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FIRST BANCORP（FBNC）与RE/MAX Holdings, Inc.（RMAX）财务数据对比。点击上方公司名可切换其他公司
FIRST BANCORP的季度营收约是RE/MAX Holdings, Inc.的1.3倍（$89.6M vs $71.1M），FIRST BANCORP净利率更高（22.7% vs 2.0%，领先20.7%），RE/MAX Holdings, Inc.同比增速更快（-1.8% vs -7.3%），FIRST BANCORP自由现金流更多（$48.2M vs $33.5M）
第一银行控股（First Bancorp）是总部位于美国北卡罗来纳州南派恩斯的银行控股集团，旗下第一银行业务覆盖北卡罗来纳州与南卡罗来纳州两大区域，为当地客户提供各类银行金融服务。
RE/MAX是全球知名的房地产特许经营机构，业务遍布全球一百多个国家和地区，旗下拥有数千家门店，总计超过十万名房产经纪人，在国际房产中介领域拥有极高的品牌知名度与市场影响力。
FBNC vs RMAX — 直观对比
营收规模更大
FBNC
是对方的1.3倍
$71.1M
营收增速更快
RMAX
高出5.4%
-7.3%
净利率更高
FBNC
高出20.7%
2.0%
自由现金流更多
FBNC
多$14.7M
$33.5M
损益表 — Q3 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $89.6M | $71.1M |
| 净利润 | $20.4M | $1.4M |
| 毛利率 | — | — |
| 营业利润率 | 29.0% | 13.1% |
| 净利率 | 22.7% | 2.0% |
| 营收同比 | -7.3% | -1.8% |
| 净利润同比 | 9.0% | -75.2% |
| 每股收益（稀释后） | $0.49 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FBNCRMAX
| Q4 25 | — | $71.1M | ||
| Q3 25 | $89.6M | $73.2M | ||
| Q2 25 | $111.0M | $72.8M | ||
| Q1 25 | $105.8M | $74.5M | ||
| Q4 24 | — | $72.5M | ||
| Q3 24 | $96.6M | $78.5M | ||
| Q2 24 | $95.7M | $78.5M | ||
| Q1 24 | $92.2M | $78.3M |
净利润FBNCRMAX
| Q4 25 | — | $1.4M | ||
| Q3 25 | $20.4M | $4.0M | ||
| Q2 25 | $38.6M | $4.7M | ||
| Q1 25 | $36.4M | $-2.0M | ||
| Q4 24 | — | $5.8M | ||
| Q3 24 | $18.7M | $966.0K | ||
| Q2 24 | $28.7M | $3.7M | ||
| Q1 24 | $25.3M | $-3.4M |
营业利润率FBNCRMAX
| Q4 25 | — | 13.1% | ||
| Q3 25 | 29.0% | 25.0% | ||
| Q2 25 | 44.9% | 19.3% | ||
| Q1 25 | 44.2% | 7.2% | ||
| Q4 24 | — | 5.9% | ||
| Q3 24 | 23.4% | 19.4% | ||
| Q2 24 | 38.5% | 20.6% | ||
| Q1 24 | 34.5% | 5.8% |
净利率FBNCRMAX
| Q4 25 | — | 2.0% | ||
| Q3 25 | 22.7% | 5.4% | ||
| Q2 25 | 34.7% | 6.4% | ||
| Q1 25 | 34.4% | -2.6% | ||
| Q4 24 | — | 8.0% | ||
| Q3 24 | 19.3% | 1.2% | ||
| Q2 24 | 30.0% | 4.7% | ||
| Q1 24 | 27.4% | -4.3% |
每股收益（稀释后）FBNCRMAX
| Q4 25 | — | — | ||
| Q3 25 | $0.49 | — | ||
| Q2 25 | $0.93 | — | ||
| Q1 25 | $0.88 | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $0.45 | — | ||
| Q2 24 | $0.70 | — | ||
| Q1 24 | $0.61 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $118.7M |
| 总债务越低越好 | $92.4M | $432.2M |
| 股东权益账面价值 | $1.6B | $452.4M |
| 总资产 | $12.8B | $582.5M |
| 负债/权益比越低杠杆越低 | 0.06× | 0.96× |
8季度趋势，按日历期对齐
现金及短期投资FBNCRMAX
| Q4 25 | — | $118.7M | ||
| Q3 25 | — | $107.5M | ||
| Q2 25 | — | $94.3M | ||
| Q1 25 | — | $89.1M | ||
| Q4 24 | — | $96.6M | ||
| Q3 24 | — | $83.8M | ||
| Q2 24 | — | $66.1M | ||
| Q1 24 | — | $82.1M |
总债务FBNCRMAX
| Q4 25 | — | $432.2M | ||
| Q3 25 | $92.4M | $433.3M | ||
