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Fat Brands, Inc（FAT）与LendingClub Corp（LC）财务数据对比。点击上方公司名可切换其他公司
LendingClub Corp的季度营收约是Fat Brands, Inc的1.8倍（$252.3M vs $140.0M），LendingClub Corp净利率更高（20.5% vs -41.6%，领先62.0%），LendingClub Corp同比增速更快（15.9% vs -2.3%），过去两年LendingClub Corp的营收复合增速更高（16.1% vs -6.1%）
FAT Brands是来自美国的多品牌餐饮与体育酒吧连锁运营商，总部位于加利福尼亚州比弗利山庄，主要开展餐饮品牌的连锁加盟运营业务，旗下涵盖多个餐饮及休闲体育酒吧品牌。
LendingClub Corp是总部位于美国加利福尼亚州旧金山的金融服务企业，是全球首家将旗下产品作为证券完成注册的P2P借贷平台，同时支持贷款在二级市场交易。巅峰时期它是全球规模最大的P2P借贷平台，截至2015年12月31日，平台累计促成贷款发放额达159.8亿美元。
FAT vs LC — 直观对比
营收规模更大
LC
是对方的1.8倍
$140.0M
营收增速更快
LC
高出18.2%
-2.3%
净利率更高
LC
高出62.0%
-41.6%
两年增速更快
LC
近两年复合增速
-6.1%
损益表 — Q3 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $140.0M | $252.3M |
| 净利润 | $-58.2M | $51.6M |
| 毛利率 | — | — |
| 营业利润率 | -12.4% | — |
| 净利率 | -41.6% | 20.5% |
| 营收同比 | -2.3% | 15.9% |
| 净利润同比 | -30.1% | 341.0% |
| 每股收益（稀释后） | $-3.39 | $0.44 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FATLC
| Q1 26 | — | $252.3M | ||
| Q4 25 | — | $266.5M | ||
| Q3 25 | $140.0M | $266.2M | ||
| Q2 25 | $146.8M | $248.4M | ||
| Q1 25 | $142.0M | $217.7M | ||
| Q4 24 | $145.3M | $217.2M | ||
| Q3 24 | $143.4M | $201.9M | ||
| Q2 24 | $152.0M | $187.2M |
净利润FATLC
| Q1 26 | — | $51.6M | ||
| Q4 25 | — | — | ||
| Q3 25 | $-58.2M | $44.3M | ||
| Q2 25 | $-54.2M | $38.2M | ||
| Q1 25 | $-46.0M | $11.7M | ||
| Q4 24 | $-67.4M | — | ||
| Q3 24 | $-44.8M | $14.5M | ||
| Q2 24 | $-39.4M | $14.9M |
营业利润率FATLC
| Q1 26 | — | — | ||
| Q4 25 | — | 18.8% | ||
| Q3 25 | -12.4% | 21.5% | ||
| Q2 25 | -10.6% | 21.7% | ||
| Q1 25 | -6.0% | 7.2% | ||
| Q4 24 | -27.1% | 5.1% | ||
| Q3 24 | -6.2% | 8.9% | ||
| Q2 24 | -1.8% | 10.4% |
净利率FATLC
| Q1 26 | — | 20.5% | ||
| Q4 25 | — | — | ||
| Q3 25 | -41.6% | 16.6% | ||
| Q2 25 | -36.9% | 15.4% | ||
| Q1 25 | -32.4% | 5.4% | ||
| Q4 24 | -46.4% | — | ||
| Q3 24 | -31.2% | 7.2% | ||
| Q2 24 | -25.9% | 8.0% |
每股收益（稀释后）FATLC
| Q1 26 | — | $0.44 | ||
| Q4 25 | — | $0.36 | ||
| Q3 25 | $-3.39 | $0.37 | ||
| Q2 25 | $-3.17 | $0.33 | ||
| Q1 25 | $-2.73 | $0.10 | ||
| Q4 24 | $-4.06 | $0.08 | ||
| Q3 24 | $-2.74 | $0.13 | ||
| Q2 24 | $-2.43 | $0.13 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | $1.3B | — |
| 股东权益账面价值 | $-585.8M | $1.5B |
| 总资产 | $1.2B | $11.9B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
总债务FATLC
| Q1 26 | — | — | ||
| Q4 25 | — | $0 | ||
| Q3 25 | $1.3B | $0 | ||
| Q2 25 | $1.3B | $0 | ||
