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FIRST ADVANTAGE CORP（FA）与PROVIDENT FINANCIAL SERVICES INC（PFS）财务数据对比。点击上方公司名可切换其他公司
FIRST ADVANTAGE CORP的季度营收约是PROVIDENT FINANCIAL SERVICES INC的1.9倍（$420.0M vs $225.2M），PROVIDENT FINANCIAL SERVICES INC净利率更高（35.3% vs 0.8%，领先34.4%），过去两年FIRST ADVANTAGE CORP的营收复合增速更高（57.5% vs 17.3%）
First Advantage是全球领先的劳动力筛查与背景验证服务提供商，服务覆盖科技、医疗、金融、零售、制造等多个行业的各规模客户，助力企业管控雇佣风险、满足合规要求，打造安全可信的工作环境。
PNC金融服务集团是总部位于美国宾夕法尼亚州匹兹堡的银行控股及金融服务企业，旗下银行子公司PNC银行业务覆盖美国27个州和华盛顿特区，拥有2629家营业网点与9523台ATM机，是美国资产规模、网点数量、存款规模、ATM保有量均位居前列的大型银行机构。
FA vs PFS — 直观对比
营收规模更大
FA
是对方的1.9倍
$225.2M
净利率更高
PFS
高出34.4%
0.8%
两年增速更快
FA
近两年复合增速
17.3%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $420.0M | $225.2M |
| 净利润 | $3.5M | $79.4M |
| 毛利率 | — | — |
| 营业利润率 | 10.7% | — |
| 净利率 | 0.8% | 35.3% |
| 营收同比 | 36.8% | — |
| 净利润同比 | 103.5% | 24.0% |
| 每股收益（稀释后） | $0.03 | $0.61 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FAPFS
| Q1 26 | — | $225.2M | ||
| Q4 25 | $420.0M | $225.7M | ||
| Q3 25 | $409.2M | $221.8M | ||
| Q2 25 | $390.6M | $214.2M | ||
| Q1 25 | $354.6M | $208.8M | ||
| Q4 24 | $307.1M | $205.9M | ||
| Q3 24 | $199.1M | $210.6M | ||
| Q2 24 | $184.5M | $163.8M |
净利润FAPFS
| Q1 26 | — | $79.4M | ||
| Q4 25 | $3.5M | — | ||
| Q3 25 | $2.6M | $71.7M | ||
| Q2 25 | $308.0K | $72.0M | ||
| Q1 25 | $-41.2M | $64.0M | ||
| Q4 24 | $-100.4M | — | ||
| Q3 24 | $-8.9M | $46.4M | ||
| Q2 24 | $1.9M | $-11.5M |
营业利润率FAPFS
| Q1 26 | — | — | ||
| Q4 25 | 10.7% | 49.7% | ||
| Q3 25 | 10.3% | 45.8% | ||
| Q2 25 | 9.7% | 47.8% | ||
| Q1 25 | 2.1% | 44.0% | ||
| Q4 24 | -26.3% | 30.5% | ||
| Q3 24 | 4.6% | 31.0% | ||
| Q2 24 | 5.4% | -13.0% |
净利率FAPFS
| Q1 26 | — | 35.3% | ||
| Q4 25 | 0.8% | — | ||
| Q3 25 | 0.6% | 32.3% | ||
| Q2 25 | 0.1% | 33.6% | ||
| Q1 25 | -11.6% | 30.7% | ||
| Q4 24 | -32.7% | — | ||
| Q3 24 | -4.4% | 22.0% | ||
| Q2 24 | 1.0% | -7.0% |
每股收益（稀释后）FAPFS
| Q1 26 | — | $0.61 | ||
| Q4 25 | $0.03 | $0.64 | ||
| Q3 25 | $0.01 | $0.55 | ||
| Q2 25 | $0.00 | $0.55 | ||
| Q1 25 | $-0.24 | $0.49 | ||
| Q4 24 | $-0.67 | $0.37 | ||
| Q3 24 | $-0.06 | $0.36 | ||
| Q2 24 | $0.01 | $-0.11 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $240.0M | $222.1M |
| 总债务越低越好 | $2.1B | — |
| 股东权益账面价值 | $1.3B | $2.9B |
| 总资产 | $3.8B | $25.2B |
| 负债/权益比越低杠杆越低 | 1.61× | — |
8季度趋势，按日历期对齐
现金及短期投资FAPFS
| Q1 26 | — | $222.1M | ||
| Q4 25 | $240.0M | $209.1M | ||
| Q3 25 | $216.8M | $299.2M | ||
| Q2 25 | $184.3M | $258.0M | ||
| Q1 25 | $172.0M | $234.1M | ||
| Q4 24 | $168.7M | $205.9M | ||
