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ExlService Holdings, Inc.（EXLS）与信安金融集团（PFG）财务数据对比。点击上方公司名可切换其他公司
信安金融集团的季度营收约是ExlService Holdings, Inc.的8.4倍（$4.6B vs $542.6M），信安金融集团净利率更高（11.3% vs 11.1%，领先0.2%），ExlService Holdings, Inc.同比增速更快（12.7% vs -3.7%），过去两年ExlService Holdings, Inc.的营收复合增速更高（11.5% vs 6.3%）
ExlService Holdings Inc.是全球知名的分析与数字解决方案服务商，服务覆盖保险、医疗健康、银行金融服务、媒体、零售等多个行业，总部位于纽约，在美国、欧洲、亚洲、拉美、澳大利亚、南非等地拥有超过5.4万名专业从业人员。
信安金融集团（股票代码：PFG）是总部位于美国艾奥瓦州得梅因的全球性金融服务企业，核心业务涵盖投资管理、保险服务两大板块，在全球多个区域开展业务，为机构客户和个人用户提供专业定制化的金融解决方案，在行业内拥有较高知名度。
EXLS vs PFG — 直观对比
营收规模更大
PFG
是对方的8.4倍
$542.6M
营收增速更快
EXLS
高出16.4%
-3.7%
净利率更高
PFG
高出0.2%
11.1%
两年增速更快
EXLS
近两年复合增速
6.3%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $542.6M | $4.6B |
| 净利润 | $60.2M | $517.0M |
| 毛利率 | 38.6% | — |
| 营业利润率 | 14.4% | — |
| 净利率 | 11.1% | 11.3% |
| 营收同比 | 12.7% | -3.7% |
| 净利润同比 | 18.9% | -42.9% |
| 每股收益（稀释后） | $0.38 | $2.30 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EXLSPFG
| Q4 25 | $542.6M | $4.6B | ||
| Q3 25 | $529.6M | $3.7B | ||
| Q2 25 | $514.5M | $3.7B | ||
| Q1 25 | $501.0M | $3.7B | ||
| Q4 24 | $481.4M | $4.8B | ||
| Q3 24 | $472.1M | $3.0B | ||
| Q2 24 | $448.4M | $4.3B | ||
| Q1 24 | $436.5M | $4.1B |
净利润EXLSPFG
| Q4 25 | $60.2M | $517.0M | ||
| Q3 25 | $58.2M | $213.8M | ||
| Q2 25 | $66.1M | $406.2M | ||
| Q1 25 | $66.6M | $48.1M | ||
| Q4 24 | $50.7M | $905.4M | ||
| Q3 24 | $53.0M | $-220.0M | ||
| Q2 24 | $45.8M | $353.1M | ||
| Q1 24 | $48.8M | $532.5M |
毛利率EXLSPFG
| Q4 25 | 38.6% | — | ||
| Q3 25 | 38.5% | — | ||
| Q2 25 | 37.7% | — | ||
| Q1 25 | 38.6% | — | ||
| Q4 24 | 38.1% | — | ||
| Q3 24 | 37.8% | — | ||
| Q2 24 | 37.1% | — | ||
| Q1 24 | 37.4% | — |
营业利润率EXLSPFG
| Q4 25 | 14.4% | — | ||
| Q3 25 | 14.4% | — | ||
| Q2 25 | 15.8% | — | ||
| Q1 25 | 15.7% | — | ||
| Q4 24 | 14.8% | — | ||
| Q3 24 | 14.7% | — | ||
| Q2 24 | 13.7% | — | ||
| Q1 24 | 14.1% | — |
净利率EXLSPFG
| Q4 25 | 11.1% | 11.3% | ||
| Q3 25 | 11.0% | 5.8% | ||
| Q2 25 | 12.8% | 11.1% | ||
| Q1 25 | 13.3% | 1.3% | ||
| Q4 24 | 10.5% | 19.1% | ||
| Q3 24 | 11.2% | -7.3% | ||
| Q2 24 | 10.2% | 8.2% | ||
| Q1 24 | 11.2% | 13.1% |
每股收益（稀释后）EXLSPFG
| Q4 25 | $0.38 | $2.30 | ||
| Q3 25 | $0.36 | $0.95 | ||
| Q2 25 | $0.40 | $1.79 | ||
| Q1 25 | $0.40 | $0.21 | ||
| Q4 24 | $0.31 | $3.92 | ||
| Q3 24 | $0.33 | $-0.95 | ||
| Q2 24 | $0.28 | $1.49 | ||
| Q1 24 | $0.29 | $2.22 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $328.4M | $4.4B |
| 总债务越低越好 | $298.6M | $3.9B |
| 股东权益账面价值 | $912.7M | $11.9B |
| 总资产 | $1.7B | $341.4B |
| 负债/权益比越低杠杆越低 | 0.33× | 0.33× |
8季度趋势，按日历期对齐
现金及短期投资EXLSPFG
| Q4 25 | $328.4M | $4.4B | ||
| Q3 25 | $390.1M | $5.1B | ||
| Q2 25 | $353.3M | $3.7B | ||
| Q1 25 | $331.4M | $3.9B | ||
| Q4 24 | $340.6M | $4.2B | ||
| Q3 24 | $325.8M | $6.2B | ||
| Q2 24 | $276.1M | $4.8B | ||
| Q1 24 | $246.2M | $4.2B |
总债务EXLSPFG
| Q4 25 | $298.6M | $3.9B | ||
| Q3 25 | $354.8M | $3.9B | ||
| Q2 25 | $260.0M | $3.9B | ||
| Q1 25 | $307.3M | $4.3B | ||
| Q4 24 | $288.5M | $4.0B | ||
| Q3 24 | $344.7M | $3.9B | ||
