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FIRST BANCORP（FBP）与LifeStance Health Group, Inc.（LFST）财务数据对比。点击上方公司名可切换其他公司
LifeStance Health Group, Inc.的季度营收约是FIRST BANCORP的1.5倍（$382.2M vs $257.2M），FIRST BANCORP净利率更高（33.9% vs 3.1%，领先30.8%），LifeStance Health Group, Inc.同比增速更快（17.4% vs 6.5%），FIRST BANCORP自由现金流更多（$103.2M vs $46.6M），过去两年LifeStance Health Group, Inc.的营收复合增速更高（12.8% vs 5.6%）
第一中西部银行总部位于美国伊利诺伊州芝加哥市，地处奥黑尔机场东侧，其前身可追溯至伊利诺伊州乔利埃特市。发展至今，该行服务范围覆盖芝加哥众多郊区，包括印第安纳州西北部、伊利诺伊州南部、威斯康星州东南部以及含爱荷华州在内的四城地区，是美国规模最大的银行机构之一。
LifeStance Health Group是美国的门诊行为健康服务提供商，支持线下面诊与远程诊疗两种服务模式，业务涵盖心理咨询、精神科诊疗、经颅磁刺激（TMS）以及氯胺酮治疗等。该公司曾多次因劳动违规、客户信息泄露及误导投资者相关问题遭遇诉讼。
FBP vs LFST — 直观对比
营收规模更大
LFST
是对方的1.5倍
$257.2M
营收增速更快
LFST
高出10.9%
6.5%
净利率更高
FBP
高出30.8%
3.1%
自由现金流更多
FBP
多$56.5M
$46.6M
两年增速更快
LFST
近两年复合增速
5.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $257.2M | $382.2M |
| 净利润 | $87.1M | $11.7M |
| 毛利率 | — | — |
| 营业利润率 | 41.7% | 4.7% |
| 净利率 | 33.9% | 3.1% |
| 营收同比 | 6.5% | 17.4% |
| 净利润同比 | 15.1% | 264.1% |
| 每股收益（稀释后） | $0.55 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FBPLFST
| Q4 25 | $257.2M | $382.2M | ||
| Q3 25 | $248.7M | $363.8M | ||
| Q2 25 | $246.8M | $345.3M | ||
| Q1 25 | $248.1M | $333.0M | ||
| Q4 24 | $241.5M | $325.5M | ||
| Q3 24 | $234.6M | $312.7M | ||
| Q2 24 | $231.7M | $312.3M | ||
| Q1 24 | $230.5M | $300.4M |
净利润FBPLFST
| Q4 25 | $87.1M | $11.7M | ||
| Q3 25 | $100.5M | $1.1M | ||
| Q2 25 | $80.2M | $-3.8M | ||
| Q1 25 | $77.1M | $709.0K | ||
| Q4 24 | $75.7M | $-7.1M | ||
| Q3 24 | $73.7M | $-6.0M | ||
| Q2 24 | $75.8M | $-23.3M | ||
| Q1 24 | $73.5M | $-21.1M |
营业利润率FBPLFST
| Q4 25 | 41.7% | 4.7% | ||
| Q3 25 | 42.7% | 2.0% | ||
| Q2 25 | 41.7% | -0.9% | ||
| Q1 25 | 40.4% | 0.5% | ||
| Q4 24 | 39.8% | 0.3% | ||
| Q3 24 | 41.1% | 0.0% | ||
| Q2 24 | 43.8% | -5.1% | ||
| Q1 24 | 42.3% | -5.6% |
净利率FBPLFST
| Q4 25 | 33.9% | 3.1% | ||
| Q3 25 | 40.4% | 0.3% | ||
| Q2 25 | 32.5% | -1.1% | ||
| Q1 25 | 31.1% | 0.2% | ||
| Q4 24 | 31.4% | -2.2% | ||
| Q3 24 | 31.4% | -1.9% | ||
| Q2 24 | 32.7% | -7.5% | ||
| Q1 24 | 31.9% | -7.0% |
每股收益（稀释后）FBPLFST
| Q4 25 | $0.55 | — | ||
| Q3 25 | $0.63 | — | ||
| Q2 25 | $0.50 | — | ||
| Q1 25 | $0.47 | — | ||
| Q4 24 | $0.46 | — | ||
| Q3 24 | $0.45 | — | ||
| Q2 24 | $0.46 | — | ||
| Q1 24 | $0.44 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $248.6M |
| 总债务越低越好 | $290.0M | $282.8M |
| 股东权益账面价值 | $2.0B | $1.5B |
| 总资产 | $19.1B | $2.2B |
| 负债/权益比越低杠杆越低 | 0.15× | 0.19× |
8季度趋势，按日历期对齐
现金及短期投资FBPLFST
| Q4 25 | — | $248.6M | ||
| Q3 25 | — | $203.9M | ||
| Q2 25 | — | $188.9M | ||
| Q1 25 | — | $134.3M | ||
| Q4 24 | — | $154.6M | ||
| Q3 24 | — | $102.6M | ||
| Q2 24 | — | $87.0M | ||
| Q1 24 | — | $49.5M |