| Q2 25 | $92.2M | $434.4M | ||
| Q1 25 | $92.1M | $435.3M | ||
| Q4 24 | — | $436.2M | ||
| Q3 24 | $91.7M | $437.2M | ||
| Q2 24 | $91.5M | $438.1M | ||
| Q1 24 | $332.3M | $439.0M |
股东权益FBNCRMAX
| Q4 25 | — | $452.4M | ||
| Q3 25 | $1.6B | $448.1M | ||
| Q2 25 | $1.6B | $442.4M | ||
| Q1 25 | $1.5B | $433.5M | ||
| Q4 24 | — | $429.5M | ||
| Q3 24 | $1.5B | $423.1M | ||
| Q2 24 | $1.4B | $418.4M | ||
| Q1 24 | $1.4B | $412.0M |
总资产FBNCRMAX
| Q4 25 | — | $582.5M | ||
| Q3 25 | $12.8B | $582.2M | ||
| Q2 25 | $12.6B | $574.8M | ||
| Q1 25 | $12.4B | $571.4M | ||
| Q4 24 | — | $581.6M | ||
| Q3 24 | $12.2B | $578.6M | ||
| Q2 24 | $12.1B | $571.4M | ||
| Q1 24 | $12.1B | $566.7M |
负债/权益比FBNCRMAX
| Q4 25 | — | 0.96× | ||
| Q3 25 | 0.06× | 0.97× | ||
| Q2 25 | 0.06× | 0.98× | ||
| Q1 25 | 0.06× | 1.00× | ||
| Q4 24 | — | 1.02× | ||
| Q3 24 | 0.06× | 1.03× | ||
| Q2 24 | 0.07× | 1.05× | ||
| Q1 24 | 0.24× | 1.07× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $49.7M | $40.9M |
| 自由现金流经营现金流 - 资本支出 | $48.2M | $33.5M |
| 自由现金流率自由现金流/营收 | 53.8% | 47.1% |
| 资本支出强度资本支出/营收 | 1.6% | 10.4% |
| 现金转化率经营现金流/净利润 | 2.44× | 28.39× |
| 过去12个月自由现金流最近4个季度 | $182.9M | $56.8M |
8季度趋势，按日历期对齐
经营现金流FBNCRMAX
| Q4 25 | — | $40.9M | ||
| Q3 25 | $49.7M | $17.7M | ||
| Q2 25 | $45.7M | $4.6M | ||
| Q1 25 | $52.6M | $5.7M | ||
| Q4 24 | — | $59.7M | ||
| Q3 24 | $38.4M | $17.6M | ||
| Q2 24 | $87.7M | $15.9M | ||
| Q1 24 | $-20.1M | $9.4M |
自由现金流FBNCRMAX
| Q4 25 | — | $33.5M | ||
| Q3 25 | $48.2M | $16.4M | ||
| Q2 25 | $44.3M | $2.9M | ||
| Q1 25 | $52.4M | $4.0M | ||
| Q4 24 | — | $53.0M | ||
| Q3 24 | $38.0M | $16.3M | ||
| Q2 24 | $87.6M | $14.0M | ||
| Q1 24 | $-21.7M | $6.8M |
自由现金流率FBNCRMAX
| Q4 25 | — | 47.1% | ||
| Q3 25 | 53.8% | 22.4% | ||
| Q2 25 | 39.9% | 4.0% | ||
| Q1 25 | 49.5% | 5.3% | ||
| Q4 24 | — | 73.2% | ||
| Q3 24 | 39.3% | 20.8% | ||
| Q2 24 | 91.6% | 17.8% | ||
| Q1 24 | -23.6% | 8.6% |
资本支出强度FBNCRMAX
| Q4 25 | — | 10.4% | ||
| Q3 25 | 1.6% | 1.8% | ||
| Q2 25 | 1.2% | 2.2% | ||
| Q1 25 | 0.2% | 2.3% | ||
| Q4 24 | — | 9.1% | ||
| Q3 24 | 0.5% | 1.7% | ||
| Q2 24 | 0.1% | 2.4% | ||
| Q1 24 | 1.8% | 3.3% |
现金转化率FBNCRMAX
| Q4 25 | — | 28.39× | ||
| Q3 25 | 2.44× | 4.45× | ||
| Q2 25 | 1.19× | 0.97× | ||
| Q1 25 | 1.44× | — | ||
| Q4 24 | — | 10.28× | ||
| Q3 24 | 2.06× | 18.22× | ||
| Q2 24 | 3.06× | 4.29× | ||
| Q1 24 | -0.80× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FBNC
暂无分部数据
RMAX
| Franchising Segment | $50.1M | 70% |
| Broker Fees | $13.9M | 20% |
| Annual Dues | $7.4M | 10% |