| Q2 24 | — | $3.9B | ||
| Q1 24 | — | $3.9B |
股东权益EXLSPFG
| Q4 25 | $912.7M | $11.9B | ||
| Q3 25 | $952.4M | $11.7B | ||
| Q2 25 | $1.1B | $11.4B | ||
| Q1 25 | $1.0B | $11.2B | ||
| Q4 24 | $929.9M | $11.1B | ||
| Q3 24 | $907.6M | $11.2B | ||
| Q2 24 | $852.6M | $11.0B | ||
| Q1 24 | $803.3M | $11.2B |
总资产EXLSPFG
| Q4 25 | $1.7B | $341.4B | ||
| Q3 25 | $1.7B | $334.5B | ||
| Q2 25 | $1.7B | $323.1B | ||
| Q1 25 | $1.7B | $313.0B | ||
| Q4 24 | $1.6B | $313.7B | ||
| Q3 24 | $1.6B | $322.9B | ||
| Q2 24 | $1.5B | $308.8B | ||
| Q1 24 | $1.4B | $308.7B |
负债/权益比EXLSPFG
| Q4 25 | 0.33× | 0.33× | ||
| Q3 25 | 0.37× | 0.34× | ||
| Q2 25 | 0.25× | 0.34× | ||
| Q1 25 | 0.30× | 0.39× | ||
| Q4 24 | 0.31× | 0.36× | ||
| Q3 24 | 0.38× | 0.35× | ||
| Q2 24 | — | 0.36× | ||
| Q1 24 | — | 0.35× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $117.4M | $1.7B |
| 自由现金流经营现金流 - 资本支出 | $106.5M | — |
| 自由现金流率自由现金流/营收 | 19.6% | — |
| 资本支出强度资本支出/营收 | 2.0% | — |
| 现金转化率经营现金流/净利润 | 1.95× | 3.37× |
| 过去12个月自由现金流最近4个季度 | $298.1M | — |
8季度趋势，按日历期对齐
经营现金流EXLSPFG
| Q4 25 | $117.4M | $1.7B | ||
| Q3 25 | $120.7M | $1.0B | ||
| Q2 25 | $109.4M | $811.9M | ||
| Q1 25 | $3.2M | $977.3M | ||
| Q4 24 | $105.3M | $1.5B | ||
| Q3 24 | $110.1M | $1.1B | ||
| Q2 24 | $74.9M | $1.4B | ||
| Q1 24 | $-21.9M | $584.2M |
自由现金流EXLSPFG
| Q4 25 | $106.5M | — | ||
| Q3 25 | $106.4M | — | ||
| Q2 25 | $95.0M | — | ||
| Q1 25 | $-9.7M | — | ||
| Q4 24 | $95.3M | — | ||
| Q3 24 | $97.3M | — | ||
| Q2 24 | $62.8M | — | ||
| Q1 24 | $-33.1M | — |
自由现金流率EXLSPFG
| Q4 25 | 19.6% | — | ||
| Q3 25 | 20.1% | — | ||
| Q2 25 | 18.5% | — | ||
| Q1 25 | -1.9% | — | ||
| Q4 24 | 19.8% | — | ||
| Q3 24 | 20.6% | — | ||
| Q2 24 | 14.0% | — | ||
| Q1 24 | -7.6% | — |
资本支出强度EXLSPFG
| Q4 25 | 2.0% | — | ||
| Q3 25 | 2.7% | — | ||
| Q2 25 | 2.8% | — | ||
| Q1 25 | 2.6% | — | ||
| Q4 24 | 2.1% | — | ||
| Q3 24 | 2.7% | — | ||
| Q2 24 | 2.7% | — | ||
| Q1 24 | 2.6% | — |
现金转化率EXLSPFG
| Q4 25 | 1.95× | 3.37× | ||
| Q3 25 | 2.08× | 4.70× | ||
| Q2 25 | 1.66× | 2.00× | ||
| Q1 25 | 0.05× | 20.32× | ||
| Q4 24 | 2.08× | 1.61× | ||
| Q3 24 | 2.08× | — | ||
| Q2 24 | 1.63× | 4.05× | ||
| Q1 24 | -0.45× | 1.10× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EXLS
| Insurance | $185.8M | 34% |
| Healthcare And Life Sciences | $142.2M | 26% |
| Banking Capital Markets And Diversified Industries | $122.6M | 23% |
| International Growth Markets | $92.0M | 17% |
PFG
| Segment Retirement And Income Solutions | $1.6B | 36% |
| Segment Benefits And Protection | $1.1B | 23% |
| Other | $582.8M | 13% |
| Segment Principal Asset Management | $465.6M | 10% |
| Subsegment Investment Management | $449.4M | 10% |
| Administrative Service | $152.2M | 3% |
| Subsegment International Pension | $91.2M | 2% |
| Segment Corporate | $73.0M | 2% |
| Subsegment Life Insurance | $26.1M | 1% |
| Financial Service Other | $25.1M | 1% |
| Residential Mortgage | $7.4M | 0% |
| Subsegment Specialty Benefits | $3.7M | 0% |
| Deposit Account | $3.4M | 0% |
| Commission Income | $1.8M | 0% |
