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eXp World Holdings, Inc.（EXPI）与PROG Holdings, Inc.（PRG）财务数据对比。点击上方公司名可切换其他公司
eXp World Holdings, Inc.的季度营收约是PROG Holdings, Inc.的1.8倍（$1.2B vs $651.6M），PROG Holdings, Inc.净利率更高（5.5% vs -1.1%，领先6.6%），PROG Holdings, Inc.同比增速更快（457.1% vs 8.5%），过去两年eXp World Holdings, Inc.的营收复合增速更高（12.4% vs 4.9%）
eXp World Holdings是全球云原生房地产服务提供商，运营eXp Realty经纪网络，依托沉浸式3D虚拟园区支持代理人协作与日常运营，业务覆盖全球20余个国家的住宅及商业地产市场，同时提供按揭贷款、产权保险、从业者职业培训等配套服务。
PROG Holdings是一家总部位于美国的金融科技企业，主要面向美国本土市场提供灵活的租购及销售点融资解决方案，核心业务涵盖零售合作伙伴融资、消费信贷与支付服务，帮助消费者无需满足传统信用要求即可购买电子产品、家居用品等商品。
EXPI vs PRG — 直观对比
营收规模更大
EXPI
是对方的1.8倍
$651.6M
营收增速更快
PRG
高出448.6%
8.5%
净利率更高
PRG
高出6.6%
-1.1%
两年增速更快
EXPI
近两年复合增速
4.9%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.2B | $651.6M |
| 净利润 | $-12.9M | $36.1M |
| 毛利率 | — | — |
| 营业利润率 | -1.1% | 10.0% |
| 净利率 | -1.1% | 5.5% |
| 营收同比 | 8.5% | 457.1% |
| 净利润同比 | -35.7% | 3.8% |
| 每股收益（稀释后） | $-0.08 | $3.68 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EXPIPRG
| Q1 26 | — | $651.6M | ||
| Q4 25 | $1.2B | $525.4M | ||
| Q3 25 | $1.3B | $595.1M | ||
| Q2 25 | $1.3B | $604.7M | ||
| Q1 25 | $954.9M | $684.1M | ||
| Q4 24 | $1.1B | $558.9M | ||
| Q3 24 | $1.2B | $606.1M | ||
| Q2 24 | $1.3B | $592.2M |
净利润EXPIPRG
| Q1 26 | — | $36.1M | ||
| Q4 25 | $-12.9M | $40.5M | ||
| Q3 25 | $3.5M | $33.1M | ||
| Q2 25 | $-2.3M | $38.5M | ||
| Q1 25 | $-11.0M | $34.7M | ||
| Q4 24 | $-9.5M | $57.5M | ||
| Q3 24 | $-8.5M | $84.0M | ||
| Q2 24 | $12.4M | $33.8M |
毛利率EXPIPRG
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 99.9% | — | ||
| Q2 24 | 99.9% | — |
营业利润率EXPIPRG
| Q1 26 | — | 10.0% | ||
| Q4 25 | -1.1% | 6.9% | ||
| Q3 25 | 0.3% | 9.0% | ||
| Q2 25 | -0.2% | 10.0% | ||
| Q1 25 | -1.1% | 8.2% | ||
| Q4 24 | -1.0% | 8.9% | ||
| Q3 24 | -0.7% | 8.1% | ||
| Q2 24 | 1.4% | 9.4% |
净利率EXPIPRG
| Q1 26 | — | 5.5% | ||
| Q4 25 | -1.1% | 7.7% | ||
| Q3 25 | 0.3% | 5.6% | ||
| Q2 25 | -0.2% | 6.4% | ||
| Q1 25 | -1.2% | 5.1% | ||
| Q4 24 | -0.9% | 10.3% | ||
| Q3 24 | -0.7% | 13.9% | ||
| Q2 24 | 1.0% | 5.7% |
每股收益（稀释后）EXPIPRG
| Q1 26 | — | $3.68 | ||
| Q4 25 | $-0.08 | $0.99 | ||
| Q3 25 | $0.02 | $0.82 | ||
| Q2 25 | $-0.01 | $0.95 | ||
| Q1 25 | $-0.07 | $0.83 | ||
| Q4 24 | $-0.06 | $1.33 | ||
| Q3 24 | $-0.06 | $1.94 | ||
| Q2 24 | $0.08 | $0.77 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $124.2M | $69.4M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $242.8M | $774.4M |
| 总资产 | $442.5M | $2.0B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资EXPIPRG
| Q1 26 | — | $69.4M | ||
