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FIRST BANCORP（FBNC）与REGIS CORP（RGS）财务数据对比。点击上方公司名可切换其他公司
FIRST BANCORP的季度营收约是REGIS CORP的1.6倍（$89.6M vs $57.1M），FIRST BANCORP净利率更高（22.7% vs 0.8%，领先21.9%），REGIS CORP同比增速更快（22.3% vs -7.3%），FIRST BANCORP自由现金流更多（$48.2M vs $891.0K）
第一银行控股（First Bancorp）是总部位于美国北卡罗来纳州南派恩斯的银行控股集团，旗下第一银行业务覆盖北卡罗来纳州与南卡罗来纳州两大区域，为当地客户提供各类银行金融服务。
瑞吉斯公司是一家美国美发沙龙运营商，总部位于明尼苏达州明尼阿波利斯市。截至2021年8月，该集团旗下拥有5563家加盟沙龙以及276家直营门店，是北美地区规模领先的美发沙龙连锁经营企业。
FBNC vs RGS — 直观对比
营收规模更大
FBNC
是对方的1.6倍
$57.1M
营收增速更快
RGS
高出29.5%
-7.3%
净利率更高
FBNC
高出21.9%
0.8%
自由现金流更多
FBNC
多$47.3M
$891.0K
损益表 — Q3 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $89.6M | $57.1M |
| 净利润 | $20.4M | $456.0K |
| 毛利率 | — | — |
| 营业利润率 | 29.0% | 10.8% |
| 净利率 | 22.7% | 0.8% |
| 营收同比 | -7.3% | 22.3% |
| 净利润同比 | 9.0% | -94.0% |
| 每股收益（稀释后） | $0.49 | $0.16 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FBNCRGS
| Q4 25 | — | $57.1M | ||
| Q3 25 | $89.6M | $59.0M | ||
| Q2 25 | $111.0M | $60.4M | ||
| Q1 25 | $105.8M | $57.0M | ||
| Q4 24 | — | $46.7M | ||
| Q3 24 | $96.6M | $46.1M | ||
| Q2 24 | $95.7M | $49.4M | ||
| Q1 24 | $92.2M | $49.2M |
净利润FBNCRGS
| Q4 25 | — | $456.0K | ||
| Q3 25 | $20.4M | $1.4M | ||
| Q2 25 | $38.6M | $116.5M | ||
| Q1 25 | $36.4M | $250.0K | ||
| Q4 24 | — | $7.6M | ||
| Q3 24 | $18.7M | $-853.0K | ||
| Q2 24 | $28.7M | $91.2M | ||
| Q1 24 | $25.3M | $-2.3M |
营业利润率FBNCRGS
| Q4 25 | — | 10.8% | ||
| Q3 25 | 29.0% | 10.0% | ||
| Q2 25 | 44.9% | 12.1% | ||
| Q1 25 | 44.2% | 8.8% | ||
| Q4 24 | — | 11.8% | ||
| Q3 24 | 23.4% | 4.6% | ||
| Q2 24 | 38.5% | — | ||
| Q1 24 | 34.5% | 8.3% |
净利率FBNCRGS
| Q4 25 | — | 0.8% | ||
| Q3 25 | 22.7% | 2.3% | ||
| Q2 25 | 34.7% | 192.9% | ||
| Q1 25 | 34.4% | 0.4% | ||
| Q4 24 | — | 16.4% | ||
| Q3 24 | 19.3% | -1.9% | ||
| Q2 24 | 30.0% | 184.7% | ||
| Q1 24 | 27.4% | -4.7% |
每股收益（稀释后）FBNCRGS
| Q4 25 | — | $0.16 | ||
| Q3 25 | $0.49 | $0.49 | ||
| Q2 25 | $0.93 | $43.67 | ||
| Q1 25 | $0.88 | $0.08 | ||
| Q4 24 | — | $2.71 | ||
| Q3 24 | $0.45 | $-0.36 | ||
| Q2 24 | $0.70 | $38.40 | ||
| Q1 24 | $0.61 | $-1.00 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $18.4M |
| 总债务越低越好 | $92.4M | $113.3M |
| 股东权益账面价值 | $1.6B | $188.7M |
| 总资产 | $12.8B | $588.3M |
| 负债/权益比越低杠杆越低 | 0.06× | 0.60× |
8季度趋势，按日历期对齐
现金及短期投资FBNCRGS
| Q4 25 | — | $18.4M | ||
| Q3 25 | — | $16.6M | ||
| Q2 25 | — | $17.0M | ||
| Q1 25 | — | $13.3M | ||
| Q4 24 | — | $10.2M | ||
| Q3 24 | — | $6.3M | ||
| Q2 24 | — | $10.1M | ||
| Q1 24 | — | $5.9M |
总债务FBNCRGS
| Q4 25 | — | $113.3M | ||
| Q3 25 | $92.4M | $111.3M | ||
