4%）
华美银行集团旗下核心子公司为华美银行，是总部位于美国南加州的最大上市银行控股集团。集团资产规模超100亿美元，曾获评标普全球市场财智全美最佳银行，自2023年起连续三年位列《银行董事》杂志同资产规模银行绩效榜单首位。
Fifth Third Bancorp是总部位于美国俄亥俄州辛辛那提的银行控股集团，为美国大型银行之一，位列《财富》美国500强第321位。旗下银行在全美12个州共运营1087家分行及2400台自动柜员机，服务覆盖多区域市场。
EWBC vs FITB — 直观对比
营收规模更大
FITB
是对方的2.0倍
$775.0M
营收增速更快
FITB
高出4.3%
2.1%
净利率更高
FITB
高出1.5%
46.2%
两年增速更快
FITB
近两年复合增速
18.4%
损益表 — Q1 2026 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $775.0M | $1.5B |
| 净利润 | $358.0M | $730.0M |
| 毛利率 | — | — |
| 营业利润率 | — | 59.7% |
| 净利率 | 46.2% | 47.7% |
| 营收同比 | 2.1% | 6.4% |
| 净利润同比 | 0.4% | 17.7% |
| 每股收益（稀释后） | $2.57 | $1.03 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EWBCFITB
| Q1 26 | $775.0M | — | ||
| Q4 25 | $657.8M | $1.5B | ||
| Q3 25 | $677.5M | $1.5B | ||
| Q2 25 | $617.1M | $1.5B | ||
| Q1 25 | $600.2M | $1.4B | ||
| Q4 24 | $587.6M | $1.4B | ||
| Q3 24 | $572.7M | $161.0M | ||
| Q2 24 | $553.2M | $156.0M |
净利润EWBCFITB
| Q1 26 | $358.0M | — | ||
| Q4 25 | $356.3M | $730.0M | ||
| Q3 25 | $368.4M | $649.0M | ||
| Q2 25 | $310.3M | $628.0M | ||
| Q1 25 | $290.3M | $515.0M | ||
| Q4 24 | $293.1M | $620.0M | ||
| Q3 24 | $299.2M | $573.0M | ||
| Q2 24 | $288.2M | $601.0M |
营业利润率EWBCFITB
| Q1 26 | — | — | ||
| Q4 25 | 71.0% | 59.7% | ||
| Q3 25 | 68.6% | 55.1% | ||
| Q2 25 | 65.2% | 54.0% | ||
| Q1 25 | 65.2% | 45.4% | ||
| Q4 24 | 60.6% | 53.3% | ||
| Q3 24 | 68.0% | — | ||
| Q2 24 | 65.9% | — |
净利率EWBCFITB
| Q1 26 | 46.2% | — | ||
| Q4 25 | 54.2% | 47.7% | ||
| Q3 25 | 54.4% | 42.7% | ||
| Q2 25 | 50.3% | 42.0% | ||
| Q1 25 | 48.4% | 35.8% | ||
| Q4 24 | 49.9% | 43.1% | ||
| Q3 24 | 52.2% | 355.9% | ||
| Q2 24 | 52.1% | 385.3% |
每股收益（稀释后）EWBCFITB
| Q1 26 | $2.57 | — | ||
| Q4 25 | $2.55 | $1.03 | ||
| Q3 25 | $2.65 | $0.91 | ||
| Q2 25 | $2.24 | $0.88 | ||
| Q1 25 | $2.08 | $0.71 | ||
| Q4 24 | $2.10 | $0.85 | ||
| Q3 24 | $2.14 | $0.78 | ||
| Q2 24 | $2.06 | $0.81 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | — | $13.6B |
| 股东权益账面价值 | $9.0B | $21.7B |
| 总资产 | $82.9B | $214.4B |
| 负债/权益比越低杠杆越低 | — | 0.63× |
8季度趋势，按日历期对齐
现金及短期投资EWBCFITB
| Q1 26 | — | — | ||
| Q4 25 | $4.2B | — | ||
| Q3 25 | $4.7B | — | ||
| Q2 25 | $4.4B | — | ||
| Q1 25 | $3.4B | — | ||
| Q4 24 | $5.3B | — | ||
| Q3 24 | $4.9B | — | ||
| Q2 24 | $4.4B | — |
总债务EWBCFITB
| Q1 26 | — | — | ||
| Q4 25 | $35.6M | $13.6B | ||
