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First American Financial Corp（FAF）与瑞思迈（RMD）财务数据对比。点击上方公司名可切换其他公司
First American Financial Corp的季度营收约是瑞思迈的1.4倍（$2.0B vs $1.4B），瑞思迈净利率更高（27.6% vs 10.3%，领先17.3%），First American Financial Corp同比增速更快（21.6% vs 11.0%），过去两年First American Financial Corp的营收复合增速更高（19.9% vs 7.8%）
第一美国金融公司是美国知名金融服务企业，主要面向房地产及抵押贷款行业开展业务，核心服务涵盖产权保险、房产交易与抵押业务相关的交割结算服务，在全球地产金融服务领域具备成熟的服务能力与较高的行业认可度。
瑞思迈是一家起源于澳大利亚、总部位于美国加利福尼亚州圣迭戈的医疗设备企业，主打可接入云端的呼吸类医疗设备，用于治疗睡眠呼吸暂停、慢性阻塞性肺病等呼吸道疾病，新冠疫情期间曾大量生产呼吸机等设备助力患者救治。
FAF vs RMD — 直观对比
营收规模更大
FAF
是对方的1.4倍
$1.4B
营收增速更快
FAF
高出10.7%
11.0%
净利率更高
RMD
高出17.3%
10.3%
两年增速更快
FAF
近两年复合增速
7.8%
损益表 — Q4 FY2025 vs Q4 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $2.0B | $1.4B |
| 净利润 | $211.9M | $392.6M |
| 毛利率 | — | 61.8% |
| 营业利润率 | 14.0% | 34.6% |
| 净利率 | 10.3% | 27.6% |
| 营收同比 | 21.6% | 11.0% |
| 净利润同比 | 192.7% | 13.9% |
| 每股收益（稀释后） | $2.04 | $2.68 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FAFRMD
| Q2 26 | — | $1.4B | ||
| Q1 26 | — | $1.4B | ||
| Q4 25 | $2.0B | $1.4B | ||
| Q3 25 | $2.0B | $1.3B | ||
| Q2 25 | $1.8B | $1.3B | ||
| Q1 25 | $1.6B | $1.3B | ||
| Q4 24 | $1.7B | $1.3B | ||
| Q3 24 | $1.4B | $1.2B |
净利润FAFRMD
| Q2 26 | — | $392.6M | ||
| Q1 26 | — | $398.7M | ||
| Q4 25 | $211.9M | $392.6M | ||
| Q3 25 | $189.6M | $348.5M | ||
| Q2 25 | $146.1M | $379.7M | ||
| Q1 25 | $74.2M | $365.0M | ||
| Q4 24 | $72.4M | $344.6M | ||
| Q3 24 | $-104.0M | $311.4M |
毛利率FAFRMD
| Q2 26 | — | 61.8% | ||
| Q1 26 | — | 62.2% | ||
| Q4 25 | — | 61.8% | ||
| Q3 25 | — | 61.5% | ||
| Q2 25 | — | 60.8% | ||
| Q1 25 | — | 59.3% | ||
| Q4 24 | — | 58.6% | ||
| Q3 24 | — | 58.6% |
营业利润率FAFRMD
| Q2 26 | — | 34.6% | ||
| Q1 26 | — | 34.9% | ||
| Q4 25 | 14.0% | 34.6% | ||
| Q3 25 | 12.5% | 33.4% | ||
| Q2 25 | 10.6% | 33.7% | ||
| Q1 25 | 6.1% | 33.0% | ||
| Q4 24 | 5.9% | 32.5% | ||
| Q3 24 | -10.3% | 31.6% |
净利率FAFRMD
| Q2 26 | — | 27.6% | ||
| Q1 26 | — | 27.9% | ||
| Q4 25 | 10.3% | 27.6% | ||
| Q3 25 | 9.6% | 26.1% | ||
| Q2 25 | 7.9% | 28.2% | ||
| Q1 25 | 4.7% | 28.3% | ||
| Q4 24 | 4.3% | 26.9% | ||
| Q3 24 | -7.4% | 25.4% |
每股收益（稀释后）FAFRMD
| Q2 26 | — | $2.68 | ||
| Q1 26 | — | $2.74 | ||
| Q4 25 | $2.04 | $2.68 | ||
| Q3 25 | $1.84 | $2.37 | ||
| Q2 25 | $1.41 | $2.58 | ||
| Q1 25 | $0.71 | $2.48 | ||
| Q4 24 | $0.70 | $2.34 | ||
| Q3 24 | $-1.00 | $2.11 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.4B | $1.4B |
| 总债务越低越好 | — | $663.8M |
| 股东权益账面价值 | $5.5B | $6.3B |
| 总资产 | $16.2B | $8.5B |
| 负债/权益比越低杠杆越低 | — | 0.11× |
8季度趋势，按日历期对齐
现金及短期投资FAFRMD
| Q2 26 | — | $1.4B | ||
| Q1 26 | — | $1.7B | ||