| Q2 25 | $92.2M | $110.8M | ||
| Q1 25 | $92.1M | $112.0M | ||
| Q4 24 | — | $111.5M | ||
| Q3 24 | $91.7M | $95.2M | ||
| Q2 24 | $91.5M | $99.5M | ||
| Q1 24 | $332.3M | $179.7M |
股东权益FBNCRGS
| Q4 25 | — | $188.7M | ||
| Q3 25 | $1.6B | $187.6M | ||
| Q2 25 | $1.6B | $185.6M | ||
| Q1 25 | $1.5B | $68.6M | ||
| Q4 24 | — | $66.7M | ||
| Q3 24 | $1.5B | $56.4M | ||
| Q2 24 | $1.4B | $56.8M | ||
| Q1 24 | $1.4B | $-35.8M |
总资产FBNCRGS
| Q4 25 | — | $588.3M | ||
| Q3 25 | $12.8B | $592.1M | ||
| Q2 25 | $12.6B | $599.0M | ||
| Q1 25 | $12.4B | $511.2M | ||
| Q4 24 | — | $530.1M | ||
| Q3 24 | $12.2B | $508.9M | ||
| Q2 24 | $12.1B | $530.5M | ||
| Q1 24 | $12.1B | $543.7M |
负债/权益比FBNCRGS
| Q4 25 | — | 0.60× | ||
| Q3 25 | 0.06× | 0.59× | ||
| Q2 25 | 0.06× | 0.60× | ||
| Q1 25 | 0.06× | 1.63× | ||
| Q4 24 | — | 1.67× | ||
| Q3 24 | 0.06× | 1.69× | ||
| Q2 24 | 0.07× | 1.75× | ||
| Q1 24 | 0.24× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $49.7M | $1.7M |
| 自由现金流经营现金流 - 资本支出 | $48.2M | $891.0K |
| 自由现金流率自由现金流/营收 | 53.8% | 1.6% |
| 资本支出强度资本支出/营收 | 1.6% | 1.4% |
| 现金转化率经营现金流/净利润 | 2.44× | 3.65× |
| 过去12个月自由现金流最近4个季度 | $182.9M | $14.9M |
8季度趋势，按日历期对齐
经营现金流FBNCRGS
| Q4 25 | — | $1.7M | ||
| Q3 25 | $49.7M | $2.3M | ||
| Q2 25 | $45.7M | $6.8M | ||
| Q1 25 | $52.6M | $6.2M | ||
| Q4 24 | — | $2.1M | ||
| Q3 24 | $38.4M | $-1.3M | ||
| Q2 24 | $87.7M | $5.1M | ||
| Q1 24 | $-20.1M | $-277.0K |
自由现金流FBNCRGS
| Q4 25 | — | $891.0K | ||
| Q3 25 | $48.2M | $1.9M | ||
| Q2 25 | $44.3M | $6.2M | ||
| Q1 25 | $52.4M | $5.9M | ||
| Q4 24 | — | $1.7M | ||
| Q3 24 | $38.0M | $-1.4M | ||
| Q2 24 | $87.6M | $5.1M | ||
| Q1 24 | $-21.7M | $-326.0K |
自由现金流率FBNCRGS
| Q4 25 | — | 1.6% | ||
| Q3 25 | 53.8% | 3.2% | ||
| Q2 25 | 39.9% | 10.3% | ||
| Q1 25 | 49.5% | 10.3% | ||
| Q4 24 | — | 3.6% | ||
| Q3 24 | 39.3% | -3.0% | ||
| Q2 24 | 91.6% | 10.3% | ||
| Q1 24 | -23.6% | -0.7% |
资本支出强度FBNCRGS
| Q4 25 | — | 1.4% | ||
| Q3 25 | 1.6% | 0.7% | ||
| Q2 25 | 1.2% | 0.9% | ||
| Q1 25 | 0.2% | 0.6% | ||
| Q4 24 | — | 0.9% | ||
| Q3 24 | 0.5% | 0.0% | ||
| Q2 24 | 0.1% | 0.0% | ||
| Q1 24 | 1.8% | 0.1% |
现金转化率FBNCRGS
| Q4 25 | — | 3.65× | ||
| Q3 25 | 2.44× | 1.68× | ||
| Q2 25 | 1.19× | 0.06× | ||
| Q1 25 | 1.44× | 24.80× | ||
| Q4 24 | — | 0.28× | ||
| Q3 24 | 2.06× | — | ||
| Q2 24 | 3.06× | 0.06× | ||
| Q1 24 | -0.80× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FBNC
暂无分部数据
RGS
| Franchise Segment | $37.9M | 66% |
| Royalty | $13.6M | 24% |
| Other | $2.8M | 5% |
| Fees | $1.8M | 3% |
| Franchise Fees | $1.0M | 2% |