| Q3 25 | $35.7M | $13.7B | ||
| Q2 25 | $35.8M | $14.5B | ||
| Q1 25 | $35.9M | $14.5B | ||
| Q4 24 | $36.0M | $14.3B | ||
| Q3 24 | $36.1M | $17.1B | ||
| Q2 24 | $36.1M | $16.3B |
股东权益EWBCFITB
| Q1 26 | $9.0B | — | ||
| Q4 25 | $8.9B | $21.7B | ||
| Q3 25 | $8.6B | $21.1B | ||
| Q2 25 | $8.2B | $21.1B | ||
| Q1 25 | $7.9B | $20.4B | ||
| Q4 24 | $7.7B | $19.6B | ||
| Q3 24 | $7.7B | $20.8B | ||
| Q2 24 | $7.2B | $19.2B |
总资产EWBCFITB
| Q1 26 | $82.9B | — | ||
| Q4 25 | $80.4B | $214.4B | ||
| Q3 25 | $79.7B | $212.9B | ||
| Q2 25 | $78.2B | $210.0B | ||
| Q1 25 | $76.2B | $212.7B | ||
| Q4 24 | $76.0B | $212.9B | ||
| Q3 24 | $74.5B | $214.3B | ||
| Q2 24 | $72.5B | $213.3B |
负债/权益比EWBCFITB
| Q1 26 | — | — | ||
| Q4 25 | 0.00× | 0.63× | ||
| Q3 25 | 0.00× | 0.65× | ||
| Q2 25 | 0.00× | 0.69× | ||
| Q1 25 | 0.00× | 0.71× | ||
| Q4 24 | 0.00× | 0.73× | ||
| Q3 24 | 0.00× | 0.82× | ||
| Q2 24 | 0.01× | 0.85× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $929.0M |
| 自由现金流经营现金流 - 资本支出 | — | $765.0M |
| 自由现金流率自由现金流/营收 | — | 50.0% |
| 资本支出强度资本支出/营收 | — | 10.7% |
| 现金转化率经营现金流/净利润 | — | 1.27× |
| 过去12个月自由现金流最近4个季度 | — | $3.9B |
8季度趋势，按日历期对齐
经营现金流EWBCFITB
| Q1 26 | — | — | ||
| Q4 25 | $713.4M | $929.0M | ||
| Q3 25 | $231.7M | $1.0B | ||
| Q2 25 | $278.7M | $1.3B | ||
| Q1 25 | $277.9M | $1.2B | ||
| Q4 24 | $500.1M | $-101.0M | ||
| Q3 24 | $386.1M | $1.9B | ||
| Q2 24 | $259.2M | $679.0M |
自由现金流EWBCFITB
| Q1 26 | — | — | ||
| Q4 25 | — | $765.0M | ||
| Q3 25 | — | $886.0M | ||
| Q2 25 | — | $1.2B | ||
| Q1 25 | — | $1.1B | ||
| Q4 24 | — | $-246.0M | ||
| Q3 24 | — | $1.7B | ||
| Q2 24 | — | $588.0M |
自由现金流率EWBCFITB
| Q1 26 | — | — | ||
| Q4 25 | — | 50.0% | ||
| Q3 25 | — | 58.3% | ||
| Q2 25 | — | 77.8% | ||
| Q1 25 | — | 77.7% | ||
| Q4 24 | — | -17.1% | ||
| Q3 24 | — | 1085.1% | ||
| Q2 24 | — | 376.9% |
资本支出强度EWBCFITB
| Q1 26 | — | — | ||
| Q4 25 | — | 10.7% | ||
| Q3 25 | — | 10.5% | ||
| Q2 25 | — | 9.6% | ||
| Q1 25 | — | 8.1% | ||
| Q4 24 | — | 10.1% | ||
| Q3 24 | — | 70.2% | ||
| Q2 24 | — | 58.3% |
现金转化率EWBCFITB
| Q1 26 | — | — | ||
| Q4 25 | 2.00× | 1.27× | ||
| Q3 25 | 0.63× | 1.61× | ||
| Q2 25 | 0.90× | 2.08× | ||
| Q1 25 | 0.96× | 2.39× | ||
| Q4 24 | 1.71× | -0.16× | ||
| Q3 24 | 1.29× | 3.25× | ||
| Q2 24 | 0.90× | 1.13× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
