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华美银行集团（EWBC）与道富集团（STT）财务数据对比。点击上方公司名可切换其他公司
道富集团的季度营收约是华美银行集团的4.7倍（$3.7B vs $775.0M）。华美银行集团净利率更高（46.2% vs 20.4%，领先25.8%）。道富集团同比增速更快（7.5% vs 2.1%）。过去两年华美银行集团的营收复合增速更高（18.4% vs 8.1%）
华美银行集团旗下核心子公司为华美银行，是总部位于美国南加州的最大上市银行控股集团。集团资产规模超100亿美元，曾获评标普全球市场财智全美最佳银行，自2023年起连续三年位列《银行董事》杂志同资产规模银行绩效榜单首位。
道富集团是总部位于美国波士顿的跨国金融服务及银行控股公司，历史可追溯至1792年成立的联合银行，是美国运营历史第二悠久的存续银行。作为全球顶尖的资产管理与托管机构，截至2025年第三季度，其管理资产规模约5.4万亿美元，托管及管理资产总规模达51.7万亿美元。
EWBC vs STT — 直观对比
营收规模更大
STT
是对方的4.7倍
$775.0M
营收增速更快
STT
高出5.4%
2.1%
净利率更高
EWBC
高出25.8%
20.4%
两年增速更快
EWBC
近两年复合增速
8.1%
损益表 — Q1 2026 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $775.0M | $3.7B |
| 净利润 | $358.0M | $747.0M |
| 毛利率 | — | — |
| 营业利润率 | — | 25.0% |
| 净利率 | 46.2% | 20.4% |
| 营收同比 | 2.1% | 7.5% |
| 净利润同比 | 0.4% | -4.6% |
| 每股收益（稀释后） | $2.57 | $2.41 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EWBCSTT
| Q1 26 | $775.0M | — | ||
| Q4 25 | $657.8M | $3.7B | ||
| Q3 25 | $677.5M | $3.5B | ||
| Q2 25 | $617.1M | $3.4B | ||
| Q1 25 | $600.2M | $3.3B | ||
| Q4 24 | $587.6M | $3.4B | ||
| Q3 24 | $572.7M | $3.3B | ||
| Q2 24 | $553.2M | $3.2B |
净利润EWBCSTT
| Q1 26 | $358.0M | — | ||
| Q4 25 | $356.3M | $747.0M | ||
| Q3 25 | $368.4M | $861.0M | ||
| Q2 25 | $310.3M | $693.0M | ||
| Q1 25 | $290.3M | $644.0M | ||
| Q4 24 | $293.1M | $783.0M | ||
| Q3 24 | $299.2M | $730.0M | ||
| Q2 24 | $288.2M | $711.0M |
营业利润率EWBCSTT
| Q1 26 | — | — | ||
| Q4 25 | 71.0% | 25.0% | ||
| Q3 25 | 68.6% | 31.1% | ||
| Q2 25 | 65.2% | 25.8% | ||
| Q1 25 | 65.2% | 25.0% | ||
| Q4 24 | 60.6% | 28.1% | ||
| Q3 24 | 68.0% | 28.4% | ||
| Q2 24 | 65.9% | 28.6% |
净利率EWBCSTT
| Q1 26 | 46.2% | — | ||
| Q4 25 | 54.2% | 20.4% | ||
| Q3 25 | 54.4% | 24.3% | ||
| Q2 25 | 50.3% | 20.1% | ||
| Q1 25 | 48.4% | 19.6% | ||
| Q4 24 | 49.9% | 22.9% | ||
| Q3 24 | 52.2% | 22.4% | ||
| Q2 24 | 52.1% | 22.3% |
每股收益（稀释后）EWBCSTT
| Q1 26 | $2.57 | — | ||
| Q4 25 | $2.55 | $2.41 | ||
| Q3 25 | $2.65 | $2.78 | ||
| Q2 25 | $2.24 | $2.17 | ||
| Q1 25 | $2.08 | $2.04 | ||
| Q4 24 | $2.10 | $2.43 | ||
| Q3 24 | $2.14 | $2.26 | ||
| Q2 24 | $2.06 | $2.15 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $9.0B | $27.8B |
| 总资产 | $82.9B | $366.0B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资EWBCSTT
| Q1 26 | — | — | ||
| Q4 25 | $4.2B | — | ||
| Q3 25 | $4.7B | — | ||
| Q2 25 | $4.4B | — | ||
| Q1 25 | $3.4B | — | ||
| Q4 24 | $5.3B | — | ||
| Q3 24 | $4.9B | — | ||
| Q2 24 | $4.4B | — |
总债务EWBCSTT
| Q1 26 | — | — | ||
| Q4 25 | $35.6M | — | ||