| Q4 25 | $124.2M | $308.8M | ||
| Q3 25 | $112.8M | $292.6M | ||
| Q2 25 | $94.6M | $222.0M | ||
| Q1 25 | $115.7M | $213.3M | ||
| Q4 24 | $113.6M | $90.9M | ||
| Q3 24 | $130.4M | $221.7M | ||
| Q2 24 | $108.4M | $250.1M |
总债务EXPIPRG
| Q1 26 | — | — | ||
| Q4 25 | — | $594.9M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $643.6M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益EXPIPRG
| Q1 26 | — | $774.4M | ||
| Q4 25 | $242.8M | $746.4M | ||
| Q3 25 | $235.3M | $703.6M | ||
| Q2 25 | $218.4M | $668.7M | ||
| Q1 25 | $212.0M | $654.4M | ||
| Q4 24 | $204.9M | $650.3M | ||
| Q3 24 | $211.1M | $630.8M | ||
| Q2 24 | $220.3M | $581.9M |
总资产EXPIPRG
| Q1 26 | — | $2.0B | ||
| Q4 25 | $442.5M | $1.6B | ||
| Q3 25 | $458.7M | $1.5B | ||
| Q2 25 | $481.2M | $1.5B | ||
| Q1 25 | $435.8M | $1.5B | ||
| Q4 24 | $390.7M | $1.5B | ||
| Q3 24 | $432.6M | $1.4B | ||
| Q2 24 | $457.4M | $1.5B |
负债/权益比EXPIPRG
| Q1 26 | — | — | ||
| Q4 25 | — | 0.80× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.99× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $13.8M | — |
| 自由现金流经营现金流 - 资本支出 | $11.9M | — |
| 自由现金流率自由现金流/营收 | 1.0% | — |
| 资本支出强度资本支出/营收 | 0.2% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $109.0M | — |
8季度趋势，按日历期对齐
经营现金流EXPIPRG
| Q1 26 | — | — | ||
| Q4 25 | $13.8M | $-54.9M | ||
| Q3 25 | $28.9M | $110.0M | ||
| Q2 25 | $36.1M | $69.9M | ||
| Q1 25 | $39.8M | $209.9M | ||
| Q4 24 | $13.7M | $-84.5M | ||
| Q3 24 | $46.0M | $31.9M | ||
| Q2 24 | $71.1M | $55.4M |
自由现金流EXPIPRG
| Q1 26 | — | — | ||
| Q4 25 | $11.9M | $-57.5M | ||
| Q3 25 | $26.6M | $106.5M | ||
| Q2 25 | $33.3M | $68.0M | ||
| Q1 25 | $37.3M | $208.0M | ||
| Q4 24 | $11.6M | $-86.8M | ||
| Q3 24 | $44.4M | $29.8M | ||
| Q2 24 | $69.7M | $53.5M |
自由现金流率EXPIPRG
| Q1 26 | — | — | ||
| Q4 25 | 1.0% | -10.9% | ||
| Q3 25 | 2.0% | 17.9% | ||
| Q2 25 | 2.5% | 11.2% | ||
| Q1 25 | 3.9% | 30.4% | ||
| Q4 24 | 1.1% | -15.5% | ||
| Q3 24 | 3.6% | 4.9% | ||
| Q2 24 | 5.4% | 9.0% |
资本支出强度EXPIPRG
| Q1 26 | — | — | ||
| Q4 25 | 0.2% | 0.5% | ||
| Q3 25 | 0.2% | 0.6% | ||
| Q2 25 | 0.2% | 0.3% | ||
| Q1 25 | 0.3% | 0.3% | ||
| Q4 24 | 0.2% | 0.4% | ||
| Q3 24 | 0.1% | 0.3% | ||
| Q2 24 | 0.1% | 0.3% |
现金转化率EXPIPRG
| Q1 26 | — | — | ||
| Q4 25 | — | -1.36× | ||
| Q3 25 | 8.26× | 3.32× | ||
| Q2 25 | — | 1.82× | ||
| Q1 25 | — | 6.05× | ||
| Q4 24 | — | -1.47× | ||
| Q3 24 | — | 0.38× | ||
| Q2 24 | 5.75× | 1.64× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EXPI
| North American Realty | $1.1B | 96% |
| International Realty | $42.2M | 4% |
PRG
暂无分部数据
