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华美银行集团（EWBC）与SouthState Bank Corp（SSB）财务数据对比。点击上方公司名可切换其他公司
华美银行集团的季度营收约是SouthState Bank Corp的1.2倍（$775.0M vs $661.7M）。华美银行集团净利率更高（46.2% vs 34.1%，领先12.1%）。过去两年SouthState Bank Corp的营收复合增速更高（37.4% vs 18.4%）
华美银行集团旗下核心子公司为华美银行，是总部位于美国南加州的最大上市银行控股集团。集团资产规模超100亿美元，曾获评标普全球市场财智全美最佳银行，自2023年起连续三年位列《银行董事》杂志同资产规模银行绩效榜单首位。
SouthState Bank总部位于美国佛罗里达州温特黑文，是银行控股公司SouthState Corporation旗下的银行子公司。截至2025年5月26日，该行已在南卡罗来纳、北卡罗来纳、佐治亚、佛罗里达、阿拉巴马、弗吉尼亚、科罗拉多、得克萨斯八州设有371家营业网点，为当地客户提供各类银行金融服务。
EWBC vs SSB — 直观对比
营收规模更大
EWBC
是对方的1.2倍
$661.7M
净利率更高
EWBC
高出12.1%
34.1%
两年增速更快
SSB
近两年复合增速
18.4%
损益表 — Q1 2026 vs Q1 2026
| 指标 | | |
|---|---|---|
| 营收 | $775.0M | $661.7M |
| 净利润 | $358.0M | $225.8M |
| 毛利率 | — | — |
| 营业利润率 | — | 15.1% |
| 净利率 | 46.2% | 34.1% |
| 营收同比 | 2.1% | — |
| 净利润同比 | 0.4% | 153.5% |
| 每股收益（稀释后） | $2.57 | $2.28 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EWBCSSB
| Q1 26 | $775.0M | $661.7M | ||
| Q4 25 | $657.8M | $581.1M | ||
| Q3 25 | $677.5M | $599.7M | ||
| Q2 25 | $617.1M | $577.9M | ||
| Q1 25 | $600.2M | $544.5M | ||
| Q4 24 | $587.6M | $369.8M | ||
| Q3 24 | $572.7M | $351.5M | ||
| Q2 24 | $553.2M | $350.3M |
净利润EWBCSSB
| Q1 26 | $358.0M | $225.8M | ||
| Q4 25 | $356.3M | $247.7M | ||
| Q3 25 | $368.4M | $246.6M | ||
| Q2 25 | $310.3M | $215.2M | ||
| Q1 25 | $290.3M | $89.1M | ||
| Q4 24 | $293.1M | $144.2M | ||
| Q3 24 | $299.2M | $143.2M | ||
| Q2 24 | $288.2M | $132.4M |
营业利润率EWBCSSB
| Q1 26 | — | 15.1% | ||
| Q4 25 | 71.0% | 54.3% | ||
| Q3 25 | 68.6% | 53.6% | ||
| Q2 25 | 65.2% | 48.8% | ||
| Q1 25 | 65.2% | 22.3% | ||
| Q4 24 | 60.6% | 50.7% | ||
| Q3 24 | 68.0% | 53.1% | ||
| Q2 24 | 65.9% | 49.3% |
净利率EWBCSSB
| Q1 26 | 46.2% | 34.1% | ||
| Q4 25 | 54.2% | 42.6% | ||
| Q3 25 | 54.4% | 41.1% | ||
| Q2 25 | 50.3% | 37.2% | ||
| Q1 25 | 48.4% | 16.4% | ||
| Q4 24 | 49.9% | 39.0% | ||
| Q3 24 | 52.2% | 40.7% | ||
| Q2 24 | 52.1% | 37.8% |
每股收益（稀释后）EWBCSSB
| Q1 26 | $2.57 | $2.28 | ||
| Q4 25 | $2.55 | $2.47 | ||
| Q3 25 | $2.65 | $2.42 | ||
| Q2 25 | $2.24 | $2.11 | ||
| Q1 25 | $2.08 | $0.87 | ||
| Q4 24 | $2.10 | $1.88 | ||
| Q3 24 | $2.14 | $1.86 | ||
| Q2 24 | $2.06 | $1.73 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $2.9B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $9.0B | $9.0B |
| 总资产 | $82.9B | $68.0B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资EWBCSSB
| Q1 26 | — | $2.9B | ||
| Q4 25 | $4.2B | — | ||
| Q3 25 | $4.7B | — | ||
| Q2 25 | $4.4B | — | ||
| Q1 25 | $3.4B | — | ||
| Q4 24 | $5.3B | — | ||
| Q3 24 | $4.9B | — | ||
| Q2 24 | $4.4B | — |
总债务EWBCSSB
| Q1 26 | — | — | ||
| Q4 25 | $35.6M | — | ||
| Q3 25 | $35.7M | — | ||
| Q2 25 | $35.8M | — | ||
| Q1 25 | $35.9M | — | ||
| Q4 24 | $36.0M | — | ||
| Q3 24 | $36.1M | — | ||
| Q2 24 | $36.1M | — |
股东权益EWBCSSB
| Q1 26 | $9.0B | $9.0B | ||
| Q4 25 | $8.9B | $9.1B | ||
| Q3 25 | $8.6B | $9.0B | ||
| Q2 25 | $8.2B | $8.8B | ||
| Q1 25 | $7.9B | $8.6B | ||
| Q4 24 | $7.7B | $5.9B | ||
| Q3 24 | $7.7B | $5.9B | ||
| Q2 24 | $7.2B | $5.7B |
总资产EWBCSSB
| Q1 26 | $82.9B | $68.0B | ||
| Q4 25 | $80.4B | $67.2B | ||
| Q3 25 | $79.7B | $66.0B | ||
| Q2 25 | $78.2B | $65.9B | ||
| Q1 25 | $76.2B | $65.1B | ||
| Q4 24 | $76.0B | $46.4B | ||
| Q3 24 | $74.5B | $46.1B | ||
| Q2 24 | $72.5B | $45.5B |
负债/权益比EWBCSSB
| Q1 26 | — | — | ||
| Q4 25 | 0.00× | — | ||
| Q3 25 | 0.00× | — | ||
| Q2 25 | 0.00× | — | ||
| Q1 25 | 0.00× | — | ||
| Q4 24 | 0.00× | — | ||
| Q3 24 | 0.00× | — | ||
| Q2 24 | 0.01× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EWBC
暂无分部数据
SSB
| Net Interest Income | $561.6M | 85% |
| Noninterest Income | $100.1M | 15% |
