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富邦金控（FBK）与LiveRamp Holdings, Inc.（RAMP）财务数据对比。点击上方公司名可切换其他公司
LiveRamp Holdings, Inc.的季度营收约是富邦金控的1.2倍（$212.2M vs $178.6M），富邦金控净利率更高（31.9% vs 18.8%，领先13.1%），富邦金控同比增速更快（37.0% vs 8.6%），过去两年富邦金控的营收复合增速更高（28.9% vs 11.1%）
富邦金融控股股份有限公司是一家金融投资控股企业，旗下核心子公司涵盖富邦投信、富邦产险、富邦证券、富邦银行、富邦人寿、富邦华一银行及富邦银行（香港）等，集团于2001年12月19日正式成立，可为客户提供覆盖全业态的综合金融服务。
LiveRamp Holdings, Inc.是一家美国SaaS企业，核心业务为提供数据连接平台，服务涵盖数据导入、线下数据线上迁移等能力，助力企业开展营销相关的数据应用，为品牌及营销从业者的数字化运营提供技术支撑。
FBK vs RAMP — 直观对比
营收规模更大
RAMP
是对方的1.2倍
$178.6M
营收增速更快
FBK
高出28.4%
8.6%
净利率更高
FBK
高出13.1%
18.8%
两年增速更快
FBK
近两年复合增速
11.1%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $178.6M | $212.2M |
| 净利润 | $57.0M | $39.9M |
| 毛利率 | — | 71.9% |
| 营业利润率 | 39.1% | 18.6% |
| 净利率 | 31.9% | 18.8% |
| 营收同比 | 37.0% | 8.6% |
| 净利润同比 | 50.4% | 255.7% |
| 每股收益（稀释后） | $1.12 | $0.62 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FBKRAMP
| Q4 25 | $178.6M | $212.2M | ||
| Q3 25 | $173.9M | $199.8M | ||
| Q2 25 | $76.9M | $194.8M | ||
| Q1 25 | $130.7M | $188.7M | ||
| Q4 24 | $130.4M | $195.4M | ||
| Q3 24 | $89.5M | $185.5M | ||
| Q2 24 | $128.2M | $176.0M | ||
| Q1 24 | $107.5M | $171.9M |
净利润FBKRAMP
| Q4 25 | $57.0M | $39.9M | ||
| Q3 25 | $23.4M | $27.4M | ||
| Q2 25 | $2.9M | $7.7M | ||
| Q1 25 | $39.4M | $-6.3M | ||
| Q4 24 | $37.9M | $11.2M | ||
| Q3 24 | $10.2M | $1.7M | ||
| Q2 24 | $40.0M | $-7.5M | ||
| Q1 24 | $27.9M | $-5.4M |
毛利率FBKRAMP
| Q4 25 | — | 71.9% | ||
| Q3 25 | — | 70.2% | ||
| Q2 25 | — | 70.1% | ||
| Q1 25 | — | 69.3% | ||
| Q4 24 | — | 71.9% | ||
| Q3 24 | — | 72.4% | ||
| Q2 24 | — | 70.6% | ||
| Q1 24 | — | 72.2% |
营业利润率FBKRAMP
| Q4 25 | 39.1% | 18.6% | ||
| Q3 25 | 17.0% | 10.7% | ||
| Q2 25 | -12.7% | 3.7% | ||
| Q1 25 | 37.4% | -6.1% | ||
| Q4 24 | 38.4% | 7.5% | ||
| Q3 24 | 12.7% | 4.0% | ||
| Q2 24 | 39.7% | -3.0% | ||
| Q1 24 | 31.9% | -8.3% |
净利率FBKRAMP
| Q4 25 | 31.9% | 18.8% | ||
| Q3 25 | 13.4% | 13.7% | ||
| Q2 25 | 3.8% | 4.0% | ||
| Q1 25 | 30.1% | -3.3% | ||
| Q4 24 | 29.1% | 5.7% | ||
| Q3 24 | 11.4% | 0.9% | ||
| Q2 24 | 31.2% | -4.3% | ||
| Q1 24 | 26.0% | -3.1% |
每股收益（稀释后）FBKRAMP
| Q4 25 | $1.12 | $0.62 | ||
| Q3 25 | $0.43 | $0.42 | ||
| Q2 25 | $0.06 | $0.12 | ||
| Q1 25 | $0.84 | $-0.10 | ||
| Q4 24 | $0.82 | $0.17 | ||
| Q3 24 | $0.22 | $0.03 | ||
| Q2 24 | $0.85 | $-0.11 | ||
| Q1 24 | $0.59 | $-0.09 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.2B | $403.4M |
| 总债务越低越好 | $212.8M | — |
| 股东权益账面价值 | $1.9B | $962.3M |
| 总资产 | $16.3B | $1.3B |
| 负债/权益比越低杠杆越低 | 0.11× | — |