| Q3 24 | $307.4M | $244.0M | ||
| Q2 24 | $269.6M | $290.5M |
总债务FAPFS
| Q1 26 | — | — | ||
| Q4 25 | $2.1B | — | ||
| Q3 25 | $2.1B | — | ||
| Q2 25 | $2.1B | — | ||
| Q1 25 | $2.2B | — | ||
| Q4 24 | $2.2B | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益FAPFS
| Q1 26 | — | $2.9B | ||
| Q4 25 | $1.3B | $2.8B | ||
| Q3 25 | $1.3B | $2.8B | ||
| Q2 25 | $1.3B | $2.7B | ||
| Q1 25 | $1.3B | $2.7B | ||
| Q4 24 | $1.3B | $2.6B | ||
| Q3 24 | $920.7M | $2.6B | ||
| Q2 24 | $913.3M | $2.6B |
总资产FAPFS
| Q1 26 | — | $25.2B | ||
| Q4 25 | $3.8B | $25.0B | ||
| Q3 25 | $3.9B | $24.8B | ||
| Q2 25 | $3.9B | $24.5B | ||
| Q1 25 | $3.9B | $24.2B | ||
| Q4 24 | $3.9B | $24.1B | ||
| Q3 24 | $1.7B | $24.0B | ||
| Q2 24 | $1.6B | $24.1B |
负债/权益比FAPFS
| Q1 26 | — | — | ||
| Q4 25 | 1.61× | — | ||
| Q3 25 | 1.64× | — | ||
| Q2 25 | 1.65× | — | ||
| Q1 25 | 1.69× | — | ||
| Q4 24 | 1.66× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $65.9M | — |
| 自由现金流经营现金流 - 资本支出 | $62.2M | — |
| 自由现金流率自由现金流/营收 | 14.8% | — |
| 资本支出强度资本支出/营收 | 0.9% | — |
| 现金转化率经营现金流/净利润 | 19.01× | — |
| 过去12个月自由现金流最近4个季度 | $188.5M | — |
8季度趋势，按日历期对齐
经营现金流FAPFS
| Q1 26 | — | — | ||
| Q4 25 | $65.9M | $442.3M | ||
| Q3 25 | $72.4M | $98.0M | ||
| Q2 25 | $37.3M | $186.8M | ||
| Q1 25 | $19.5M | $88.5M | ||
| Q4 24 | $-85.7M | $426.4M | ||
| Q3 24 | $43.5M | $69.2M | ||
| Q2 24 | $32.0M | $76.5M |
自由现金流FAPFS
| Q1 26 | — | — | ||
| Q4 25 | $62.2M | $430.7M | ||
| Q3 25 | $71.2M | $96.7M | ||
| Q2 25 | $36.1M | $182.6M | ||
| Q1 25 | $19.0M | $87.4M | ||
| Q4 24 | $-86.0M | $425.1M | ||
| Q3 24 | $43.1M | $67.9M | ||
| Q2 24 | $31.4M | $75.5M |
自由现金流率FAPFS
| Q1 26 | — | — | ||
| Q4 25 | 14.8% | 190.8% | ||
| Q3 25 | 17.4% | 43.6% | ||
| Q2 25 | 9.2% | 85.2% | ||
| Q1 25 | 5.4% | 41.9% | ||
| Q4 24 | -28.0% | 206.4% | ||
| Q3 24 | 21.6% | 32.2% | ||
| Q2 24 | 17.0% | 46.1% |
资本支出强度FAPFS
| Q1 26 | — | — | ||
| Q4 25 | 0.9% | 5.1% | ||
| Q3 25 | 0.3% | 0.6% | ||
| Q2 25 | 0.3% | 2.0% | ||
| Q1 25 | 0.1% | 0.5% | ||
| Q4 24 | 0.1% | 0.6% | ||
| Q3 24 | 0.2% | 0.6% | ||
| Q2 24 | 0.4% | 0.6% |
现金转化率FAPFS
| Q1 26 | — | — | ||
| Q4 25 | 19.01× | — | ||
| Q3 25 | 27.91× | 1.37× | ||
| Q2 25 | 121.25× | 2.59× | ||
| Q1 25 | — | 1.38× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 1.49× | ||
| Q2 24 | 17.22× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FA
| First Advantage Americas | $209.9M | 50% |
| Sterling | $185.9M | 44% |
| First Advantage International | $24.2M | 6% |
PFS
| Net Interest Income | $193.7M | 86% |
| Noninterest Income | $31.5M | 14% |