| Q3 25 | $35.7M | — | ||
| Q2 25 | $35.8M | — | ||
| Q1 25 | $35.9M | — | ||
| Q4 24 | $36.0M | — | ||
| Q3 24 | $36.1M | — | ||
| Q2 24 | $36.1M | — |
股东权益EWBCSTT
| Q1 26 | $9.0B | — | ||
| Q4 25 | $8.9B | $27.8B | ||
| Q3 25 | $8.6B | $27.6B | ||
| Q2 25 | $8.2B | $27.3B | ||
| Q1 25 | $7.9B | $26.7B | ||
| Q4 24 | $7.7B | $25.3B | ||
| Q3 24 | $7.7B | $25.8B | ||
| Q2 24 | $7.2B | $24.8B |
总资产EWBCSTT
| Q1 26 | $82.9B | — | ||
| Q4 25 | $80.4B | $366.0B | ||
| Q3 25 | $79.7B | $371.1B | ||
| Q2 25 | $78.2B | $376.7B | ||
| Q1 25 | $76.2B | $372.7B | ||
| Q4 24 | $76.0B | $353.2B | ||
| Q3 24 | $74.5B | $338.5B | ||
| Q2 24 | $72.5B | $325.6B |
负债/权益比EWBCSTT
| Q1 26 | — | — | ||
| Q4 25 | 0.00× | — | ||
| Q3 25 | 0.00× | — | ||
| Q2 25 | 0.00× | — | ||
| Q1 25 | 0.00× | — | ||
| Q4 24 | 0.00× | — | ||
| Q3 24 | 0.00× | — | ||
| Q2 24 | 0.01× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $10.0B |
| 自由现金流经营现金流 - 资本支出 | — | $9.8B |
| 自由现金流率自由现金流/营收 | — | 266.6% |
| 资本支出强度资本支出/营收 | — | 7.3% |
| 现金转化率经营现金流/净利润 | — | 13.44× |
| 过去12个月自由现金流最近4个季度 | — | $10.8B |
8季度趋势，按日历期对齐
经营现金流EWBCSTT
| Q1 26 | — | — | ||
| Q4 25 | $713.4M | $10.0B | ||
| Q3 25 | $231.7M | $7.9B | ||
| Q2 25 | $278.7M | $-8.4B | ||
| Q1 25 | $277.9M | $2.4B | ||
| Q4 24 | $500.1M | $-7.4B | ||
| Q3 24 | $386.1M | $2.7B | ||
| Q2 24 | $259.2M | $-7.6B |
自由现金流EWBCSTT
| Q1 26 | — | — | ||
| Q4 25 | — | $9.8B | ||
| Q3 25 | — | $7.7B | ||
| Q2 25 | — | $-8.8B | ||
| Q1 25 | — | $2.2B | ||
| Q4 24 | — | $-7.7B | ||
| Q3 24 | — | $2.5B | ||
| Q2 24 | — | $-7.9B |
自由现金流率EWBCSTT
| Q1 26 | — | — | ||
| Q4 25 | — | 266.6% | ||
| Q3 25 | — | 216.0% | ||
| Q2 25 | — | -254.1% | ||
| Q1 25 | — | 66.1% | ||
| Q4 24 | — | -225.1% | ||
| Q3 24 | — | 75.9% | ||
| Q2 24 | — | -246.2% |
资本支出强度EWBCSTT
| Q1 26 | — | — | ||
| Q4 25 | — | 7.3% | ||
| Q3 25 | — | 6.9% | ||
| Q2 25 | — | 9.3% | ||
| Q1 25 | — | 6.9% | ||
| Q4 24 | — | 7.3% | ||
| Q3 24 | — | 7.2% | ||
| Q2 24 | — | 6.7% |
现金转化率EWBCSTT
| Q1 26 | — | — | ||
| Q4 25 | 2.00× | 13.44× | ||
| Q3 25 | 0.63× | 9.18× | ||
| Q2 25 | 0.90× | -12.18× | ||
| Q1 25 | 0.96× | 3.72× | ||
| Q4 24 | 1.71× | -9.49× | ||
| Q3 24 | 1.29× | 3.71× | ||
| Q2 24 | 0.90× | -10.75× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EWBC
暂无分部数据
STT
| Other | $2.1B | 56% |
| Investment Management | $729.0M | 20% |
| Management Services | $662.0M | 18% |
| Foreign Exchange Trading Services | $102.0M | 3% |
| Other Fee Revenue | $56.0M | 2% |
| Securities Financing Services | $54.0M | 1% |
