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First American Financial Corp（FAF）与INVESTORS TITLE CO（ITIC）财务数据对比。点击上方公司名可切换其他公司
First American Financial Corp的季度营收约是INVESTORS TITLE CO的201.6倍（$2.0B vs $10.2M）。First American Financial Corp同比增速更快（21.6% vs 11.3%）。First American Financial Corp自由现金流更多（$324.5M vs $3.7M）。过去两年First American Financial Corp的营收复合增速更高（19.9% vs 12.6%）
第一美国金融公司是美国知名金融服务企业，主要面向房地产及抵押贷款行业开展业务，核心服务涵盖产权保险、房产交易与抵押业务相关的交割结算服务，在全球地产金融服务领域具备成熟的服务能力与较高的行业认可度。
该公司是全球首家产权保险公司，前身为费城房地产产权保险公司，目前专注于为房地产交易提供产权保险相关服务，保障房地产交易中产权方的合法权益，在产权保险领域拥有悠久的发展历史与行业积累。
FAF vs ITIC — 直观对比
营收规模更大
FAF
是对方的201.6倍
$10.2M
营收增速更快
FAF
高出10.3%
11.3%
自由现金流更多
FAF
多$320.8M
$3.7M
两年增速更快
FAF
近两年复合增速
12.6%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $2.0B | $10.2M |
| 净利润 | $211.9M | — |
| 毛利率 | — | — |
| 营业利润率 | 14.0% | 94.5% |
| 净利率 | 10.3% | — |
| 营收同比 | 21.6% | 11.3% |
| 净利润同比 | 192.7% | — |
| 每股收益（稀释后） | $2.04 | $3.97 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FAFITIC
| Q4 25 | $2.0B | $10.2M | ||
| Q3 25 | $2.0B | $11.1M | ||
| Q2 25 | $1.8B | $11.2M | ||
| Q1 25 | $1.6B | $8.5M | ||
| Q4 24 | $1.7B | $9.1M | ||
| Q3 24 | $1.4B | $8.9M | ||
| Q2 24 | $1.6B | $9.1M | ||
| Q1 24 | $1.4B | $8.0M |
净利润FAFITIC
| Q4 25 | $211.9M | — | ||
| Q3 25 | $189.6M | $12.2M | ||
| Q2 25 | $146.1M | $12.3M | ||
| Q1 25 | $74.2M | $3.2M | ||
| Q4 24 | $72.4M | — | ||
| Q3 24 | $-104.0M | $9.3M | ||
| Q2 24 | $116.0M | $8.9M | ||
| Q1 24 | $46.7M | $4.5M |
营业利润率FAFITIC
| Q4 25 | 14.0% | 94.5% | ||
| Q3 25 | 12.5% | — | ||
| Q2 25 | 10.6% | — | ||
| Q1 25 | 6.1% | 47.7% | ||
| Q4 24 | 5.9% | — | ||
| Q3 24 | -10.3% | — | ||
| Q2 24 | 9.4% | — | ||
| Q1 24 | 4.1% | 72.2% |
净利率FAFITIC
| Q4 25 | 10.3% | — | ||
| Q3 25 | 9.6% | 110.3% | ||
| Q2 25 | 7.9% | 109.9% | ||
| Q1 25 | 4.7% | 37.3% | ||
| Q4 24 | 4.3% | — | ||
| Q3 24 | -7.4% | 104.9% | ||
| Q2 24 | 7.2% | 97.4% | ||
| Q1 24 | 3.3% | 56.4% |
每股收益（稀释后）FAFITIC
| Q4 25 | $2.04 | $3.97 | ||
| Q3 25 | $1.84 | $6.45 | ||
| Q2 25 | $1.41 | $6.48 | ||
| Q1 25 | $0.71 | $1.67 | ||
| Q4 24 | $0.70 | $4.41 | ||
| Q3 24 | $-1.00 | $4.92 | ||
| Q2 24 | $1.11 | $4.70 | ||
| Q1 24 | $0.45 | $2.40 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.4B | $89.6M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $5.5B | $268.3M |
| 总资产 | $16.2B | $363.1M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资FAFITIC
| Q4 25 | $1.4B | $89.6M | ||
| Q3 25 | $2.9B | $110.8M | ||
