vs
FIRST BANCORP（FBP）与J&J SNACK FOODS CORP（JJSF）财务数据对比。点击上方公司名可切换其他公司
J&J SNACK FOODS CORP的季度营收约是FIRST BANCORP的1.3倍（$343.8M vs $257.2M），FIRST BANCORP净利率更高（33.9% vs 0.3%，领先33.6%），FIRST BANCORP同比增速更快（6.5% vs -5.2%），FIRST BANCORP自由现金流更多（$103.2M vs $17.0M），过去两年FIRST BANCORP的营收复合增速更高（5.6% vs -2.2%）
第一中西部银行总部位于美国伊利诺伊州芝加哥市，地处奥黑尔机场东侧，其前身可追溯至伊利诺伊州乔利埃特市。发展至今，该行服务范围覆盖芝加哥众多郊区，包括印第安纳州西北部、伊利诺伊州南部、威斯康星州东南部以及含爱荷华州在内的四城地区，是美国规模最大的银行机构之一。
强生休闲食品公司（J&J Snack Foods Corp.）是美国知名的品牌休闲食品与冷冻饮品生产商、营销商及分销商，总部位于新泽西州芒特劳雷尔，在全美44个州、墨西哥及加拿大设有超175个生产、仓储及配送设施，于纳斯达克全球精选市场上市，业务覆盖国内外市场。
FBP vs JJSF — 直观对比
营收规模更大
JJSF
是对方的1.3倍
$257.2M
营收增速更快
FBP
高出11.7%
-5.2%
净利率更高
FBP
高出33.6%
0.3%
自由现金流更多
FBP
多$86.2M
$17.0M
两年增速更快
FBP
近两年复合增速
-2.2%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $257.2M | $343.8M |
| 净利润 | $87.1M | $883.0K |
| 毛利率 | — | 27.9% |
| 营业利润率 | 41.7% | 0.2% |
| 净利率 | 33.9% | 0.3% |
| 营收同比 | 6.5% | -5.2% |
| 净利润同比 | 15.1% | -82.8% |
| 每股收益（稀释后） | $0.55 | $0.05 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FBPJJSF
| Q4 25 | $257.2M | $343.8M | ||
| Q3 25 | $248.7M | $410.2M | ||
| Q2 25 | $246.8M | $454.3M | ||
| Q1 25 | $248.1M | $356.1M | ||
| Q4 24 | $241.5M | $362.6M | ||
| Q3 24 | $234.6M | $426.8M | ||
| Q2 24 | $231.7M | $440.0M | ||
| Q1 24 | $230.5M | $359.7M |
净利润FBPJJSF
| Q4 25 | $87.1M | $883.0K | ||
| Q3 25 | $100.5M | $11.4M | ||
| Q2 25 | $80.2M | $44.2M | ||
| Q1 25 | $77.1M | $4.8M | ||
| Q4 24 | $75.7M | $5.1M | ||
| Q3 24 | $73.7M | $29.6M | ||
| Q2 24 | $75.8M | $36.3M | ||
| Q1 24 | $73.5M | $13.3M |
毛利率FBPJJSF
| Q4 25 | — | 27.9% | ||
| Q3 25 | — | 31.7% | ||
| Q2 25 | — | 33.0% | ||
| Q1 25 | — | 26.9% | ||
| Q4 24 | — | 25.9% | ||
| Q3 24 | — | 31.8% | ||
| Q2 24 | — | 33.6% | ||
| Q1 24 | — | 30.1% |
营业利润率FBPJJSF
| Q4 25 | 41.7% | 0.2% | ||
| Q3 25 | 42.7% | 2.8% | ||
| Q2 25 | 41.7% | 13.3% | ||
| Q1 25 | 40.4% | 1.7% | ||
| Q4 24 | 39.8% | 1.7% | ||
| Q3 24 | 41.1% | 9.3% | ||
| Q2 24 | 43.8% | 11.4% | ||
| Q1 24 | 42.3% | 5.0% |
净利率FBPJJSF
| Q4 25 | 33.9% | 0.3% | ||
| Q3 25 | 40.4% | 2.8% | ||
| Q2 25 | 32.5% | 9.7% | ||
| Q1 25 | 31.1% | 1.4% | ||
| Q4 24 | 31.4% | 1.4% | ||
| Q3 24 | 31.4% | 6.9% | ||
| Q2 24 | 32.7% | 8.3% | ||
| Q1 24 | 31.9% | 3.7% |
每股收益（稀释后）FBPJJSF
| Q4 25 | $0.55 | $0.05 | ||
| Q3 25 | $0.63 | $0.59 | ||
| Q2 25 | $0.50 | $2.26 | ||
| Q1 25 | $0.47 | $0.25 | ||
| Q4 24 | $0.46 | $0.26 | ||
| Q3 24 | $0.45 | $1.52 | ||
| Q2 24 | $0.46 | $1.87 | ||
| Q1 24 | $0.44 | $0.69 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $66.8M |
| 总债务越低越好 | $290.0M | — |
| 股东权益账面价值 | $2.0B | $912.9M |
| 总资产 | $19.1B | $1.3B |
| 负债/权益比越低杠杆越低 | 0.15× | — |
8季度趋势，按日历期对齐
现金及短期投资FBPJJSF
| Q4 25 | — | $66.8M | ||
| Q3 25 | — | $105.9M | ||
| Q2 25 | — | $77.4M | ||
| Q1 25 | — | $48.5M | ||
| Q4 24 | — | $73.6M | ||
| Q3 24 | — | $73.4M | ||
