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EAGLE MATERIALS INC（EXP）与STEWART INFORMATION SERVICES CORP（STC）财务数据对比。点击上方公司名可切换其他公司
STEWART INFORMATION SERVICES CORP的季度营收约是EAGLE MATERIALS INC的1.4倍（$764.6M vs $556.0M），EAGLE MATERIALS INC净利率更高（18.5% vs 2.2%，领先16.3%），STEWART INFORMATION SERVICES CORP同比增速更快（27.7% vs -0.4%），过去两年STEWART INFORMATION SERVICES CORP的营收复合增速更高（12.7% vs 8.0%）
Eagle Materials Inc.是总部位于美国得克萨斯州达拉斯的建筑材料生产企业，主营产品包括水泥、混凝土、建筑骨料、石膏、墙板、纸板以及水力压裂作业专用砂，产品广泛应用于建筑施工、能源开发等多个领域。
斯图尔特信息服务公司（STC）是一家主营房地产信息、产权保险及交易管理服务的企业，旗下全资子公司斯图尔特产权担保公司、斯图尔特产权公司通过直营网点、斯图尔特可信供应商网络内的独立代理机构及合作企业，为美国及全球市场提供相关产品与服务，总部位于得克萨斯州休斯敦，现有员工约6350人。
EXP vs STC — 直观对比
营收规模更大
STC
是对方的1.4倍
$556.0M
营收增速更快
STC
高出28.0%
-0.4%
净利率更高
EXP
高出16.3%
2.2%
两年增速更快
STC
近两年复合增速
8.0%
损益表 — Q3 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $556.0M | $764.6M |
| 净利润 | $102.9M | $17.0M |
| 毛利率 | 28.9% | — |
| 营业利润率 | — | — |
| 净利率 | 18.5% | 2.2% |
| 营收同比 | -0.4% | 27.7% |
| 净利润同比 | -13.9% | 448.4% |
| 每股收益（稀释后） | $3.22 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EXPSTC
| Q1 26 | — | $764.6M | ||
| Q4 25 | $556.0M | $790.6M | ||
| Q3 25 | $638.9M | $796.9M | ||
| Q2 25 | $634.7M | $722.2M | ||
| Q1 25 | $470.2M | $612.0M | ||
| Q4 24 | $558.0M | $665.9M | ||
| Q3 24 | $623.6M | $667.9M | ||
| Q2 24 | $608.7M | $602.2M |
净利润EXPSTC
| Q1 26 | — | $17.0M | ||
| Q4 25 | $102.9M | $36.3M | ||
| Q3 25 | $137.4M | $44.3M | ||
| Q2 25 | $123.4M | $31.9M | ||
| Q1 25 | $66.5M | $3.1M | ||
| Q4 24 | $119.6M | $22.7M | ||
| Q3 24 | $143.5M | $30.1M | ||
| Q2 24 | $133.8M | $17.3M |
毛利率EXPSTC
| Q1 26 | — | — | ||
| Q4 25 | 28.9% | — | ||
| Q3 25 | 31.3% | — | ||
| Q2 25 | 29.2% | — | ||
| Q1 25 | 22.2% | — | ||
| Q4 24 | 31.9% | — | ||
| Q3 24 | 32.7% | — | ||
| Q2 24 | 30.7% | — |
营业利润率EXPSTC
| Q1 26 | — | — | ||
| Q4 25 | — | 6.5% | ||
| Q3 25 | — | 7.7% | ||
| Q2 25 | — | 6.5% | ||
| Q1 25 | — | 1.0% | ||
| Q4 24 | 32.8% | 5.3% | ||
| Q3 24 | 34.2% | 6.4% | ||
| Q2 24 | 32.0% | 4.8% |
净利率EXPSTC
| Q1 26 | — | 2.2% | ||
| Q4 25 | 18.5% | 4.6% | ||
| Q3 25 | 21.5% | 5.6% | ||
| Q2 25 | 19.4% | 4.4% | ||
| Q1 25 | 14.1% | 0.5% | ||
| Q4 24 | 21.4% | 3.4% | ||
| Q3 24 | 23.0% | 4.5% | ||
| Q2 24 | 22.0% | 2.9% |
每股收益（稀释后）EXPSTC
| Q1 26 | — | — | ||
| Q4 25 | $3.22 | $1.26 | ||
| Q3 25 | $4.23 | $1.55 | ||
| Q2 25 | $3.76 | $1.13 | ||
| Q1 25 | $2.01 | $0.11 | ||
| Q4 24 | $3.56 | $0.81 | ||
| Q3 24 | $4.26 | $1.07 | ||
| Q2 24 | $3.94 | $0.62 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $419.0M | $317.5M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.5B | — |
| 总资产 | $3.8B | — |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资EXPSTC
| Q1 26 | — | $317.5M | ||
| Q4 25 | $419.0M | $369.7M | ||