8季度趋势，按日历期对齐
现金及短期投资FBKRAMP
| Q4 25 | $1.2B | $403.4M | ||
| Q3 25 | $1.3B | $376.9M | ||
| Q2 25 | $1.2B | $371.1M | ||
| Q1 25 | $794.7M | $420.8M | ||
| Q4 24 | $1.0B | $384.3M | ||
| Q3 24 | $951.8M | $348.4M | ||
| Q2 24 | $800.9M | $342.7M | ||
| Q1 24 | $870.7M | $368.9M |
总债务FBKRAMP
| Q4 25 | $212.8M | — | ||
| Q3 25 | $213.6M | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $176.8M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益FBKRAMP
| Q4 25 | $1.9B | $962.3M | ||
| Q3 25 | $2.0B | $943.8M | ||
| Q2 25 | $1.6B | $947.8M | ||
| Q1 25 | $1.6B | $948.9M | ||
| Q4 24 | $1.6B | $957.7M | ||
| Q3 24 | $1.6B | $932.1M | ||
| Q2 24 | $1.5B | $951.9M | ||
| Q1 24 | $1.5B | $949.1M |
总资产FBKRAMP
| Q4 25 | $16.3B | $1.3B | ||
| Q3 25 | $16.2B | $1.2B | ||
| Q2 25 | $13.4B | $1.2B | ||
| Q1 25 | $13.1B | $1.3B | ||
| Q4 24 | $13.2B | $1.3B | ||
| Q3 24 | $12.9B | $1.2B | ||
| Q2 24 | $12.5B | $1.2B | ||
| Q1 24 | $12.5B | $1.2B |
负债/权益比FBKRAMP
| Q4 25 | 0.11× | — | ||
| Q3 25 | 0.11× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.11× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $155.9M | — |
| 自由现金流经营现金流 - 资本支出 | $147.0M | — |
| 自由现金流率自由现金流/营收 | 82.3% | — |
| 资本支出强度资本支出/营收 | 5.0% | 0.1% |
| 现金转化率经营现金流/净利润 | 2.74× | — |
| 过去12个月自由现金流最近4个季度 | $242.8M | — |
8季度趋势，按日历期对齐
经营现金流FBKRAMP
| Q4 25 | $155.9M | — | ||
| Q3 25 | $47.7M | $57.4M | ||
| Q2 25 | $71.8M | $-15.8M | ||
| Q1 25 | $-16.5M | — | ||
| Q4 24 | $138.8M | $45.1M | ||
| Q3 24 | $57.8M | $55.6M | ||
| Q2 24 | $30.6M | $-9.3M | ||
| Q1 24 | $36.3M | — |
自由现金流FBKRAMP
| Q4 25 | $147.0M | — | ||
| Q3 25 | $45.6M | $56.8M | ||
| Q2 25 | $68.4M | $-16.2M | ||
| Q1 25 | $-18.1M | — | ||
| Q4 24 | $132.3M | $44.8M | ||
| Q3 24 | $56.7M | $55.4M | ||
| Q2 24 | $28.4M | $-9.6M | ||
| Q1 24 | $34.6M | — |
自由现金流率FBKRAMP
| Q4 25 | 82.3% | — | ||
| Q3 25 | 26.2% | 28.4% | ||
| Q2 25 | 89.0% | -8.3% | ||
| Q1 25 | -13.9% | — | ||
| Q4 24 | 101.4% | 22.9% | ||
| Q3 24 | 63.3% | 29.8% | ||
| Q2 24 | 22.1% | -5.4% | ||
| Q1 24 | 32.2% | — |
资本支出强度FBKRAMP
| Q4 25 | 5.0% | 0.1% | ||
| Q3 25 | 1.2% | 0.3% | ||
| Q2 25 | 4.4% | 0.2% | ||
| Q1 25 | 1.3% | 0.2% | ||
| Q4 24 | 5.0% | 0.1% | ||
| Q3 24 | 1.2% | 0.1% | ||
| Q2 24 | 1.7% | 0.1% | ||
| Q1 24 | 1.5% | 1.0% |
现金转化率FBKRAMP
| Q4 25 | 2.74× | — | ||
| Q3 25 | 2.04× | 2.09× | ||
| Q2 25 | 24.68× | -2.04× | ||
| Q1 25 | -0.42× | — | ||
| Q4 24 | 3.66× | 4.02× | ||
| Q3 24 | 5.65× | 32.10× | ||
| Q2 24 | 0.77× | — | ||
| Q1 24 | 1.30× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