总债务FBPLFST
| Q4 25 | $290.0M | $282.8M | ||
| Q3 25 | $290.0M | $284.6M | ||
| Q2 25 | $320.0M | $286.4M | ||
| Q1 25 | $331.1M | $288.2M | ||
| Q4 24 | $561.7M | $290.0M | ||
| Q3 24 | — | $287.3M | ||
| Q2 24 | — | $288.0M | ||
| Q1 24 | — | $288.8M |
股东权益FBPLFST
| Q4 25 | $2.0B | $1.5B | ||
| Q3 25 | $1.9B | $1.5B | ||
| Q2 25 | $1.8B | $1.5B | ||
| Q1 25 | $1.8B | $1.5B | ||
| Q4 24 | $1.7B | $1.4B | ||
| Q3 24 | $1.7B | $1.4B | ||
| Q2 24 | $1.5B | $1.4B | ||
| Q1 24 | $1.5B | $1.4B |
总资产FBPLFST
| Q4 25 | $19.1B | $2.2B | ||
| Q3 25 | $19.3B | $2.1B | ||
| Q2 25 | $18.9B | $2.1B | ||
| Q1 25 | $19.1B | $2.1B | ||
| Q4 24 | $19.3B | $2.1B | ||
| Q3 24 | $18.9B | $2.1B | ||
| Q2 24 | $18.9B | $2.1B | ||
| Q1 24 | $18.9B | $2.1B |
负债/权益比FBPLFST
| Q4 25 | 0.15× | 0.19× | ||
| Q3 25 | 0.15× | 0.19× | ||
| Q2 25 | 0.17× | 0.19× | ||
| Q1 25 | 0.19× | 0.20× | ||
| Q4 24 | 0.34× | 0.20× | ||
| Q3 24 | — | 0.20× | ||
| Q2 24 | — | 0.20× | ||
| Q1 24 | — | 0.20× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $107.3M | $57.6M |
| 自由现金流经营现金流 - 资本支出 | $103.2M | $46.6M |
| 自由现金流率自由现金流/营收 | 40.1% | 12.2% |
| 资本支出强度资本支出/营收 | 1.6% | 2.9% |
| 现金转化率经营现金流/净利润 | 1.23× | 4.93× |
| 过去12个月自由现金流最近4个季度 | $437.5M | $110.0M |
8季度趋势，按日历期对齐
经营现金流FBPLFST
| Q4 25 | $107.3M | $57.6M | ||
| Q3 25 | $137.6M | $27.3M | ||
| Q2 25 | $95.4M | $64.4M | ||
| Q1 25 | $108.2M | $-3.1M | ||
| Q4 24 | $96.8M | $62.3M | ||
| Q3 24 | $118.0M | $22.7M | ||
| Q2 24 | $71.1M | $44.1M | ||
| Q1 24 | $118.2M | $-21.8M |
自由现金流FBPLFST
| Q4 25 | $103.2M | $46.6M | ||
| Q3 25 | $134.8M | $17.0M | ||
| Q2 25 | $92.8M | $56.6M | ||
| Q1 25 | $106.7M | $-10.3M | ||
| Q4 24 | $95.2M | $56.0M | ||
| Q3 24 | $115.4M | $17.7M | ||
| Q2 24 | $69.4M | $39.0M | ||
| Q1 24 | $114.1M | $-26.9M |
自由现金流率FBPLFST
| Q4 25 | 40.1% | 12.2% | ||
| Q3 25 | 54.2% | 4.7% | ||
| Q2 25 | 37.6% | 16.4% | ||
| Q1 25 | 43.0% | -3.1% | ||
| Q4 24 | 39.4% | 17.2% | ||
| Q3 24 | 49.2% | 5.7% | ||
| Q2 24 | 30.0% | 12.5% | ||
| Q1 24 | 49.5% | -9.0% |
资本支出强度FBPLFST
| Q4 25 | 1.6% | 2.9% | ||
| Q3 25 | 1.2% | 2.8% | ||
| Q2 25 | 1.1% | 2.2% | ||
| Q1 25 | 0.6% | 2.2% | ||
| Q4 24 | 0.7% | 1.9% | ||
| Q3 24 | 1.1% | 1.6% | ||
| Q2 24 | 0.7% | 1.6% | ||
| Q1 24 | 1.8% | 1.7% |
现金转化率FBPLFST
| Q4 25 | 1.23× | 4.93× | ||
| Q3 25 | 1.37× | 25.34× | ||
| Q2 25 | 1.19× | — | ||
| Q1 25 | 1.40× | -4.36× | ||
| Q4 24 | 1.28× | — | ||
| Q3 24 | 1.60× | — | ||
| Q2 24 | 0.94× | — | ||
| Q1 24 | 1.61× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FBP
| Consumer Retail Banking Segment | $171.5M | 67% |
| Commercial And Corporate Segment | $46.9M | 18% |
| Mortgage Banking Segment | $22.4M | 9% |
| Virgin Islands Operations Segment | $18.6M | 7% |
LFST
暂无分部数据