| Q4 25 | $1.4B | $1.4B | ||
| Q3 25 | $2.9B | $1.4B | ||
| Q2 25 | $2.0B | $1.2B | ||
| Q1 25 | $2.0B | $932.7M | ||
| Q4 24 | $1.7B | $521.9M | ||
| Q3 24 | $3.0B | $426.4M |
总债务FAFRMD
| Q2 26 | — | $663.8M | ||
| Q1 26 | — | $664.1M | ||
| Q4 25 | — | $403.9M | ||
| Q3 25 | — | $408.7M | ||
| Q2 25 | — | $658.4M | ||
| Q1 25 | — | $663.1M | ||
| Q4 24 | — | $662.9M | ||
| Q3 24 | — | $667.6M |
股东权益FAFRMD
| Q2 26 | — | $6.3B | ||
| Q1 26 | — | $6.5B | ||
| Q4 25 | $5.5B | $6.3B | ||
| Q3 25 | $5.3B | $6.1B | ||
| Q2 25 | $5.1B | $6.0B | ||
| Q1 25 | $5.0B | $5.5B | ||
| Q4 24 | $4.9B | $5.3B | ||
| Q3 24 | $5.1B | $5.2B |
总资产FAFRMD
| Q2 26 | — | $8.5B | ||
| Q1 26 | — | $8.8B | ||
| Q4 25 | $16.2B | $8.5B | ||
| Q3 25 | $17.6B | $8.3B | ||
| Q2 25 | $16.3B | $8.2B | ||
| Q1 25 | $15.5B | $7.6B | ||
| Q4 24 | $14.9B | $7.1B | ||
| Q3 24 | $16.6B | $7.2B |
负债/权益比FAFRMD
| Q2 26 | — | 0.11× | ||
| Q1 26 | — | 0.10× | ||
| Q4 25 | — | 0.06× | ||
| Q3 25 | — | 0.07× | ||
| Q2 25 | — | 0.11× | ||
| Q1 25 | — | 0.12× | ||
| Q4 24 | — | 0.13× | ||
| Q3 24 | — | 0.13× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $369.3M | — |
| 自由现金流经营现金流 - 资本支出 | $324.5M | — |
| 自由现金流率自由现金流/营收 | 15.8% | — |
| 资本支出强度资本支出/营收 | 2.2% | — |
| 现金转化率经营现金流/净利润 | 1.74× | — |
| 过去12个月自由现金流最近4个季度 | $762.5M | — |
8季度趋势，按日历期对齐
经营现金流FAFRMD
| Q2 26 | — | — | ||
| Q1 26 | — | — | ||
| Q4 25 | $369.3M | $339.7M | ||
| Q3 25 | $272.5M | $457.3M | ||
| Q2 25 | $361.8M | $538.8M | ||
| Q1 25 | $-52.8M | $578.7M | ||
| Q4 24 | $324.6M | $308.6M | ||
| Q3 24 | $236.9M | $325.5M |
自由现金流FAFRMD
| Q2 26 | — | — | ||
| Q1 26 | — | — | ||
| Q4 25 | $324.5M | $311.2M | ||
| Q3 25 | $223.1M | $414.4M | ||
| Q2 25 | $309.4M | $508.2M | ||
| Q1 25 | $-94.5M | $557.9M | ||
| Q4 24 | $266.2M | $288.0M | ||
| Q3 24 | $185.4M | $307.7M |
自由现金流率FAFRMD
| Q2 26 | — | — | ||
| Q1 26 | — | — | ||
| Q4 25 | 15.8% | 21.9% | ||
| Q3 25 | 11.3% | 31.0% | ||
| Q2 25 | 16.8% | 37.7% | ||
| Q1 25 | -6.0% | 43.2% | ||
| Q4 24 | 15.8% | 22.5% | ||
| Q3 24 | 13.2% | 25.1% |
资本支出强度FAFRMD
| Q2 26 | — | — | ||
| Q1 26 | — | — | ||
| Q4 25 | 2.2% | 2.0% | ||
| Q3 25 | 2.5% | 3.2% | ||
| Q2 25 | 2.8% | 2.3% | ||
| Q1 25 | 2.6% | 1.6% | ||
| Q4 24 | 3.5% | 1.6% | ||
| Q3 24 | 3.7% | 1.5% |
现金转化率FAFRMD
| Q2 26 | — | — | ||
| Q1 26 | — | — | ||
| Q4 25 | 1.74× | 0.87× | ||
| Q3 25 | 1.44× | 1.31× | ||
| Q2 25 | 2.48× | 1.42× | ||
| Q1 25 | -0.71× | 1.59× | ||
| Q4 24 | 4.48× | 0.90× | ||
| Q3 24 | — | 1.05× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FAF
| Title Insurance And Services | $1.9B | 94% |
| Home Warranty | $110.3M | 5% |
RMD
暂无分部数据