| Q3 25 | $35.0M | $233.2M | ||
| Q2 25 | $59.7M | $223.8M | ||
| Q1 25 | $20.4M | $194.2M | ||
| Q4 24 | $31.2M | $257.5M | ||
| Q3 24 | $93.9M | $228.7M | ||
| Q2 24 | $46.5M | $176.7M |
总债务EXPSTC
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | $1.2B | — | ||
| Q4 24 | — | $445.8M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益EXPSTC
| Q1 26 | — | — | ||
| Q4 25 | $1.5B | $1.6B | ||
| Q3 25 | $1.5B | $1.5B | ||
| Q2 25 | $1.5B | $1.4B | ||
| Q1 25 | $1.5B | $1.4B | ||
| Q4 24 | $1.5B | $1.4B | ||
| Q3 24 | $1.4B | $1.4B | ||
| Q2 24 | $1.4B | $1.4B |
总资产EXPSTC
| Q1 26 | — | — | ||
| Q4 25 | $3.8B | $3.3B | ||
| Q3 25 | $3.4B | $2.8B | ||
| Q2 25 | $3.4B | $2.8B | ||
| Q1 25 | $3.3B | $2.7B | ||
| Q4 24 | $3.0B | $2.7B | ||
| Q3 24 | $3.1B | $2.7B | ||
| Q2 24 | $3.0B | $2.6B |
负债/权益比EXPSTC
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | 0.86× | — | ||
| Q4 24 | — | 0.32× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $170.8M | — |
| 自由现金流经营现金流 - 资本支出 | $60.8M | — |
| 自由现金流率自由现金流/营收 | 10.9% | — |
| 资本支出强度资本支出/营收 | 19.8% | — |
| 现金转化率经营现金流/净利润 | 1.66× | — |
| 过去12个月自由现金流最近4个季度 | $231.8M | — |
8季度趋势，按日历期对齐
经营现金流EXPSTC
| Q1 26 | — | — | ||
| Q4 25 | $170.8M | $89.5M | ||
| Q3 25 | $204.6M | $92.6M | ||
| Q2 25 | $136.6M | $53.4M | ||
| Q1 25 | $62.8M | $-29.9M | ||
| Q4 24 | $119.9M | $68.0M | ||
| Q3 24 | $233.3M | $76.1M | ||
| Q2 24 | $132.6M | $21.1M |
自由现金流EXPSTC
| Q1 26 | — | — | ||
| Q4 25 | $60.8M | $62.3M | ||
| Q3 25 | $96.1M | $73.6M | ||
| Q2 25 | $60.5M | $38.7M | ||
| Q1 25 | $14.5M | $-42.2M | ||
| Q4 24 | $72.5M | $55.6M | ||
| Q3 24 | $166.8M | $67.4M | ||
| Q2 24 | $99.5M | $11.9M |
自由现金流率EXPSTC
| Q1 26 | — | — | ||
| Q4 25 | 10.9% | 7.9% | ||
| Q3 25 | 15.0% | 9.2% | ||
| Q2 25 | 9.5% | 5.4% | ||
| Q1 25 | 3.1% | -6.9% | ||
| Q4 24 | 13.0% | 8.4% | ||
| Q3 24 | 26.7% | 10.1% | ||
| Q2 24 | 16.3% | 2.0% |
资本支出强度EXPSTC
| Q1 26 | — | — | ||
| Q4 25 | 19.8% | 3.4% | ||
| Q3 25 | 17.0% | 2.4% | ||
| Q2 25 | 12.0% | 2.0% | ||
| Q1 25 | 10.3% | 2.0% | ||
| Q4 24 | 8.5% | 1.9% | ||
| Q3 24 | 10.7% | 1.3% | ||
| Q2 24 | 5.4% | 1.5% |
现金转化率EXPSTC
| Q1 26 | — | — | ||
| Q4 25 | 1.66× | 2.47× | ||
| Q3 25 | 1.49× | 2.09× | ||
| Q2 25 | 1.11× | 1.67× | ||
| Q1 25 | 0.94× | -9.73× | ||
| Q4 24 | 1.00× | 2.99× | ||
| Q3 24 | 1.63× | 2.53× | ||
| Q2 24 | 0.99× | 1.22× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EXP
| External Customers | $283.5M | 51% |
| Gypsum Wallboard | $175.9M | 32% |
| Recycled Paperboard | $47.8M | 9% |
| Corporate Joint Venture | $29.4M | 5% |
| Other | $11.8M | 2% |
| Western Pennsylvania Acquisition | $7.6M | 1% |
STC
| Agency title | $333.0M | 44% |
| Direct title | $270.2M | 35% |
| Real estate solutions | $161.4M | 21% |