| Q1 25 | $1.3B | $0 | ||
| Q4 24 | $1.3B | $0 | ||
| Q3 24 | $1.2B | — | ||
| Q2 24 | $1.2B | — |
股东权益FATLC
| Q1 26 | — | $1.5B | ||
| Q4 25 | — | $1.5B | ||
| Q3 25 | $-585.8M | $1.5B | ||
| Q2 25 | $-536.5M | $1.4B | ||
| Q1 25 | $-493.9M | $1.4B | ||
| Q4 24 | $-455.7M | $1.3B | ||
| Q3 24 | $-386.1M | $1.3B | ||
| Q2 24 | $-338.6M | $1.3B |
总资产FATLC
| Q1 26 | — | $11.9B | ||
| Q4 25 | — | $11.6B | ||
| Q3 25 | $1.2B | $11.1B | ||
| Q2 25 | $1.2B | $10.8B | ||
| Q1 25 | $1.3B | $10.5B | ||
| Q4 24 | $1.3B | $10.6B | ||
| Q3 24 | $1.3B | $11.0B | ||
| Q2 24 | $1.4B | $9.6B |
负债/权益比FATLC
| Q1 26 | — | — | ||
| Q4 25 | — | 0.00× | ||
| Q3 25 | — | 0.00× | ||
| Q2 25 | — | 0.00× | ||
| Q1 25 | — | 0.00× | ||
| Q4 24 | — | 0.00× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-14.5M | — |
| 自由现金流经营现金流 - 资本支出 | $-16.9M | — |
| 自由现金流率自由现金流/营收 | -12.1% | — |
| 资本支出强度资本支出/营收 | 1.7% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $-75.0M | — |
8季度趋势，按日历期对齐
经营现金流FATLC
| Q1 26 | — | — | ||
| Q4 25 | — | $-2.7B | ||
| Q3 25 | $-14.5M | $-770.8M | ||
| Q2 25 | $-26.9M | $-713.1M | ||
| Q1 25 | $-13.2M | $-339.3M | ||
| Q4 24 | $-10.4M | $-2.6B | ||
| Q3 24 | $-3.2M | $-669.8M | ||
| Q2 24 | $-14.2M | $-932.5M |
自由现金流FATLC
| Q1 26 | — | — | ||
| Q4 25 | — | $-2.9B | ||
| Q3 25 | $-16.9M | $-791.8M | ||
| Q2 25 | $-29.3M | $-803.8M | ||
| Q1 25 | $-17.8M | $-352.3M | ||
| Q4 24 | $-11.0M | $-2.7B | ||
| Q3 24 | $-11.1M | $-682.3M | ||
| Q2 24 | $-24.4M | $-945.3M |
自由现金流率FATLC
| Q1 26 | — | — | ||
| Q4 25 | — | -1076.0% | ||
| Q3 25 | -12.1% | -297.4% | ||
| Q2 25 | -20.0% | -323.5% | ||
| Q1 25 | -12.5% | -161.8% | ||
| Q4 24 | -7.6% | -1237.8% | ||
| Q3 24 | -7.7% | -338.0% | ||
| Q2 24 | -16.1% | -504.9% |
资本支出强度FATLC
| Q1 26 | — | — | ||
| Q4 25 | — | 52.7% | ||
| Q3 25 | 1.7% | 7.9% | ||
| Q2 25 | 1.6% | 36.5% | ||
| Q1 25 | 3.2% | 6.0% | ||
| Q4 24 | 0.4% | 25.0% | ||
| Q3 24 | 5.5% | 6.2% | ||
| Q2 24 | 6.7% | 6.9% |
现金转化率FATLC
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | -17.41× | ||
| Q2 25 | — | -18.68× | ||
| Q1 25 | — | -29.07× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | -46.33× | ||
| Q2 24 | — | -62.57× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FAT
| Restaurant Sales | $96.6M | 69% |
| Royalty | $21.6M | 15% |
| Factory | $9.6M | 7% |
| Advertising | $9.1M | 7% |
| Franchisor | $1.5M | 1% |
| Other | $1.5M | 1% |
LC
暂无分部数据