| Q2 24 | — | $64.0M | ||
| Q1 24 | — | $43.6M |
总债务FBPJJSF
| Q4 25 | $290.0M | — | ||
| Q3 25 | $290.0M | — | ||
| Q2 25 | $320.0M | — | ||
| Q1 25 | $331.1M | — | ||
| Q4 24 | $561.7M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益FBPJJSF
| Q4 25 | $2.0B | $912.9M | ||
| Q3 25 | $1.9B | $966.7M | ||
| Q2 25 | $1.8B | $969.9M | ||
| Q1 25 | $1.8B | $935.0M | ||
| Q4 24 | $1.7B | $946.8M | ||
| Q3 24 | $1.7B | $957.0M | ||
| Q2 24 | $1.5B | $937.9M | ||
| Q1 24 | $1.5B | $915.7M |
总资产FBPJJSF
| Q4 25 | $19.1B | $1.3B | ||
| Q3 25 | $19.3B | $1.4B | ||
| Q2 25 | $18.9B | $1.4B | ||
| Q1 25 | $19.1B | $1.4B | ||
| Q4 24 | $19.3B | $1.3B | ||
| Q3 24 | $18.9B | $1.4B | ||
| Q2 24 | $18.9B | $1.4B | ||
| Q1 24 | $18.9B | $1.3B |
负债/权益比FBPJJSF
| Q4 25 | 0.15× | — | ||
| Q3 25 | 0.15× | — | ||
| Q2 25 | 0.17× | — | ||
| Q1 25 | 0.19× | — | ||
| Q4 24 | 0.34× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $107.3M | $36.0M |
| 自由现金流经营现金流 - 资本支出 | $103.2M | $17.0M |
| 自由现金流率自由现金流/营收 | 40.1% | 4.9% |
| 资本支出强度资本支出/营收 | 1.6% | 5.5% |
| 现金转化率经营现金流/净利润 | 1.23× | 40.73× |
| 过去12个月自由现金流最近4个季度 | $437.5M | $83.1M |
8季度趋势，按日历期对齐
经营现金流FBPJJSF
| Q4 25 | $107.3M | $36.0M | ||
| Q3 25 | $137.6M | $66.4M | ||
| Q2 25 | $95.4M | $51.2M | ||
| Q1 25 | $108.2M | $12.3M | ||
| Q4 24 | $96.8M | $35.2M | ||
| Q3 24 | $118.0M | $46.3M | ||
| Q2 24 | $71.1M | $65.0M | ||
| Q1 24 | $118.2M | $12.7M |
自由现金流FBPJJSF
| Q4 25 | $103.2M | $17.0M | ||
| Q3 25 | $134.8M | $44.8M | ||
| Q2 25 | $92.8M | $28.5M | ||
| Q1 25 | $106.7M | $-7.2M | ||
| Q4 24 | $95.2M | $16.1M | ||
| Q3 24 | $115.4M | $29.1M | ||
| Q2 24 | $69.4M | $45.3M | ||
| Q1 24 | $114.1M | $-4.0M |
自由现金流率FBPJJSF
| Q4 25 | 40.1% | 4.9% | ||
| Q3 25 | 54.2% | 10.9% | ||
| Q2 25 | 37.6% | 6.3% | ||
| Q1 25 | 43.0% | -2.0% | ||
| Q4 24 | 39.4% | 4.4% | ||
| Q3 24 | 49.2% | 6.8% | ||
| Q2 24 | 30.0% | 10.3% | ||
| Q1 24 | 49.5% | -1.1% |
资本支出强度FBPJJSF
| Q4 25 | 1.6% | 5.5% | ||
| Q3 25 | 1.2% | 5.3% | ||
| Q2 25 | 1.1% | 5.0% | ||
| Q1 25 | 0.6% | 5.5% | ||
| Q4 24 | 0.7% | 5.3% | ||
| Q3 24 | 1.1% | 4.0% | ||
| Q2 24 | 0.7% | 4.5% | ||
| Q1 24 | 1.8% | 4.6% |
现金转化率FBPJJSF
| Q4 25 | 1.23× | 40.73× | ||
| Q3 25 | 1.37× | 5.84× | ||
| Q2 25 | 1.19× | 1.16× | ||
| Q1 25 | 1.40× | 2.55× | ||
| Q4 24 | 1.28× | 6.84× | ||
| Q3 24 | 1.60× | 1.56× | ||
| Q2 24 | 0.94× | 1.79× | ||
| Q1 24 | 1.61× | 0.96× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FBP
| Consumer Retail Banking Segment | $171.5M | 67% |
| Commercial And Corporate Segment | $46.9M | 18% |
| Mortgage Banking Segment | $22.4M | 9% |
| Virgin Islands Operations Segment | $18.6M | 7% |
JJSF
| Food Service | $219.2M | 64% |
| Frozen Beverages | $78.7M | 23% |
| Repair And Maintenance Service | $22.5M | 7% |
| Other | $12.7M | 4% |
| Machine Sales | $10.7M | 3% |