| Q2 25 | $2.0B | $90.1M | ||
| Q1 25 | $2.0B | $81.7M | ||
| Q4 24 | $1.7B | $83.8M | ||
| Q3 24 | $3.0B | $112.9M | ||
| Q2 24 | $2.0B | $111.2M | ||
| Q1 24 | $1.5B | $135.0M |
股东权益FAFITIC
| Q4 25 | $5.5B | $268.3M | ||
| Q3 25 | $5.3B | $278.0M | ||
| Q2 25 | $5.1B | $266.2M | ||
| Q1 25 | $5.0B | $254.4M | ||
| Q4 24 | $4.9B | $251.8M | ||
| Q3 24 | $5.1B | $271.3M | ||
| Q2 24 | $4.8B | $261.8M | ||
| Q1 24 | $4.8B | $254.0M |
总资产FAFITIC
| Q4 25 | $16.2B | $363.1M | ||
| Q3 25 | $17.6B | $363.3M | ||
| Q2 25 | $16.3B | $345.8M | ||
| Q1 25 | $15.5B | $333.8M | ||
| Q4 24 | $14.9B | $333.6M | ||
| Q3 24 | $16.6B | $352.0M | ||
| Q2 24 | $15.2B | $340.3M | ||
| Q1 24 | $14.7B | $329.5M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $369.3M | $5.0M |
| 自由现金流经营现金流 - 资本支出 | $324.5M | $3.7M |
| 自由现金流率自由现金流/营收 | 15.8% | 36.1% |
| 资本支出强度资本支出/营收 | 2.2% | 13.0% |
| 现金转化率经营现金流/净利润 | 1.74× | — |
| 过去12个月自由现金流最近4个季度 | $762.5M | $25.4M |
8季度趋势，按日历期对齐
经营现金流FAFITIC
| Q4 25 | $369.3M | $5.0M | ||
| Q3 25 | $272.5M | $17.2M | ||
| Q2 25 | $361.8M | $8.9M | ||
| Q1 25 | $-52.8M | $-75.0K | ||
| Q4 24 | $324.6M | $12.1M | ||
| Q3 24 | $236.9M | $7.8M | ||
| Q2 24 | $266.7M | $8.4M | ||
| Q1 24 | $69.3M | $1.4M |
自由现金流FAFITIC
| Q4 25 | $324.5M | $3.7M | ||
| Q3 25 | $223.1M | $15.8M | ||
| Q2 25 | $309.4M | $7.3M | ||
| Q1 25 | $-94.5M | $-1.4M | ||
| Q4 24 | $266.2M | $10.8M | ||
| Q3 24 | $185.4M | $6.1M | ||
| Q2 24 | $210.0M | $6.3M | ||
| Q1 24 | $17.6M | $-793.0K |
自由现金流率FAFITIC
| Q4 25 | 15.8% | 36.1% | ||
| Q3 25 | 11.3% | 142.8% | ||
| Q2 25 | 16.8% | 65.4% | ||
| Q1 25 | -6.0% | -16.5% | ||
| Q4 24 | 15.8% | 118.2% | ||
| Q3 24 | 13.2% | 68.6% | ||
| Q2 24 | 13.0% | 69.4% | ||
| Q1 24 | 1.2% | -9.9% |
资本支出强度FAFITIC
| Q4 25 | 2.2% | 13.0% | ||
| Q3 25 | 2.5% | 12.2% | ||
| Q2 25 | 2.8% | 13.9% | ||
| Q1 25 | 2.6% | 15.7% | ||
| Q4 24 | 3.5% | 14.8% | ||
| Q3 24 | 3.7% | 19.5% | ||
| Q2 24 | 3.5% | 23.2% | ||
| Q1 24 | 3.6% | 27.8% |
现金转化率FAFITIC
| Q4 25 | 1.74× | — | ||
| Q3 25 | 1.44× | 1.40× | ||
| Q2 25 | 2.48× | 0.72× | ||
| Q1 25 | -0.71× | -0.02× | ||
| Q4 24 | 4.48× | — | ||
| Q3 24 | — | 0.84× | ||
| Q2 24 | 2.30× | 0.95× | ||
| Q1 24 | 1.48× | 0.32× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FAF
| Title Insurance And Services | $1.9B | 94% |
| Home Warranty | $110.3M | 5% |
ITIC
| Escrow Title Related And Other Fees | $4.9M | 48% |
| Investment Related Revenue | $3.8M | 37% |
| Other | $1.5M | 15% |
